11 Credit Cards You Can Use As Your EZ-Link Card For Bus/MRT Via SimplyGo

Yen Joon

Yen Joon

Last updated 23 May, 2024

Earn cashback, miles and rebates with an all-in-one credit card that can double up as your EZ-Link/public transport card on MRTs and buses.

Best Credit Cards To Use As Your EZ-Link Card on SingSaver

Getting around on public transport in Singapore just keeps getting easier. Under LTA's SimplyGo scheme, commuters can tap any MasterCard/Visa credit card to pay for public transport. No need to carry or top up your EZ-Link Card anymore! Even better, if the Visa or Mastercard credit card is stored on your smartphone, you can even leave the credit card at home and pay via mobile contactless. 

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TeamCashback-VS-TeamMiles-KV2.1_BLOGARTICLE_800x250

🆚SingSaver's Cashback vs Miles Campaign (Round 2) 🆚: Are you Team Cashback or Team Air Miles?

Be one of the first 400 to receive rewards of up to +S$740 Vouchers or up to +74K Miles when you sign up for any participating Cashback or Miles Credit Card, respectively, within the promo period. The team with the most applications wins the rewards! Promo runs from 24 May, 12pm - 6 June 2024. T&Cs apply.

Plus, get up to 31x chances to win a Pair of RETURN Business Class Tickets to Tokyo, Japan (worth 120K Max Miles) in the Grand Lucky Draw when you successfully apply for participating products. Promo runs from 24 May, 12pm - 6 June 2024. T&Cs apply.

Click here to check out our past Lucky Draw winners!

 


Cashless ways to pay for public transport in Singapore

SimplyGo

SimplyGo is a service which allows you to pay for your public transport ride directly with your credit or debit card.

You'll need to register for SimplyGo and link it with a contactless bank card or mobile wallet. Once linked, you can pay with your credit card, mobile phone, or smartwatch. Depending on your card, paying with your linked debit/credit card(s) can earn you rewards, such as cashback or miles.  

EZ-Link Card

EZ-Link is a cashless payment system primarily used for public transport in Singapore. You'll need to purchase an EZ-Link Card and make an upfront top-up to use for your public transport rides. You can earn reward points with each transaction, which can be used to redeem exclusive deals.  

NETS FlashPay

NETS FlashPay is a contactless payment system that allows you to pay for most transactions, including public transport rides. It's a feature available in some debit cards, and you can make a top-up via the NETS app or with the Auto Top-Up (ATU) function.

To find out whether your card has EZ-Link/NETS FlashPay functionality, look for the CEPAS logo on the back of your card.


How To Use Credit Cards as EZ-Link for MRT and Buses

1. Check compatibility

Before using your credit card for MRT and bus rides, ensure that your credit card is compatible with SimplyGo. You'll need to register your Visa or Mastercard card to your SimplyGo account or on the SimplyGo app before you can start using it for MRT or bus rides. 


2. If you're using a mobile wallet, add your credit card to your Apple Pay, Google Pay, or Samsung Pay wallet

You can do this by following the instructions in the Apple Pay or Google Pay app.

3. Tap in and tap out

To use your credit card for MRT and bus rides, simply tap your credit card on the card reader at the entrance of the MRT station or when boarding a bus. 

4. Additional Things to Note

  • You can use multiple credit cards in your Apple Pay or Google Pay wallet. However, only one credit card will be used to pay for each ride.
  • If you have a transit card, such as an EZ-Link card or NETS FlashPay card, you can also use it together with your credit card.
  • You can also use your credit card to pay for your ride if you have registered for the SimplyGo account-based ticketing system
  • SimplyGo currently only supports Visa and Mastercards; you can't pay for MRT/bus rides if you have an American Express (AMEX) card.  
  • Download the SimplyGo mobile app to track public transport expenses. If not, your card issuer should also issue you a mobile phone notification about the expense. 

This means you now have a brand new way to earn air miles/cashback on public transport. Now that you have an all-in-one credit card that also doubles up as an EZ-Link card, you can even leave your wallet at home. But which cards give you the most cashback and rebate with every tap on public trains or buses?

Here are several credit cards you can use on public transport that give you the most generous rewards. 

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11 best credit cards for EZ-Link/ public transport transactions via SimplyGo

Credit Card Cashback/Reward Other benefits
Citi SMRT Card 5% savings on bus and MRT transactions via SimplyGo Up to 5% savings at major supermarkets, online shopping and taxis and private hire rides
UOB PRVI Miles Visa Card 1.4 miles per dollar (mpd) spend on local bus and train rides via mobile contactless No minimum spend required

3 mpd on selected online transactions; 1.4 mpd on local spend
OCBC Frank Card Up to 10% cashback per calendar month, including an additional 2% cashback on SimplyGo rides 8% cashback on online spend

8% cashback on contactless mobile payments and foreign currency spending made in-store

Additional 2% cashback on eco merchants (including SimplyGo rides)

0.3% on all other purchases
DBS Live Fresh Card Up to 6% cashback monthly on transport spend (including SimplyGo)

Up to 6% on local and overseas shopping spend

0.3% unlimited base cashback rate on all other eligible spend

DBS Altitude Visa Card 1.3 mpd on local spends (trains, bus and taxi rides, and Singapore Airlines tickets purchased on DBS Travel MarketPlace) No expiry date for air miles conversion

Complimentary travel accident insurance of up to S$1,000,000 when you charge the full travel fare to your card

Up to 3 mpd on Agoda bookings
UOB Lady's Card/ UOB Lady's Solitaire Card 6 mpd on up to two categories per quarter 4 mpd on up to two chosen categories: Beauty/wellness, Fashion, Dining, Family, Travel, Transport and Entertainment
Maybank Family & Friends Card 8% cashback per month (pair with the Instarem amaze card) on contactless bus and train rides via SimplyGo 8% cashback on five chosen categories: groceries, dining & food delivery, transport, data communication & online TV screening, retail & pets, online fashion, entertainment, or pharmacy & wellness

0.3% cashback on all other purchases
UOB EVOL Card 8% cashback on public transport rides via SimplyGo 8% cashback on online transactions

8% cashback on mobile contactless transactions

0.3% cashback on all other transactions
Standard Chartered Smart credit card 6% cashback on public transport rides via SimplyGo 6% cashback on fast food, coffee and toast, digital subscriptions and bus & MRT rides

No monthly minimum spend, no annual fees
UOB One Credit Card Up to 15% cashback per quarter, including public transport rides via SimplyGo Base cashback of 3.33%
 
Additional cashback of up to 6.67%
 
Enhanced cashback of up to 6.67% 
UOB KrisFlyer Credit Card  3 mpd on Singapore Airlines, Scoot, KrisShop, Kris+ purchases, dining, online food delivery, onling shopping, online travel, and public transport 1.2 mpd on all other eligible spend

No cap on bonus miles earned

 


1. Citi SMRT Card

The Citi SMRT Card is one you should consider if you want to earn cash rebates on your SimplyGo transactions and daily expenses such as online shopping, groceries, and taxis and private hire rides.

The rebates are rewarded in SMRT$, which can be redeemed for shopping vouchers or instant cash rebates. 1 SMRT$ is equal to S$1 worth of vouchers.

But the 5% rebate comes with strings attached: you need to spend a minimum of S$500 per month, failing which you only qualify for a 0.3% rebate. You can also only earn up to 600 SMRT$ in a year.

If you can meet the minimum monthly spend, you can earn 5% cash rebate on your bus/MRT rides when you tap and pay via SimplyGo. 

Note that from 13 July 2022, all replacement, renewal, and newly issued Citi SMRT cards will be issued without EZ-Link stored value facility. You may continue using the EZ-Link stored value facility in your card until it expires and continue to perform EZ-Link auto top-up transactions, but you won't earn any rewards.

If your Citi SMRT Card has an EZ-Link stored value facility, you must activate the SimplyGo function at any General Ticketing Machine to switch your payment mode to use SimplyGo.

Get This Card If You…

Want to earn cash rebates on public transport, Grab, Gojek rides, online purchases, and groceries. Besides earning up to 5% rebate from SimplyGo transactions, you can also earn up to 5% rebate at supermarkets, online shopping, and taxis and private hire rides.

SingSaver's Exclusive Offer: Receive the following rewards when you sign up for a Citi Credit Card:

Citi PremierMiles_27May_Campaign_BLOGARTICLE_800x250

Citi PremierMiles Card: Receive a Dyson Supersonic (worth S$699) or an Apple iPad 10th Gen 10.9 wifi 64GB (worth S$529) or 15,600 KrisFlyer Miles or S$450 eCapitaVoucher or S$300 Cash upon activating and spending a minimum of S$500 within 30 days of card approval. Valid until 2 June 2024. T&Cs apply.

Citi_CC_KV2_BLOGARTICLE_800x250

Other Citi Credit Cards: Receive a Dyson Supersonic (worth S$699) or Apple iPad 10th Gen 10.9 wifi 64GB (worth S$529) or Sony Portable Theatre System HT-AX7 (worth S$759) or S$450 eCapitaVoucher or S$300 cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. Valid until 2 June 2024. T&Cs apply.

Pay_To_Upgrade_Rewards_Campaign_BLOGARTICLE_800x250-1

Plus, upgrade your rewards when you top up S$999 for an Apple MacBook Air 13” (M3 chip) 256GB (worth S$1,599) or an Apple iPhone 15 Pro 128GB (worth S$1,664.25). Alternatively, top up S$1,488 for a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB 5G (worth S$2,128). Valid till 2 June 2024. T&Cs apply.


2. UOB PRVI Miles Visa Card

The best miles credit card for public transport currently is the UOB PRVI Miles card, giving 1.4 miles per dollar (mpd) on local bus and train rides via mobile contactless.

This refers to the likes of Apple Pay, Fitbit Pay, Google Pay or Samsung Pay. Instead of tapping the card directly on the terminal, you will have to add this card to your mobile contactless wallet in your smartphone. You can then use this card registered in your phone to tap on the terminal just like your EZ-link card.

Read our full review of the UOB PRVI card here.

Get This Card If You…

Want an airmiles card that has a high miles earn rate. The UOB PRVI miles card gives your 1.4 miles per S$1 spent locally. This offers a high earn rate of 1.4mpd compared to most miles credit cards that offer 1.2 mpd.

UOB PRVI Miles also has an ongoing offer that rewards cardholders with 3 miles per S$1 spent on selected online transactions.

Want to travel to the airport in style. With the UOB PRVI miles, you will enjoy complimentary airport transfers to Changi Airport. You will have to call 6651 2253 between 9am to 6pm to make your booking at least 2 days before the pickup date. 

UOB PRVI Miles Visa Card Welcome Offer: Get up to 50,000 miles when you make a min. spend of S$1,000 per month for 2 consecutive months from card approval date plus annual fee payment and SMS enrolment. Valid till 30 June 2024 . T&Cs apply.

Alternatively, receive 25,200 miles when you are one of the first 50 to apply with first year annual fee waiver and make a min. spend of S$1,000 for 2 consecutive months from card approval date. Plus, get another 4,800 miles (a total of 30,000 miles) when you make a min. overseas spend of S$1,000 per month for 2 consecutive months.Valid till 30 June 2024 . T&Cs apply.

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3. OCBC Frank Credit Card

OCBC-FRANK-Platinum-U1200476-Front(RGB)-1

The OCBC Frank Credit Card offers 8% cashback for three categories: online spending, mobile contactless payments, and foreign currency spending made in-store and others.

You'll also earn an additional 2% cashback on green merchants, which includes BlueSG, Charge+, Greenlots, Little Farms, and bus/MRT rides via SimplyGo

This means you enjoy up to 10% cashback when paying for your public transport rides via SimplyGo. 

Besides transport, you can use this card for other types of spending such as food, groceries, pet supplies, shopping apps and travel bookings.

The catch is you'll have to spend a minimum of S$800 every month. There is also a cashback cap of S$100 or S$25 per category. You can read our full review on OCBC Frank and reasons why you should sign up for this newly relaunched card.

Get This Card If You…

Are looking for a convenient cashback card. With cashback for contactless mobile payment, you won't even need to bring this card around physically. Enjoy up to 10% cashback whenever you tap to pay with your mobile phone or even with your smart watch for your public transport rides. 

Want a cashback card that's good for all life stages. With categories defined as online spending, contactless mobile payments and others, you can opt to spend online on your favourite retail store for the latest fashion pieces or buy groceries on Redmart for your family—either way, you'll be earning 8% cashback.


4. DBS Live Fresh Card

DBS Live Fresh Student Card

The DBS Live Fresh Card lets you earn 6% cashback per calendar month on online and in-store shopping spend and transport spend with a minimum spend of S$800 per calendar month.

Note that the monthly cashback is capped at S$70 per month (S$50 on shopping spend and S$20 on transport spend). Fortunately, this card also offers 0.3% unlimited cashback rate for all other eligible spend with no cap. This means that you will still earn cashback even if you do not meet the minimum spend requirements.

Get This Card If You…

Have a DBS Multiplier account. On top of using this credit card for public transport rides, you can also link your card to your DBS Multiplier account and earn up to 4.1% p.a. in interest.

Want a card for everyday spend. Cardmembers get 6% cash back when they shop either online or in-store, whether locally or overseas. Additionally, they get 6% for transport spend. It's a fuss-free cashback that provides 0.3% unlimited cashback on all other eligible spend with no cap, putting no pressure to reach a minimum spend requirement to get cashback.

DBS/POSB Credit Card Welcome Gift: Receive up to S$388 cashback or 85,000 miles when you apply for select DBS credit cards and fulfil the relevant promotion criteria. T&Cs apply.

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5. DBS Altitude Visa

DBS Altitude Card

The DBS Altitude Visa offers 1.3 miles per dollar on all public transport rides paid using SimplyGo. The fares will be charged directly to your card upon usage (no top-ups or reloads required).

If you travel frequently, the DBS Altitude rewards you with bonus miles for all your travel-related expenses. Read the full DBS Altitude card review here.

Get This Card If You…

Plan to spend on flights and hotels. Enjoy up to 3 mpd for travel bookings made on Agoda.

Want complimentary travel accident insurance of up to S$1,000,000 when you charge the full travel fare to your card.

DBS/POSB Credit Card Welcome Gift: Receive up to S$388 cashback or 85,000 miles when you apply for select DBS credit cards and fulfil the relevant promotion criteria. T&Cs apply.


6. UOB Lady's Card & UOB Lady's Solitaire Card

uob-ladys-card-1uob-ladys-solitaire-card

The UOB Lady's cards allow you to choose your preferred category based on your current spending habits. You can earn 10X UNI$ per S$5 spend (or 4 mpd) for seven categories (one for UOB Lady's Card, two for UOB Lady's Solitaire Card): Beauty and wellness, Fashion, Dining, Family, Travel, Transport, and Entertainment. 

You are also free to change this category every quarter to suit your changing lifestyle and interests.

Get This Card If You…

Spend regularly on one or two of seven categories. Enjoy 4 miles per dollar on Beauty and wellness, Fashion, Dining, Family, Travel, Transport and Entertainment. You can choose one category for UOB Lady's Card and two categories for UOB Lady's Solitaire Card in every quarter. See the eligible Merchant Category Codes (MCC) here

Intend to splash out on a new luxury item. With the Lady's LuxePay Plan, put your new luxury purchase (shoes and bags) worth S$500 or more (local, online or overseas) on a 6 or 12-month instalment payment plan, absolutely free.

TeamCashback-VS-TeamMiles-KV2.1_BLOGARTICLE_800x250

🆚SingSaver's Cashback vs Miles Campaign (Round 2) 🆚: Are you Team Cashback or Team Air Miles?

Be one of the first 400 to receive rewards of up to +S$740 Vouchers or up to +74K Miles when you sign up for any participating Cashback or Miles Credit Card, respectively, within the promo period. The team with the most applications wins the rewards! Promo runs from 24 May, 12pm - 6 June 2024. T&Cs apply.

Plus, get up to 31x chances to win a Pair of RETURN Business Class Tickets to Tokyo, Japan (worth 120K Max Miles) in the Grand Lucky Draw when you successfully apply for participating products. Promo runs from 24 May, 12pm - 6 June 2024. T&Cs apply.

UOB Lady's Card Welcome Gift: Enjoy the following rewards when you sign up for a UOB Lady's Card (Team Air Miles):

Get a chance to enjoy an exquisite dining experience for two at Michelin-starred restaurants (worth S$900) when you are one of the first 150 applicants every month during the promo period and make a min. spend of S$1,500 per month for 2 consecutive months from card approval date. Valid till 30 June 2024. T&Cs apply.

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7. Maybank Family & Friends Card

 

The Maybank Family & Friends Card might be the most versatile card on this list. You enjoy 8% monthly cashback across five chosen categories — there are a total of eight to choose from. These include: groceries, dining and food delivery, transport, date communication & online TV streaming, retail & pets, online fashion, entertainment and pharmacy & wellness.

The 8% cashback rate caps out at S$125 (split across the five chosen categories) and requires a minimum monthly spend of S$800. You earn 0.3% cashback thereafter and for spending on other categories.

While you can't pair it with SimplyGo and Google Wallet (only Apple wallet is supported at the time of publishing), you can bypass this by pairing it with the Instarem amaze card, and registering your amaze card on SimplyGo instead. 

Get This Card If You…

Need a daily driver. The 8% cashback rate for the Maybank Family & Friends Card includes products and services that are used every day. These include your telco or Netflix subscription and when you stock up on stationery and books.

 


8. UOB EVOL Card

uob-evol-1024x644

The UOB EVOL Card offers 8% cashback on online and mobile contactless transactions, which includes public transport rides via SimplyGo. You'll also earn 0.3% cashback on all other eligible spend. 

The monthly cashback is capped at S$60 per statement month and S$20 per category, and you'll need to hit a monthly minimum spend of S$600 to qualify for the 8% cashback.

Moreover, the UOB EVOL Card is one of the eligible cards that allow you to unlock up to 6.00% p.a. (EIR 4% p.a.) interest rate on your UOB One Account

Get This Card If You…

Spend the bulk of your monthly expenses on online and mobile contactless transactions, and if you're using the UOB One Account as your main savings account and for salary crediting. 

UOB EVOL Card Welcome Offer: Get S$350 Cash Credit as one of the first 200 new-to-UOB credit cardmembers with a minimum spend of S$1,000 per month for 2 consecutive months from card approval date. Valid till 30 June 2024. T&Cs apply.

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9. Standard Chartered Smart Credit Card

(NEW CC) standard-chartered_smart-card_new-design-1

If you're looking for a credit card with a high cashback rate for bus/MRT rides, the Standard Chartered Smart Credit Card is perfect as you'll earn 6% cashback (or 5.6 mpd) on public transport rides.

Additionally, you'll also get 6% (or 5.6 mpd) on specific merchants and categories; these include fast food (Burger King, KFC, McDonald's, Subway), coffee and toast (Toast Box, Ya Kun), and digital subscriptions (Disney+, Netflix, Spotify, YouTube). Plus, you'll enjoy up to 23.70% savings at Caltex

The rewards are awarded in 360° Rewards Points, which can be redeemed for cash, miles, or lifestyle, dining, or retail rewards on the SC mobile app. 

What's more, another benefit of this card is it doesn't come with any annual fees and minimum spending requirements!

Get This Card If You…

Want a no-fee and no minimum spending requirement card exclusively for public transport rides and selected merchants. 6% cashback is the cherry on top.

TeamCashback-VS-TeamMiles-KV2.1_BLOGARTICLE_800x250

🆚SingSaver's Cashback vs Miles Campaign (Round 2) 🆚: Are you Team Cashback or Team Air Miles?

Be one of the first 400 to receive rewards of up to +S$740 Vouchers or up to +74K Miles when you sign up for any participating Cashback or Miles Credit Card, respectively, within the promo period. The team with the most applications wins the rewards! Promo runs from 24 May, 12pm - 6 June 2024. T&Cs apply.

Plus, get up to 31x chances to win a Pair of RETURN Business Class Tickets to Tokyo, Japan (worth 120K Max Miles) in the Grand Lucky Draw when you successfully apply for participating products. Promo runs from 24 May, 12pm - 6 June 2024. T&Cs apply.

SingSaver's Exclusive Offer: Enjoy the following rewards when you sign up for a Standard Chartered Smart Card (Team Cashback):

SCB CC_BLOGARTICLE_800x250

Receive  a Dyson AM07 (worth S$459) or Hinomi H1 Classic V3 Ergonomic Office Chair (worth S$419) or Apple Airpods (3rd Gen) With Magsafe Charging Case (worth S$274) or up to S$250 cash upon activating and spending min. S$250 spend within 30 days of card approval. Also, get an additional S$20 e-Capitaland voucher when you make a min. spending of S$1,000 in your 2nd month. Valid till 2 June 2024.  T&Cs apply.

Plus, get an additional S$20 e-Capitaland Voucher when you split the payment for your purchases with SCB Easy Pay, pay your bills with SCB Easybill or put any of your purchases on instalment in SCB Savings Account or Current Account within 60 days of approval. Valid till 2 June 2024. T&C applies.

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10. UOB One Credit Card

UOB_ONE-4

The UOB One Credit Card offers a generous cashback of up to 15% on your daily spending, which includes your public transport rides via SimplyGo.

The cashback mechanism is segregated into three: base cashback, additional cashback, and enhanced cashback, the last of which is only for new UOB credit card members. 

You'll earn a base cashback of 3.33% every quarter if you meet the minimum spending requirement of S$500, S$1,000 or S$2,000 every month in a quarter and make at least five transactions monthly. The cashback is capped at S$50, S$100, and S$200 per quarter, respectively. 

If you can hit a minimum spend of S$2,000 per month in a quarter, you'll receive an additional cashback of 6.67% on selected merchants, which include McDonald's, Grab, Shopee, SimplyGo, Giant, Cold Storage, CS Fresh, Guardian, 7-Eleven, Jasons, Jasons Deli, and UOB Travel. This cashback falls to 5% if you spend S$500 or S$1,000 per month in a quarter.

Lastly, new UOB credit card members who apply for a UOB One Credit Card by 31 March 2024 will also receive an enhanced cashback of 5% per quarter if you spend S$2,000 per month, and 6.67% if you spend S$500 or S$1,000 per month. All in all, the total combined cashback you can receive in a year is S$2,000.  

For 3 consecutive months 📅
Min. S$500 / S$1,000 spend per month
Min. S$2,000 spend per month
Base cashback
3.33%
Additional cashback
5%
6.67%
Enhanced cashback
(For new-to-UOB cardmembers only)
6.67%
5%
Total cashback earned
Existing UOB cardmembers: 10%
New-to-UOB cardmembers: 15%

On top of this, you can enjoy up to 7.80% p.a. (EIR 5% p.a.) interest on your UOB One Account when you spend a minimum of S$500 per month and credit your monthly salary. 

Get This Card If You…

Want a well-rounded card for general spending and you can consistently spend at least S$500/S$1,000/S$2,000 per month in each qualifying quarter. 

TeamCashback-VS-TeamMiles-KV2.1_BLOGARTICLE_800x250

🆚SingSaver's Cashback vs Miles Campaign (Round 2) 🆚: Are you Team Cashback or Team Air Miles?

Be one of the first 400 to receive rewards of up to +S$740 Vouchers or up to +74K Miles when you sign up for any participating Cashback or Miles Credit Card, respectively, within the promo period. The team with the most applications wins the rewards! Promo runs from 24 May, 12pm - 6 June 2024. T&Cs apply.

Plus, get up to 31x chances to win a Pair of RETURN Business Class Tickets to Tokyo, Japan (worth 120K Max Miles) in the Grand Lucky Draw when you successfully apply for participating products. Promo runs from 24 May, 12pm - 6 June 2024. T&Cs apply.

UOB One Card Welcome Gift: Enjoy the following rewards when you sign up for a UOB One Card (Team Cashback):

Get S$350 Cash Credit as one of the first 200 new-to-UOB credit cardmembers with a minimum spend of S$1,000 per month for 2 consecutive months from card approval date. Valid till 30 June 2024. T&Cs apply.


11. KrisFlyer UOB Credit Card

KrisFlyerUOBCreditCard

The KrisFlyer UOB Credit Card offers 3 mpd on SIA-related spend (Singapore Airlines, Scoot, KrisShop, and Kris+ purchases) as well on everyday spend categories such as dining, online food delivery, online shopping, online travel transactions, and transport (which includes public transport). You'll also earn 1.2 mpd on all other eligible spend.

One benefit of the KrisFlyer UOB Credit Card is that there are no conversion fees for transferring your miles since your KrisFlyer miles will be directly credited to your KrisFlyer Account. 

Do note however, the caveat is that the bonus 3 mpd earn rate is only eligible if you spend a minimum of S$800 on SIA-related categories in a year. The miles you earn are also split into two where the base 1.2 mpd will be credited at the end of each calendar month, and the remaining bonus of 1.8 mpd will only be credited 14 months later. This means that your miles will age at different rates.

But if you can look past this, then the benefits of the KrisFlyer UOB Credit Card is that there's no conversion fees since your KrisFlyer miles will be credited directly into your KrisFlyer Account.

Also, unlike most rewards/miles cards which impose a monthly cap on the bonus miles/rewards you can earn, there isn't such restriction on the KrisFlyer UOB Credit Card. This makes the KrisFlyer UOB Credit Card ideal for big-ticket purchases.

Get This Card If You…

Want a general card for all your daily transactions, big-ticket transactions, and spend at least S$800 a year on SIA-related categories.

KrisFlyer UOB Card Welcome Offer: Be one of the first 100 eligible new-to-UOB credit cardmembers to get up to 31,000 miles plus a first-year annual fee waiver when you apply and take the least days to make a min. spend of S$2,000 within 60 days from card approval date. Valid till 30 June 2024  T&Cs apply.

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Frequently asked questions about EZ-Link cards

 #1 What is the EZ-Link app used for?

The EZ-Link mobile app streamlines daily commutes and payments. Enjoy automatic top-ups, balance checks, transaction tracking, and reward points, all from your phone!

Create a Family Group to help top-up members' SimplyGo Cards – perfect for parents to watch out for their kiddos. 

#2 How to top up EZ-Link Card online?

Besides topping up your card at the usual self-service machines and service counters, the more convenient top-up option is through the EZ-Link app. In fact, the EZ-Link app allows you to enable auto top-up – so you never have to worry about low balances again!

Find out other top-up options here

#3 What is DBS SimplyGo?

Let us backtrack. SimplyGo lets commuters use contactless bank cards for public transport, eliminating the need for a separate travel card or upfront top-ups. DBS SimplyGo is simply a feature that you can use with your DBS Cards.

This feature is not native to DBS and you can use other credit cards as an EZ-Link card for your MRT and bus rides. 

#4. Is it more expensive to use credit cards for MRT?

No, the fares charged to your contactless credit or debit card are the same as EZ-Link cards.

#5. What is the difference between EZ-Link and SimplyGo?

EZ-Link is a cashless payment system used primarily for public transport in Singapore. You'll need to purchase an EZ-Link card and make top-ups to pay for your bus and MRT rides. SimplyGo is a service that allows you to pay for your public transport rides directly with your debit or credit card. But you'll need to ensure that your EZ-Link Card is SimplyGo compatible as older EZ-Link cards without SimplyGo compatibility will be phrased out from 1 June 2024. 


 

In my past life, I was always broke because of a lack of financial literacy. Now, I publish a few posts every week* on personal finance to help you manage your money better. *I mean, I’ll try

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