UOB PRVI Miles World MasterCard

UOB PRVI Miles World MasterCard

The UOB PRVI Miles World Mastercard lets you earn miles at a rate of up to 3 miles per S$1 spend overseas, 1.4 miles per S$1 spend locally and up to 8 miles per S$1 spend on your hotel and airlines bookings via Agoda and Expedia through dedicated link on UOB PRVI Miles website. Plus, you can also enjoy 4 complimentary lounge visits before jetting off to your favourite destinations! 
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Card benefit
 miles / dollar
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Annual Fee
S$ 261.6
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Monthly Spend Required
Minimum Annual Income
S$ 30,000

Things to consider

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Bonus air miles

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Unlimited air miles

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Travel insurance

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No monthly spend required

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Benefits

Cashback

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Cashback Base Rate
0.8  %
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Cashback Local
0.8  %
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Cashback Overseas
1.37  %
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AirMiles

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Airmiles Base Rate
1.4  miles / dollar
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Airmiles Local
1.4  miles / dollar
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Airmiles Overseas
Up to 3  miles / dollar
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Airmiles Retail
1.4  miles / dollar
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Airmiles Dining
1.4  miles / dollar
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Airmiles Local Online Shopping
1.4  miles / dollar
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Airmiles Overseas Online Shopping
2.4  miles / dollar
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Airmiles Department Store
1.4  miles / dollar
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Airmiles Supermarket
1.4  miles / dollar
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Airmiles Hotel Booking
6  miles / dollar
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Airmiles Flight Booking
6  miles / dollar
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commute
Airmiles Transport
1.4  miles / dollar
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Airmiles Petrol
1.4  miles / dollar
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Airmiles Travel
Up to 8  miles / dollar
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Quick Facts

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Earn 3 miles per S$1 spend (UNI$7.5 per S$5 spend) on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas website.

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Earn 2.4 miles per S$1 spend (UNI$6 per S$5 spend) on other overseas spend, including online shopping on overseas websites.

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Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on local spend.

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4 complimentary lounge visits per calendar year for principal cardmembers.

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Earn up to 8 miles per S$1 spend (UNI$20 per S$5 spend) on agoda and Expedia bookings via UOB PRVI Miles website.

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Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account.

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Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.

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Choice to redeem for miles, cashback, or vouchers.

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No minimum spend and no cap on earned miles

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Annual fee of S$261.60

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Terms and conditions apply for all above-mentioned privileges. Visit here for more details. Insured up to S$100,000 by SDIC.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 261.6
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 25

Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.8  %
Interest on Cash Advance
28.5  %
Interest Free Period
21  days
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Others

Association

Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

NETSPay

Tags

UOB PRVI Miles World MasterCard UOB PRVI Miles World MasterCard

Read SingSaver’s full review of the UOB PRVI Miles Mastercard

 

Pros & cons

Pros

Cons

Generous air miles earnings: The card offers competitive air miles earn rates, particularly for overseas spending (up to 3 miles per S$1) and bookings via designated platforms (up to 8 miles per S$1 on Agoda and Expedia through the UOB PRVI Miles website). This allows users to accumulate miles quickly on their travel-related expenses.


Complimentary airport lounge access: Principal cardholders receive 4 complimentary airport lounge visits per calendar year, providing comfort and convenience during travel.


Complimentary travel protection: Travel accident insurance worth up to $500,000; emergency medical assistance, evacuation and repatriation coverage worth $50,000; savings on travel insurance fees


No cap on miles earned: Unlike some other cards, there is no limit to the number of UNI$ (which can be converted to miles) that cardholders can earn. 


Relatively low minimum income requirement: With a minimum annual income requirement of S$30,000 (or the option to secure it with a S$10,000 fixed deposit), the card is relatively accessible compared to premium travel cards.

Local spending earn rate: The earn rate for local currency spending (1.4 miles per S$1) is decent but not the highest available in the market.


Conversion fees: A fee of S$25 is involved when converting UNI$ to air miles with partner programs, which can add to the overall cost of redeeming miles.


Booking restrictions for higher miles: The higher earn rates of up to 8 miles per S$1 are specifically tied to hotel and flight bookings made through Agoda and Expedia via the UOB PRVI Miles website, limiting flexibility in booking platforms.

 

Who is this card for

The UOB PRVI Miles Card is ideal for entry-level to intermediate travel enthusiasts who frequently spend overseas, as it offers up to 3 miles per S$1 on such transactions. It particularly benefits those who book accommodations and flights through Agoda and Expedia via the UOB PRVI Miles website, where they can earn up to 8 miles per S$1. 

The card also provides 4 complimentary airport lounge visits annually and allows for unlimited UNI$ accumulation, which can be converted to air miles with various partners. With a relatively accessible S$30,000 minimum income requirement (or a S$10,000 fixed deposit option), it's a strong choice for individuals prioritising air mile rewards and some travel perks without the high minimum spending thresholds of premium cards.

Compare to other cards

UOB PRVI Miles World Mastercard

Standard Chartered Journey Credit Card

Citi PremierMiles Card

Interest rate: 27.8%


Annual fee: S$261.60 (first year waived)


Minimum annual income: S$30,000


Benefits:

  • Earn up to 8 miles per dollar on travel, hotel, and flight bookings through Agoda and Expedia.
  • Earn up to 3 miles per dollar for overseas purchases and 1.4 miles per dollar on local spend, including dining, retail, and online spend.
  • Earn 1 mile per S$1 or UNI$2.5 per S$5 for bill payments via the UOB Payment Facility.
  • Receive 4 complimentary lounge visits per calendar year for principal cardmembers.
  • Enjoy complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
  • Redeem rewards for miles, cashback, or vouchers.
  • Benefit from no minimum spend and no cap on earned miles.

Interest rate: 27.9% per annum.


Annual fee: S$196.20 (First year waiver optional).


Minimum annual income: 

S$30,000 (Singaporeans/PRs) 

S$90,000 (Foreigners)


Benefits:

  • Up to 30,000 bonus welcome miles for new sign-ups.
  • Earn 3 miles per $1 spend on online transactions in transportation, grocery, and food delivery.
  • Earn 1.2 miles per $1 on local spend and 2 miles per $1 on foreign spend.
  • Up to $500,000 travel insurance coverage.
  • 45% off all single-trip plans with MSIG TravelEasy Insurance.
  • 2 complimentary Priority Pass airport lounge access per year.
  • $10 off Grab ride for Changi Airport transfers (capped at first 2,000 redemptions).
  • 360º Rewards Points never expire.

Interest rate: 27.9% per annum.


Annual fee: $196.20 (first year waived).


Minimum annual income: 

$30,000 (Singaporeans/PRs) 

$42,000 (Foreigners)


Benefits:

  • 1.2 Citi Miles per $1 on local spend.
  • 2.2 Citi Miles per $1 on foreign currency spend.
  • Up to 30,000 bonus Citi Miles for spending $800 in the first 2 months.
  • Up to 10 Citi Miles per $1 on select online travel bookings
  • 2 complimentary Priority Pass™ lounge visits per year.
  • Citi Miles never expire.

Learn More

Learn More

Learn More

 

The UOB PRVI Miles World Mastercard excels for frequent travelers who want to accumulate miles quickly.It offers a solid earn rate of 1.4 miles per S$1 spent locally and an even more attractive 2.4 miles per S$1 on overseas spending. Furthermore, cardholders can accelerate their miles accumulation to 6 miles per S$1 when booking major airlines and hotels through designated platforms like Agoda, Expedia, and UOB Travel. This focused approach on travel-related spending makes it a compelling option for those prioritising air mile rewards.

In contrast to the UOB PRVI Miles World Mastercard's travel focus, the Standard Chartered Journey card offers broader appeal with bonus rewards on transport, online groceries, and food delivery (capped at S$1,000 per category monthly), enhancing its versatility for daily expenses. Its key advantages include uncapped local and overseas miles earning and the perpetual validity of 360° Rewards Points, providing greater flexibility. While it also offers travel insurance and airport lounge access, the UOB PRVI Miles World Mastercard boasts superior earn rates for specific travel bookings.

In comparison, the Citi PremierMiles Card offers the advantage of non-expiring Citi Miles and a wider range of airline and hotel transfer partners for redemption flexibility. However, its general local earn rate is slightly lower at 1.2 miles per S$1. While it also provides 2 complimentary lounge visits and travel insurance, it lacks the UOB PRVI Miles card's higher earn potential on specific travel platforms and the greater number of lounge access.

Credit card application

Step 1: Start your application on SingSaver

  • Click on the “Apply Now” button.
  • You’ll be redirected to UOB’s secure application portal to complete your application.

Step 2: Fill in your personal and financial details

  • Provide basic information such as your name, NRIC, contact details, and income.
  • For faster processing, use MyInfo via SingPass to auto-fill your details securely.
  • If you have a UOB Personal Internet Banking account, you can also apply with your username and password.
  • If you are a foreigner without a UOB Personal Internet Banking username and password, you should enter your information manually via the online form provided.

Step 3: Upload your supporting documents

To verify your eligibility, you’ll need to provide the following documents (especially if you’re not using MyInfo):

  • Front and back of NRIC (for Singaporeans and PRs) or passport and work pass (for foreigners), and
  • Latest computerised payslip (or salary-credited bank statement from the past 3 months), or
  • Latest Notice of Assessment (NOA) from IRAS
  • Latest 6 months’ CPF Contribution History Statement

Step 4: Submit your application

  • Review your details carefully and submit your application.
  • UOB typically processes applications within 14 working days. You’ll receive email or SMS updates on your application status.

Step 5: Receive your card

  • Once approved, your new UOB PRVI Miles World Mastercard will be mailed to your registered address.
  • Follow the activation instructions included with your card.

Credit card application resources

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Frequently asked questions about the UOB PRVI Miles World Mastercard

How do I maximise the number of miles I earn using the UOB PRVI Miles Card?

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  1. Get the sign-up bonus

  2. Be a new-to-UOB credit cardmember

  3. Make sure you use the specific landing pages for partner sites, if available.
  4. Book via online travel agencies like Agoda and Expedia
  5. Purchase from UOB$ Merchants

Which UOB card is the best for miles?

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  • UOB PRVI Miles Card: Best all-around travel card; bonus miles on airlines and other travel bookings via Expedia and Agoda.
  • UOB Lady's/Lady's Solitaire Card: Best for preferential miles on targeted spend category.
  • UOB Visa Signature Card: Best for overseas spend, petrol and contactless payments.

How much is the conversion fee for PRVI Miles?

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The fee is S$25.

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