No Minimum Spend Required All Air Miles Cards Annual Fee Waiver No Expiry On Miles Go to: Promo - Bonus Miles Go to: Overseas

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Best Miles Credit Cards With No Minimum Spend in Singapore 2024

Unlock unparalleled travel opportunities with the Best No Minimum Spend Miles Credit Cards in Singapore. Seamlessly earn air miles without the constraints of meeting spending thresholds. From everyday expenses to special treats, these cards offer effortless mileage accumulation, ensuring you're ready to embark on unforgettable journeys. So get ready, strap in, and experience the joy of flexible rewards and hassle-free travel planning with these ultimate travel companions.

Search by air miles benefit type

No Minimum Spend Required All Air Miles Cards Annual Fee Waiver No Expiry On Miles Go to: Promo - Bonus Miles Go to: Overseas

UOB Lady's Card

Airmiles Local

Up to 10 miles per dollar

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Up to 10 mpd on 1 rewards category out of 7; get 0.4 mpd on all other spend.

Airmiles Overseas

Up to 10 miles per dollar

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Up to 10 mpd on 1 rewards category out of 7; get 0.4 mpd on all other spend.

Annual Fee

S$ 196.2

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First Year Waived

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Local spending rebate

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Installment

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No monthly spend required

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Rebate cap applied

UOB Lady's Solitaire Card

Airmiles Local

6 miles per dollar

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Get up to 6 miles per dollar on up to 2 rewards categories out of 7; get 0.4 miles per dollar on all other spend.

Airmiles Overseas

6 miles per dollar

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Bonus UNI$ capped at 8,400 UNI$ (equivalent to S$3,000 spend) per month.

Annual Fee

S$ 414.2

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First Year Waived

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Local spending rebate

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Installment

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No monthly spend required

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Rebate cap applied

Fastest Rewards Fulfilment

Citi Rewards Card

Airmiles Local

4 miles per dollar

Airmiles Overseas

0.4 miles per dollar

Annual Fee

S$ 196.2

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First Year Waived

4 Offers Available

SingSaver Sure Win, Sure Huat!

Get 1x Red Packet worth up to S$8,888!

Valid until

26 January 2025

Highest Cash Reward; 4 Weeks Fulfilment

S$378 Cash via PayNow

Valid until

02 February 2025

Richest Offer in the Market; Exclusively on SingSaver

Apple iPad 10th Gen WiFi 64GB (worth S$499)

Valid until

02 February 2025

Richest Offer in the Market; Exclusively on SingSaver

Dyson Supersonic™ hair dryer (worth S$649)

Valid until

02 February 2025

Richest Offer in the Market; Exclusively on SingSaver

Hinomi H1 Classic V3 Ergonomic Office Chair with Headrest (worth S$659)

Valid until

02 February 2025

Richest Offer in the Market; Exclusively on SingSaver

50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles)

Valid until

02 February 2025

Upgrade Your Rewards with a Simple Top-Up

Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up

+ 1 other gift options

Valid until

02 February 2025

Things to consider for this product:

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Bonus air miles

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Travel insurance

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Annual Fee waiver

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High-value gift

Gift Options

Get 1x Red Packet worth up to S$8,888!

Gift Options

S$378 Cash via PayNow

Gift Options

Apple iPad 10th Gen WiFi 64GB (worth S$499); or
Dyson Supersonic™ hair dryer (worth S$649); or
Hinomi H1 Classic V3 Ergonomic Office Chair with Headrest (worth S$659) ; or
50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles)

Gift Options

Save S$542 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up; or
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up

DBS Woman's World Card

Airmiles Local

4 miles per dollar

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10X DBS Points per S$5

Airmiles Overseas

4 miles per dollar

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10X DBS Points per S$5 on online transactions; otherwise 1.2 miles per dollar. (or 3X DBS Points).

Annual Fee

S$ 196.2

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First Year Waived

Things to consider for this product:

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Online shopping rebate

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Overseas rebate

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Installment

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Rebate cap applied

HSBC Revolution Credit Card

Airmiles Local

Up to 4 miles per dollar

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On dining, travel, shopping, and ride-hailing transactions. 0.4 mpd on all other transactions.

Airmiles Overseas

Up to 4 miles per dollar

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On dining, travel, shopping, and ride-hailing transactions. 0.4 mpd on all other transactions.

Annual Fee

No Annual Fee

4 Offers Available

SingSaver Sure Win, Sure Huat!

Get 1x Red Packet worth up to S$8,888!

Valid until

26 January 2025

Upgrade Your Rewards with a Simple Top-Up

Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up

+ 1 other gift options

Valid until

26 January 2025

Richest Offer in the Market, Exclusively on SingSaver

Dyson Supersonic™ hair dryer (worth S$649)

Valid until

26 January 2025

Richest Offer in the Market, Exclusively on SingSaver

Apple iPad 10th Gen WiFi 64GB (worth S$499)

Valid until

26 January 2025

Richest Offer in the Market, Exclusively on SingSaver

Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)

Valid until

26 January 2025

Richest Offer in the Market, Exclusively on SingSaver

S$198 Cash via PayNow + S$150 eCapitaVoucher

Valid until

26 January 2025

Live Your Adventure: Sure-Win Spin

Receive sure-win gifts!

Valid until

13 April 2025

Things to consider for this product:

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Online shopping rebate

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Travel rebate

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No Annual Fee

Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
10X reward points (equivalent to 4 air miles or 2.5% cashback) on online purchases (subject to underlying whitelist Merchant Category Codes).
1X reward point for all other spending.
No minimum spend required.
No annual fee.
Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
Eligible categories: Online payment; shopping; groceries; dining; food delivery; ride-hailing apps.
Up to 16% and 14% off petrol at Caltex and Shell respectively.
Up to S$300,000 complimentary travel insurance for cardholder and family when travel tickets are charged to card.
Compatible with Apple Pay, Google Pay, and Visa PayWave.
Can convert between cashback, miles, or reward points flexibly.
Great for homemakers, working adults, miles chaser, enjoy flexibility between rebate types (cashback/miles/points), prefer fuss-free spending without min. spend.
Read our review of the HSBC Revolution Credit Card.
Operates on a whitelist basis. Only selected MCCs shown in the T&Cs qualify for bonus points.
Cap of 9,000 bonus reward points per calendar month on eligible purchases.
1X reward point earned on public transport (via SimplyGo) only.
HSBC reward points expire after 37 months (unlike Citi Rewards’ ThankYou Points of 60 months).

Gift Options

Get 1x Red Packet worth up to S$8,888!

Gift Options

Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up; or
Save S$478 on a Samsung Galaxy S24+ 512GB (worth S$1,728) by upgrading your reward with a top up

Gift Options

Dyson Supersonic™ hair dryer (worth S$649); or
Apple iPad 10th Gen WiFi 64GB (worth S$499); or
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429); or
S$198 Cash via PayNow + S$150 eCapitaVoucher

Gift Options

Receive sure-win gifts!

UOB Preferred Platinum Visa Card

Airmiles Local

Up to 4 miles per dollar

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On entertainment, online shopping, and mobile contactless payment(Apple Pay, Google Pay, Fitbit Pay, Samsung Pay, UOB Mighty.

Airmiles Overseas

4 miles per dollar

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On entertainment, online shopping, and mobile contactless payment(Apple Pay, Google Pay, Fitbit Pay, Samsung Pay, UOB Mighty.

Annual Fee

S$ 196.2

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First Year Waived

Things to consider for this product:

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Online shopping rebate

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Mobile contactless rebate

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Installment

remove

Rebate cap applied

DBS Woman's Card

Airmiles Local

Up to 2 miles per dollar

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5X DBS Points per S$5

Airmiles Overseas

0.4 miles per dollar

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1X DBS Point per S$5

Annual Fee

S$ 163.5

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First Year Waived

Things to consider for this product:

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Online shopping rebate

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Overseas rebate

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Installment

remove

Rebate cap applied

DBS Vantage Visa Infinite Card

Airmiles Local

1.5 miles per dollar

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S$1 local spend = 1.5 miles

Airmiles Overseas

2.2 miles per dollar

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S$1 overseas spend = 2.2 miles

Annual Fee

S$ 599.5

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Non-waivable for first year. Waiver will be granted in subsequent years with a minimum eligible spend of S$60,000 within in a calendar year.

Offer Available

Welcome Offer

Up to 60,000 miles

Valid until

31 January 2025

Welcome Offer

Up to 40,000 miles

Valid until

31 January 2025

Things to consider for this product:

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Bonus air miles

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Local spending rebate

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Overseas rebate

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Airport lounge

1.5 miles or 1.5% cashback per S$1 spent locally, such as groceries, shopping and more.
2.2 miles or 2.2% cashback per S$1 spent on overseas purchases in foreign currency.
Receive 25,000 bonus miles when you pay the annual fee of S$550 (exclusive of GST) to renew your membership.
Complimentary Accor Plus Explorer membership with 1 free hotel night stay at Sofitel, Fairmont, Swissotel and over 1000 hotels worldwide.
Complimentary Digital Priority Pass™ Membership and 10 free lounge visits to over 1,300 airport lounges worldwide within each 12-month period of membership.
Members-only dining privileges at over 80 of Singapore’s fine dining establishments, including Michelin-awarded restaurants.
Annual fee of S$588.50 (inclusive of GST) is non-waivable for the first year.
Miles are awarded in the form of DBS Points which are awarded for every S$5 spent.
Each conversion of DBS Points to miles will be subjected to an administrative fee of S$25 (exclusive of GST).

UOB PRVI Miles American Express Card

Airmiles Local

1.4 miles per dollar

Airmiles Overseas

Up to 3 miles per dollar

Annual Fee

S$ 261.6

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First Year Waived

2 Offers Available

Welcome Offer

58,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 January 2025

Welcome Offer

38,000 miles with 1st year annual fee waived

Valid until

31 January 2025

Things to consider for this product:

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Bonus air miles

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Unlimited air miles

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Travel insurance

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No monthly spend required

Earn 3 miles per S$1 spend (UNI$7.5 per S$5 spend) on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas website.
Earn 2.4 miles per S$1 spend (UNI$6 per S$5 spend) on other overseas spend, including online shopping on overseas websites.
Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on local spend.
4 complimentary lounge visits for principal cardholders.
Earn up to 6.6 miles per S$1 spend (UNI$16.5 per S$5 spend) on agoda and Expedia bookings via UOB PRVI Miles website.
PRVI Miles Amex Exclusive: 20,000 loyalty miles with min. S$50,000 annual spend
PRVI Miles Amex Exclusive: Up to 8 complimentary airport transfers annually with min. S$1,000 overseas spend per quarter
Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account
Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
Choice to redeem for miles, cashback, or vouchers.
No minimum spend and no cap on earned miles
2 year points expiry.
Annual fee of S$261.60

Gift Options

58,000 miles upon SMS registration and fulfilling spend requirement

Gift Options

38,000 miles with 1st year annual fee waived

UOB PRVI Miles Visa Card

Airmiles Local

1.4 miles per dollar

Airmiles Overseas

Up to 3 miles per dollar

Annual Fee

S$ 261.6

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First Year Waived

2 Offers Available

Welcome Offer

58,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 January 2025

Welcome Offer

38,000 miles with 1st year annual fee waived

Valid until

31 January 2025

Things to consider for this product:

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Bonus air miles

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Unlimited air miles

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Travel insurance

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No monthly spend required

Earn 3 miles per S$1 spend (UNI$7.5 per S$5 spend) on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas website.
Earn 2.4 miles per S$1 spend (UNI$6 per S$5 spend) on other overseas spend, including online shopping on overseas websites.
Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on local spend.
4 complimentary lounge visits for principal cardholders.
Earn up to 6.6 miles per S$1 spend (UNI$16.5 per S$5 spend) on agoda and Expedia bookings via UOB PRVI Miles website.
Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account.
Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
Choice to redeem for miles, cashback, or vouchers.
No minimum spend and no cap on earned miles
Annual fee of S$261.60

Gift Options

58,000 miles upon SMS registration and fulfilling spend requirement

Gift Options

38,000 miles with 1st year annual fee waived

UOB PRVI Miles World MasterCard

Airmiles Local

1.4 miles per dollar

Airmiles Overseas

Up to 3 miles per dollar

Annual Fee

S$ 261.6

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First Year Waived

2 Offers Available

Welcome Offer

58,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 January 2025

Welcome Offer

38,000 miles with 1st year annual fee waived

Valid until

31 January 2025

Things to consider for this product:

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Bonus air miles

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Unlimited air miles

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Travel insurance

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No monthly spend required

Earn 3 miles per S$1 spend (UNI$7.5 per S$5 spend) on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas website.
Earn 2.4 miles per S$1 spend (UNI$6 per S$5 spend) on other overseas spend, including online shopping on overseas websites.
Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on local spend.
4 complimentary lounge visits for principal cardholders.
Earn up to 6.6 miles per S$1 spend (UNI$16.5 per S$5 spend) on agoda and Expedia bookings via UOB PRVI Miles website.
Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account.
Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
Choice to redeem for miles, cashback, or vouchers.
No minimum spend and no cap on earned miles
Annual fee of S$261.60

Gift Options

58,000 miles upon SMS registration and fulfilling spend requirement

Gift Options

38,000 miles with 1st year annual fee waived

DBS Altitude Visa Signature Card

Airmiles Local

Up to 1.3 miles per dollar

Airmiles Overseas

Up to 5 miles per dollar

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On Overseas Spend, for a limited time (T&Cs apply, valid until 31 Dec 2024). Must register on DBS PayLah! app.

Annual Fee

S$ 196.2

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First Year Waived

Offer Available

Welcome Offer

Up to 30,000 miles

Valid until

31 January 2025

Things to consider for this product:

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Bonus air miles

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Airport lounge

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No expiry air miles

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Unlimited air miles

DBS Altitude American Express Card

Airmiles Local

Up to 1.3 miles per dollar

Airmiles Overseas

Up to 5 miles per dollar

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On Overseas Spend, for a limited time (T&Cs apply, valid until 31 Dec 2024). Must register on DBS PayLah! app.

Annual Fee

S$ 196.2

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First Year Waived

Offer Available

Welcome Offer

Up to 35,000 miles

Valid until

31 January 2025

Things to consider for this product:

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Bonus air miles

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Airport lounge

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No expiry air miles

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Unlimited air miles

OCBC 90°N Visa Card

Airmiles Local

1.3 miles per dollar

Airmiles Overseas

2.1 miles per dollar

Annual Fee

S$ 196.2

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First Year Fee automatically waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.

Things to consider for this product:

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Unlimited air miles

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No expiry air miles

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Bonus air miles

OCBC 90°N Mastercard

Airmiles Local

1.3 miles per dollar

Airmiles Overseas

2.1 miles per dollar

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Get up to

Annual Fee

S$ 196.2

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First Year Fee automatically waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.

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No expiry air miles

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Unlimited air miles

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No monthly spend required

Best Miles Credit Cards With No Minimum Spend in Singapore 2024

UOB Lady's Card

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UOB Lady's Solitaire Card

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Quick Facts

Citi Rewards Card

4 Offers Available

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Quick Facts

DBS Woman's World Card

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Quick Facts

HSBC Revolution Credit Card

4 Offers Available

Things to consider for this product:

Quick Facts

UOB Preferred Platinum Visa Card

Things to consider for this product:

Quick Facts

DBS Woman's Card

Things to consider for this product:

Quick Facts

DBS Vantage Visa Infinite Card

Offer Available

Things to consider for this product:

Quick Facts

UOB PRVI Miles American Express Card

2 Offers Available

Things to consider for this product:

Quick Facts

UOB PRVI Miles Visa Card

2 Offers Available

Things to consider for this product:

Quick Facts

UOB PRVI Miles World MasterCard

2 Offers Available

Things to consider for this product:

Quick Facts

DBS Altitude Visa Signature Card

Offer Available

Things to consider for this product:

Quick Facts

DBS Altitude American Express Card

Offer Available

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Quick Facts

OCBC 90°N Visa Card

Things to consider for this product:

Quick Facts

OCBC 90°N Mastercard

Things to consider for this product:

Quick Facts