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Best Miles Credit Cards With No Miles Expiry in Singapore 2024

In Singapore, the Best Miles Credit Cards With No Miles Expiry offer a seamless way to accumulate rewards points or miles without the worry of them expiring. Essentially, cardholders won’t have to hurriedly earn points or miles on a strict timeline. 

 

Whether you're a frequent traveller, a savvy shopper, or simply looking to make the most of your everyday expenses, these credit cards ensure your hard-earned rewards remain valid and available for your future use. 

 

With the freedom to redeem for various benefits like travel, cash rebate, experiences, or merchandise, these top miles credit cards deliver unmatched flexibility and value for discerning consumers in Singapore.

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Frame 1658
8x Apple iPad
(each worth $679)
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8x Dyson AirwrapTM styler
(each worth $849)
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8x Nintendo Switch OLED
(each worth $549)
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8x Playstation®5 consoles
(each worth $799)

 

Standard Chartered Visa Infinite Credit Card

Standard Chartered Visa Infinite Credit Card

Airmiles Local
1.4  miles per dollar
info
Airmiles Overseas
3  miles per dollar
Minimum Annual Income
S$ 150,000
Annual Fee
S$ 599.5
info

Things to consider for this product:

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Airport lounge

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Travel insurance

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Bonus air miles

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Monthly spend required

OCBC 90°N Visa Card

OCBC 90°N Visa Card

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.1  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Things to consider for this product:

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Unlimited air miles

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No expiry air miles

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Bonus air miles

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Gift: Apple product

OCBC 90°N Mastercard

OCBC 90°N Mastercard

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.1  miles per dollar
info
Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Things to consider for this product:

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No expiry air miles

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Unlimited air miles

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Gift: Apple product

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No monthly spend required

Citi Prestige Card

Citi Prestige Card

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2  miles per dollar
Min. Annual Income
S$ 120,000
Annual Fee
S$ 540

Things to consider for this product:

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Airport lounge

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Overseas rebate

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Unlimited air miles

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No expiry air miles

OCBC Voyage Card

OCBC Voyage Card

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Min. Annual Income
S$ 120,000
Annual Fee
S$ 497.06
info

Things to consider for this product:

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No expiry air miles

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Overseas rebate

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Airport lounge

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Airport transfer

Citi PremierMiles Card

Citi PremierMiles Card

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

4 Offers Available

Team Cashback vs Team Airmiles Grand Lucky Draw Round 2
Up to 31x Chances to win a Pair of Return Business Class Tickets to Japan, Tokyo (worth 120,000 Max Miles)
Up to 31x Chances to win a Pair of Return Business Class Tickets to Japan, Tokyo (worth 120,000 Max Miles)

Valid until

06 June 2024

Team Cashback vs Team Airmiles Campaign Round 2
20,000 Bonus Max Miles
20,000 Bonus Max Miles

Valid until

06 June 2024

Rewards Upgrade Campaign
Receive premium rewards worth up to S$2,128
Receive premium rewards worth up to S$2,128

+ 3 other gift options

Valid until

06 June 2024

SingSaver Exclusive Offer
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

06 June 2024

SingSaver Exclusive Offer
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

06 June 2024

SingSaver Exclusive Offer
15,600 KrisFlyer miles
15,600 KrisFlyer miles

Valid until

06 June 2024

SingSaver Exclusive Offer
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

06 June 2024

SingSaver Exclusive Offer
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

06 June 2024

Things to consider for this product:

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No expiry air miles

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Airport lounge

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Travel rebate

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Gift: Apple product

Standard Chartered Journey Credit Card

Standard Chartered Journey Credit Card

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

4 Offers Available

Team Cashback vs Team Airmiles Grand Lucky Draw Round 2
Up to 31x Chances to win a Pair of Return Business Class Tickets to Japan, Tokyo (worth 120,000 Max Miles)
Up to 31x Chances to win a Pair of Return Business Class Tickets to Japan, Tokyo (worth 120,000 Max Miles)

Valid until

06 June 2024

Team Cashback vs Team Airmiles Campaign Round 2
16,000 Bonus Max Miles
16,000 Bonus Max Miles

Valid until

06 June 2024

SingSaver Exclusive Offer
Sony SRS-XB100 Bluetooth Speaker (worth S$90)
Sony SRS-XB100 Bluetooth Speaker (worth S$90)

Valid until

02 June 2024

SingSaver Exclusive Offer
1x Apple AirTag (worth S$45.40)
1x Apple AirTag (worth S$45.40)

Valid until

02 June 2024

SingSaver Exclusive Offer
Up to S$90
Up to S$90

Valid until

02 June 2024

Welcome Offer
Up to 45,000 miles
Up to 45,000 miles

Valid until

30 June 2024

Things to consider for this product:

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Bonus air miles

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No expiry air miles

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Airport lounge

check

Travel insurance

Citi PremierMiles Card + Citi Wealth First Account Bundle

Citi PremierMiles Card + Citi Wealth First Account Bundle

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Offer Available

SingSaver Exclusive Offer
Dyson Supersonic™ hair dryer (worth S$699) + S$100 eCapitaVoucher
Dyson Supersonic™ hair dryer (worth S$699) + S$100 eCapitaVoucher

Valid until

31 May 2024

SingSaver Exclusive Offer
Apple iPad 10th Gen WiFi 64GB (worth S$691.60) + S$100 eCapitaVoucher
Apple iPad 10th Gen WiFi 64GB (worth S$691.60) + S$100 eCapitaVoucher

Valid until

31 May 2024

SingSaver Exclusive Offer
S$400 + S$100 eCapitaVoucher
S$400 + S$100 eCapitaVoucher

Valid until

31 May 2024

SingSaver Exclusive Offer
S$300 cash via PayNow + S$100 eCapitaVoucher
S$300 cash via PayNow + S$100 eCapitaVoucher

Valid until

31 May 2024

Things to consider for this product:

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Seamless application

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Increased rewards

Maybank World Mastercard

Maybank World Mastercard

Airmiles Local
0.4  miles per dollar
Airmiles Overseas
0.4  miles per dollar
Minimum Annual Income
S$ 80,000
Annual Fee
S$ 261.6
info

Offer Available

Welcome Offer
Samsonite ENOW Spinner 69/25 EXP (worth S$570)
Samsonite ENOW Spinner 69/25 EXP (worth S$570)

Valid until

30 June 2024

Welcome Offer
AirPods (3rd generation) with Lightning Charging Case (worth $263.80)
AirPods (3rd generation) with Lightning Charging Case (worth $263.80)

Valid until

30 June 2024

Welcome Offer
S$200 cashback
S$200 cashback

Valid until

30 June 2024

Things to consider for this product:

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Dining rebate

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Retail rebate

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Petrol rebate

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Airport lounge

See All Prizes
 
Frame 1658
8x Apple iPad
(each worth $679)
Frame 1659
8x Dyson AirwrapTM styler
(each worth $849)
Frame 1660
8x Nintendo Switch OLED
(each worth $549)
Frame 1661
8x Playstation®5 consoles
(each worth $799)

 

How does a Miles Credit Card With No Miles Expiry work?

A Credit Card With No Miles Expiry ensures that the miles you earn through spending remain valid indefinitely, as long as you're a cardholder. This means you can accumulate miles over time without worrying about them expiring. 

 

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How to best use a Miles Credit Card With No Miles Expiry?

Utilising a Miles Credit Card With No Miles Expiry effectively involves maximising your rewards while taking advantage of the flexibility offered by the perpetual validity of your earned miles. Here's how to make the most of it:

 

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Who should use a Miles Credit Card With No Miles Expiry?

A credit card with no miles expiry can be advantageous for a variety of individuals who want to earn and redeem miles without the pressure of expiration. Here are some types of people who might benefit from using such a card:

 

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Things to look out for when choosing a Miles Credit Card With No Miles Expiry

When choosing a Miles Credit Card With No Miles Expiry, consider these factors to ensure you're making the most informed decision:

 

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Frequently asked questions about Miles Credit Card With No Miles Expiry

How do I keep my air miles from expiring?

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This is a tricky question because it depends on what type of miles we’re talking about. Miles will expire so long as there’s an expiry date. For example, frequent flyer miles like KrisFlyer Miles are known to expire after 2 years from their earn or conversion date. 

This differs from other credit card miles like Citi Miles, DBS Points, and OCBC 90°N Miles which have no expiry date whatsoever. So until you convert them into frequent flyer miles, you can rest assured that your credit card miles stay intact and won’t expire. 

That said, engage in activities like flying, credit card spending, and partner usage to rack up miles on your credit card. Track your balance, set reminders, and be aware of program rules. Stay active and informed to retain your miles.

Can I reinstate or retrieve expired air miles?

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In most cases, once air miles have expired, it's challenging to retrieve them. Many loyalty programs have strict policies regarding expired miles, and they might not offer an option to reinstate them. 

To prevent this situation, it's crucial to stay active in the program by earning or redeeming miles within the specified timeframes outlined by the program's rules. However, it's recommended to directly contact the specific loyalty program's customer service to inquire about any potential options or exceptions for reinstating expired miles.