Student Credit Cards Singapore 2025

Are you a university student in Singapore looking to manage your finances? This guide will explain everything about student credit cards in Singapore. We'll cover eligibility, and the best cards available, and help you make a kiasu choice for your financial future.

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Credit card FAQs for students

When can you apply for a credit card?

You can apply for a credit card once you meet the age requirement, usually 18 years old, and have a steady source of income. A good credit score improves approval chances.

Should teenagers in Singapore have credit cards?

Teenagers in Singapore can benefit from supplementary cards tied to a parent’s account to learn financial responsibility. Full credit cards may not be ideal until they have regular income.

Can you get a credit card with low or no income?

With low or no income, you may qualify for a secured credit card or a student card. Some banks also offer supplementary cards or require a guarantor for approval.

Credit card basics for students