
UOB PRVI Miles World MasterCard
Highlights
Things to consider when choosing this card:
Things to consider
Bonus air miles
Unlimited air miles
Travel insurance
No monthly spend required
Benefits
Cashback
AirMiles
Quick Facts
Earn 3 miles per S$1 spend (UNI$7.5 per S$5 spend) on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas website.
Earn 2.4 miles per S$1 spend (UNI$6 per S$5 spend) on other overseas spend, including online shopping on overseas websites.
Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on local spend.
4 complimentary lounge visits per calendar year for principal cardmembers.
Earn up to 8 miles per S$1 spend (UNI$20 per S$5 spend) on agoda and Expedia bookings via UOB PRVI Miles website.
Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account.
Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
Choice to redeem for miles, cashback, or vouchers.
No minimum spend and no cap on earned miles
Annual fee of S$261.60
Terms and conditions apply for all above-mentioned privileges. Visit here for more details. Insured up to S$100,000 by SDIC.
Guides
Eligibility
Eligibility
Fees / Repayment
Fees
Repayment
Others
Association
Mastercard
Supported Payment Type
Google Pay
Apple Pay
Samsung Pay
NETSPay
Tags

Read SingSaver’s full review of the UOB PRVI Miles Mastercard
Pros & cons
Pros |
Cons |
Generous air miles earnings: The card offers competitive air miles earn rates, particularly for overseas spending (up to 3 miles per S$1) and bookings via designated platforms (up to 8 miles per S$1 on Agoda and Expedia through the UOB PRVI Miles website). This allows users to accumulate miles quickly on their travel-related expenses. Complimentary airport lounge access: Principal cardholders receive 4 complimentary airport lounge visits per calendar year, providing comfort and convenience during travel. Complimentary travel protection: Travel accident insurance worth up to $500,000; emergency medical assistance, evacuation and repatriation coverage worth $50,000; savings on travel insurance fees No cap on miles earned: Unlike some other cards, there is no limit to the number of UNI$ (which can be converted to miles) that cardholders can earn. Relatively low minimum income requirement: With a minimum annual income requirement of S$30,000 (or the option to secure it with a S$10,000 fixed deposit), the card is relatively accessible compared to premium travel cards. |
Local spending earn rate: The earn rate for local currency spending (1.4 miles per S$1) is decent but not the highest available in the market. Conversion fees: A fee of S$25 is involved when converting UNI$ to air miles with partner programs, which can add to the overall cost of redeeming miles. Booking restrictions for higher miles: The higher earn rates of up to 8 miles per S$1 are specifically tied to hotel and flight bookings made through Agoda and Expedia via the UOB PRVI Miles website, limiting flexibility in booking platforms. |
Who is this card for
The UOB PRVI Miles Card is ideal for entry-level to intermediate travel enthusiasts who frequently spend overseas, as it offers up to 3 miles per S$1 on such transactions. It particularly benefits those who book accommodations and flights through Agoda and Expedia via the UOB PRVI Miles website, where they can earn up to 8 miles per S$1.
The card also provides 4 complimentary airport lounge visits annually and allows for unlimited UNI$ accumulation, which can be converted to air miles with various partners. With a relatively accessible S$30,000 minimum income requirement (or a S$10,000 fixed deposit option), it's a strong choice for individuals prioritising air mile rewards and some travel perks without the high minimum spending thresholds of premium cards.
Compare to other cards
UOB PRVI Miles World Mastercard |
Standard Chartered Journey Credit Card |
Citi PremierMiles Card |
Interest rate: 27.8% Annual fee: S$261.60 (first year waived) Minimum annual income: S$30,000 Benefits:
|
Interest rate: 27.9% per annum. Annual fee: S$196.20 (First year waiver optional). Minimum annual income: S$30,000 (Singaporeans/PRs) S$90,000 (Foreigners) Benefits:
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Interest rate: 27.9% per annum. Annual fee: $196.20 (first year waived). Minimum annual income: $30,000 (Singaporeans/PRs) $42,000 (Foreigners) Benefits:
|
The UOB PRVI Miles World Mastercard excels for frequent travelers who want to accumulate miles quickly.It offers a solid earn rate of 1.4 miles per S$1 spent locally and an even more attractive 2.4 miles per S$1 on overseas spending. Furthermore, cardholders can accelerate their miles accumulation to 6 miles per S$1 when booking major airlines and hotels through designated platforms like Agoda, Expedia, and UOB Travel. This focused approach on travel-related spending makes it a compelling option for those prioritising air mile rewards.
In contrast to the UOB PRVI Miles World Mastercard's travel focus, the Standard Chartered Journey card offers broader appeal with bonus rewards on transport, online groceries, and food delivery (capped at S$1,000 per category monthly), enhancing its versatility for daily expenses. Its key advantages include uncapped local and overseas miles earning and the perpetual validity of 360° Rewards Points, providing greater flexibility. While it also offers travel insurance and airport lounge access, the UOB PRVI Miles World Mastercard boasts superior earn rates for specific travel bookings.
In comparison, the Citi PremierMiles Card offers the advantage of non-expiring Citi Miles and a wider range of airline and hotel transfer partners for redemption flexibility. However, its general local earn rate is slightly lower at 1.2 miles per S$1. While it also provides 2 complimentary lounge visits and travel insurance, it lacks the UOB PRVI Miles card's higher earn potential on specific travel platforms and the greater number of lounge access.
Credit card application
Step 1: Start your application on SingSaver
- Click on the “Apply Now” button.
- You’ll be redirected to UOB’s secure application portal to complete your application.
Step 2: Fill in your personal and financial details
- Provide basic information such as your name, NRIC, contact details, and income.
- For faster processing, use MyInfo via SingPass to auto-fill your details securely.
- If you have a UOB Personal Internet Banking account, you can also apply with your username and password.
- If you are a foreigner without a UOB Personal Internet Banking username and password, you should enter your information manually via the online form provided.
Step 3: Upload your supporting documents
To verify your eligibility, you’ll need to provide the following documents (especially if you’re not using MyInfo):
- Front and back of NRIC (for Singaporeans and PRs) or passport and work pass (for foreigners), and
- Latest computerised payslip (or salary-credited bank statement from the past 3 months), or
- Latest Notice of Assessment (NOA) from IRAS
- Latest 6 months’ CPF Contribution History Statement
Step 4: Submit your application
- Review your details carefully and submit your application.
- UOB typically processes applications within 14 working days. You’ll receive email or SMS updates on your application status.
Step 5: Receive your card
- Once approved, your new UOB PRVI Miles World Mastercard will be mailed to your registered address.
- Follow the activation instructions included with your card.
Credit card application resources
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Frequently asked questions about the UOB PRVI Miles World Mastercard
How do I maximise the number of miles I earn using the UOB PRVI Miles Card?
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Get the sign-up bonus
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Be a new-to-UOB credit cardmember
- Make sure you use the specific landing pages for partner sites, if available.
- Book via online travel agencies like Agoda and Expedia
- Purchase from UOB$ Merchants
Which UOB card is the best for miles?
- UOB PRVI Miles Card: Best all-around travel card; bonus miles on airlines and other travel bookings via Expedia and Agoda.
- UOB Lady's/Lady's Solitaire Card: Best for preferential miles on targeted spend category.
- UOB Visa Signature Card: Best for overseas spend, petrol and contactless payments.
How much is the conversion fee for PRVI Miles?
The fee is S$25.