Year-round rewards
Cash rebate
Air miles rewards
Cash rebate
Supermarket Spending
3 %
All Spending
0.3 %
Online Shopping Spending (Local)
0.3 %
Retail Spending
0.3 %
Dining Spending
6 %
Local Spending
6 %
OCBC 365 Credit Card
Last updated:Mar 2021
S$30,000
Min. Annual IncomeBenefits
Eligibility
APR/ FEES
Daily Expenses
Dining & Entertainment
Shopping
Annual Fee Waiver
Daily Expenses
Dining & Entertainment
Shopping
Annual Fee Waiver
Great for
6% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery)
3% cashback on groceries at supermarkets (both local and overseas) and online groceries
3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas)
3% cashback on recurring telco and electricity bills
3% cashback on online air and cruise tickets purchases, and hotel bookings on platforms like Agoda and Airbnb
Complimentary travel insurance of up to S$500,000
Up to 22.1% fuel savings at Caltex and 5% cashback on fuel spend at all other petrol stations
Read our full review of the OCBC 365 Credit Card
Need to know
Min. spend of S$800, cashback cap of S$80 per month
Min. annual spend of S$10,000 from date of issue to qualify for automatic annual fee waiver
Benefits
Eligibility
Eligibility
Minimum Age
21
Min. Annual Income
S$30,000
Monthly Spend Required
S$800
APR/ FEES
Fees
Annual fee
S$192.60 (First Two Years Fee Waiver)
Foreign Currency Transaction Fee
3.25%
Repayment
Minimum Payment
S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.
Late payment charge
If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$100 will be levied.
Interest On Purchases
25.92%
Interest On Cash Advance
28.92%
Other information
Supported Payment Type
Apple Pay
Google Pay
Samsung Pay
Google Pay
Samsung Pay
Credit card type
Visa Signature
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