Best Credit Card Promotions and Deals in Singapore (November 2024)
updated: Nov 29, 2024
SingSaver helps Singaporeans (everyone, really) find the right and the best financial products for their lifestyle and needs in a few simple clicks.
written_by SingSaver Team
That’s not all; we work with leading financial institutions to bring the best credit card promotions and deals in Singapore to you. Think of our promotions and rewards as the cherry on top of an already decadent cake!
Besides credit cards, you can also check out the latest promotions available for other financial products, including personal loans, balance transfers, home insurance, maid insurance, and travel insurance.
With our Best Deal Guarantee, we promise you won't find a better offer elsewhere. If you do find a better deal, submit a claim, and we will reward you with double the difference. Click here to find out more.
Table of contents
Overview of The Best Credit Card Promotions and Deals in Singapore
CitiBank
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💳Credit Cards |
🎁Rewards |
✅Requirement |
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⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top up specific amounts. Valid till 10 November 2024. T&Cs apply.
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🚀Fastest Rewards Fulfilment🚀: Get the cash rewards within four (4) weeks after successful application — the fastest rewards fulfilment yet! T&Cs apply. |
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ONLY AVAILABLE ON SINGSAVER📣
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Make a min. spend of S$500 within 30 days of card approval. T&Cs apply. For Citi Premier Miles Card: Get an additional S$100 eCapitaVoucher when you simultaneously open a Citi Citigold Account. Valid until 10 November 2024. T&Cs apply. |
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ONLY AVAILABLE ON SINGSAVER📣
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Make a min. spend of S$500 within 30 days of card approval. T&Cs apply. |
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Standard Chartered
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💳Credit Cards |
🎁Rewards |
✅Requirement |
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⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top up as low as S$160 for select SCB Credit Cards. Valid till 5 November 2024. T&Cs apply.
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🚀Fastest Rewards Fulfilment🚀: Get the cash rewards within four (4) weeks after successful application — the fastest rewards fulfilment yet! T&Cs apply. |
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Make a min. spend of S$500 within 30 days of card approval. T&Cs apply. |
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Standard Chartered Journey Card
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Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 2 months of card approval. T&Cs apply. Get up to 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 2 months of card approval. T&Cs apply. |
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HSBC
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💳Credit Cards |
🎁Rewards |
✅Requirements |
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Make a qualifying spend of S$500 by the end of the following month from the card approval date. Applicants must also provide marketing consent. T&Cs apply. |
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HSBC Rewards:
SingSaver Exclusive Offer:
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Make a qualifying spend of S$500 by the end of the following month from the card approval date. Applicants must also provide marketing consent. T&Cs apply. Receive additional eCapitaVoucher on top of HSBC Rewards when you fulfil promo criteria. Valid till 31 October 2024. T&Cs apply. |
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Available for both NTC and ETC holders. Applicants must also provide marketing consent. Pay the annual fee (S$196.20 incl GST) and make a qualifying spend of S$500 by the end of the following month from the card approval date. T&Cs apply. |
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Nil |
Nil |
DBS/POSB
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💳Credit Cards |
🎁Rewards |
✅Requirements |
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Spend min. S$800 within 60 days of card activation & approval. Available to new cardmembers only. T&Cs apply.
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Make a min. S$800 spend in 60 days from card approval. T&Cs apply. |
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Spend min. S$800 within 60 days of card activation & approval. Available to new cardmembers only. T&Cs apply. |
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Make a min. spend of S$800 within 60 days of card approval to be eligible for rewards. T&Cs apply.
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No ongoing promotions.
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AMEX
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💳Credit Cards |
🎁Rewards |
✅Requirements |
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Make a minimum spend of S$8,000 within first 60 days of card approval and annual fee payment. T&Cs apply. |
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Make a min. spend of S$1,000 and annual fee payment (S$327, incl. 9% GST) within the first month of card approval. T&Cs apply. |
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Make a minimum spend of S$1,000 within first 30 days of card approval and annual fee payment. T&Cs apply. |
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Make a minimum spend of S$1,000 within first 30 days of card approval. T&Cs apply. |
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N/A |
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UOB
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💳Credit Cards |
🎁Rewards |
✅Requirements |
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SingSaver Exclusive Offer: Receive S$50 cash on top of welcome offers when you apply for select UOB Credit Cards and fulfil promo criteria. Limited to the first 1,000 new-to-card applicants only. Plus, get a chance to win an additional S$1,000 cash during the Daily Lucky Draw when you spend S$1,000 in the first 30 days of card approval. Valid till 30 November 2024. T&Cs apply. |
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Apply for select UOB Credit Cards and spend a min. of S$1,000 in the 30 days of card activation. |
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Spend a minimum of S$800 per month for 3 consecutive months after card approval, and register for the promo via SMS. Available to the first 100 eligible new-to-UOB credit cardmembers only. |
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Apply for select UOB Credit Cards and spend a min. of S$1,000 in the 30 days of card activation. |
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Take the least days to make a min. spend of S$2,000 within 60 days from card approval date. |
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Apply for select UOB Credit Cards and spend a min. of S$1,000 in the 30 days of card activation. |
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Spend a min. of S$1,000 per month for two consecutive months from card approval date and pay the annual fee for the 1st year of your card membership. |
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Apply for select UOB Credit Cards and spend a min. of S$1,000 in the 30 days of card activation. |
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Spend a min. of S$1,000 per month in the first 30 days from card’s approval date and pay the annual fee for the card’s 1st-year membership. Enhanced cashback will be capped at S$100 per month for the first quarter. |
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UOB PRVI Miles Card
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Apply for select UOB Credit Cards and spend a min. of S$1,000 in the 30 days of card activation. |
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Pay the annual fee, and spend a minimum of S$2,000 per month for two consecutive months. SMS registration is required. Valid for new-to-UOB credit cardmembers only. Or, waive the annual fee and fulfil the remaining promo criteria to get up to 38,000 miles. |
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OCBC
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💳Credit Cards |
🎁Rewards |
✅Requirements |
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No ongoing offers. |
N/A |
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OCBC 90°N Card |
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OCBC 90°N Card |
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CIMB
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💳Credit Cards |
🎁Rewards |
✅Requirements |
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Make a minimum of S$108 eligible spends within 30 days of card approval date. Plus, receive additional cashback when you increase your minimum eligible spends to S$988 within 60 days of card approval date. T&Cs apply. |
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Maybank
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💳Credit Cards |
🎁Rewards |
✅Requirements |
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No ongoing promos. |
Nil. |
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Citibank credit card promotions
Interested in a new Citibank credit card? If you are, here's your chance to get your hands on the following rewards:
Citi PremierMiles Card: 📣ONLY AVAILABLE ON SINGSAVER📣
SingSaver Exclusive Offer:
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Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30)
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Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690.80)
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18K Heymax Miles
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50,000 yuu Points
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S$320 upsized cash via PayNow
Valid till: 10 November 2024
Eligibility: For new Citibank credit card members only.
What you need to do:
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To receive your reward, make a qualifying spend of S$500 within 30 days of card approval. T&Cs apply.
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Plus, get an additional S$100 eCapitaVoucher when you simultaneously open a Citigold Account. Valid till 10 November 2024. T&Cs apply.
Citi Prestige Card: 📣ONLY AVAILABLE ON SINGSAVER📣
SingSaver Exclusive Offer:
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Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690.80)
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18K Heymax Miles (worth S$300)
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50,000 yuu Points
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S$320 upsized cash via PayNow
Valid till: 10 November 2024
Eligibility: For new Citibank credit card members only.
What you need to do:
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To receive your reward, make a qualifying spend of S$500 within 30 days of card approval. T&Cs apply.
Citi Rewards Card, Citi Cashback Card and Citi Cashback+ Card:
SingSaver Exclusive Offer:
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Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30)
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Hinomi H1 Classic V3 Ergonomic Office Chair (With Headrest) (worth S$659)
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Apple AirPods Pro Gen 2 + Magsafe Charger (worth S$408)
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50,000 yuu Points
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S$320 upsized cash via PayNow
Valid till: 10 November 2024
Eligibility: For new Citibank credit card members only.
What you need to do: To receive your reward, make a qualifying spend of S$500 within 30 days of card approval. T&Cs apply.
Citi SMRT Card and Citi M1 Platinum Visa Card:
SingSaver Exclusive Offer:
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Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30)
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Dyson Micro 1.5kg Vacuum (worth S$599)
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50,000 yuu Points
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S$320 upsized cash via PayNow
Valid till: 10 November 2024
Eligibility: For new Citibank credit card members only.
What you need to do: To receive your reward, make a qualifying spend of S$500 within 30 days of card approval. T&Cs apply.
HSBC credit card promotions
HSBC Rewards:
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Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth S$680)
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S$200 cashback
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S$50 cashback (existing cardholders)
SingSaver Exclusive Offer:
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additional S$50 eCapitaVoucher (fulfilled by SingSaver)
Valid till: 10 November 2024
Eligibility: For new HSBC credit card members only.
What you need to do:
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Provide marketing consent to HSBC and make a qualifying spend of S$500 by the end of the following month from card approval date. T&Cs apply.
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Receive additional eCapitaVoucher on top of HSBC Rewards when you fulfil promo criteria. Valid till 10 November 2024. T&Cs apply.
SingSaver Exclusive Offer:
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Flujo SmarTrax Standing Desk (worth S$739)
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Xiaomi Robot Vacuum S20+ (worth S$449)
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Apple AirPods Pro (Gen 2) with Magsafe Charging Case (worth S$349)
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S$260 Lazada Voucher
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S$199 Cash via PayNow
Valid till: 10 November 2024
Eligibility: For new HSBC credit card members only.
What you need to do:
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Provide marketing consent to HSBC and make a qualifying spend of S$500 by the end of the following month from card approval date. T&Cs apply.
SingSaver Exclusive Offer:
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Apple AirPods Pro (Gen 2) with Magsafe Charging Case (worth S$349)
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S$260 Lazada Voucher
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15,000 Max Miles
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S$199 Cash via PayNow
Valid till: 10 November 2024
Eligibility: For both new and existing card members.
What you need to do:
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Provide marketing consent to HSBC and make a qualifying spend of S$500 by the end of the following month from card approval date. T&Cs apply.
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Eligible applicants must also pay the annual fee of S$196.20 by end of the following calendar month from the card account opening date. Valid till 10 November 2024. T&Cs apply.
DBS/POSB credit card promotions
DBS and POSB are now offering the following rewards when you sign up for a new credit card with them:
DBS Altitude Visa Card and DBS Altitude AMEX Card:
Welcome Offer:
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Visa: 30,000 miles
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Amex: 35,000 miles
Valid till: 31 January 2025
Eligibility: For new DBS credit card members only.
What you need to do: Make a qualifying spend of S$800 within 60 days of card activation & approval. T&Cs apply.
Welcome Offer:
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S$150 Cashback
Valid till: 31 January 2025
Eligibility: For new DBS credit card members only.
What you need to do: Make a qualifying spend of S$800 within 60 days of card activation & approval. T&Cs apply.
DBS yuu AMEX Card and DBS yuu Visa Card:
New-to-DBS Cardmember Welcome Offer:
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S$150 cashback
Existing DBS Cardmembers Welcome Offer:
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S$60 cashback (for DBS yuu AMEX card only)
Valid till: 31 January 2025
Eligibility: For new and existing DBS credit card members only.
What you need to do: Make a qualifying spend of S$800 within 60 days from card approval date. T&Cs apply.
New-to-DBS Cardmember Welcome Offer:
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Up to 85,000 miles
Existing DBS Cardmember Welcome Offer:
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Up to 40,000 miles
Valid till: 30 September 2024
Eligibility: For new and existing DBS credit card members only.
What you need to do: Make a qualifying spend of S$4,000 within 60 days from card approval date. T&Cs apply.
AMEX credit card promotions
🍀Amex Lucky Draw🍀:
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Get 10x chances of winning
Welcome Offer:
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S$800 Statement Credits
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Samsonite Choca Spinner 68/25 (worth S$700)
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10,000 Membership Rewards® points
Valid till: 2 December 2024
Eligibility: For new and existing AMEX credit card members.
What you need to do: Make a qualifying spend of S$8,000 and annual fee payment (S$1,744, incl. 9% GST) within first 60 days of card approval. T&Cs apply.
🍀Amex Lucky Draw🍀:
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Get 3x chances of winning
New-to-American Express Cardmembers Welcome Offer:
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S$300 Statement Credits
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1,250 Membership Rewards® points
Existing American Express Cardmembers Welcome Offer:
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S$200 Statement Credits
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1,250 Membership Rewards® points
Valid till: 2 December 2024
Eligibility: For new and existing AMEX credit card members.
What you need to do: Make a qualifying spend of S$1,000 and annual fee payment (S$327, incl. 9% GST) within 30 days of card approval. T&Cs apply.
AMEX Singapore Airlines KrisFlyer Ascend Card:
🍀Amex Lucky Draw🍀:
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Get 3x chances of winning
New-to-American Express Cardmembers Welcome Offer:
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up to 38,000 KrisFlyer miles
Existing American Express Cardmembers Welcome Offer:
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up to 28,000 KrisFlyer miles
Valid till: 2 December 2024
Eligibility: For new and existing AMEX credit card members.
What you need to do: Make a qualifying spend of S$1,000 and annual fee payment (S$343.35, incl. 9% GST) within first 30 days of card approval. T&Cs apply.
AMEX Singapore Airlines KrisFlyer Card:
Welcome Offer:
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up to 17,000 KrisFlyer miles (enough to redeem a return trip to Bali on Singapore Airlines)
Valid till: 2 December 2024
Eligibility: For new and existing AMEX credit card members.
What you need to do: Make a qualifying spend of S$1,000 within first 30 days of card approval. T&Cs apply.
SingSaver Exclusive Offer:
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No ongoing promotions.
Valid till: N/A
Eligibility: N/A
What you need to do: N/A
UOB credit card promotions
Looking for a new UOB credit card to add to your wallet? Consider these cards and their respective sign-up offers:
UOB Welcome Offer:
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GoPro (worth S$590)
Valid till: 30 November 2024
Eligibility: For new UOB credit cardmembers only.
What you need to do:
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Make a qualifying spend of S$800 per month for three consecutive months from card approval date, and register for the promo via SMS. T&Cs apply.
UOB Welcome Offer:
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up to S$50 Cashback
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Samsonite EVOA Z Spinner 25” Exp (worth S$730)
Valid till: 30 November 2024
Eligibility: For new UOB credit cardmembers only.
What you need to do:
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Make a qualifying spend of S$1,000 per month for two consecutive months from card approval date and pay the annual fee for the 1st year of your card membership. T&Cs apply.
UOB Welcome Offer:
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AirPods Pro and AirTag (2 units) (worth S$439)
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S$350 cash credit
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up to 20% enhanced cashback on daily favourites (i.e., DFI Retail Group, Grab, McDonald’s, Shopee Singapore and SimplyGo)
Valid till: 30 November 2024
Eligibility: For new UOB credit cardmembers only.
What you need to do:
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Make a qualifying spend of S$1,000 in the first 30 days from card’s approval date and pay the annual fee for the card’s 1st-year membership T&Cs apply.
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Get the cash credit when you make a qualifying spend of S$1,000 per month for 2 consecutive months from card approval date. T&Cs apply.
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Enhanced cashback will be capped at S$100 per month for the first quarter. T&Cs apply.
UOB Welcome Offer:
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up to 31,000 miles plus a first-year annual fee waiver
Valid till: 30 November 2024
Eligibility: For new UOB credit cardmembers only.
What you need to do:
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Take the least days to make a min. spend of S$2,000 within 60 days from card approval date. T&Cs apply.
UOB PRVI Miles World MasterCard, UOB PRVI Miles American Express Card and UOB PRVI Miles Visa Card:
UOB Welcome Offer:
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up to 58,000 miles (with first-year annual fee payment)
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up to 38,000 miles (with first-year annual fee waiver)
Valid till: 30 November 2024
Eligibility: For new UOB credit cardmembers only.
What you need to do:
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Pay or waive the annual fee and spend a minimum of S$2,000 per month for two consecutive months. SMS registration is required. Valid for new-to-UOB credit cardmembers only. T&Cs apply.
OCBC credit card promotions
Here are the best ongoing OCBC credit card promotions available in Singapore:
OCBC 365 Card, OCBC 90°N Visa Card, OCBC INFINITY Card, OCBC Rewards Card, and OCBC 90°N Mastercard:
SingSaver Exclusive Offer:
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No ongoing offers.
CIMB credit card promotions
Here are the rewards you will receive when you sign up for a new CIMB credit card:
CIMB Visa Signature Card, CIMB World Mastercard, and CIMB Visa Infinite Card:
Welcome Offer:
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Up to S$188 cashback
Valid till: 31 January 2025
Eligibility: For new CIMB credit card members only.
What you need to do: Receive S$88 Cashback when you make a minimum of S$108 eligible spends within 30 days of card approval date. Plus, receive S$100 Cashback (S$188 in total) when you increase your minimum eligible spends to S$988 within 60 days of card approval date. Valid till 31 July 2024. T&Cs apply.
Maybank credit card promotions
Receive the following rewards when you sign up for a new Maybank credit card:
Maybank Horizon Visa Signature Card, Maybank Family & Friends Card, Maybank Manchester United Platinum Visa Card, Maybank Platinum Visa Card, Maybank FC Barcelona Visa Signature, Maybank DUO Platinum MasterCard and Maybank World MasterCard:
SingSaver Exclusive Offer:
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No ongoing offers.
The SingSaver rewards redemption process
Step 1: Apply for eligible card for the campaign
Choose the credit card that best suits your lifestyle. Fill in the relevant details on the application page.
Step 2: Complete the rewards redemption form (sent to your email)
Complete both your application and our rewards redemption form.
You have to complete the rewards redemption form sent to your registered email address within the first 14 days of card application. This form requires you to fill in your unique application reference number.
Read this guide if you’re not sure how to find this application number.
If you didn’t receive the rewards redemption form in your email, here’s what you can do.
Step 3: Activate your new card
Once you receive your new card, you will need to have this card activated within the first 30 days of card approval.
Step 4: Spend on your new card (if required)
Depending on the requirements of the campaign, you might have to make at least one transaction on your new card to be eligible for the reward.
Step 5: Collect your reward
Sit tight! Once you’ve met the promotion’s qualifying requirements, do allow up to 2-3 months before you are notified of how to collect your rewards.
Lastly, do note that successful applicants must ensure that the eligible card is valid and in good standing (not cancelled or blocked) at the point of gift fulfilment.
Frequently Asked Questions (FAQ)
How do credit card promotions on SingSaver work?
Credit card promotions on SingSaver allow you to receive a gift or reward whenever you sign-up or apply for a new credit card.
To be eligible for your reward, you must be:
- A new-to-bank customer
- Apply for a new credit card
- Satisfy the necessary campaign or reward requirements
Once you have selected your preferred credit card or sign-up reward, simply click on the "Apply Now" button, complete the relevant application forms (both on SingSaver and bank's website), and fulfil the campaign requirements to qualify for your gift. Kindly allow 2 to 3 months for your reward to be fulfilled.
At SingSaver, we promise the Best Deal to every customer. Rewards will vary every month and can range from Apple products, Nintendo Switches, Sony headphones, and even Cash via PayNow.
What are the different types of credit card promotions available?
At SingSaver, we run different credit card promotions to ensure you receive the best rewards whenever you sign up for a credit card.
Here are the different types of credit card promotions available on SingSaver:
SingSaver Exclusive Offer
These types of credit card promotions are exclusive to SingSaver! That means you won't find the same deal on any other platform!
SingSaver Flash Deals
Our flash deals are limited-time promotions where customers will receive a bonus reward on top of our existing rewards.
Welcome Offer
Welcome offers are the standard credit card promotions that banks offer.
Kindly ensure you fulfil the necessary promotion requirements to receive your reward!
Besides promotions, are there any other benefits I should know before signing up for a new credit card?
Credit card promotions serve as an incentive for new customers to apply for a credit card.
Ultimately, you should look for a card that best aligns with your spending habits and lifestyle. That way, you will enjoy the full use and benefits of the card you applied for.
For example, cashback, rewards points and miles are the three main types of credit cards available in the market. Some customers may even apply for a specific credit card to enjoy travel benefits like complimentary travel insurance or free airport lounge access.
Other benefits you could consider are dining privileges, merchant discounts and promotions, or even annual fee waivers.
What are the drawbacks of signing up for too many credit cards?
Owning several credit cards may result in ineffective card management.
If you are new to credit cards, it might be challenging to monitor the expenses of each card separately. This could lead to confusion, which increases the risk of missing payment deadlines and incurring additional charges on the amount owed, such as late payment fees and interest on purchases.
Remember to do your due diligence and be mindful of your own spending habits before signing up for a new credit card.
What is the best credit card sign-up promotion?
It varies from person to person. Some customers may find a pair of Apple AirPods more appealing, while others may prefer a Nintendo Switch or a Dyson Airwrap as their reward.
At the end of the day, the best credit card promotion is the one that captures your attention the most!
about_the_author
SingSaver Team
At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.