Citi Cash Back+ Card

Citi Cash Back+ Card

The Citi Cash Back+ Card is a hassle-free unlimited cashback card, perfect for high-spenders that allows you to earn 1.6% cashback on all your spending, with no minimum spend or cap. The cashback you received never expires and can be redeemed via SMS instantly. You also get to enjoy up to 17% discounts on Caltex, Esso and Shell petrol stations.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
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Cashback Base Rate
1.6  %
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Monthly Spend Required
None
2 Offers Available
Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up
Upgrade Your Rewards with a Simple Top-Up
Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 4 other gift options

  • Promotion is valid until 31 July 2024.
  • Valid for new Citi credit cardmembers only
  • Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval.
  • The Reward Upgrade will replace SingSaver Exclusive promotional reward.
  • Terms and Conditions apply.
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Richest Offer in the Market
Apple iPad 10th Gen WiFi 64GB (worth S$529)
  • Promotion is valid until 31 July 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply
Dyson Supersonic™ hair dryer (worth S$699)
Richest Offer in the Market
Dyson Supersonic™ hair dryer (worth S$699)
  • Promotion is valid until 31 July 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply
Dyson Micro 1.5kg (worth S$599)
Richest Offer in the Market
Dyson Micro 1.5kg (worth S$599)
  • Promotion is valid until 31 July 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply
S$300 cash via PayNow + S$150 Shopee voucher
Richest Offer in the Market
S$300 cash via PayNow + S$150 Shopee voucher
  • Promotion is valid until 31 July 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply

Things to consider

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No rebate cap

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No monthly spend required

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Annual Fee waiver

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High-value gift

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Benefits

Cashback

commute
Cashback Transport
1.6  %
domain
Cashback Department Store
1.6  %
luggage
Cashback Travel
1.6  %
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Cashback Supermarket
1.6  %
sell
Cashback Retail
1.6  %
local_gas_station
Cashback Petrol
1.6  %
shopping_bag
Cashback Overseas Online Shopping
1.6  %
flight
Cashback Overseas
1.6  %
price_change
Cashback Online Bill Payment Spending
1.6  %
shopping_bag
Cashback Local Online Shopping
1.6  %
location_on
Cashback Local
1.6  %
health_and_safety
Cashback Health
1.6  %
contactless
Cashback Contactless Spend
1.6  %
restaurant
Cashback Dining
1.6  %
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Cashback Base Rate
1.6  %
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Quick Facts

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1.6% cashback on all eligible spending with no minimum spend and no cap.

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Cashback earned does not expire.

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Redeem cashback instantly via SMS. Terms and Conditions here.

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With Citi PayAllyou can earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.

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Up to 17% discount at Caltex, Esso and Shell petrol stations.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Repayment

Minimum Payment
1  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.9  %
Interest on Cash Advance
27.9  %
Interest Free Period
25  days
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Others

Association

Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Visa PayWave

Tags

Citi Cash Back+ Card Citi Cash Back+ Card

Other similar credit cards to consider

Frequently Asked Questions

How does Citibank Cash Back Plus Credit Card work?

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The Citi Cash Back Plus card lets you earn a percentage of cashback for your credit card spend. This is a very straightforward cash back credit card which lets users enjoy 1.6% cashback across practically all categories of spend without minimum spend or cap.

Does Citibank Cash Back Card cash back expire?

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The Cashback you earn from the Citi Cash Back Plus Card does not expire as long as your account remains open and in good standing.

How do I redeem Citibank Cash Back Plus cash back in Singapore?

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You can redeem the cash back you earned from using the Citibank Cash Back Plus credit card by either logging in to your Citi Mobile App or via SMS.

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