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DBS Esso Card

DBS Esso Card

The DBS Esso Card promises up to 21.6% fuel savings. It consists of a base 18% instant fuel discount and bonus 3.6% fuel savings (min. S$180 nett fuel spend) at Esso kiosks. The bonus fuel savings promo is valid till 31 Dec 2023.

All DBS Esso Cardholders are also auto-enrolled into the Esso Smiles Driver Rewards programme. This entitles you to earn up to 2.4% Smiles Savings (in the form of Smiles Points) in tandem with the above 21.6% fuel savings.

Overall, it's one of the best petrol credit cards to enjoy fuel discounts while earning rewards if you pump petrol frequently with Esso.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Minimum Annual Income
S$ 30,000
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Annual Fee
S$ 196.2
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Annual Fee Waiver
1 year
Fuel Savings
Up to 21.6  %
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Offer Available
S$120 cash rebate
Welcome Offer
S$120 cash rebate
  • Promotion is valid for new and existing DBS credit cardmembers
  • Apply for the DBS Esso Card and make a min. spend of S$180 on fuel per month for 2 months from date of card approval to be eligible for reward
  • Promotion is valid until 31 July 2024
  • Terms and Conditions apply

Things to consider

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Petrol savings

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Annual Fee required

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Benefits

Cashback

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Cashback Base Rate
0.4  %
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Cashback Local
0.4  %
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Cashback Overseas
0.4  %
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Quick Facts

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Enjoy up to 21.6% fuel savings and 2.4% Smiles Savings at All Esso stations.

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Auto-enrolment into the Esso Smiles Driver Rewards programme.

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Earn Smiles Points on all Esso fuel spend and card retail spend.

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Get interest-free payment plans for motor insurance and road tax.

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Enjoy faster payments at Pay-at-the-Pump Systems at Esso service stations.

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18% instant fuel discounts not applicable when paying via mobile wallets, including Apple Pay, Samsung Pay, and Google Pay.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
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Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.8  %
Interest on Cash Advance
28.5  %
Interest Free Period
25  days
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Others

Association

Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

NETSPay

Tags

DBS Esso Card DBS Esso Card


Other similar credit cards to consider

Frequently Asked Questions

What is the annual fee for the DBS Esso Card?

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The DBS Esso Card has an annual fee of S$194.40 (incl. 8% GST), along with a complimentary one-year fee waiver.

How do I link my DBS Esso Card to my Smiles Card?

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All DBS Esso Cardholders will enjoy auto-enrolment into the Esso Smiles Driver Rewards Programme.

This loyalty programme allows you to start earning 1 Smiles Point per litre of Synergy fuel purchased at Esso stations. 

Additionally, Smiles members are entitled to 1.7% fuel savings (normal tier) or 2.4% fuel savings (bonus tier) in the form of Smiles Points when 250 litres of Synergy fuel is pumped within a calendar month. 

Visit Esso's website for more details.

What can you redeem Esso Smiles Points for?

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For every 300 Smiles Points, you can redeem S$10 off your fuel. For every 750 Smiles Points, you can redeem S$30 off your fuel.

Is the DBS Esso Card worth it?

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The DBS Esso Card is more worth it for those who frequently pump petrol at Esso kiosks, specifically Synergy fuel. 

Not only will you enjoy up to 21.6% fuel savings pumping petrol, but earn additional Smiles Points on your Synergy fuel purchased.

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