Best High-Value Credit Card Offers in Singapore 2023
Unearth a treasure trove of top-tier credit card deals in Singapore through our platform. We bring you a curated selection of credit card offers that provide exceptional value. Whether you're seeking cash rebates, travel perks, exclusive lifestyle benefits, or high-value gifts upon sign-up, our comprehensive comparison service empowers you to make informed financial decisions. Navigate through the diverse landscape of credit card offerings and seize the opportunity to secure a card that aligns perfectly with your financial goals and preferences.
First Year Waived. Effective 1 January 2024, with the increase of the Goods and Services tax (“GST”) rate from 8% to 9%, fees will be revised to reflect the change in GST rate to 9%, as applicable.
Monthly Spend Required
None
5 Offers Available
SingSaver 101! Milestone Giveaway
2x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guarantee
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until
14 December 2023
Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
14 December 2023
Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Valid until
14 December 2023
Best Deal Guarantee
S$300 cash via PayNow
Valid until
14 December 2023
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Things to consider for this product:
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No expiry air miles
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Airport lounge
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Travel rebate
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Gift: Apple product
1.2 miles per S$1 spent locally.
2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.
SingSaver 101! Milestone Giveaway
Gift Options
2x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
With minimum spending of $800 per calendar month. 3% cashback on EV charging spend at Charging stations (e.g. SP Digital, Greenlots, Virta Charging Stations and City Energy).
Cashback Dining
5 %
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Online food delivery, local and overseas dining with min. S$800 spend per calendar month.
Annual Fee
S$ 194.40
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First Two Years Waived
Monthly Spend Required
S$ 800 per month
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Capped at S$80 cashback per calendar month. Otherwise, min. S$1,600 spend, capped at S$160 per calendar month.
5 Offers Available
SingSaver 101! Milestone Giveaway
3x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guaranteee
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
20 December 2023
Best Deal Guarantee
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until
20 December 2023
Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Valid until
20 December 2023
Best Deal Guarantee
$250 Cash via PayNow plus S$100 eCapitaVoucher
Valid until
20 December 2023
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Things to consider for this product:
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Petrol rebate
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Dining rebate
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Gift: Apple product
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Monthly spend required
6% cashback on fuel spend at all other petrol stations.
5% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery).
3% cashback on drugstore purchases, streaming service subscriptions and EV charging expenses.
3% cashback on groceries at supermarkets (both local and overseas) and online groceries.
3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas).
3% cashback on recurring telco and electricity bills.
Complimentary travel insurance of up to S$500,000.
S$160 monthly cashback cap (up from S$80).
Up to 22.92% fuel savings at Caltex (incl. 18% instant discount for all fuel) and 6% cashback on fuel spend at all other petrol stations.
Read our full review of the OCBC 365 Credit Card.
Min. monthly spend of S$800 required to get higher cashback rates (base cashback is 0.25%).
Min. annual spend of S$10,000 from date of issue to qualify for automatic annual fee waiver.
S$80 monthly cashback cap with minium spend of $800.
S$160 monthly cashback cap with mininum spend of $1,600.
SingSaver 101! Milestone Giveaway
Gift Options
3x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
3x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guarantee
Apple Bundle: AirPods Pro Gen 2 + AirTag (worth S$407.35)
Valid until
07 January 2024
Best Deal Guarantee
Nintendo Switch (Generation 2) (worth S$399)
Valid until
07 January 2024
Best Deal Guarantee
Xiaomi Robot Vacuum S10 (worth S$379)
Valid until
07 January 2024
Best Deal Guarantee
S$350 Cash via PayNow
Valid until
07 January 2024
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Things to consider for this product:
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No rebate cap
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No monthly spend required
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Annual Fee waiver
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Installment
1.5% cashback for all spend, no minimum spend and no cashback cap.
Enjoy offers and privileges for online, dining, retail and more with The Good Life®.
2 year annual fee waiver.
Read our full review of the Standard Chartered SimplyCash Credit Card.
Cannot be used for EZ-Reload.
SingSaver 101! Milestone Giveaway
Gift Options
3x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
Click here to check out our past Lucky Draw winners!
Best Deal Guarantee
Gift Options
Apple Bundle: AirPods Pro Gen 2 + AirTag (worth S$407.35)
Promotion is valid for new Standard Chartered cardmembers only
Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
Promotion is valid for new Standard Chartered cardmembers only
Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
Promotion is valid for new Standard Chartered cardmembers only
Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
Promotion is valid for new Standard Chartered cardmembers only
Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
First Year Waived. Effective 1 January 2024, with the increase of the Goods and Services tax (“GST”) rate from 8% to 9%, fees will be revised to reflect the change in GST rate to 9%, as applicable.
Monthly Spend Required
None
5 Offers Available
SingSaver 101! Milestone Giveaway
2x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guarantee
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until
14 December 2023
Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
14 December 2023
Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Valid until
14 December 2023
Best Deal Guarantee
S$300 cash via PayNow
Valid until
14 December 2023
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Things to consider for this product:
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No rebate cap
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No monthly spend required
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Annual Fee waiver
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High-value gift
1.6% cashback on all eligible spending with no minimum spend and no cap.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Up to 14% discount at Esso and Shell petrol stations.
Cash rebates can be redeemed only in denominations of S$10, S$20 or S$50 via SMS.
SingSaver 101! Milestone Giveaway
Gift Options
2x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50)
Valid until
07 January 2024
Best Deal Guarantee
S$300 eCapitaVoucher
Valid until
07 January 2024
Best Deal Guarantee
S$280 cash via PayNow
Valid until
07 January 2024
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Things to consider for this product:
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Unlimited air miles
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No expiry air miles
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Bonus air miles
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Gift: Apple product
Earn 1.3 and 2.1 miles per S$1 spent locally and overseas respectively.
Flexibility of converting points to miles: 1 Travel$ = 1 mile.
No expiry on Travel$ earned, and no conversion fee.
Travel$ can be converted to 1.2% cashback.
Mastercard Airport Experiences: Enjoy offers for dining, spas and retail at worldwide lounges before you take off.
First-year annual fee waived. Receive 10,000 miles when you pay the second year annual fee.
Read our full review of the OCBC 90°N Credit Card.
Travel$ awarded in blocks of S$5 charged to the card per transaction.
SingSaver 101! Milestone Giveaway
Gift Options
3x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
With $500 min. spend posted in the same statement month. Earn an addition 1% cashback on all spend with a min. spend of S$2,500 in the same statement month. No cap.
Cashback Transport
2 %
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With $500 min. spend posted in the same statement month. Earn an addition 1% cashback on all spend with a min. spend of S$2,500 in the same statement month. No cap.
Annual Fee
No Annual Fee
Monthly Spend Required
S$ 1,000 per month
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To earn 2% cashback, no cap. Otherwise, min. S$500 spend per statement month to earn 1% cashback, no cap.
2 Offers Available
SingSaver 101! Milestone Giveaway
3x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guarantee
S$250 cash via PayNow
Valid until
07 January 2024
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Things to consider for this product:
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No rebate cap
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Food delivery
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Annual Fee waiver
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Monthly spend required
Unlimited 2% cashback on dining, movies & digital entertainment, taxi, ride-hailing, automobile, and luxury goods.
Unlimited 1% on all other eligible spend with no minimum spend.
Enjoy 50% off green fees at 25 golf courses.
Access to over 1,000 LoungeKey airport lounges globally.
Can be used for bus and train rides with SimplyGo.
No annual fees for life + up to 4 supplementary cards with no annual fees.
Only Singapore citizens and Permanent Residents may apply.
Minimum annual income requirement: S$30,000.
Minimum spend of S$1,000 required for 2% cashback earn rate.
Minimum spend of S$500 required for 1% cashback earn rate.
SingSaver 101! Milestone Giveaway
Gift Options
3x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
First Year Waived. Effective 1 January 2024, with the increase of the Goods and Services tax (“GST”) rate from 8% to 9%, fees will be revised to reflect the change in GST rate to 9%, as applicable.
Monthly Spend Required
None
5 Offers Available
SingSaver 101! Milestone Giveaway
2x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guarantee
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until
14 December 2023
Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
14 December 2023
Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Valid until
14 December 2023
Best Deal Guarantee
S$300 cash via PayNow
Valid until
14 December 2023
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Things to consider for this product:
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Bonus air miles
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Travel insurance
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Annual Fee waiver
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High-value gift
10X rewards points (4 miles per S$1) on online spending except travel and mobile wallet-related transactions.
Online category includes online shopping, taxi/ride-hailing apps, food delivery, online groceries and more.
Pair with amaze card to turn offline transactions into online transactions.
10X rewards points (4 miles per S$1) on offline fashion shopping and department stores.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
1X reward point for every S$1 on all other spending.
10X rewards are capped at 10,000 points per statement month i.e. S$1,000 spent.
10X rewards excludes travel purchases online and non-fashion purchases offline.
SingSaver 101! Milestone Giveaway
Gift Options
2x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50)
Valid until
07 January 2024
Best Deal Guarantee
S$300 eCapitaVoucher
Valid until
07 January 2024
Best Deal Guarantee
S$280 cash via PayNow
Valid until
07 January 2024
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Things to consider for this product:
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Retail rebate
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Online shopping rebate
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Gift: Apple product
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No monthly spend required
Earn 10X OCBC$ (or 4 miles) for every S$1 spent at stores and online shopping platforms such as Lazada, Shopee, and Qoo10.
Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides.
Enjoy complimentary e-commerce protection on all your online purchases made with this card.
Get fast approval and use your digital card instantly when you apply via MyInfo.
Read our full review of the OCBC Titanium Rewards Credit Card.
10 OCBC$ per S$1 earn rate is capped at 10,000 bonus OCBC$ cap per month.
OCBC$ awarded in blocks of S$5 charged per transaction.
SingSaver 101! Milestone Giveaway
Gift Options
3x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
8% cash back at all petrol stations with a min. monthly spend of S$800.
Cashback Dining
6 %
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6% on any dining merchant worldwide.
Annual Fee
S$ 194.40
info
First Year Waived. Effective 1 January 2024, with the increase of the Goods and Services tax (“GST”) rate from 8% to 9%, fees will be revised to reflect the change in GST rate to 9%, as applicable.
Monthly Spend Required
S$ 800 per month
info
Capped at S$80 per statement month.
5 Offers Available
SingSaver 101! Milestone Giveaway
2x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guarantee
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until
14 December 2023
Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
14 December 2023
Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Valid until
14 December 2023
Best Deal Guarantee
S$300 cash via PayNow
Valid until
14 December 2023
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Things to consider for this product:
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Dining rebate
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Supermarket rebate
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High-value gift
remove
Rebate cap applied
6% cashback on dining at restaurants, cafes, fast food eateries, and caterers (local & overseas).
8% cashback on grocery shopping, both online and at major supermarkets (local & overseas).
Up to 20.88% savings at Esso and Shell, inclusive of 8% cashback for petrol spending.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
0.25% cashback for all other spending, even if you do not meet the min. monthly spend.
Min. monthly spend of S$800 required to earn bonus cashback.
S$80 combined cashback cap across all categories.
SingSaver 101! Milestone Giveaway
Gift Options
2x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50)
Valid until
07 January 2024
Best Deal Guarantee
S$300 eCapitaVoucher
Valid until
07 January 2024
Best Deal Guarantee
S$280 cash via PayNow
Valid until
07 January 2024
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Things to consider for this product:
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No expiry air miles
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Unlimited air miles
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Gift: Apple product
check
No monthly spend required
Earn 1.3 and 2.1 miles per S$1 spent locally and overseas respectively.
Your Miles never expire.
No expiry on Travel$ earned, and no conversion fee.
Mastercard Airport Experiences: Enjoy offers for dining, spas and retail at worldwide lounges before you take off.
First-year annual fee waived.
Read our full review of the OCBC 90°N Credit Card.
Travel$ is awarded in blocks of S$5 charged to the card per transaction.
SingSaver 101! Milestone Giveaway
Gift Options
3x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards