Best Miles Credit Cards With No Miles Expiry in Singapore 2024
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8x Apple iPad (each worth $679) |
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8x Dyson AirwrapTM styler (each worth $849) |
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8x Nintendo Switch OLED (each worth $549) |
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8x Playstation®5 consoles (each worth $799) |

Standard Chartered Visa Infinite Credit Card
Things to consider for this product:
Airport lounge
Travel insurance
Bonus air miles
Monthly spend required
- Earn up to 3 miles per dollar in every statement cycle where a min. eligible spend of S$2,000 is made.
- Complimentary Priority Pass membership with 6 lounge visits a year.
- Receive complimentary travel insurance coverage of up to S$1 million when you charge your full travel fare to this card.
- Get access.to exclusive card offers and privileges with The Good Life programme.
- Earn rewards points on education, rental, insurance, and tax payments via SC EasyBill.
- Base earn rate of 1 mile per S$1.
- A S$26.75 transfer fee is levied for every mileage transfer rewards code redeemed.
- Annual fee is strictly non-waivable.
-
Installment Processing Fee: From 0.1 %

OCBC 90°N Visa Card
Offer Available
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Valid until
02 March 2025


Valid until
02 March 2025
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Valid until
02 March 2025


Valid until
02 March 2025
Things to consider for this product:
Unlimited air miles
No expiry air miles
Bonus air miles
- Earn 1.3 and 2.1 miles per S$1 spent locally and overseas respectively.
- Flexibility of converting points to miles: 1 Travel$ = 1 mile.
- No expiry on Travel$ earned, and no conversion fee.
- Travel$ can be converted to 1.2% cashback.
- Mastercard Airport Experiences: Enjoy offers for dining, spas and retail at worldwide lounges before you take off.
- First-year annual fee waived. Receive 10,000 miles when you pay the second year annual fee.
- Read our full review of the OCBC 90°N Credit Card.
- Travel$ awarded in blocks of S$5 charged to the card per transaction.
Gift Options
Apple AirPods 4th Gen (worth S$199); or Stryv Color+ hair dryer (worth S$129); or S$170 Lazada Vouchers; or S$125 Cash via PayNow
- SingSaver Exclusive Offer promotion is valid until 2 March 2025.
- Promotion is valid for new OCBC credit cardmembers only.
- Apply for participating OCBC credit cards via SingSaver and make at least 1 transaction within 30 days of card approval to be eligible for reward.
- Promotion does not stack with other welcome offers from OCBC.
- Terms and Conditions apply.
-
Installment Processing Fee : From 3 %

OCBC 90°N Mastercard
Offer Available
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Valid until
02 March 2025


Valid until
02 March 2025
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Valid until
02 March 2025


Valid until
02 March 2025
Things to consider for this product:
No expiry air miles
Unlimited air miles
No monthly spend required
- Earn 1.3 and 2.1 miles per S$1 spent locally and overseas respectively.
- Your Miles never expire.
- No expiry on Travel$ earned, and no conversion fee.
- Mastercard Airport Experiences: Enjoy offers for dining, spas and retail at worldwide lounges before you take off.
- First-year annual fee waived.
- Read our full review of the OCBC 90°N Credit Card .
- Travel$ is awarded in blocks of S$5 charged to the card per transaction.
Gift Options
Apple AirPods 4th Gen (worth S$199); or Stryv Color+ hair dryer (worth S$129); or S$170 Lazada Vouchers; or S$125 Cash via PayNow
- SingSaver Exclusive Offer promotion is valid until 2 March 2025.
- Promotion is valid for new OCBC credit cardmembers only.
- Apply for participating OCBC credit cards via SingSaver and make at least 1 transaction within 30 days of card approval to be eligible for reward.
- Promotion does not stack with other welcome offers from OCBC.
- Terms and Conditions apply.
-
Installment Processing Fee: From 3 %

Citi Prestige Card
3 Offers Available


Valid until
02 March 2025


Valid until
02 March 2025


Valid until
02 March 2025


Valid until
02 March 2025


Valid until
02 March 2025


+ 1 other gift options
Valid until
02 March 2025
Things to consider for this product:
Airport lounge
Dining Benefits
Complimentary Hotel Night Stay
Complimentary Limo Rides
- 5 ThankYou Points (2 miles) per dollar on overseas spend.
- 3.25 ThankYou Points (1.3 miles) per dollar on local spend.
- Points earned do not expire and have no cap.
- Unlimited priority pass lounge visits.
- Complimentary night stays when you book a minimum consecutive four-night stay at any hotel or resort.
- Up to 30% more ThankYou Points for your relationship with Citibank.
- Six complimentary golf games locally and overseas.
- Read our full review of the Citi Prestige Card.
- Minimum annual income requirement of S$120,000.
- Annual Fee of S$545 (incl. GST).
Gift Options
S$400 Cash via PayNow
- SingSaver Flash Deal promotion is valid until 2 March 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Gift Options
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859); or 2x Samsonite Straren Spinner 67/24 bundle (worth S$1,200); or Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479); or 20,000 Max Miles
- SingSaver Exclusive Offer promotion is valid until 2 March 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for the Citi PremierMiles Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply
Gift Options
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up; or Save S$399 on an Apple iPad 10th Gen WiFi 64GB (worth S$499) by upgrading your reward with a top up
- SingSaver Exclusive promotion is valid until 2 March 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
- The Reward Upgrade will replace SingSaver Exclusive promotional reward.
- Terms and Conditions apply.
-
Installment Processing Fee: From 0.5 %

OCBC Voyage Card
Things to consider for this product:
No expiry air miles
Overseas rebate
Airport lounge
Airport transfer
- 2.2 miles per dollar on overseas spend.
- 1.3 miles per dollar on local spend.
- VOYAGE miles earned do not expire.
- Unlimited plaza premium lounge visits.
- Exchange VOYAGE Miles for air tickets and hotel accommodation via Travel with OCBC or VOYAGE Exchange. You also get to accrue loyalty points with your redemption.
- Convert VOYAGE Miles to loyalty points at 9 airline and hotel partner programmes.
- Miles earned in blocks of S$5.
- Minimum annual income requirement of S$120,000.
- Annual Fee of S$492.50.
-
Installment Processing Fee: From 3 %

(Creatory Exclusive) Citi Prestige Card
Offer Available


Valid until
02 March 2025


Valid until
02 March 2025
Things to consider for this product:
Airport lounge
Dining Benefits
Complimentary Hotel Night Stay
Complimentary Limo Rides
- 5 ThankYou Points (2 miles) per dollar on overseas spend.
- 3.25 ThankYou Points (1.3 miles) per dollar on local spend.
- Points earned do not expire and have no cap.
- Unlimited priority pass lounge visits.
- Complimentary night stays when you book a minimum consecutive four-night stay at any hotel or resort.
- Up to 30% more ThankYou Points for your relationship with Citibank.
- Six complimentary golf games locally and overseas.
- Read our full review of the Citi Prestige Card.
- Minimum annual income requirement of S$120,000.
- Annual Fee of S$545 (incl. GST).
Gift Options
S$250 eCapitaVoucher; or Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479)
- Creatory Exclusive Offer promotion is valid until 02 March 2025.
- Promotion is valid for new Citibank / HSBC / Standard Chartered credit cardmembers only.
- Apply for participating credit cards and fulfill the minimum spend criteria to be eligible for reward.
- Citi credit cards: Apply and make a min. spend of S$500 within 30 days of card approval.
- HSBC credit cards: Apply with provided marketing consent and make a min. spend of S$800 by the end of the following month from card approval date.
- Standard Chartered credit cards: Apply and make a min. spend of S$500 within 30 days of card approval.
- Terms and Conditions apply.
-
Installment Processing Fee: From 0.5 %

Citi PremierMiles Card
3 Offers Available


Valid until
02 March 2025


Valid until
02 March 2025


Valid until
02 March 2025


Valid until
02 March 2025


Valid until
02 March 2025


+ 1 other gift options
Valid until
02 March 2025
Things to consider for this product:
No expiry air miles
Airport lounge
Travel rebate
Gift: Apple product
- 1.2 miles per S$1 spent locally.
- 2.2 miles per S$1 spent in foreign currency.
- Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
- Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
- Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
- 2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
- Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
- 11 different airline and hotel transfer partners.
- Complimentary travel insurance with solid coverage.
- Generous sign-up bonus with relatively low minimum spend.
- Read our full review of the Citi PremierMiles Card.
- Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
- Service fee applies to Citi PayAll facility.
Gift Options
S$400 Cash via PayNow
- SingSaver Flash Deal promotion is valid until 2 March 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Gift Options
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859); or 2x Samsonite Straren Spinner 67/24 bundle (worth S$1,200); or Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479); or 20,000 Max Miles
- SingSaver Exclusive Offer promotion is valid until 2 March 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for the Citi PremierMiles Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply
Gift Options
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up; or Save S$399 on an Apple iPad 10th Gen WiFi 64GB (worth S$499) by upgrading your reward with a top up
- SingSaver Exclusive promotion is valid until 2 March 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
- The Reward Upgrade will replace SingSaver Exclusive promotional reward.
- Terms and Conditions apply.
-
Installment Processing Fee: From 0.5 %

Standard Chartered Journey Credit Card (Annual Fee Paying)
5 Offers Available


Valid until
02 March 2025


Valid until
02 March 2025


Valid until
02 March 2025


Valid until
02 March 2025


Valid until
28 February 2025
Things to consider for this product:
Bonus air miles
No expiry air miles
Airport lounge
Travel insurance
- Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
- Earn 2 miles for every S$1 on foreign currency transactions.
- Earn 1.2 miles for every S$1 spent locally.
- S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023.
- S$10 off Grab rides to or from Changi Airport.
- 2 complimentary visits to Priority Pass lounges around the world each year.
- Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
- Rewards points do not expire.
- Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
- Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
- Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.
Gift Options
S$180 Cash + 45,000 miles
- SingSaver Exclusive Offer promotion is valid until 2 March 2025.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Journey Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 45,000 miles
- Receive 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval.
- Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 60 days of card approval.
- Terms and Conditions apply.
Gift Options
Up to 57,000 Miles
- SingSaver Exclusive Offer promotion is valid until 2 March 2025.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Journey Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 45,000 miles
- Receive 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval.
- Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 60 days of card approval.
- Terms and Conditions apply.
Gift Options
Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles
- SingSaver Exclusive Offer promotion is valid until 2 March 2025.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Journey Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 45,000 miles
- Receive 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval.
- Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 60 days of card approval.
- Terms and Conditions apply.
Gift Options
Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up
- Rewards Upgrade promotion is valid until 2 March 2025.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for participating Standard Chartered credit cards and make a min. spend of S$500 within 30 days of card approval.
- The Reward Upgrade will replace SingSaver Exclusive Offer reward.
- Terms and Conditions apply.
Gift Options
Porsche Taycan Electric
- Standard Chartered Million Reasons to be Happier Promotion runs from 8 November 2024 to 28 February 2025.
- Promotion is valid for new and existing Standard Chartered credit cardmembers.
- Register for the Million Reasons to be Happier Promotion through the SC Mobile App to start receiving chances for the Grand Prize.
- Apply for and perform actions with your Standard Chartered credit card to earn chances for the Grand Prize.
- Promotion is stackable with SingSaver Exclusive Offer (additional T&Cs apply).
- Terms and Conditions apply
-
Installment Processing Fee : From 0.1 %

Citi PremierMiles Card + Citi Wealth First Account Bundle
3 Offers Available


Valid until
02 March 2025


Valid until
02 March 2025


Valid until
02 March 2025


Valid until
02 March 2025


Valid until
02 March 2025


+ 1 other gift options
Valid until
02 March 2025
Things to consider for this product:
Seamless application
Increased rewards
- One seamless journey for both products
- More rewards when you apply for both products as a bundle
- Citi Wealth First Account Benefits:
- Enjoy up to 7.51% p.a.* on your savings with your Citi Wealth First Account. Earn higher interest and save more with every action.
- Protect and build your wealth with our full suite of investment and insurance products.
- Enjoy access to global banking & lifestyle privileges, travel benefits and get invited to exclusive events.
- Get 6-month commission-free trades online* for U.S. and H.K. markets and have access to Global Market Insights with 350+ analysts worldwide.
- Supporting team of experts and dedicated Relationship Manager to assist you to reach your goals
- Citi Premier Miles Card Benefits:
- 1.2 miles per S$1 spent locally. 2.2 miles per S$1 spent in foreign currency.
- Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
- 2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
- Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
- Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
- Customer must complete application for both products in the bundle; if customer chooses to apply for Citi PremierMiles Card only, they must re-apply through the PremierMiles Card listing on SingSaver.
- Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
- Service fee applies to Citi PayAll facility.
Gift Options
S$400 Cash via PayNow + S$100 eCapitaVoucher
- SingSaver Flash Deal promotion is valid until 2 March 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for select credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Gift Options
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859) + S$100 eCapitaVoucher; or Samsonite Straren Spinner 67/24 (worth S$1,200) + S$100 eCapitaVoucher; or Apple iPad 9th Gen WiFi 64GB (worth S$479) + S$100 eCapitaVoucher; or 20,000 Max Miles + S$100 eCapitaVoucher
- SingSaver Exclusive Offer promotion is valid until 2 March 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for the Citi PremierMiles Card x Citigold One-Sell Bundle and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Customers who apply for Citigold through the one-sell bundle will not be eligible for the SingSaver Exclusive offer for Citigold.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Gift Options
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up; or Save S$399 on an Apple iPad 10th Gen WiFi 64GB (worth S$499) by upgrading your reward with a top up
- SingSaver Exclusive promotion is valid until 2 March 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
- The Reward Upgrade will replace SingSaver Exclusive promotional reward.
- Terms and Conditions apply.
-
Installment Processing Fee: From 0.5 %

Standard Chartered Journey Credit Card (Annual Fee Waiver)
5 Offers Available


Valid until
02 March 2025


Valid until
02 March 2025


Valid until
02 March 2025


Valid until
02 March 2025


Valid until
28 February 2025
Things to consider for this product:
Bonus air miles
No expiry air miles
Airport lounge
Travel insurance
- Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
- Earn 2 miles for every S$1 on foreign currency transactions.
- Earn 1.2 miles for every S$1 spent locally.
- S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023.
- S$10 off Grab rides to or from Changi Airport.
- 2 complimentary visits to Priority Pass lounges around the world each year.
- Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
- Rewards points do not expire.
- Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
- Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
- Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.
Gift Options
S$180 Cash + 45,000 miles
- SingSaver Exclusive Offer promotion is valid until 2 March 2025.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Journey Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 45,000 miles
- Receive 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval.
- Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 60 days of card approval.
- Terms and Conditions apply.
Gift Options
Up to 57,000 Miles
- SingSaver Exclusive Offer promotion is valid until 2 March 2025.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Journey Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 45,000 miles
- Receive 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval.
- Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 60 days of card approval.
- Terms and Conditions apply.
Gift Options
Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles
- SingSaver Exclusive Offer promotion is valid until 2 March 2025.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Journey Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 45,000 miles
- Receive 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval.
- Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 60 days of card approval.
- Terms and Conditions apply.
Gift Options
Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up
- Rewards Upgrade promotion is valid until 2 March 2025.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for participating Standard Chartered credit cards and make a min. spend of S$500 within 30 days of card approval.
- The Reward Upgrade will replace SingSaver Exclusive Offer reward.
- Terms and Conditions apply.
Gift Options
Porsche Taycan Electric
- Standard Chartered Million Reasons to be Happier Promotion runs from 8 November 2024 to 28 February 2025.
- Promotion is valid for new and existing Standard Chartered credit cardmembers.
- Register for the Million Reasons to be Happier Promotion through the SC Mobile App to start receiving chances for the Grand Prize.
- Apply for and perform actions with your Standard Chartered credit card to earn chances for the Grand Prize.
- Promotion is stackable with SingSaver Exclusive Offer (additional T&Cs apply).
- Terms and Conditions apply
-
Installment Processing Fee : From 0.1 %
