Best High-Value Credit Card Offers in Singapore 2024
Unearth a treasure trove of top-tier credit card deals in Singapore through our platform. We bring you a curated selection of credit card offers that provide exceptional value. Whether you're seeking cash rebates, travel perks, exclusive lifestyle benefits, or high-value gifts upon sign-up, our comprehensive comparison service empowers you to make informed financial decisions. Navigate through the diverse landscape of credit card offerings and seize the opportunity to secure a card that aligns perfectly with your financial goals and preferences.
Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$999 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$999 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,488 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
Reward Upgrade will replace SingSaver Exclusive promotional reward
With minimum spending of $800 per calendar month. 3% cashback on EV charging spend at Charging stations (e.g. SP Digital, Greenlots, Virta Charging Stations and City Energy).
Cashback Dining
5 %
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Online food delivery, local and overseas dining with min. S$800 spend per calendar month.
Annual Fee
S$ 196.2
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First 2 Years Waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.
Monthly Spend Required
S$ 800 per month
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Capped at S$80 cashback per calendar month. Otherwise, min. S$1,600 spend, capped at S$160 per calendar month.
Things to consider for this product:
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Petrol rebate
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Dining rebate
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Gift: Apple product
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Monthly spend required
6% cashback on fuel spend at all other petrol stations.
5% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery).
3% cashback on drugstore purchases, streaming service subscriptions and EV charging expenses.
3% cashback on groceries at supermarkets (both local and overseas) and online groceries.
3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas).
3% cashback on recurring telco and electricity bills.
S$160 monthly cashback cap (up from S$80).
Up to 22.92% fuel savings at Caltex (incl. 18% instant discount for all fuel) and 6% cashback on fuel spend at all other petrol stations.
2-year annual fee waiver.
Earn up to 4.65% p.a. interest on first S$100,000 of OCBC 365 Account balance.
Great for homemakers, working adults, cashback lovers, enjoy flexibility over min. spend (S$800 or S$1,600), drive frequently
Read our full review of the OCBC 365 Credit Card.
High min. spend of either S$800 or S$1,600 per calendar month
Min. annual spend of S$10,000 from date of issue to qualify for automatic annual fee waiver.
S$80 monthly cashback cap with minium spend of $800.
S$160 monthly cashback cap with mininum spend of $1,600.
Operates on a whitelist basis. Only selected MCCs shown in the T&Cs qualify for bonus cashback.
Interest on outstanding balance increased from 26.88% p.a. to 27.78% p.a.
Terms and Conditions :
Installment Processing Fee : From 3 %
Eligibility :
Minimum Age: 21 years old
Minimum Annual Income: S$ 30000
Standard Chartered Simply Cash Credit Card
Cashback Base Rate
1.5 %
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On all spends
Cashback Local
1.5 %
Annual Fee
S$ 196.2
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First Two Years Waived
Monthly Spend Required
None
2 Offers Available
Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
12 May 2024
Best Deal Guarantee
The Morning Machine + 20 Capsules Bundle (worth S$684)
Valid until
12 May 2024
Best Deal Guarantee
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)
Valid until
12 May 2024
Best Deal Guarantee
Up to S$420
Valid until
12 May 2024
SingSaver Lightning Deal
Sony PlayStation® 5 Slim Disc Edition (worth S$799)
Valid until
12 May 2024
SingSaver Lightning Deal
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)
Valid until
12 May 2024
SingSaver Lightning Deal
S$500 eCapitaVoucher
Valid until
12 May 2024
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Things to consider for this product:
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No rebate cap
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No monthly spend required
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Annual Fee waiver
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Installment
1.5% cashback for all spend, no minimum spend and no cashback cap.
Enjoy offers and privileges for online, dining, retail and more with The Good Life®.
2 year annual fee waiver.
Read our full review of the Standard Chartered SimplyCash Credit Card.
Cannot be used for EZ-Reload.
Best Deal Guarantee
Gift Options
Dyson Supersonic™ hair dryer (worth S$699); or
The Morning Machine + 20 Capsules Bundle (worth S$684); or
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30); or
Up to S$420
Promotion is valid for new Standard Chartered credit card members
Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
Receive an additional S$70 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Sony PlayStation® 5 Slim Disc Edition (worth S$799); or
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859); or
S$500 eCapitaVoucher
Promotion is valid for new Standard Chartered credit cardmembers only
Be one of the first 500 eligible applicants of the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
Lightning Deal reward is not stackable with other promotions from SingSaver
Remaining applicants will receive regular SingSaver promotional reward
Lightning Deal promotion runs from 25 April 2024, 9:00 AM SGT to 12 May 2024
Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$999 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$999 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,488 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
Reward Upgrade will replace SingSaver Exclusive promotional reward
Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$999 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$999 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,488 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
Reward Upgrade will replace SingSaver Exclusive promotional reward
Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$999 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$999 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,488 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
Reward Upgrade will replace SingSaver Exclusive promotional reward
First Year Fee automatically waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.
Monthly Spend Required
None
Things to consider for this product:
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No expiry air miles
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Unlimited air miles
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Gift: Apple product
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No monthly spend required
Earn 1.3 and 2.1 miles per S$1 spent locally and overseas respectively.
Your Miles never expire.
No expiry on Travel$ earned, and no conversion fee.
Mastercard Airport Experiences: Enjoy offers for dining, spas and retail at worldwide lounges before you take off.
First-year annual fee waived.
Read our full review of the OCBC 90°N Credit Card.
Travel$ is awarded in blocks of S$5 charged to the card per transaction.
Terms and Conditions :
Installment Processing Fee: From 3 %
Eligibility :
Minimum Age: 21 years old
Min. Annual Income: S$ 30000
American Express Singapore Airlines Business Credit Card
Airmiles Overseas
1.8 HighFlyer points
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Per S$1
Airmiles Travel
1.8 HighFlyer points
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Per S$1
Annual Fee
S$ 304.59
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Non-waivable
Monthly Spend Required
None
2 Offers Available
Welcome Offer
68,000 HighFlyer points (worth S$647)
Valid until
29 May 2024
Welcome Offer
Samsonite Choca Spinner 68/25 (worth S$700) and 10,800 HighFlyer points
Valid until
29 May 2024
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Things to consider for this product:
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Bonus air miles
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Airport lounge
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Air ticket rebate
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Rebate cap applied
Earn up to 8.5 HighFlyer Points per S$1 spent on eligible Singapore Airline Group flights, worth 8.5% cashback.
Earn HighFlyer Points for your Business: earn 5 HighFlyer points per S$1 spent on flights, while your employees continue to earn KrisFlyer Miles.
Earn 1.8 HighFlyer Points per S$1 spent on all other eligible purchases, worth 1.8% cashback.
Accelerate to KrisFlyer Elite Gold (KFEG) with S$15,000 spend with Singapore Airlines Group in the first 12 months.
Complimentary night stay yearly and up to 50% dining discounts with Accor Plus across Asia Pacific worth $398 annually.
Priority Pass membership with 2 complimentary visits per year.
Welcome Offer
Gift Options
68,000 HighFlyer points (worth S$647)
Apply for the American Express Singapore Airlines Business Credit Card, make a min. spend of S$6,000 within 90 days of card approval, and pay the annual fee (S$301.80 incl. GST) to be eligible for rewards
57,200 HighFlyer points awarded for S$6,000 min. spend within 90 days of card approval plus annual fee payment
10,800 HighFlyer points awarded from S$6,000 spend (based on 1.8 HighFlyer points per S$1 spend)
Promotion does not stack with other offers from American Express
Samsonite Choca Spinner 68/25 (worth S$700) and 10,800 HighFlyer points
Apply for the American Express Singapore Airlines Business Credit Card, make a min. spend of S$6,000 within 90 days of card approval, and pay the annual fee (S$301.80 incl. GST) to be eligible for rewards
Promotion does not stack with other offers from American Express
Types of High-Value Gifts Receivable From SingSaver
SingSaver's credit card sign-up promotions offer an enticing range of rewards. From cutting-edge electronics and immersive travel experiences to luxury home appliances, stylish fashion items, and practical cash rebates, there's something for everyone.
Whether you're into fitness, cooking, outdoor adventures, or smart home upgrades, these gifts enhance various aspects of life, making credit card sign-ups via SingSaver a pathway to both financial gains and enriched experiences.
Electronics
When signing up for a credit card through SingSaver, you might have the chance to receive cutting-edge electronics such as smartphones, tablets, laptops, and smartwatches. These high-value gadgets can seamlessly integrate into your daily life, keeping you connected and organised while complementing your tech-savvy lifestyle.
Home appliances
Enhance your living space with premium home appliances that might be offered as sign-up gifts. These could include state-of-the-art gadgets like smart TVs, air purifiers, coffee machines, and more, elevating your home environment and adding convenience to your daily routines.
Travel rewards & experiences
Imagine embarking on unforgettable journeys with travel-related gifts. Through SingSaver's credit card promotions, you could be rewarded with travel vouchers or packages, allowing you to explore new destinations, unwind in luxury resorts, or embark on thrilling adventures, creating memories that last a lifetime.
Fitness equipment
Looking for a fitness package or the right home workout equipment to achieve that perfect work-life balance? When you sign up for a credit card with us at SingSaver, you’ll stand to receive workout credits, fitness packages, and even state-of-the-art home gym equipment to complete your daily workout from the comfort of your own home.
Kitchen appliances
Whipping up something delicious in the kitchen? Or perhaps you simply want to level up your cooking game? Take advantage of the exclusive kitchen appliances you’ll sometimes find with our SingSaver credit card sign-up rewards. From coffee machines to air fryers, these cooking appliances are the perfect addition to anyone’s kitchen.
Smart home devices
Elevate your living space with smart home devices, potentially available through credit card sign-up deals. These devices, including smart thermostats, security cameras, and virtual assistants, empower you to create an efficient, connected, and secure home environment.
Frequently asked questions about Best High-Value Credit Card Offers in Singapore
I applied for a credit card two months ago and I’ve received my credit card. But I’m still waiting for my reward. What should I do?
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It usually takes an average of 2 calendar months from the date of approval by the bank or completion of the SingSaver Rewards Redemption Form (sent to you via the registered email address), whichever is later, before you receive an email with details of the Rewards Redemption.
Have you completed the SingSaver Rewards Redemption Form or are you having any difficulties completing the SingSaver Rewards Redemption Form? If you have either, email us at info@singsaver.com.sg so we can help with the reward redemption process.
How do I know if I’m eligible for the reward?
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First, the online application has to be completed through SingSaver. Following the online application, complete the SingSaver Rewards Redemption Form sent to you via your registered email address.
When the application is approved by the bank and the bank confirms the applicant’s eligibility to receive the Reward, SingSaver will email the applicant with details on how to collect the Reward.