UOB PRVI Miles World MasterCard

Who is this card for

The UOB PRVI Miles Card is ideal for entry-level to intermediate travel enthusiasts who frequently spend overseas, as it offers up to 3 miles per S$1 on such transactions. It particularly benefits those who book accommodations and flights through Agoda and Expedia via the UOB PRVI Miles website, where they can earn up to 8 miles per S$1. 

The card also provides 4 complimentary airport lounge visits annually and allows for unlimited UNI$ accumulation, which can be converted to air miles with various partners. With a relatively accessible S$30,000 minimum income requirement (or a S$10,000 fixed deposit option), it's a strong choice for individuals prioritising air mile rewards and some travel perks without the high minimum spending thresholds of premium cards.

Compare to other cards

The UOB PRVI Miles World Mastercard excels for frequent travelers who want to accumulate miles quickly.It offers a solid earn rate of 1.4 miles per S$1 spent locally and an even more attractive 2.4 miles per S$1 on overseas spending. Furthermore, cardholders can accelerate their miles accumulation to 6 miles per S$1 when booking major airlines and hotels through designated platforms like Agoda, Expedia, and UOB Travel. This focused approach on travel-related spending makes it a compelling option for those prioritising air mile rewards.

In contrast to the UOB PRVI Miles World Mastercard's travel focus, the Standard Chartered Journey card offers broader appeal with bonus rewards on transport, online groceries, and food delivery (capped at S$1,000 per category monthly), enhancing its versatility for daily expenses. Its key advantages include uncapped local and overseas miles earning and the perpetual validity of 360° Rewards Points, providing greater flexibility. While it also offers travel insurance and airport lounge access, the UOB PRVI Miles World Mastercard boasts superior earn rates for specific travel bookings.

In comparison, the Citi PremierMiles Card offers the advantage of non-expiring Citi Miles and a wider range of airline and hotel transfer partners for redemption flexibility. However, its general local earn rate is slightly lower at 1.2 miles per S$1. While it also provides 2 complimentary lounge visits and travel insurance, it lacks the UOB PRVI Miles card's higher earn potential on specific travel platforms and the greater number of lounge access.

Credit card application

Step 1: Start your application on SingSaver

• Click on the “Apply Now” button.
• You’ll be redirected to UOB’s secure application portal to complete your application.

Step 2: Fill in your personal and financial details

• Provide basic information such as your name, NRIC, contact details, and income.
• For faster processing, use MyInfo via SingPass to auto-fill your details securely.
• If you have a UOB Personal Internet Banking account, you can also apply with your username and password.
• If you are a foreigner without a UOB Personal Internet Banking username and password, you should enter your information manually via the online form provided.

Step 3: Upload your supporting documents

To verify your eligibility, you’ll need to provide the following documents (especially if you’re not using MyInfo):

• Front and back of NRIC (for Singaporeans and PRs) or passport and work pass (for foreigners), and
• Latest computerised payslip (or salary-credited bank statement from the past 3 months), or
• Latest Notice of Assessment (NOA) from IRAS
• Latest 6 months’ CPF Contribution History Statement

Step 4: Submit your application

• Review your details carefully and submit your application.
• UOB typically processes applications within 14 working days. You’ll receive email or SMS updates on your application status.

Step 5: Receive your card

• Once approved, your new UOB PRVI Miles World Mastercard will be mailed to your registered address.
• Follow the activation instructions included with your card.