Best Credit Cards with Airport Lounge Access in 2024

Last updated 31 May 2024
Credit Cards Which Give Free Access to Airport Lounges

Many people think that access to airport lounges is a privilege reserved for regular business travellers, frequent flyers and the wealthy. That is not true! With the right air miles credit card, you too can get complimentary access to airport lounges at Changi Airport and around the world, even if you’re not pulling a six-figure salary or a VVIP.

If airport lounge access is one of the main features you look for in a credit card, look no further. Below, we’ve curated the most popular and best air miles credit cards that offer complimentary access and global entry to airport lounges worldwide.

Besides providing a place to relax before your flight, you'll also get to enjoy other lounge benefits such as free Wi-Fi, free refreshments, hot showers, and much more! Besides the cardholders, they too can bring guests to enjoy these privileges as well!

Pro tip: Remember to use the correct miles credit cards to earn bonus miles on your daily spend, and do maximise your air miles once you’ve earned them!

Table of Content


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📣ONLY AVAILABLE ON SINGSAVER📣: You won't find this offer anywhere else!

This June, Citi and SingSaver are running an exclusive campaign for the Citi PremierMiles Card and Citi Prestige Card! Apply for either of these cards to receive the following:

Get a Dyson Supersonic (worth S$699) or a Dyson Micro 1.5kg Vacuum (worth S$599) or an Apple iPad 10th Gen 10.9 WiFi 64GB (worth S$529) or 21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka) or S$450 eCapitaVoucher upon activating and spending a minimum of S$500 within 30 days of card approval. Valid until 30 June 2024. T&Cs apply.

 


Summary of the best credit cards with lounge access

Here is quick recap of the best credit cards in Singapore with airport lounge access. Do note of the redemption process, the number of lounge visits, and the type of lounge memberships that each card offers.

Credit Card Airport Lounge Access How to Redeem

CITI_PREMIERMILES_MASTER

Citi Premier Miles Card

2x complimentary access per year with Priority Pass
Apply for Priority Pass Membership (complimentary for cardholders)

SC_Card_OM_Journey_20220816-AssetA-RGB-2500px_HENRY YEO

Standard Chartered Journey Card

2x complimentary access per year with Priority Pass
Apply for Priority Pass Membership (complimentary for cardholders)

DBS-Altitude-Visa_LF-2019-2026-1024x686-1

DBS Altitude Visa Signature Card

2x complimentary access per year with Priority Pass
Apply for Priority Pass Membership (complimentary for cardholders)

CIMB-VISA-INFINITE_2019-LR-1024x674

CIMB Visa Infinite Card

3x complimentary access per year with DragonPass
Apply for DragonPass Membership (complimentary for cardholders)

Amex_KrisFlyer_Ascend_Credit_Card_small

American Express Singapore Airlines KrisFlyer Ascend Card

4x complimentary access per year to participating SATS Premier Lounges and Plaza Premium Lounges worldwide 
KrisFlyer Elite Gold Members get KrisFlyer Gold Lounge access at Changi Airport and Star Alliance Gold Lounges worldwide
Complimentary access to SATS and Plaza Premium Lounges upon Card approval and fully paid renewal of Card membership. 
Spend more than $15,000 on eligible purchases on singaporeair.com within the first 12 months to get upgraded to KrisFlyer Elite Gold Membership

HSBC TravelOne
HSBC TravelOne Credit Card

4x complimentary access per year with DragonPass
Apply for DragonPass Membership (complimentary for cardholders)
StandardCharteredVisaInfiniteCreditCard


Standard Chartered Visa Infinite Card

6x complimentary access per year with Priority Pass
Apply for Priority Pass Membership (complimentary for cardholders)
H118023_P138162_HSBC_VisaInfinite_CMYK


HSBC Visa Infinite Card

Unlimited access to over 1,100 airport lounges worldwide for both primary and supplementary cardholders with LoungeKey
Present your primary or supplementary card and boarding pass to the lounge operator.

OCBC-Voyage-Credit-Card

OCBC Voyage Card

Unlimited access to over 130 Plaza Premium VIP airport lounges globally
Complimentary access granted upon card approval and renewal of Card membership fee

CITI-Prestige_2019-Mar-21-2022-10-23-37-31-AM

Citi Prestige Card

Unlimited access to hundreds of airport lounges worldwide per year with Priority Pass (for primary cardholder and one guest only)
Apply for Priority Pass Membership (complimentary for primary cardholders)

 


 

Best air miles cards in Singapore with free airport lounge access

Fastest Rewards Fulfilment
Citi PremierMiles Card

Citi PremierMiles Card

Airport Lounge Access
2  visits per year*
info
Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2  miles per dollar
Annual Fee
S$ 196.2
info

4 Offers Available

Score Big CC Campaign
Score a Sony PlayStation® 5 Disc Edition (worth S$799) or a Dyson Airwrap multi-styler and dryer (worth S$859)
Score a Sony PlayStation® 5 Disc Edition (worth S$799) or a Dyson Airwrap multi-styler and dryer (worth S$859)

Valid until

23 June 2024

Euro Summer Kickoff Lucky Draw
1x chance to win 120,000 Max Miles (equivalent to 1 Pair of Economy Class Return-Trip Tickets to Anywhere in Europe)
1x chance to win 120,000 Max Miles (equivalent to 1 Pair of Economy Class Return-Trip Tickets to Anywhere in Europe)

Valid until

23 June 2024

Rewards Upgrade Campaign
Receive premium rewards worth up to S$2,128
Receive premium rewards worth up to S$2,128

+ 3 other gift options

Valid until

30 June 2024

Richest Offer in the Market
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

30 June 2024

Richest Offer in the Market
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Apple iPad 10th Gen WiFi 64GB (worth S$529)

Valid until

30 June 2024

Richest Offer in the Market
Dyson Micro 1.5kg (worth S$599)
Dyson Micro 1.5kg (worth S$599)

Valid until

30 June 2024

Richest Offer in the Market
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka)
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka)

Valid until

30 June 2024

Richest Offer in the Market
S$450 eCapitaVoucher
S$450 eCapitaVoucher

Valid until

30 June 2024

Things to consider for this product:

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No expiry air miles

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Airport lounge

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Travel rebate

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Gift: Apple product

With the Citi PremierMiles card, cardholders will enjoy a complimentary Priority Pass membership that lets them gain global entry to Priority Pass airport lounges (over 1,400+ airport lounges worldwide) twice a year.

You can use the two complimentary visits on separate occasions or a single visit with a guest. Additional visits and guest passes can be purchased at US$35 per person and will be charged to your Citi PremierMiles Card.

Pros Cons
Bonus miles earn rate on Kaligo (10 mpd) and Agoda (up to 7 mpd) bookings Average miles earn rates for local (1.2 mpd) and overseas (2 mpd) spending
Citi Miles never expire Annual fee of S$196.20 (waived for first-year only)
Up to $1 million travel insurance coverage when you charge your travel tickets to this card  
2 airport lounge access per year with Priority Pass (over 1,400+ airport lounges around the world)  
Priority Pass lounges can be found in every terminal at Changi Airport.

Examples: Changi Lounge (Jewel), SATS Premier Lounge (T1 to T3), Plaza Premium Lounge (T1 & T2), Marhaba Lounge (T1 & T3) and Blossom Lounge (T4), Ambassador Transit Lounge (T2 & T3) 
 

CITI_CC_EURO_BLOGARTICLE_800x250

🎉SingSaver x Citi CC Euro Summer Kickoff Lucky Draw🎉: Be one of the 10 lucky winners to win 120k Max Miles each (enough for a pair of economy-class round-trip tickets to anywhere in Europe) when you sign up for an eligible Citibank Credit Card on SingSaver. A total of 10x pairs of tickets will be given away for over 2 weeks, with 5x pairs given weekly. Valid till 23 June 2024. T&Cs apply.

SingSaver_Score_Big_2024_KV1_BLOGARTICLE_800x250

✨SingSaver Score Big CC Campaign✨: The first 10 applicants to apply for participating products daily at 12pm and 6pm will score a rewards upgrade to a PlayStation®5 (Slim) Disc Edition (worth S$799). Meanwhile, the first 10 to apply at 3pm will score a rewards upgrade to a Dyson Airwrap™ Multi-styler and Dryer (worth S$859). Remaining applicants will enjoy existing rewards. Check out FAQs here. Valid till 23 June 2024. T&Cs apply.

📣ONLY AVAILABLE ON SINGSAVER📣: Enjoy the following rewards and experience Fastest Rewards Fulfilment when you sign up for a Citi PremierMiles Card.

Citi PremierMiles_Campaign_BLOGARTICLE_800x250 (1)

SingSaver Exclusive Offer: Receive a Dyson Supersonic (worth S$699) or Dyson Micro 1.5kg Vacuum (worth S$599) or Apple iPad 10th Gen 10.9 WiFi 64GB (worth S$529) or 21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka) or S$450 eCapitaVoucher upon activating and spending a minimum of S$500 within 30 days of card approval. This card is exclusively available on SingSaver. Valid until 30 June 2024. T&Cs apply.

Rewards Upgrade Campaign_BLOGARTICLE_800x250

⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top up S$1,200 for an Apple MacBook Air 13” (M3 chip) 256GB (worth S$1,599) or an Apple iPhone 15 Pro 128GB (worth S$1,664.25). Alternatively, top up S$1,786.00 for a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB 5G (worth S$2,128). Valid till 30 June 2024. T&Cs apply.

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Highest Miles Reward
Standard Chartered Journey Credit Card

Standard Chartered Journey Credit Card

Airport Lounge Access
2  visits per year*
info
Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2  miles per dollar
Annual Fee
S$ 196.2
info

5 Offers Available

Score Big CC Campaign
Score a Sony PlayStation® 5 Disc Edition (worth S$799) or a Dyson Airwrap multi-styler and dryer (worth S$859)
Score a Sony PlayStation® 5 Disc Edition (worth S$799) or a Dyson Airwrap multi-styler and dryer (worth S$859)

Valid until

23 June 2024

Rewards Upgrade Campaign
Receive premium rewards worth up to S$1,139
Receive premium rewards worth up to S$1,139

+ 2 other gift options

Valid until

30 June 2024

SingSaver Exclusive Offer
Up to 60,000 Miles
Up to 60,000 Miles

Valid until

30 June 2024

SingSaver Exclusive Offer
Apple AirPods Pro 2nd Gen (worth S$365.70) + 45,000 miles
Apple AirPods Pro 2nd Gen (worth S$365.70) + 45,000 miles

Valid until

30 June 2024

SingSaver Exclusive Offer
Up to S$190 + 45,000 miles
Up to S$190 + 45,000 miles

Valid until

30 June 2024

Things to consider for this product:

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Bonus air miles

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No expiry air miles

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Airport lounge

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Travel insurance

Love a versatile miles card that lets you earn accelerated miles at home and abroad? Well, the newly-rebranded Standard Journey Credit Card (previously known as Standard Chartered X) rewards 1.2 miles per dollar on local spend, 2 miles per dollar on overseas spend, and a boosted 3 miles per dollar on selected local everyday spend.

It also comes with 2x complimentary visits to Priority Pass lounges around the world and up to S$500,000 complimentary travel insurance coverage, so that's nice.

Similar to the Citi PremierMiles card, additional visits and guest passes can be purchased at US$32 per person and will be charged to your SCB Journey Card.

Unlike its predecessor, you only have to pay S$194.40 in annual fees.

Pros Cons
Bonus miles earn rate (3 mpd) on online groceries, food delivery and transport (capped at S$1,000 per statement month) Average miles earn rates for local (1.2 mpd) and overseas (2 mpd) spending
Up to $500,000 travel insurance coverage when you charge your travel tickets to this card Annual fee of S$196.20 (waived for first-year only)
No foreign transaction fee for transactions posted in June – July and November – December 2023  
360° Rewards Points never expire  
2 airport lounge access per year with Priority Pass (over 1,400 airport lounges around the world)  
Priority Pass lounges can be found in every terminal at Changi Airport.

Examples: Changi Lounge (Jewel), SATS Premier Lounge (T1 to T3), Plaza Premium Lounge (T1), Marhaba Lounge (T1 and T3) and Blossom Lounge (T3 & T4).
 

 

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CIMB Visa Infinite Card

CIMB Visa Infinite Card

Airport Lounge Access
3  visits per year*
info
Cashback Overseas
Unlimited 2  %
info
Cashback Local Online Shopping
Unlimited 1  %
Annual Fee
No Annual Fee

Offer Available

Welcome Offer
Up to S$188 Cashback
Up to S$188 Cashback

Valid until

31 July 2024

Things to consider for this product:

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No rebate cap

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Airport lounge

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Travel insurance

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Annual Fee waiver

Unlike the other cards on this page, the CIMB Visa Infinite Card is the only credit card that offers cashback instead of miles.

With the CIMB Visa Infinite Card, cardholders will get to enjoy three complimentary airport lounge visits yearly, courtesy of DragonPass. However, do note that only the principal cardholder will enjoy the complimentary visits - supplementary members and additional guest passes will be charged USD28 per lounge access.

Despite having no annual fees for life, the minimum annual income requirement is rather steep, at S$120,000. However, if you're constantly travelling due to work, you should consider picking this up as it offers 2% unlimited cashback on travel, overseas, and online spend in foreign currencies, as long as you spend S$2,000 monthly.

Pros Cons
2% unlimited cashback for travel and overseas transactions, 1% unlimited cashback for all other retail transactions
Minimum spend of S$2,000 to earn 2% unlimited cashback
Up to S$1 million complimentary travel insurance for principal cardholder and their family Minimum annual income: S$120,000
3 airport lounge access per year with DragonPass (over 1,000 airport lounges around the world) Airport lounge access is not transferable to guests.
DragonPass lounges can be found in every terminal at Changi Airport.

Examples: Changi Lounge (Jewel), SATS Premier Lounge (T1 to T3), Plaza Premium Lounge (T1), Marhaba Lounge (T1 & T3) and Ambassador Transit Lounge (T2 & T3).
 
Complimentary 24/7 travel concierge service  
No annual fees for life  

 

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American Express Singapore Airlines KrisFlyer Ascend Credit Card

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Airport Lounge Access
4  visits per year*
info
Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2  miles per dollar
info
Annual Fee
S$ 343.35

2 Offers Available

Welcome Offer
Receive up to 17,000 KrisFlyer miles and up to S$300 eCapitaVouchers
Receive up to 17,000 KrisFlyer miles and up to S$300 eCapitaVouchers

Valid until

30 June 2024

Welcome Offer
Up to 24,000 KrisFlyer miles
Up to 24,000 KrisFlyer miles

Valid until

30 June 2024

Things to consider for this product:

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Unlimited air miles

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Airport lounge

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Travel insurance

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Annual Fee required

The Ascend is the American Express Singapore Airlines KrisFlyer Card‘s sophisticated older sister. Besides getting a higher earn rate for KrisFlyer miles, cardholders get four complimentary vouchers to participating SATS Premier Lounges in Singapore and Plaza Premium Lounges worldwide. You also enjoy a complimentary one-night stay at participating Hilton Properties each year.

If you spend more than S$15,000 on eligible purchases at singaporeair.com on the card within the first 12 months, you’re automatically upgraded to the KrisFlyer Elite Gold Membership tier.

This unlocks KrisFlyer Gold Lounge access at Changi Airport and access to more than 900 Star Alliance Gold Lounges worldwide. You also get an additional 20kg check-in allowance.

Pros Cons
2 mpd on eligible purchases made on singaporeair.com, SingaporeAir mobile app, and KrisShop, no cap Average miles earn rates for local (1.2 mpd) and *overseas (2 mpd) spending

*eligible for overseas transactions during the months of June and December only
3.2 mpd on Grab transactions (capped at S$200 per calendar month) Annual fee of S$343.35
Up to S$1 million travel inconvenience & travel accident coverage No annual fee waiver option available
4 airport lounge access per year to any SATS Premier Lounge in Singapore and Plaza Premium Lounges worldwide (over 250+ locations)   
SATS Premier Lounges can be found in Terminals 1, 2 and 3 in Singapore  
Complimentary one-night stay at participating Hilton Properties each year  
Gain access to Hertz Gold Plus Rewards loyalty programme over 8,500 participating outlets worldwide  

 

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HSBC TravelOne Credit Card

HSBC TravelOne Credit Card

Airport Lounge Access
4  visits per year*
info
Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2.4  miles per dollar
Annual Fee
S$ 196.2

3 Offers Available

Score Big CC Campaign
Score a Sony PlayStation® 5 Disc Edition (worth S$799) or a Dyson Airwrap multi-styler and dryer (worth S$859)
Score a Sony PlayStation® 5 Disc Edition (worth S$799) or a Dyson Airwrap multi-styler and dryer (worth S$859)

Valid until

23 June 2024

Rewards Upgrade Campaign
Receive premium rewards worth up to S$1,664.25
Receive premium rewards worth up to S$1,664.25

+ 3 other gift options

Valid until

30 June 2024

SingSaver Exclusive Offer
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

30 June 2024

SingSaver Exclusive Offer
Apple Watch Series 9 GPS 41mm (Sport Band / Sport Loop) (worth S$604.50)
Apple Watch Series 9 GPS 41mm (Sport Band / Sport Loop) (worth S$604.50)

Valid until

30 June 2024

SingSaver Exclusive Offer
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Apple iPad 10th Gen WiFi 64GB (worth S$529)

Valid until

30 June 2024

SingSaver Exclusive Offer
27,000 Max Miles
27,000 Max Miles

Valid until

30 June 2024

SingSaver Exclusive Offer
S$400 eCapitaVoucher
S$400 eCapitaVoucher

Valid until

30 June 2024

Things to consider for this product:

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Unlimited air miles

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Airport lounge

check

Travel insurance

check

Bonus air miles

The HSBC TravelOne card is a newly launched miles credit card by HSBC in the Singapore market. Requiring a minimum income of S$30,000, cardholders will be able to enjoy a generous 4x complimentary airport lounge visits yearly with DragonPass. However, do note that only the principal cardholder can enjoy the airport lounge visits.

The perks don't end there - cardholders will also gain complimentary access to ENTERTAINER with HSBC, which boasts over 1,000 amazing worldwide 1-for-1 deals and more, and free travel insurance with Covid-19 coverage (of up to USD 100,000) if they charge their air tickets to the card.

Pros Cons
No conversion fee for air miles and hotel points redemption until 24 January 2024 Average miles earn rates for local (1.2 mpd) and overseas (2.4 mpd) spending
Instant point conversions; widest variety of transfer partners in Singapore Airport lounge access is not transferable to guests.
4 airport lounge access per year with DragonPass (over 1,000 airport lounges around the world) Non-waivable first-year annual fee of S$196.20
DragonPass lounges can be found in every terminal at Changi Airport.

Examples: Changi Lounge (Jewel), SATS Premier Lounge (T1 to T3), Plaza Premium Lounge (T1), Marhaba Lounge (T1 & T3) and Ambassador Transit Lounge (T2 & T3).
Have to charge a minimum of S$25,000 to your card each year to receive annual fee waiver for the following year
Free membership to ENTERTAINER with HSBC  
Up to USD 100,000 complimentary travel insurance for principal cardholder and their family  

 

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Standard Chartered Visa Infinite Credit Card

Standard Chartered Visa Infinite Credit Card

Airport Lounge Access
6  visits per year*
info
Airmiles Local
1.4  miles per dollar
info
Airmiles Overseas
3  miles per dollar
Annual Fee
S$ 599.5
info

Things to consider for this product:

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Airport lounge

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Travel insurance

check

Bonus air miles

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Monthly spend required

The Standard Chartered Visa Infinite Credit Card is one of the most exclusive travel credit cards in Singapore. Similar to the DBS Altitude Cards and the Citi PremierMiles Visa Card, you get a complimentary Priority Pass membership. But because this is a Visa Infinite Card, members get 6 (instead of 2) free visits to airport lounges a year.

Additional guest passes can be purchased at US$32 per person, which will be chargeable for every subsequent visit after the the 6 Priority Pass Free Visits.

Unless you are a Priority/Private Banking customer with Standard Chartered, you have to earn a minimum annual income of S$150,000 to apply for this card.

Pros Cons
Decent miles earn rates for local (1.4 mpd) and overseas spending (3 mpd), with min. S$2,000 spend per month Base earn rate of 1 mpd if min. monthly spend is not ment
360º Rewards Points never expire Non-waivable annual fee of S$599.50
Up to $1 million travel insurance coverage when you charge your travel tickets to this card Minimum annual income: S$120,000
6 airport lounge access per year with Priority Pass (over 1,400+ airport lounges around the world)  
Priority Pass lounges can be found in every terminal at Changi Airport.

Examples: Changi Lounge (Jewel), SATS Premier Lounge (T1 to T3), Plaza Premium Lounge (T1), Marhaba Lounge (T1 & T3) and Blossom Lounge (T3 & T4).
 
24/7 Visa Concierge service  
Premium hotel benefits and privileges with Visa Luxury Hotel Collection* (Valid till 31 Dec 2023)  
S$20 member credits for Home-Based Health Screening Packages (from S$98)  

 

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DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

Airport Lounge Access
2  visits per year*
info
Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Annual Fee
S$ 196.2
info

2 Offers Available

Welcome Offer
Up to 53,000 miles
Up to 53,000 miles

Valid until

15 July 2024

Welcome Offer
Up to 43,000 miles plus first-year annual fee waiver
Up to 43,000 miles plus first-year annual fee waiver

Valid until

15 July 2024

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

No expiry air miles

check

Unlimited air miles

The DBS Altitude Visa Card is a great entry-level air miles card with an annual income requirement of just S$30,000. It comes with 2 free airport lounge visits per year but you have to apply for your Priority Pass lounge membership the moment you receive your credit card in the mail. With Priority Pass membership, you will have global entry to over 1,400 airport lounges worldwide.

From 1 January 2021, new Priority Pass applications and renewals will only receive a Digital Priority Pass™ membership which enables access to Priority Pass airport lounges with your Priority Pass account.

Pros Cons
Decent miles earn rates for local (1.3 mpd) and overseas spending (2.2 mpd), with min. S$2,000 spend per month No more bonus miles earn rate on Kaligo (10 mpd) and Expedia (6 mpd) bookings 
Up to 3 mpd rate on Agoda bookings Annual fee of S$196.20 (waived for first-year only)
DBS Points do not expire Have to charge a minimum of S$25,000 to your card each year to receive annual fee waiver
2 airport lounge access per year with Priority Pass (over 1,400+ airport lounges around the world)  
Priority Pass lounges can be found in every terminal at Changi Airport.

Examples: Changi Lounge (Jewel), SATS Premier Lounge (T1 to T3), Plaza Premium Lounge (T1), Marhaba Lounge (T1 & T3) and Blossom Lounge (T3 & T4).
 

 

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HSBC Visa Infinite Credit Card

HSBC Visa Infinite Credit Card

Airport Lounge Access
Unlimited visits
info
Airmiles Local
Up to 1.25  miles per dollar
info
Airmiles Overseas
Up to 2.25  miles per dollar
info
Annual Fee
S$ 662.15
info

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

Travel insurance

remove

Annual Fee required

It’s easy to see why the HSBC Visa Infinite Card is the crème de la crème of travel credit cards. Both primary and supplementary cardholders get complimentary unlimited access to any of the participating airport lounges.

This gives cardmemberss unlimited access to over 1,100 VIP airport lounges worldwide via LoungeKey, while guest charges cost just US$32 per person per visit. Other additional perks include expedited immigration clearance and airport limousine transfers.

To apply for this card, you have to earn a minimum annual income of S$120,000.

Pros Cons
Unlimited airport lounge access to over 1,100 airport lounges worldwide for both primary and supplementary cardholders with LoungeKey Average miles earn rates for local (1 mpd) and overseas (2 mpd) spending on Year 1*

*Enjoy 1.25 mpd for local and 2.25 mpd for overseas spending with S$50,000 min. spend for subsequent years
LoungeKey Lounges can be found in every terminal at Changi Airport. Annual fee of S$662.16 (S$492.56 for HSBC Premier customers)
Examples: Changi Lounge (Jewel), SATS Premier Lounge (T1 to T3), Plaza Premium Lounge (T1), Marhaba Lounge (T1 & T3) and Ambassador Transit Lounge (T2 & T3). No annual fee waiver option available
Complimentary limousine transfer and expedited immigration clearance*

*Must spend min. S$2,000 within calendar month to qualify for complimentary limousine service and expedited immigration clearance
Minimum annual income: S$120,000
Up to USD 2 million complimentary travel insurance for principal cardholder and their family  
Free membership to ENTERTAINER with HSBC  

 

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OCBC Voyage Card

OCBC Voyage Card

Airport Lounge Access
Unlimited visits
info
Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Annual Fee
S$ 497.06
info

Things to consider for this product:

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No expiry air miles

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Overseas rebate

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Airport lounge

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Airport transfer