No Expiry On Miles All Air Miles Cards No Minimum Spend Required Annual Fee Waiver Go to: Promo - Bonus Miles Go to: Overseas

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Best Miles Credit Cards With No Miles Expiry in Singapore 2024

In Singapore, the Best Miles Credit Cards With No Miles Expiry offer a seamless way to accumulate rewards points or miles without the worry of them expiring. Essentially, cardholders won’t have to hurriedly earn points or miles on a strict timeline. Whether you're a frequent traveller, a savvy shopper, or simply looking to make the most of your everyday expenses, these credit cards ensure your hard-earned rewards remain valid and available for your future use. With the freedom to redeem for various benefits like travel, cash rebate, experiences, or merchandise, these top miles credit cards deliver unmatched flexibility and value for discerning consumers in Singapore.

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No Expiry On Miles All Air Miles Cards No Minimum Spend Required Annual Fee Waiver Go to: Promo - Bonus Miles Go to: Overseas

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Annual Income

Feature

Offers available

Annual fee waiver

Citibank

Maybank

OCBC

Standard Chartered

Standard Chartered Visa Infinite Credit Card

Airmiles Local

1.4 miles / dollar

info

1 mile per S$1 otherwise if monthly spend is below S$2,000.

Airmiles Overseas

3 miles / dollar

Minimum Annual Income

S$ 150,000

Annual Fee

S$ 599.5

info

Strictly non-waivable.

3 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win a VIP Suite Concert Experience

Valid until

04 May 2025

SingSaver Exclusive Offer

Samsonite Straren Spinner 67/24 worth S$600

+ 2 other gift options

Valid until

04 May 2025

SingSaver Exclusive BAU Offer

50,000 miles + S$100 Cash via PayNow

Valid until

04 May 2025

Things to consider for this product:

check

Airport lounge

check

Travel insurance

check

Bonus air miles

remove

Monthly spend required

Gift Options

Get 1x chance to win a VIP Suite Concert Experience

Gift Options

Samsonite Straren Spinner 67/24 worth S$600; or
15,000 Max Miles; or
S$250 cash via PayNow

Gift Options

50,000 miles + S$100 Cash via PayNow

Standard Chartered Visa Infinite Credit Card (BAU Offer)

Airmiles Local

1.4 miles / dollar

info

1 mile per S$1 otherwise if monthly spend is below S$2,000.

Airmiles Overseas

3 miles / dollar

Minimum Annual Income

S$ 150,000

Annual Fee

S$ 599.5

info

Strictly non-waivable.

2 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win a VIP Suite Concert Experience

Valid until

04 May 2025

SingSaver Exclusive BAU Offer

50,000 miles + S$100 Cash via PayNow

Valid until

04 May 2025

Things to consider for this product:

check

Airport lounge

check

Travel insurance

check

Bonus air miles

remove

Monthly spend required

OCBC 90°N Visa Card

Airmiles Local

1.3 miles / dollar

Airmiles Overseas

2.1 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Fee automatically waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.

2 Offers Available

SingSaver Exclusive Offer

Apple AirPods Gen 4 (worth S$199)

Valid until

01 May 2025

SingSaver Exclusive Offer

Stryv Color+ hair dryer (worth S$129)

Valid until

01 May 2025

SingSaver Exclusive Offer

S$170 Shopee Voucher

Valid until

01 May 2025

SingSaver Exclusive Offer

S$150 Cash via PayNow

Valid until

01 May 2025

Stackable Welcome Offer

1 Year Disney+ Premium Subscription

Valid until

30 April 2025

Things to consider for this product:

check

Unlimited air miles

check

No expiry air miles

check

Bonus air miles

OCBC 90°N Mastercard

Airmiles Local

1.3 miles / dollar

Airmiles Overseas

2.1 miles / dollar

info

Get up to

Min. Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Fee automatically waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.

2 Offers Available

SingSaver Exclusive Offer

Apple AirPods Gen 4 (worth S$199)

Valid until

01 May 2025

SingSaver Exclusive Offer

Stryv Color+ hair dryer (worth S$129)

Valid until

01 May 2025

SingSaver Exclusive Offer

S$170 Shopee Voucher

Valid until

01 May 2025

SingSaver Exclusive Offer

S$150 Cash via PayNow

Valid until

01 May 2025

Stackable Welcome Offer

1 Year Disney+ Premium Subscription

Valid until

30 April 2025

Things to consider for this product:

check

No expiry air miles

check

Unlimited air miles

remove

No monthly spend required

Citi Prestige Card

Airmiles Local

1.3 miles / dollar

info

3.25 ThankYou Points per dollar on local spend.

Airmiles Overseas

2 miles / dollar

info

5 ThankYou Points per dollar on overseas spend.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 545

info

Inclusive of GST.

3 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win a VIP Suite Concert Experience

Valid until

04 May 2025

SingSaver Exclusive Offer

S$400 Cash via PayNow

Valid until

04 May 2025

SingSaver Exclusive Offer

2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025)

Valid until

04 May 2025

SingSaver Exclusive Offer

Dyson Supersonic™ hair dryer (worth S$649)

Valid until

04 May 2025

SingSaver Exclusive Offer

Apple iPad (A16) 11" WiFi 128GB (worth S$499)

Valid until

04 May 2025

SingSaver Exclusive Offer

Dyson V12 Origin (worth S$749)

Valid until

04 May 2025

SingSaver Exclusive Offer

DJI Osmo Action 5 Pro Standard Combo (worth S$489)

Valid until

04 May 2025

Upgrade Your Rewards with a Simple Top-Up

Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up

Valid until

04 May 2025

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

Gift Options

Get 1x chance to win a VIP Suite Concert Experience

Gift Options

S$400 Cash via PayNow; or
2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025); or
Dyson Supersonic™ hair dryer (worth S$649); or
Apple iPad (A16) 11" WiFi 128GB (worth S$499); or
Dyson V12 Origin (worth S$749); or
DJI Osmo Action 5 Pro Standard Combo (worth S$489)

Gift Options

Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up

OCBC Voyage Card

Airmiles Local

1.3 miles per dollar

Airmiles Overseas

2.2 miles per dollar

Min. Annual Income

S$ 120,000

Annual Fee

S$ 497.06

info

With 15,000 VOYAGE Miles or S$3,240 a year with 150,000 VOYAGE Miles.

Things to consider for this product:

check

No expiry air miles

check

Overseas rebate

check

Airport lounge

check

Airport transfer

(Creatory Exclusive) Citi Prestige Card

Airmiles Local

1.3 miles / dollar

info

3.25 ThankYou Points per dollar on local spend.

Airmiles Overseas

2 miles / dollar

info

5 ThankYou Points per dollar on overseas spend.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 545

info

Inclusive of GST.

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

(Fast Fulfillment Rewards) Citi Prestige Card

Airmiles Local

1.3 miles / dollar

info

3.25 ThankYou Points per dollar on local spend.

Airmiles Overseas

2 miles / dollar

info

5 ThankYou Points per dollar on overseas spend.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 545

info

Inclusive of GST.

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

Citi Prestige Card (Earn up to 125,000 ThankYou points)

Airmiles Local

1.3 miles / dollar

info

3.25 ThankYou Points per dollar on local spend.

Airmiles Overseas

2 miles / dollar

info

5 ThankYou Points per dollar on overseas spend.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 545

info

Inclusive of GST.

Offer Available

Welcome Offer

Up to 125,000 ThankYou points

Valid until

31 May 2025

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

(Dobin Exclusive) Citi Prestige Card

Airmiles Local

1.3 miles / dollar

info

3.25 ThankYou Points per dollar on local spend.

Airmiles Overseas

2 miles / dollar

info

5 ThankYou Points per dollar on overseas spend.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 545

info

Inclusive of GST.

Offer Available

Dobin Exclusive Offer

3,200 Dobin$

Valid until

30 April 2025

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

(Heymax Exclusive) Citi Prestige Card

Airmiles Local

1.3 miles / dollar

info

3.25 ThankYou Points per dollar on local spend.

Airmiles Overseas

2 miles / dollar

info

5 ThankYou Points per dollar on overseas spend.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 545

info

Inclusive of GST.

Offer Available

Heymax Exclusive Offer

17,000 Max Miles

Valid until

30 April 2025

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

Citi PremierMiles Card

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

3 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win a VIP Suite Concert Experience

Valid until

04 May 2025

SingSaver Exclusive Offer

S$400 Cash via PayNow

Valid until

04 May 2025

SingSaver Exclusive Offer

2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025)

Valid until

04 May 2025

SingSaver Exclusive Offer

Dyson Supersonic™ hair dryer (worth S$649)

Valid until

04 May 2025

SingSaver Exclusive Offer

Apple iPad (A16) 11" WiFi 128GB (worth S$499)

Valid until

04 May 2025

SingSaver Exclusive Offer

Dyson V12 Origin (worth S$749)

Valid until

04 May 2025

SingSaver Exclusive Offer

DJI Osmo Action 5 Pro Standard Combo (worth S$489)

Valid until

04 May 2025

Upgrade Your Rewards with a Simple Top-Up

Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up

Valid until

04 May 2025

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Gift Options

Get 1x chance to win a VIP Suite Concert Experience

Gift Options

S$400 Cash via PayNow; or
2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025); or
Dyson Supersonic™ hair dryer (worth S$649); or
Apple iPad (A16) 11" WiFi 128GB (worth S$499); or
Dyson V12 Origin (worth S$749); or
DJI Osmo Action 5 Pro Standard Combo (worth S$489)

Gift Options

Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up

Standard Chartered Journey Credit Card (Annual Fee Paying)

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

2 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win a VIP Suite Concert Experience

Valid until

04 May 2025

SingSaver Exclusive Offer

Up to 42,000 Miles

Valid until

04 May 2025

SingSaver Exclusive Offer

S$180 Cash + 30,000 miles

Valid until

04 May 2025

SingSaver Exclusive Offer

Samsonite Straren Spinner 67/24 worth S$600 + 30,000 miles

Valid until

04 May 2025

SingSaver Exclusive Offer

S$250 Shopee Vouchers + 30,000 miles

Valid until

04 May 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Gift Options

Get 1x chance to win a VIP Suite Concert Experience

Gift Options

Up to 42,000 Miles; or
S$180 Cash + 30,000 miles; or
Samsonite Straren Spinner 67/24 worth S$600 + 30,000 miles; or
S$250 Shopee Vouchers + 30,000 miles

Citi PremierMiles Card + Citi Wealth First Account Bundle

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Things to consider for this product:

check

Seamless application

check

Increased rewards

One seamless journey for both products
More rewards when you apply for both products as a bundle
Citi Wealth First Account Benefits:
Enjoy up to 7.51% p.a.* on your savings with your Citi Wealth First Account. Earn higher interest and save more with every action.
Protect and build your wealth with our full suite of investment and insurance products.
Enjoy access to global banking & lifestyle privileges, travel benefits and get invited to exclusive events.
Get 6-month commission-free trades online* for U.S. and H.K. markets and have access to Global Market Insights with 350+ analysts worldwide.
Supporting team of experts and dedicated Relationship Manager to assist you to reach your goals
Citi Premier Miles Card Benefits:
1.2 miles per S$1 spent locally. 2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
Customer must complete application for both products in the bundle; if customer chooses to apply for Citi PremierMiles Card only, they must re-apply through the PremierMiles Card listing on SingSaver.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Highest combined miles rewards Fastest Cash Fulfillment

Standard Chartered Journey Credit Card (Annual Fee Waiver)

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

2 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win a VIP Suite Concert Experience

Valid until

04 May 2025

SingSaver Exclusive Offer

Up to 42,000 Miles

Valid until

04 May 2025

SingSaver Exclusive Offer

S$180 Cash + 30,000 miles

Valid until

04 May 2025

SingSaver Exclusive Offer

Samsonite Straren Spinner 67/24 worth S$600 + 30,000 miles

Valid until

04 May 2025

SingSaver Exclusive Offer

S$250 Shopee Vouchers + 30,000 miles

Valid until

04 May 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Gift Options

Get 1x chance to win a VIP Suite Concert Experience

Gift Options

Up to 42,000 Miles; or
S$180 Cash + 30,000 miles; or
Samsonite Straren Spinner 67/24 worth S$600 + 30,000 miles; or
S$250 Shopee Vouchers + 30,000 miles

(Creatory Exclusive) Citi PremierMiles Card

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

(Loyalty Rewards) Standard Chartered Journey Credit Card (Annual Fee Paying)

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Highest combined miles rewards Fastest Cash Fulfillment

(Loyalty Rewards) Standard Chartered Journey Credit Card (Annual Fee Waiver)

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

(Fast Fulfillment Rewards) Citi PremierMiles Card

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

(Dobin Exclusive) Citi PremierMiles Card

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Offer Available

Dobin Exclusive Offer

3,200 Dobin$

Valid until

30 April 2025

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

(Dobin Exclusive) Standard Chartered Journey Credit Card (Annual Fee Paying)

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Offer Available

Dobin Exclusive Offer

1,500 Dobin$

Valid until

30 April 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Highest combined miles rewards Fastest Cash Fulfillment

(Dobin Exclusive) Standard Chartered Journey Credit Card (Annual Fee Waiver)

Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Offer Available

Dobin Exclusive Offer

1,500 Dobin$

Valid until

30 April 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

(Heymax Exclusive) Citi PremierMiles Card

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Offer Available

Heymax Exclusive Offer

17,000 Max Miles

Valid until

30 April 2025

Things to consider for this product:

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No expiry air miles

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Airport lounge

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Travel rebate

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Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Highest combined miles rewards Fastest Cash Fulfillment

(Heymax Exclusive) Standard Chartered Journey Credit Card (Annual Fee Waiver)

Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Offer Available

Heymax Exclusive Offer

8,500 Max Miles

Valid until

30 April 2025

Things to consider for this product:

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Bonus air miles

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No expiry air miles

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Airport lounge

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Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

(Heymax Exclusive) Standard Chartered Journey Credit Card (Annual Fee Paying)

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Offer Available

Heymax Exclusive Offer

8,500 Max Miles

Valid until

30 April 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Maybank World Mastercard

Airmiles Local

0.4 miles / dollar

Airmiles Overseas

0.4 miles / dollar

Minimum Annual Income

S$ 80,000

Annual Fee

S$ 261.6

info

First Year Waived

Things to consider for this product:

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Dining rebate

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Retail rebate

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Petrol rebate

check

Airport lounge

How does a Miles Credit Card With No Miles Expiry work?

A Credit Card With No Miles Expiry ensures that the miles you earn through spending remain valid indefinitely, as long as you're a cardholder. This means you can accumulate miles over time without worrying about them expiring.

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How to best use a Miles Credit Card With No Miles Expiry?

Utilising a Miles Credit Card With No Miles Expiry effectively involves maximising your rewards while taking advantage of the flexibility offered by the perpetual validity of your earned miles. Here's how to make the most of it:

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Who should use a Miles Credit Card With No Miles Expiry?

A credit card with no miles expiry can be advantageous for a variety of individuals who want to earn and redeem miles without the pressure of expiration. Here are some types of people who might benefit from using such a card:

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Things to look out for when choosing a Miles Credit Card With No Miles Expiry

When choosing a Miles Credit Card With No Miles Expiry, consider these factors to ensure you're making the most informed decision:

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How do I keep my air miles from expiring?

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This is a tricky question because it depends on what type of miles we’re talking about. Miles will expire so long as there’s an expiry date. For example, frequent flyer miles like KrisFlyer Miles are known to expire after 2 years from their earn or conversion date.

This differs from other credit card miles like Citi Miles, DBS Points, and OCBC 90°N Miles which have no expiry date whatsoever. So until you convert them into frequent flyer miles, you can rest assured that your credit card miles stay intact and won’t expire.

That said, engage in activities like flying, credit card spending, and partner usage to rack up miles on your credit card. Track your balance, set reminders, and be aware of program rules. Stay active and informed to retain your miles.

Can I reinstate or retrieve expired air miles?

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In most cases, once air miles have expired, it's challenging to retrieve them. Many loyalty programs have strict policies regarding expired miles, and they might not offer an option to reinstate them.

To prevent this situation, it's crucial to stay active in the program by earning or redeeming miles within the specified timeframes outlined by the program's rules. However, it's recommended to directly contact the specific loyalty program's customer service to inquire about any potential options or exceptions for reinstating expired miles.

Best Miles Credit Cards With No Miles Expiry in Singapore 2024

Standard Chartered Visa Infinite Credit Card

3 Offers Available

Things to consider for this product:

Quick Facts

Standard Chartered Visa Infinite Credit Card (BAU Offer)

2 Offers Available

Things to consider for this product:

Quick Facts

OCBC 90°N Visa Card

2 Offers Available

Things to consider for this product:

Quick Facts

OCBC 90°N Mastercard

2 Offers Available

Things to consider for this product:

Quick Facts

Citi Prestige Card

3 Offers Available

Things to consider for this product:

Quick Facts

OCBC Voyage Card

Things to consider for this product:

Quick Facts

(Creatory Exclusive) Citi Prestige Card

Things to consider for this product:

Quick Facts

(Fast Fulfillment Rewards) Citi Prestige Card

Things to consider for this product:

Quick Facts

Citi Prestige Card (Earn up to 125,000 ThankYou points)

Offer Available

Things to consider for this product:

Quick Facts

(Dobin Exclusive) Citi Prestige Card

Offer Available

Things to consider for this product:

Quick Facts

(Heymax Exclusive) Citi Prestige Card

Offer Available

Things to consider for this product:

Quick Facts

Citi PremierMiles Card

3 Offers Available

Things to consider for this product:

Quick Facts

Standard Chartered Journey Credit Card (Annual Fee Paying)

2 Offers Available

Things to consider for this product:

Quick Facts

Citi PremierMiles Card + Citi Wealth First Account Bundle

Things to consider for this product:

Quick Facts

Standard Chartered Journey Credit Card (Annual Fee Waiver)

2 Offers Available

Things to consider for this product:

Quick Facts

(Creatory Exclusive) Citi PremierMiles Card

Things to consider for this product:

Quick Facts

(Loyalty Rewards) Standard Chartered Journey Credit Card (Annual Fee Paying)

Things to consider for this product:

Quick Facts

(Loyalty Rewards) Standard Chartered Journey Credit Card (Annual Fee Waiver)

Things to consider for this product:

Quick Facts

(Fast Fulfillment Rewards) Citi PremierMiles Card

Things to consider for this product:

Quick Facts

(Dobin Exclusive) Citi PremierMiles Card

Offer Available

Things to consider for this product:

Quick Facts

(Dobin Exclusive) Standard Chartered Journey Credit Card (Annual Fee Paying)

Offer Available

Things to consider for this product:

Quick Facts

(Dobin Exclusive) Standard Chartered Journey Credit Card (Annual Fee Waiver)

Offer Available

Things to consider for this product: