Updated: 13 Mar 2026
Apply for select OCBC Credit cards via SingSaver and get sign-up rewards including S$370 Cash and other rewards worth up to S$799!
Apply by Mar 31, 2026 to claim your reward
Apply by Mar 31, 2026 to claim your reward
If you want a single card to handle your daily family and household expenses, the OCBC 365 is incredibly tough to beat.
The Perks: Earn a massive 6% cashback on dining and food delivery, plus 3% cashback on groceries, land transport, petrol, and recurring utility bills.
The Catch: You need to hit a minimum monthly spend of S$800 to unlock these higher cashback tiers.
Best For: Foodies, families, and anyone looking to combat inflation on their daily essentials.
Tired of your miles expiring or paying pesky conversion fees? The OCBC 90°N removes all the friction from travel hacking.
The Perks: Earn 2.1 miles per S$1 (mpd) on foreign currency spend and 1.3 mpd on local spend. The best part? Your Travel$ never expire, and there are absolutely no conversion fees when transferring to airline partners.
Best For: Frequent travellers and digital nomads who want maximum flexibility with their miles.
Your go-to card for retail therapy, both online and offline.
The Perks: Earn 10X OCBC$ (equivalent to 4 mpd or 2.78% cashback) on online and retail purchases at department stores, fashion boutiques, and selected merchants.
Best For: Fashion enthusiasts and heavy online shoppers who want accelerated reward points.
No minimum spend. No earnings cap. Just pure, straightforward cash rebates.
The Perks: Earn a flat 1.6% unlimited cashback on all eligible local and overseas spend.
Best For: Big-ticket purchasers (like home renovations or weddings) and those who hate tracking spending categories.
For most Singaporeans, the OCBC 365 Credit Card is the best option as it offers up to 6% cashback on dining and 3% on groceries and utilities (with a S$800 minimum spend). If you prefer not to track minimum spends, the OCBC Infinity Card offers a flat 1.6% unlimited cashback.
To qualify for SingSaver exclusive rewards (like the March Madness Blind Box), you must:
Apply for an eligible OCBC card through a SingSaver link.
Submit your email address and complete the SingSaver Rewards Form immediately after applying.
Get your card approved by OCBC and meet the specific minimum spend requirement within the qualifying period.
Most OCBC credit cards come with a first-year annual fee waiver. For subsequent years, you can easily request a fee waiver through the OCBC Digital app, via OCBC internet banking, or by calling their automated hotline. Waivers are generally granted if you use the card regularly.
It depends on the card. Travel$ earned on the OCBC 90°N Card never expire. However, OCBC$ earned on cards like the OCBC Rewards Card typically expire after 2 years. Always check the specific terms and conditions for your card.