Best Miles Credit Cards With No Miles Expiry in Singapore 2024
In Singapore, the Best Miles Credit Cards With No Miles Expiry offer a seamless way to accumulate rewards points or miles without the worry of them expiring. Essentially, cardholders won’t have to hurriedly earn points or miles on a strict timeline.
Whether you're a frequent traveller, a savvy shopper, or simply looking to make the most of your everyday expenses, these credit cards ensure your hard-earned rewards remain valid and available for your future use.
With the freedom to redeem for various benefits like travel, cash rebate, experiences, or merchandise, these top miles credit cards deliver unmatched flexibility and value for discerning consumers in Singapore.
Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570.80); or
Dyson AM07 Tower Fan (worth S$459); or
S$270 eCapitaVoucher; or
S$200 Cash via PayNow + S$50 eCapitaVoucher
Promotion is valid until 14 August 2024.
Valid for new OCBC credit cardmembers only.
Apply for the OCBC 365 Credit Card or the 90°N Visa Card through SingSaver and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
Samsonite Volant Spinner 68/25 EXP + 1x Apple AirTag bundle (worth S$525.40); or
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274); or
S$220 eCapitaVoucher; or
S$200 Cash via PayNow
Promotion is valid until 14 August 2024.
Valid for new OCBC credit cardmembers only.
Apply for the OCBC 365 Credit Card or the 90°N Visa Card through SingSaver and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80; or
Dyson Purifier Cool™ TP10 (worth S$599); or
18,000 Max Miles; or
S$320 eCapitaVoucher
Promotion is valid for new Citi credit cardmembers only
Apply for the Citi PremierMiles Card or the Citi Prestige Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
With 15,000 VOYAGE Miles or S$3,240 a year with 150,000 VOYAGE Miles.
Things to consider for this product:
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No expiry air miles
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Overseas rebate
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Airport lounge
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Airport transfer
2.2 miles per dollar on overseas spend.
1.3 miles per dollar on local spend.
VOYAGE miles earned do not expire.
Unlimited plaza premium lounge visits.
Exchange VOYAGE Miles for air tickets and hotel accommodation via Travel with OCBC or VOYAGE Exchange. You also get to accrue loyalty points with your redemption.
Convert VOYAGE Miles to loyalty points at 9 airline and hotel partner programmes.
Miles earned in blocks of S$5.
Minimum annual income requirement of S$120,000.
Annual Fee of S$492.50.
Terms and Conditions :
Installment Processing Fee: From 3 %
Eligibility :
Minimum Age: 21 years old
Min. Annual Income: S$ 120000
EXCLUSIVE DEAL THAT YOU WON'T FIND ELSEWHEREFastest Rewards Fulfilment
Citi PremierMiles Card
Airmiles Local
1.2 miles per dollar
Airmiles Overseas
2 miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
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First Year Waived
2 Offers Available
Upgrade Your Rewards with a Simple Top-Up
Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up
+ 4 other gift options
Valid until
31 July 2024
Richest Offer in the Market
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Valid until
31 July 2024
Richest Offer in the Market
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
31 July 2024
Richest Offer in the Market
Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80
Valid until
31 July 2024
Richest Offer in the Market
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka)
Valid until
31 July 2024
Richest Offer in the Market
S$300 cash via PayNow + S$150 Shopee voucher
Valid until
31 July 2024
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Things to consider for this product:
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No expiry air miles
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Airport lounge
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Travel rebate
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Gift: Apple product
1.2 miles per S$1 spent locally.
2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
11 different airline and hotel transfer partners.
Complimentary travel insurance with solid coverage.
Generous sign-up bonus with relatively low minimum spend.
Get a chance to win an iPhone 15 128GB (worth S$1,311)
Valid until
31 July 2024
Upgrade Your Rewards with a Simple Top-Up
Save S$689 on a Flujo Ayla Ergonomic Office Chair (worth S$1,139) by upgrading your reward with a top up
+ 2 other gift options
Valid until
31 July 2024
Richest Offer in the Market
Up to 60,000 Miles
Valid until
31 July 2024
Richest Offer in the Market
Apple AirPods Pro 2nd Gen (worth S$365.70) + 45,000 miles
Valid until
31 July 2024
Richest Offer in the Market
S$280 eCapitaVoucher + 45,000 miles
Valid until
31 July 2024
Richest Offer in the Market
S$250 Cash via PayNow + 45,000 miles
Valid until
31 July 2024
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Things to consider for this product:
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Bonus air miles
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No expiry air miles
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Airport lounge
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Travel insurance
Earn 3 miles for every S$1 spent on online transactions from transportation, grocery +and food delivery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.
SingSaver Flash Deal
Gift Options
Get a chance to win an iPhone 15 128GB (worth S$1,311)
Promotion is valid until 31 July 2024.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply and get approved for participating Standard Chartered credit cards and fulfill the minimum spend criteria to get a chance to win an Apple iPhone 15 128GB (worth S$1,311).
Flash Deal reward will be received on top of existing SingSaver Exclusive reward.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply for the Standard Chartered Journey Card and make a min. spend of S$500 within 30 days of card approval to receive 15,000 Max Miles.
Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 45,000 miles
Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 60 days of card approval
Receive 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval. Click here to apply.
Apple AirPods Pro 2nd Gen (worth S$365.70) + 45,000 miles; or
S$280 eCapitaVoucher + 45,000 miles; or
S$250 Cash via PayNow + 45,000 miles
Promotion is valid until 31 July 2024.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply for the Standard Chartered Journey Card and make a min. spend of S$500 within 30 days of card approval.
Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 45,000 miles
Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 60 days of card approval
Receive 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval. Click here to apply.
More rewards when you apply for both products as a bundle
Citi Wealth First Account Benefits:
Enjoy up to 7.51% p.a.* on your savings with your Citi Wealth First Account. Earn higher interest and save more with every action.
Protect and build your wealth with our full suite of investment and insurance products.
Enjoy access to global banking & lifestyle privileges, travel benefits and get invited to exclusive events.
Get 6-month commission-free trades online* for U.S. and H.K. markets and have access to Global Market Insights with 350+ analysts worldwide.
Supporting team of experts and dedicated Relationship Manager to assist you to reach your goals
Citi Premier Miles Card Benefits:
1.2 miles per S$1 spent locally. 2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
Customer must complete application for both products in the bundle; if customer chooses to apply for Citi PremierMiles Card only, they must re-apply through the PremierMiles Card listing on SingSaver.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.
Upgrade Your Rewards with a Simple Top-Up
Gift Options
Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up; or
Save S$342 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up; or
Save S$619 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up; or
Save S$410.10 on an Apple Watch Ultra 2 GPS + Cellular 49mm (worth S$1,210.10) by upgrading your reward with a top up; or
Save S$404.50 on an Apple Watch Series 9 GPS 41mm (worth S$604.50) by upgrading your reward with a top up
Promotion is valid until 31 July 2024.
Valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval.
The Reward Upgrade will replace SingSaver Exclusive promotional reward.
Promotion is valid for new Citi credit cardmembers only.
Apply for the Citi PremierMiles Card x Citigold One-Sell Bundle and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
Customers who apply for Citigold through the one-sell bundle will not be eligible for the SingSaver Exclusive offer for Citigold.
Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
Valid until
16 August 2024
SingSaver Exclusive Offer
Xiaomi Smart Air Purifier 4 (worth S$275)
Valid until
16 August 2024
SingSaver Exclusive Offer
S$180 eCapitaVoucher
Valid until
16 August 2024
For Foreigners
Application for Foreigners
Valid until
16 August 2024
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Things to consider for this product:
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Dining rebate
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Retail rebate
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Petrol rebate
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Airport lounge
Earn 10X TREATS Points (4 miles) per S$1 spent at specially selected retail stores, restaurants, and all petrol stations islandwide+.
Get up to 20.05% savings on petrol.
Complimentary green fees at world-class golf fairways.
Complimentary enrolment into Rewards Infinite Programme: TREATS Points never expire.
Free air miles conversion
Complimentary Plaza Premium airport lounge access with a minimum charge of S$1,000 in a single retail transaction.
Complimentary travel insurance coverage of up to S$1,000,000 when air tickets/travel packages are charged in full to the card.
TREATS Points awarded calculated based on blocks of S$5.
Annual income requirement: S$80,000.
Annual fee: S$240 (waived for first year only)
SingSaver Exclusive Offer
Gift Options
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274); or
Xiaomi Smart Air Purifier 4 (worth S$275); or
S$180 eCapitaVoucher
Promotion is valid until 16 August 2024.
Promotion is valid for new Maybank credit cardmembers only.
Apply for participating Maybank credit cards with marketing consent provided and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
Promotion does not stack with other welcome offers from Maybank.
How does a Miles Credit Card With No Miles Expiry work?
A Credit Card With No Miles Expiry ensures that the miles you earn through spending remain valid indefinitely, as long as you're a cardholder. This means you can accumulate miles over time without worrying about them expiring.
As you use the card for eligible purchases, you earn miles based on the card's rewards program. To maintain this benefit, keep your account active and in good standing. You'll have flexibility in redeeming your miles for travel rewards that align with your plans.
Just be mindful of any annual fees and monitor your account regularly to enjoy the advantage of never-expiring miles.
How to best use a Miles Credit Card With No Miles Expiry?
Utilising a Miles Credit Card With No Miles Expiry effectively involves maximising your rewards while taking advantage of the flexibility offered by the perpetual validity of your earned miles. Here's how to make the most of it:
Use your miles credit card strategically
Use the card for everyday expenses and larger purchases to earn miles on all eligible transactions.
Earn miles organically
Accumulate miles over time without feeling rushed to redeem them, thanks to the no-expiry policy.
Use your miles credit card to plan big trips
Since you’re not on a miles time crunch, take advantage of the flexibility to save up miles for significant travel plans, like dream vacations or family reunions.
Time your redemptions just right
Redeem your miles when you find the best deals or when your travel plans align, without the pressure of impending expiration.
Focus on valuable rewards
Save your miles for high-value rewards such as flights or premium travel experiences.
Who should use a Miles Credit Card With No Miles Expiry?
A credit card with no miles expiry can be advantageous for a variety of individuals who want to earn and redeem miles without the pressure of expiration. Here are some types of people who might benefit from using such a card:
Long-term savers
Individuals who prefer to accumulate miles over time and save them for specific travel goals will appreciate the no-expiry feature.
Occasional travellers
If you travel infrequently and want the flexibility to use your earned miles whenever you do travel, this card can be suitable.
Flexible travellers
Individuals with unpredictable travel schedules can earn miles over the long term without being tied to a specific timeframe for redemption.
Frequent flyers with unpredictable travel plans
If your travel patterns vary and you want the freedom to use miles whenever your plans align, this card suits your needs.
Things to look out for when choosing a Miles Credit Card With No Miles Expiry
When choosing a Miles Credit Card With No Miles Expiry, consider these factors to ensure you're making the most informed decision:
No expiry guarantee
Ensure that the miles credit card explicitly states that earned miles will not expire as long as you're a cardholder. Check for any conditions or exceptions.
Redemption flexibility
Check if the miles credit card offers a range of redemption options, including travel-related rewards like flights, hotels, and travel vouchers.
Spending patterns
Choose a miles credit card that aligns with your spending habits and rewards you for the categories you most frequently spend in.
Limitations and conditions
Understand any limitations or conditions related to rewards redemption, blackout dates, or minimum redemption requirements.
Frequently asked questions about Miles Credit Card With No Miles Expiry
How do I keep my air miles from expiring?
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This is a tricky question because it depends on what type of miles we’re talking about. Miles will expire so long as there’s an expiry date. For example, frequent flyer miles like KrisFlyer Miles are known to expire after 2 years from their earn or conversion date.
This differs from other credit card miles like Citi Miles, DBS Points, and OCBC 90°N Miles which have no expiry date whatsoever. So until you convert them into frequent flyer miles, you can rest assured that your credit card miles stay intact and won’t expire.
That said, engage in activities like flying, credit card spending, and partner usage to rack up miles on your credit card. Track your balance, set reminders, and be aware of program rules. Stay active and informed to retain your miles.
Can I reinstate or retrieve expired air miles?
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In most cases, once air miles have expired, it's challenging to retrieve them. Many loyalty programs have strict policies regarding expired miles, and they might not offer an option to reinstate them.
To prevent this situation, it's crucial to stay active in the program by earning or redeeming miles within the specified timeframes outlined by the program's rules. However, it's recommended to directly contact the specific loyalty program's customer service to inquire about any potential options or exceptions for reinstating expired miles.