UOB Absolute Cashback Card

UOB Absolute Cashback Card

The UOB Absolute Cashback Card is a fuss-free unlimited cashback credit card that lets you earn 1.7% limitless cashback with no spend exclusions or minimum spend. If you're paying for insurance, school fees, health care or rental, the UOB Absolute Cashback Card is definitely a handy card to have to earn cashback on these categories.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Card benefit
Up to  % cashback
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Annual Fee
S$ 196.2
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Monthly Spend Required
None
Minimum Annual Income
S$ 30,000
3 Offers Available
Apple AirPods Pro 2nd Gen (worth S$349)
SingSaver Flash Deal
Apple AirPods Pro 2nd Gen (worth S$349)
  • SingSaver Flash Deal promotion runs from 11 August 2025 to 31 August 2025.
  • Promotion is valid for new-to-UOB credit card members only.
  • Be one of the first 20 new-to-UOB credit card applicants to get approved for selected UOB Credit Cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
    • If selected as a winning applicant, the selected Flash Deal reward will be received in place of the regular SingSaver Exclusive Offer reward.
  • Promotion is not stackable with other welcome offers from UOB.
  • Terms and Conditions apply. 
Samsonite Straren Spinner 67/24 (worth S$600)
SingSaver Flash Deal
Samsonite Straren Spinner 67/24 (worth S$600)
  • SingSaver Flash Deal promotion runs from 11 August 2025 to 31 August 2025.
  • Promotion is valid for new-to-UOB credit card members only.
  • Be one of the first 20 new-to-UOB credit card applicants to get approved for selected UOB Credit Cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
    • If selected as a winning applicant, the selected Flash Deal reward will be received in place of the regular SingSaver Exclusive Offer reward.
  • Promotion is not stackable with other welcome offers from UOB.
  • Terms and Conditions apply. 
S$300 Cash via PayNow
SingSaver Flash Deal
S$300 Cash via PayNow
  • SingSaver Flash Deal promotion runs from 11 August 2025 to 31 August 2025.
  • Promotion is valid for new-to-UOB credit card members only.
  • Be one of the first 20 new-to-UOB credit card applicants to get approved for selected UOB Credit Cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
    • If selected as a winning applicant, the selected Flash Deal reward will be received in place of the regular SingSaver Exclusive Offer reward.
  • Promotion is not stackable with other welcome offers from UOB.
  • Terms and Conditions apply. 
S$60 Cash via PayNow
SingSaver Exclusive Offer
S$60 Cash via PayNow
  • SingSaver Exclusive Offer promotion is valid until 31 August 2025.
  • Promotion is valid for new-to-UOB credit cardmembers only.
  • Apply and get approved for selected UOB Credit Cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Promotion is not stackable with other welcome offers from UOB.
  • Terms and Conditions apply.
S$70 Grab Voucher
SingSaver Exclusive Offer
S$70 Grab Voucher
  • SingSaver Exclusive Offer promotion is valid until 31 August 2025.
  • Promotion is valid for new-to-UOB credit cardmembers only.
  • Apply and get approved for selected UOB Credit Cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Promotion is not stackable with other welcome offers from UOB.
  • Terms and Conditions apply.
10% Cashback
Welcome Offer
10% Cashback
  • Welcome Offer promotion is valid until 31 August 2025.
  • Promotion is valid for new-to-UOB credit cardmembers only.
  • Successfully apply for the UOB Absolute Cashback Card during the promo period to be eligible for reward.
  • 10% cashback applies to all eligible transactions charged to your UOB Absolute Cashback Card during your card approval calendar month and the following calendar month.
  • Total bonus cashback is capped at S$250.
  • Terms and Conditions apply

Things to consider

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No rebate cap

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No monthly spend required

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Insurance rebate

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Local spending rebate

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Benefits

Cashback

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Cashback Base Rate
1.7  %
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Cashback Local
Up to 1.7  %
flight
Cashback Overseas
Up to 1.7  %
luggage
Cashback Travel
1.7  %
restaurant
Cashback Dining
1.7  %
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Cashback Supermarket
1.7  %
local_gas_station
Cashback Petrol
1.7  %
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Cashback Retail
1.7  %
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Cashback Local Online Shopping
1.7  %
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Cashback Overseas Online Shopping
1.7  %
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Cashback Health
1.7  %
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Cashback Department Store
1.7  %
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Cashback Digital Wallet
1.7  %
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Cashback Insurance
1.7  %
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Cashback Online Bill Payment Spending
1.7  %
contactless
Cashback Contactless Spend
1.7  %
commute
Cashback Transport
1.7  %
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Quick Facts

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1.7% cashback on all your purchases including travel, home furnishings, weddings, luxury purchases and more.

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0.3% cashback on local transactions which are commonly excluded from earning rewards such as charity, education, healthcare, professional services, utilities and Grab wallet top-ups.

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No minimum spend.

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No cashback cap.

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Cashback earned in current statement period is automatically used to offset the following month's bill.

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Mobile contactless payment methods not supported.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.8  %
Interest on Cash Advance
28.5  %
Interest Free Period
21  days
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Others

Association

American Express

Supported Payment Type

Google Pay

Samsung Pay

NETSPay

Tags

UOB Absolute Cashback Card UOB Absolute Cashback Card

© 2015-2025 SingSaver PTE LTD. All rights reserved. This online platform is operated by SingSaver Pte. Ltd. and by continuing to use www.singsaver.com.sg (the “SingSaver Website”) or by carrying out a transaction on the SingSaver Website, users are deemed to have agreed with the Terms and Conditions and Privacy Policy of the SingSaver Website. All insurance product-related transactions on the SingSaver Website are arranged and administered by SingSaver Insurance Brokers Pte. Ltd., a wholly owned subsidiary of SingSaver Pte. Ltd. SingSaver Insurance Brokers Pte. Ltd. is a licensed and authorised broker regulated by the Monetary Authority of Singapore (“MAS”). SingSaver Pte. Ltd. (which administers all other financial products on the SingSaver Website) is not regulated by MAS. SingSaver is located at Eon Shenton, 70 Shenton Way, 18-08, Singapore, 079118.