Your Go-To Personal Loans Guide in Singapore (Updated in July 2022)

SingSaver team

SingSaver team

Last updated 20 May, 2022

Are you still trying to understand personal loans or are you already considering one for yourself? We’re providing you with a collection of resources to help you make informed decisions. 


What is a personal loan? 

Understand more about personal loans

Personal loans can be hard to grasp, especially at the beginning. As with all loans, it comes with hard choices and responsibilities. We’ll guide you through how they work and everything you need to know.

How to apply for a personal loan in Singapore? 

Singaporean banks have specific qualifications and legal requirements. Wondering if you’re eligible to get a personal loan?  No matter what your credit score is, there are many ways to go about getting a personal loan in this country, regardless if it’s online or in-person. 

Here are resources to guide you through the process of getting one. 

Reasons for getting a personal loan

Personal loans can be used for various causes  – home renovations, wedding expenses, school fees, vacation costs, and even debt consolidation. We talk about the different types of personal loans you should consider. 

Compare the best personal loans in Singapore

Many banks can offer you a personal loan. With so many options to choose from, it can be overwhelming and confusing. Thus, we’ve provided you an up-to-date list of the best personal loans and their comparisons.

As you can see, personal loans aren’t just for the high-earning. You have an abundant choice of personal loans suited for your needs and budget. 

Which banks can offer you the best personal loans?

If you’ve already decided to take on a personal loan, then you must have a few options in mind. Here are in-depth reviews of personal loans offered by different banks to help you find the best personal loan for your needs! 

Need more insights on personal loans?

If you’re still uncertain about taking a personal loan at this point, don’t worry –  that just means you’re being responsible with your finances! 

Below are more resources on things to further consider before taking a personal loan and how you can manage your loan repayments. 

Things to consider before getting a personal loan

Repaying your personal loans

Personal Loans Promotions

Want a good deal but don’t know where to find personal loan promos? We’ve got you covered. Follow our personal loans page to keep track of the latest promotions in Singapore! 

At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.