No Expiry On Miles All Air Miles Cards No Minimum Spend Required Annual Fee Waiver Go to: Promo - Bonus Miles Go to: Overseas

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Best Miles Credit Cards With No Miles Expiry in Singapore 2024

In Singapore, the Best Miles Credit Cards With No Miles Expiry offer a seamless way to accumulate rewards points or miles without the worry of them expiring. Essentially, cardholders won’t have to hurriedly earn points or miles on a strict timeline. Whether you're a frequent traveller, a savvy shopper, or simply looking to make the most of your everyday expenses, these credit cards ensure your hard-earned rewards remain valid and available for your future use. With the freedom to redeem for various benefits like travel, cash rebate, experiences, or merchandise, these top miles credit cards deliver unmatched flexibility and value for discerning consumers in Singapore.

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No Expiry On Miles All Air Miles Cards No Minimum Spend Required Annual Fee Waiver Go to: Promo - Bonus Miles Go to: Overseas

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Annual Income

Feature

Offers available

Annual fee waiver

Citibank

Maybank

OCBC

Standard Chartered

(Dobin Exclusive) Standard Chartered Visa Infinite Credit Card

Airmiles Local

1.4 miles / dollar

info

1 mile per S$1 otherwise if monthly spend is below S$2,000.

Airmiles Overseas

3 miles / dollar

Minimum Annual Income

S$ 150,000

info

For Priority/Private Banking Customers: S$30,000 for Singapore Citizens and Permanent Residents; S$60,000 for Foreigners with Employment Passes. S$150,000 for all other customers.

Annual Fee

S$ 599.5

info

Strictly non-waivable.

Offer Available

Dobin Exclusive Offer

1,800 Dobin$

Valid until

30 September 2025

Things to consider for this product:

check

Airport lounge

check

Travel insurance

check

Bonus air miles

remove

Monthly spend required

OCBC 90°N Visa Card

Airmiles Local

1.3 miles / dollar

Airmiles Overseas

2.1 miles / dollar

Minimum Annual Income

S$ 30,000

info

S$30,000 for Singaporeans and PRs aged between 21 and 54; S$15,000 for Singaporeans and PRs aged above 55; S$45,000 for foreigners

Annual Fee

S$ 196.2

info

First Year Fee automatically waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.

Offer Available

SingSaver Exclusive Offer

Brand-new Smartphone Reward Upgrade (worth over S$1,000)

+ 11 other gift options

Valid until

30 September 2025

Things to consider for this product:

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Unlimited air miles

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No expiry air miles

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Bonus air miles

Gift Options

Brand-new Smartphone Reward Upgrade (worth over S$1,000); or
Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$140); or
Dyson Airstrait™ hair straightener (worth S$799) (Top up S$120); or
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$100); or
Dyson Supersonic™ hair dryer (worth S$599) (Top up S$80); or
Apple iPad (A16) 11" WiFi 128GB (worth S$499) (Top up S$80); or
Dyson Airwrap™ Origin multi-styler and dryer (worth S$549) (Top up S$60); or
Hinomi Q2 Ergonomic Office Chair (worth S$499); or
Dyson Cool™ AM07 Tower Fan (worth S$499); or
Bose Ultra Open Earbuds (worth S$379); or
S$380 Grab Vouchers; or
S$340 Cash via PayNow

OCBC 90°N Mastercard

Airmiles Local

1.3 miles / dollar

Airmiles Overseas

2.1 miles / dollar

info

Get up to

Min. Annual Income

S$ 30,000

info

S$30,000 for Singaporeans and PRs aged between 21 and 54; S$15,000 for Singaporeans and PRs aged above 55; S$45,000 for foreigners

Annual Fee

S$ 196.2

info

First Year Fee automatically waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.

Offer Available

SingSaver Exclusive Offer

Brand-new Smartphone Reward Upgrade (worth over S$1,000)

+ 11 other gift options

Valid until

30 September 2025

Things to consider for this product:

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No expiry air miles

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Unlimited air miles

remove

No monthly spend required

Gift Options

Brand-new Smartphone Reward Upgrade (worth over S$1,000); or
Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$140); or
Dyson Airstrait™ hair straightener (worth S$799) (Top up S$120); or
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$100); or
Dyson Supersonic™ hair dryer (worth S$599) (Top up S$80); or
Apple iPad (A16) 11" WiFi 128GB (worth S$499) (Top up S$80); or
Dyson Airwrap™ Origin multi-styler and dryer (worth S$549) (Top up S$60); or
Hinomi Q2 Ergonomic Office Chair (worth S$499); or
Dyson Cool™ AM07 Tower Fan (worth S$499); or
Bose Ultra Open Earbuds (worth S$379); or
S$380 Grab Vouchers; or
S$340 Cash via PayNow

(Dobin Exclusive) Citi Prestige Card

Airmiles Local

1.3 miles / dollar

info

3.25 ThankYou Points per dollar on local spend.

Airmiles Overseas

2 miles / dollar

info

5 ThankYou Points per dollar on overseas spend.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 545

info

Inclusive of GST.

Things to consider for this product:

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Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

(CapitaStar Exclusive) Citi Prestige Card

Airmiles Local

1.3 miles / dollar

info

3.25 ThankYou Points per dollar on local spend.

Airmiles Overseas

2 miles / dollar

info

5 ThankYou Points per dollar on overseas spend.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 545

info

Inclusive of GST.

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

Citi Prestige Card

Airmiles Local

1.3 miles / dollar

info

3.25 ThankYou Points per dollar on local spend.

Airmiles Overseas

2 miles / dollar

info

5 ThankYou Points per dollar on overseas spend.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 651.82

info

Inclusive of GST.

4 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win an Exclusive Suite Concert Experience

Valid until

30 September 2025

SingSaver Exclusive Offer

2D1N Banyan Tree - Mandai Rainforest Resort Staycation (worth S$645)

Valid until

30 September 2025

SingSaver Exclusive Offer

10x Natureland Vouchers (total worth S$500)

Valid until

30 September 2025

SingSaver Exclusive Offer

Sony WH-1000XM6 Wireless Headphones (worth S$649)

Valid until

30 September 2025

SingSaver Exclusive Offer

DJI Osmo Action 5 Pro Adventure Combo (worth S$629)

Valid until

30 September 2025

SingSaver Exclusive Offer

S$480 Cash via PayNow

Valid until

30 September 2025

SingSaver Flash Deal

S$50 Bonus Cash via PayNow

Valid until

21 September 2025

Stackable Welcome Offer

80,000 Citi ThankYou Points

Valid until

30 September 2025

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

Gift Options

Get 1x chance to win an Exclusive Suite Concert Experience

Gift Options

2D1N Banyan Tree - Mandai Rainforest Resort Staycation (worth S$645); or
10x Natureland Vouchers (total worth S$500); or
Sony WH-1000XM6 Wireless Headphones (worth S$649); or
DJI Osmo Action 5 Pro Adventure Combo (worth S$629); or
S$480 Cash via PayNow

Gift Options

S$50 Bonus Cash via PayNow

Gift Options

80,000 Citi ThankYou Points

OCBC Voyage Card

Airmiles Local

1.3 miles per dollar

Airmiles Overseas

2.2 miles per dollar

Min. Annual Income

S$ 120,000

Annual Fee

S$ 497.06

info

With 15,000 VOYAGE Miles or S$3,240 a year with 150,000 VOYAGE Miles.

Things to consider for this product:

check

No expiry air miles

check

Overseas rebate

check

Airport lounge

check

Airport transfer

(Creatory Exclusive) Citi Prestige Card

Airmiles Local

1.3 miles / dollar

info

3.25 ThankYou Points per dollar on local spend.

Airmiles Overseas

2 miles / dollar

info

5 ThankYou Points per dollar on overseas spend.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 545

info

Inclusive of GST.

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

Citi Prestige Card

Airmiles Local

1.3 miles / dollar

info

3.25 ThankYou Points per dollar on local spend.

Airmiles Overseas

2 miles / dollar

info

5 ThankYou Points per dollar on overseas spend.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 651.82

info

Inclusive of GST.

Offer Available

SingSaver Exclusive Offer

2D1N Banyan Tree - Mandai Rainforest Resort Staycation (worth S$645)

Valid until

31 August 2025

SingSaver Exclusive Offer

10x Natureland Vouchers (total worth S$500)

Valid until

31 August 2025

SingSaver Exclusive Offer

Apple AirPods Max (worth S$749)

Valid until

31 August 2025

SingSaver Exclusive Offer

Sony ZV-1F Vlog Camera (worth S$769)

Valid until

31 August 2025

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

(Heymax Exclusive) Citi Prestige Card

Airmiles Local

1.3 miles / dollar

info

3.25 ThankYou Points per dollar on local spend.

Airmiles Overseas

2 miles / dollar

info

5 ThankYou Points per dollar on overseas spend.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 651.82

info

Inclusive of GST.

Offer Available

Heymax Exclusive Offer

13,600 Max Miles by Heymax

Valid until

30 September 2025

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

(Heymax Exclusive) Citi Prestige Card

Airmiles Local

1.3 miles / dollar

info

3.25 ThankYou Points per dollar on local spend.

Airmiles Overseas

2 miles / dollar

info

5 ThankYou Points per dollar on overseas spend.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 651.82

info

Inclusive of GST.

Offer Available

Heymax Exclusive Offer

13,600 Max Miles

Valid until

30 September 2025

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

OCBC 90°N Visa Card

Airmiles Local

1.3 miles / dollar

Airmiles Overseas

2.1 miles / dollar

Minimum Annual Income

S$ 30,000

info

S$30,000 for Singaporeans and PRs aged between 21 and 54; S$15,000 for Singaporeans and PRs aged above 55; S$45,000 for foreigners

Annual Fee

S$ 196.2

info

First Year Fee automatically waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.

Offer Available

SingSaver Exclusive Offer

Stryv Professional Hair Dryer (worth S$169)

+ 3 other gift options

Valid until

31 August 2025

Things to consider for this product:

check

Unlimited air miles

check

No expiry air miles

check

Bonus air miles

Standard Chartered Journey Credit Card (Annual Fee Paying)

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2 miles / dollar

Minimum Annual Income

S$ 30,000

info

Singaporeans and PRs: S$30,000. Foreigners: S$90,000.

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Offer Available

SingSaver Exclusive Offer

Samsonite Straren Spinner 67/24 (worth S$600)

Valid until

30 September 2025

SingSaver Exclusive Offer

7,000 Max Miles

Valid until

30 September 2025

SingSaver Exclusive Offer

S$200 Grab Vouchers

Valid until

30 September 2025

SingSaver Exclusive Offer

S$180 Cash via PayNow

Valid until

30 September 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Citi PremierMiles Card + Citi Wealth First Account Bundle

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Things to consider for this product:

check

Seamless application

check

Increased rewards

One seamless journey for both products
More rewards when you apply for both products as a bundle
Citi Wealth First Account Benefits:
Enjoy up to 7.51% p.a.* on your savings with your Citi Wealth First Account. Earn higher interest and save more with every action.
Protect and build your wealth with our full suite of investment and insurance products.
Enjoy access to global banking & lifestyle privileges, travel benefits and get invited to exclusive events.
Get 6-month commission-free trades online* for U.S. and H.K. markets and have access to Global Market Insights with 350+ analysts worldwide.
Supporting team of experts and dedicated Relationship Manager to assist you to reach your goals
Citi Premier Miles Card Benefits:
1.2 miles per S$1 spent locally. 2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
Customer must complete application for both products in the bundle; if customer chooses to apply for Citi PremierMiles Card only, they must re-apply through the PremierMiles Card listing on SingSaver.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

(Dobin Exclusive) Citi PremierMiles Card

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

(Dobin Exclusive) Standard Chartered Journey Credit Card (Annual Fee Paying)

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Offer Available

Dobin Exclusive Offer

1,350 Dobin$

Valid until

30 September 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

(Dobin Exclusive) Standard Chartered Journey Credit Card (Annual Fee Waiver)

Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Offer Available

Dobin Exclusive Offer

1,350 Dobin$

Valid until

30 September 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

(CapitaStar Exclusive) Citi PremierMiles Card

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Citi PremierMiles Card

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

3 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win an Exclusive Suite Concert Experience

Valid until

30 September 2025

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$120)

Valid until

30 September 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799) (Top up S$100)

Valid until

30 September 2025

SingSaver Exclusive Offer

Dyson Digital Slim Submarine™ (worth S$699) (Top up S$80)

Valid until

30 September 2025

SingSaver Exclusive Offer

Nintendo Switch 2 (worth S$719) (Top up S$300)

Valid until

30 September 2025

SingSaver Exclusive Offer

Dyson Airwrap™ Origin multi-styler and dryer (worth S$549)

Valid until

30 September 2025

SingSaver Exclusive Offer

Apple iPad (A16) 11" WiFi 128GB (worth S$499)

Valid until

30 September 2025

SingSaver Exclusive Offer

Ninja SLUSHi Professional Frozen Drink Maker (worth S$499)

Valid until

30 September 2025

SingSaver Exclusive Offer

S$450 Grab Vouchers

Valid until

30 September 2025

SingSaver Exclusive Offer

S$400 Cash via PayNow

Valid until

30 September 2025

SingSaver Flash Deal

S$50 Bonus Cash via PayNow

Valid until

21 September 2025

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Gift Options

Get 1x chance to win an Exclusive Suite Concert Experience

Gift Options

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$120); or
Dyson Airstrait™ straightener (worth S$799) (Top up S$100); or
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$80); or
Nintendo Switch 2 (worth S$719) (Top up S$300); or
Dyson Airwrap™ Origin multi-styler and dryer (worth S$549); or
Apple iPad (A16) 11" WiFi 128GB (worth S$499); or
Ninja SLUSHi Professional Frozen Drink Maker (worth S$499); or
S$450 Grab Vouchers; or
S$400 Cash via PayNow

Gift Options

S$50 Bonus Cash via PayNow

Highest combined miles rewards Fastest Cash Fulfillment

Standard Chartered Journey Credit Card (Annual Fee Waiver)

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2 miles / dollar

Minimum Annual Income

S$ 30,000

info

Singaporeans and PRs: S$30,000. Foreigners: S$90,000.

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Offer Available

SingSaver Exclusive Offer

Samsonite Straren Spinner 67/24 (worth S$600)

Valid until

30 September 2025

SingSaver Exclusive Offer

7,000 Max Miles

Valid until

30 September 2025

SingSaver Exclusive Offer

S$200 Grab Vouchers

Valid until

30 September 2025

SingSaver Exclusive Offer

S$180 Cash via PayNow

Valid until

30 September 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

(Creatory Exclusive) Citi PremierMiles Card

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Citi PremierMiles Card

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Offer Available

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$120)

Valid until

31 August 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799) (Top up S$100)

Valid until

31 August 2025

SingSaver Exclusive Offer

Dyson Digital Slim Submarine™ (worth S$699) (Top up S$70)

Valid until

31 August 2025

SingSaver Exclusive Offer

Apple iPad (A16) 11" WiFi 128GB (worth S$499) (Top up S$80)

Valid until

31 August 2025

SingSaver Exclusive Offer

Nintendo Switch 2 (worth S$719) (Top up S$300)

Valid until

31 August 2025

SingSaver Exclusive Offer

Dyson Airwrap™ Origin multi-styler and dryer (worth S$549)

Valid until

31 August 2025

SingSaver Exclusive Offer

Xiaomi Robot Vacuum X20 Pro (worth S$579)

Valid until

31 August 2025

SingSaver Exclusive Offer

S$440 Grab Vouchers

Valid until

31 August 2025

SingSaver Exclusive Offer

S$400 Cash via PayNow

Valid until

31 August 2025

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Gift Options

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$120); or
Dyson Airstrait™ straightener (worth S$799) (Top up S$100); or
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$70); or
Apple iPad (A16) 11" WiFi 128GB (worth S$499) (Top up S$80); or
Nintendo Switch 2 (worth S$719) (Top up S$300); or
Dyson Airwrap™ Origin multi-styler and dryer (worth S$549); or
Xiaomi Robot Vacuum X20 Pro (worth S$579); or
S$440 Grab Vouchers; or
S$400 Cash via PayNow

Highest combined miles rewards Fastest Cash Fulfillment

Standard Chartered Journey Credit Card (Annual Fee Waiver)

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2 miles / dollar

Minimum Annual Income

S$ 30,000

info

Singaporeans and PRs: S$30,000. Foreigners: S$90,000.

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Offer Available

SingSaver Exclusive Offer

Samsonite Straren Spinner 67/24 (worth S$600)

Valid until

31 August 2025

SingSaver Exclusive Offer

7,000 Max Miles

Valid until

31 August 2025

SingSaver Exclusive Offer

S$200 Grab Vouchers

Valid until

31 August 2025

SingSaver Exclusive Offer

S$180 Cash via PayNow

Valid until

31 August 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

(Heymax Exclusive) Citi PremierMiles Card

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Offer Available

Heymax Exclusive Offer

13,600 Max Miles by Heymax

Valid until

30 September 2025

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

(Heymax Exclusive) Standard Chartered Journey Credit Card (Annual Fee Paying)

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Offer Available

Heymax Exclusive Offer

6,800 Max Miles

Valid until

01 October 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

(Heymax Exclusive) Standard Chartered Journey Credit Card (Annual Fee Waiver)

Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Offer Available

Heymax Exclusive Offer

6,800 Max Miles

Valid until

01 October 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Citi PremierMiles Card

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

3 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win an Exclusive Suite Concert Experience

Valid until

30 September 2025

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100)

+ 8 other gift options

Valid until

30 September 2025

SingSaver Flash Deal

S$50 Bonus Cash via PayNow

Valid until

21 September 2025

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Gift Options

Get 1x chance to win an Exclusive Suite Concert Experience

Gift Options

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100); or
Dyson Airstrait™ straightener (worth S$799) (Top up S$80); or
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$60); or
Nintendo Switch 2 (worth S$719) (Top up S$300); or
Dyson Airwrap™ Origin multi-styler and dryer (worth S$549); or
Apple iPad (A16) 11" WiFi 128GB (worth S$499); or
Ninja SLUSHi Professional Frozen Drink Maker (worth S$499); or
S$450 Grab Vouchers; or
S$400 Cash via PayNow

Gift Options

S$50 Bonus Cash via PayNow

(Fast Track Reward) Standard Chartered Journey Credit Card (Annual Fee Paying)

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2 miles / dollar

Minimum Annual Income

S$ 30,000

info

Singaporeans and PRs: S$30,000. Foreigners: S$90,000.

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

(Heymax Exclusive) Citi PremierMiles Card

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Offer Available

Heymax Exclusive Offer

13,600 Max Miles

Valid until

30 September 2025

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Citi PremierMiles Card

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Offer Available

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100)

+ 8 other gift options

Valid until

31 August 2025

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Gift Options

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100); or
Dyson Airstrait™ straightener (worth S$799) (Top up S$80); or
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50); or
Apple iPad (A16) 11" WiFi 128GB (worth S$499) (Top up S$80); or
Nintendo Switch 2 (worth S$719) (Top up S$300); or
Dyson Airwrap™ Origin multi-styler and dryer (worth S$549); or
Xiaomi Robot Vacuum X20 Pro (worth S$579); or
S$440 Grab Vouchers; or
S$400 Cash via PayNow

(Fast Track Reward) Standard Chartered Journey Credit Card (Annual Fee Paying)

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2 miles / dollar

Minimum Annual Income

S$ 30,000

info

Singaporeans and PRs: S$30,000. Foreigners: S$90,000.

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Offer Available

SingSaver Fast Track Reward

[Fast Track Eligible] S$160 Shopee Voucher

Valid until

29 August 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Maybank World Mastercard

Airmiles Local

0.4 miles / dollar

Airmiles Overseas

0.4 miles / dollar

Minimum Annual Income

S$ 80,000

Annual Fee

S$ 261.6

info

First Year Waived

Things to consider for this product:

check

Dining rebate

check

Retail rebate

check

Petrol rebate

check

Airport lounge

How does a Miles Credit Card With No Miles Expiry work?

A Credit Card With No Miles Expiry ensures that the miles you earn through spending remain valid indefinitely, as long as you're a cardholder. This means you can accumulate miles over time without worrying about them expiring.

See Moreexpand_more

How to best use a Miles Credit Card With No Miles Expiry?

Utilising a Miles Credit Card With No Miles Expiry effectively involves maximising your rewards while taking advantage of the flexibility offered by the perpetual validity of your earned miles. Here's how to make the most of it:

See Moreexpand_more

Who should use a Miles Credit Card With No Miles Expiry?

A credit card with no miles expiry can be advantageous for a variety of individuals who want to earn and redeem miles without the pressure of expiration. Here are some types of people who might benefit from using such a card:

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Things to look out for when choosing a Miles Credit Card With No Miles Expiry

When choosing a Miles Credit Card With No Miles Expiry, consider these factors to ensure you're making the most informed decision:

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How do I keep my air miles from expiring?

expand_more

This is a tricky question because it depends on what type of miles we’re talking about. Miles will expire so long as there’s an expiry date. For example, frequent flyer miles like KrisFlyer Miles are known to expire after 2 years from their earn or conversion date.

This differs from other credit card miles like Citi Miles, DBS Points, and OCBC 90°N Miles which have no expiry date whatsoever. So until you convert them into frequent flyer miles, you can rest assured that your credit card miles stay intact and won’t expire.

That said, engage in activities like flying, credit card spending, and partner usage to rack up miles on your credit card. Track your balance, set reminders, and be aware of program rules. Stay active and informed to retain your miles.

Can I reinstate or retrieve expired air miles?

expand_more

In most cases, once air miles have expired, it's challenging to retrieve them. Many loyalty programs have strict policies regarding expired miles, and they might not offer an option to reinstate them.

To prevent this situation, it's crucial to stay active in the program by earning or redeeming miles within the specified timeframes outlined by the program's rules. However, it's recommended to directly contact the specific loyalty program's customer service to inquire about any potential options or exceptions for reinstating expired miles.

Best Miles Credit Cards With No Miles Expiry in Singapore 2024

(Dobin Exclusive) Standard Chartered Visa Infinite Credit Card

Offer Available

Things to consider for this product:

Quick Facts

OCBC 90°N Visa Card

Offer Available

Things to consider for this product:

Quick Facts

OCBC 90°N Mastercard

Offer Available

Things to consider for this product:

Quick Facts

(Dobin Exclusive) Citi Prestige Card

Things to consider for this product:

Quick Facts

(CapitaStar Exclusive) Citi Prestige Card

Things to consider for this product:

Quick Facts

Citi Prestige Card

4 Offers Available

Things to consider for this product:

Quick Facts

OCBC Voyage Card

Things to consider for this product:

Quick Facts

(Creatory Exclusive) Citi Prestige Card

Things to consider for this product:

Quick Facts

Citi Prestige Card

Offer Available

Things to consider for this product:

Quick Facts

(Heymax Exclusive) Citi Prestige Card

Offer Available

Things to consider for this product:

Quick Facts

(Heymax Exclusive) Citi Prestige Card

Offer Available

Things to consider for this product:

Quick Facts

OCBC 90°N Visa Card

Offer Available

Things to consider for this product:

Quick Facts

Standard Chartered Journey Credit Card (Annual Fee Paying)

Offer Available

Things to consider for this product:

Quick Facts

Citi PremierMiles Card + Citi Wealth First Account Bundle

Things to consider for this product:

Quick Facts

(Dobin Exclusive) Citi PremierMiles Card

Things to consider for this product:

Quick Facts

(Dobin Exclusive) Standard Chartered Journey Credit Card (Annual Fee Paying)

Offer Available

Things to consider for this product:

Quick Facts

(Dobin Exclusive) Standard Chartered Journey Credit Card (Annual Fee Waiver)

Offer Available

Things to consider for this product:

Quick Facts

(CapitaStar Exclusive) Citi PremierMiles Card

Things to consider for this product:

Quick Facts

Citi PremierMiles Card

3 Offers Available

Things to consider for this product:

Quick Facts

Standard Chartered Journey Credit Card (Annual Fee Waiver)

Offer Available

Things to consider for this product:

Quick Facts

(Creatory Exclusive) Citi PremierMiles Card

Things to consider for this product:

Quick Facts

Citi PremierMiles Card

Offer Available

Things to consider for this product: