American Express CapitaCard

Enjoy exclusive benefits at CapitaLand Malls with the American Express CapitaCard. Earn STAR$® points when you spend and enjoy complimetary parking with this card.

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Cashback Retail

8 %

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At STAR$® XTRA participating merchants. Receive 80 STAR$ per S$1 spent, equivalent to 8% cashback.

Annual Fee

S$ 174.4

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First Year Waived

Cashback Base Rate

0.5 %

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At STAR$® XTRA participating merchants. Receive 65 STAR$ per S$1 spent, equivalent to 6.5% cashback and earn 5 STAR$® for every S$1 spent on eligible purchases outside CapitaLand Malls.

Annual Fee Waiver

1 year

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Highlights

Cashback Retail

8 %

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At STAR$® XTRA participating merchants. Receive 80 STAR$ per S$1 spent, equivalent to 8% cashback.

Annual Fee

S$ 174.4

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First Year Waived

Cashback Base Rate

0.5 %

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At STAR$® XTRA participating merchants. Receive 65 STAR$ per S$1 spent, equivalent to 6.5% cashback and earn 5 STAR$® for every S$1 spent on eligible purchases outside CapitaLand Malls.

Annual Fee Waiver

1 year

Things to consider when choosing this card:

Things to consider

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Retail rebate

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Department store rebate

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Annual Fee required

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate

0.5 %

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At STAR$® XTRA participating merchants. Receive 65 STAR$ per S$1 spent, equivalent to 6.5% cashback and earn 5 STAR$® for every S$1 spent on eligible purchases outside CapitaLand Malls.

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Cashback Local

0.5 %

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At participating merchants in CapitaLand malls. Receive 15 STAR$ per S$1 spent, equivalent to 1.5% cashback.

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Cashback Overseas

0.5 %

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At STAR$® XTRA participating merchants. Receive 65 STAR$ per S$1 spent, equivalent to 6.5% cashback and earn 5 STAR$® for every S$1 spent on eligible purchases outside CapitaLand Malls.

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Cashback Dining

Up to 8 %

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At STAR$® XTRA participating merchants. Receive up to 80 STAR$ per S$1 spent, equivalent to 8% cashback.

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Cashback Retail

8 %

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At STAR$® XTRA participating merchants. Receive 80 STAR$ per S$1 spent, equivalent to 8% cashback.

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Cashback Local Online Shopping

1.5 %

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For every S$1 spent on eCapitaVoucher purchases, capped at S$1,200 spent on eCapitaVoucher purchases per calendar month.

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Cashback Digital Wallet

1.5 %

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For every S$1 spent on eCapitaVoucher purchases, capped at S$1,200 spent on eCapitaVoucher purchases per calendar month.

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Quick Facts

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Up to 8% rebate in STAR$ when you spend at Capitaland Malls.

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Enjoy 3-hour complimentary parking at participating CapitaLand Malls when you spend S$1,200 a month.

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Annual fee of S$174.40 waived for the first year.

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STAR$® can only be redeemed for eCapitaVoucher in denominations of 5,000, 10,000 or 50,000 STAR$® only.

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STAR$® earned for spending at participating CapitaLand Malls are capped at S$1,200 per calendar month.

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

Conditional

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Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Monthly Spend Required

None

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 174.4

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First Year Waived

Foreign Currency Transaction Fee

3.25 %

Repayment

Minimum Payment

S$ 50

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S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.8 %

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27.80% p.a. compounded if payment of the closing balance in your statements is not made in full; or 3% p.a. on top of prevailing interest if your account has three or more defaults in the last 12 months

Interest on Cash Advance

26.9 %

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26.9% p.a. compounded daily from date of withdrawal until the withdrawal amount and the relevant fees are paid in full.

Interest Free Period

22 days

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Others

Association

American Express

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Amex Pay

American Express CapitaCard

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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