When can you apply for a credit card?
You can apply for a credit card once you meet the age requirement, usually 18 years old, and have a steady source of income. A good credit score improves approval chances.
Should teenagers in Singapore have credit cards?
Teenagers in Singapore can benefit from supplementary cards tied to a parent’s account to learn financial responsibility. Full credit cards may not be ideal until they have regular income.
Can you get a credit card with low or no income?
With low or no income, you may qualify for a secured credit card or a student card. Some banks also offer supplementary cards or require a guarantor for approval.