5 Credit Cards that Give Free Access to Airport Lounges

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Find out which travel credit cards in Singapore give free access to Priority Pass and DragonPass airport lounges around the world.

Last updated on 31 Mar 2017. Credit card terms and conditions may change without prior notice.

Many Singaporeans think that VIP airport lounge access is a privilege reserved for business travelers and the very rich. But with the right travel credit card, you can get free access to airport lounges all over the world, even if you’re not pulling a six-figure salary.

We’ve compared six different air miles cards in Singapore that offer complimentary airport lounge access worldwide. Read on if you’d like to wait for your flight in a quiet, comfortable space, without paying expensive membership fees.

Credit Card

Airport Lounge Access

How to Redeem

Citi PremierMiles Visa Card Two complimentary access a year with Priority Pass Apply for the Priority Pass Membership (complimentary for cardholders) and flash Priority Pass card
DBS Altitude Visa Credit Card Two complimentary access a year with Priority Pass Apply for the Priority Pass Membership (complimentary for cardholders) and flash Priority Pass card
American Express Singapore Airlines KrisFlyer Ascend Credit Card Four complimentary vouchers each year to participating SATS Premier Lounges in Singapore and Plaza Premium Lounges worldwide

KrisFlyer Elite Gold Members get KrisFlyer Gold Lounge access at Changi Airport and access to Star Alliance Gold Lounges worldwide

Complimentary access to SATS and Plaza Premium Lounges is granted upon Card approval and fully paid renewal of Card membership thereafter

Spend above S$15,000 on your Card at singaporeair.com within the first 12 months upon Card approval to be automatically upgraded to the KrisFlyer Elite Gold Membership tier

Standard Chartered Visa Infinite Credit Card Six complimentary access a year with Priority Pass Apply for the Priority Pass Membership (complimentary for cardholders) and flash Priority Pass card
HSBC Visa Infinite Credit Card Unlimited access to over 700 Priority Pass lounges around the world Flash your Priority Pass Card (membership is automatically granted upon card approval)

1. Citi PremierMiles Visa Card

Cardholders get a complimentary Priority Pass membership that lets you access Priority Pass airport lounges twice a year, at any airport in the world. You can use the two complimentary visits on separate occasions or with a guest.

Any additional visits will cost US$27 and will be charged to your Citi PremierMiles Visa Card.

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2. DBS Altitude Visa Credit Card

The DBS Altitude Visa Card has similar benefits to the Citi PremierMiles Card, so it comes as no surprise that the two of them have the same airport lounge access benefits at Priority Pass. To make sure you get your Priority Pass card well before your trip, apply for your membership the moment you receive your credit card in the mail.

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3. American Express Singapore Airlines KrisFlyer Ascend Credit Card

The Ascend is the American Express Singapore Airlines KrisFlyer Card’s sophisticated older sister. Besides getting a higher earn rate for KrisFlyer miles, cardmembers get 4 complimentary vouchers to participating SATS Premier Lounges in Singapore and Plaza Premium Lounges worldwide.

Once you’ve used your airport lounge vouchers, you can still wait at selected Plaza Premium lounges for 30% off the walk-in rate at Changi Airport, and 20% off at overseas airports. This special discount is available until 31 May 2017 only.

If you use your Card to spend more than S$15,000 at singaporeair.com within the first 12 months upon Card approval, you get automatically upgraded to the KrisFlyer Elite Gold Membership tier. This unlocks KrisFlyer Gold Lounge access at Changi Airport and access to Star Alliance Gold Lounges worldwide, which are among the most comfortable places you can wait for your flight in.

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4. Standard Chartered Visa Infinite Credit Card

The Standard Chartered Visa Infinite Credit Card is one of the most exclusive air miles credit cards in Singapore. Like the DBS Altitude Cards and the Citi PremierMiles Visa Card, you get a complimentary Priority Pass membership. But because this is a Visa Infinite Card, members get six (instead of two) free visits to airport lounges a year.

These six visits are applicable to you and your guests, but any subsequent visits after the sixth will cost S$38 per person.

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5. HSBC Visa Infinite Card

We’ve saved the best and most exclusive credit card for last.

It’s easy to see why the HSBC Visa Infinite Card is the crème de la crème of travel credit cards. Besides perks like expedited immigration clearance and airport limousine transfers, cardmembers (and supplementary cardmembers) instantly get a Prestige Priority Pass Membership Card two weeks after their credit card approval. This unlocks unlimited access to Priority Pass lounges worldwide, while guest charges cost only S$35 per guest per visit.

Membership is by invitation only. Premier and Private Banking customers may talk to their HSBC Relationship Manager about their eligibility for this card.
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Lauren Dado

By Lauren Dado
Lauren has been a content strategist and digital marketer since 2007. As SingSaver.com.sg’s Content Manager, Lauren edits and publishes personal finance stories to help Singaporeans save money. Her work has appeared in publications like Her World, Asia One, and Women’s Weekly.