Find the Best Miles Credit Card With Sign-Up Bonuses in Singapore 2023
Finding the best miles credit card with the best sign-up bonuses can be a game-changer for maximizing your rewards. Banks frequently offer enticing promotions to attract new customers and boost their rewards programs.
These bonus promotions may include sign-up bonuses, accelerated miles earn rates on specific spending categories, or limited-time offers for bonus miles redemption. Take advantage of these opportunities to earn extra miles or points, making your travel and everyday spending even more rewarding.
Apply for DragonPass Membership (complimentary for cardholders).
Minimum Annual Income
S$ 30,000
3 Offers Available
SingSaver 101! Milestone Giveaway
2x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Welcome Offer
20,000 miles
Valid until
31 December 2023
Welcome Offer
Get first annual fee waived (S$194.40 incl. GST)
Valid until
31 December 2023
chevron_left
chevron_right
Things to consider for this product:
check
Unlimited air miles
check
Airport lounge
check
Travel insurance
check
Bonus air miles
Instant reward redemption with an extensive selection of airline and hotel partners via +HSBC Singapore mobile app.
Accelerated earn rate: up to 2.4 miles for your spending.
No conversion fee for air miles or hotel points until 31 December 2023.
Complimentary travel insurance coverage (including COVID-19) and 4x complimentary airport lounge visits for main cardholders only, and more.
Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
Split your purchases across a range of flexible tenures with HSBC Instalment Plans.
SingSaver 101! Milestone Giveaway
Gift Options
2x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 2x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
Promotion is valid for new and existing HSBC credit cardholders (except existing HSBC TravelOne cardholders)
Make a min. spend of S$1,000 on a eligible purchases by the end of the month after date of card approval, pay the annual fee (S$194.40 incl. GST) and give marketing consent to HSBC in your application to be eligible for reward
20,000 miles are awarded in the form of 50,000 Reward Points
Apply for Priority Pass Membership (complimentary for cardholders).
3 Offers Available
SingSaver 101! Milestone Giveaway
3x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guarantee
Apple AirTag 4-Pack (worth S$149)
Valid until
07 January 2024
Best Deal Guarantee
S$100 Cash via PayNow and up to 45,000 miles
Valid until
07 January 2024
chevron_left
chevron_right
Things to consider for this product:
check
Bonus air miles
check
No expiry air miles
check
Airport lounge
check
Travel insurance
Earn 3 miles for every S$1 spent on online transactions from transportation, grocery +and food delivery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.
SingSaver 101! Milestone Giveaway
Gift Options
3x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
Everyday spend categories: dining, food delivery, online shopping, travel and transport, with at least S$800 annual spend on Singapore Airlines, Scoot, and/or KrisShop.
Airmiles Dining
3 miles per dollar
info
Everyday spend categories: dining, food delivery, online shopping, travel and transport, with at least S$800 annual spend on Singapore Airlines, Scoot, and/or KrisShop.
Complimentary Travel Insurance
Up to S$500,000
Annual Fee
S$ 194.40
info
First Year Waived
2 Offers Available
SingSaver 101! Milestone Giveaway
1x chance to win a share of $200K worth of prizes!
Valid until
20 December 2023
Welcome Offer
31,000 miles plus first year annual fee waived (S$194.40 incl. GST)
Valid until
31 December 2023
chevron_left
chevron_right
Things to consider for this product:
check
Bonus air miles
check
Unlimited air miles
check
Annual Fee waiver
remove
Monthly spend required
Earn 3 KrisFlyer miles per S$1 on Singapore Airlines, Scoot, KrisShop and Kris+ purchases.
Earn up to 3 KrisFlyer miles per S$1 on dining, food delivery, online shopping, travel and transport spend.
Earn 1.2 KrisFlyer miles per S$1 on all other spend.
No cap on KrisFlyer miles earned.
Enjoy S$20 rebate on your KrisShop purchases with a minimum spend of S$120 nett in a single transaction.
Get rewarded 10,000 KrisFlyer miles when you renew your annual card membership.
Scoot exclusive benefits: Priority check-in and boarding, more baggage allowance, seat selection and booking flexibility waiver.
Complimentary travel insurance of up to S$500,000.
Read our full review of the KrisFlyer UOB Credit Card.
Min. annual spend of S$800 on Singapore Airlines Group to qualify for 3 KrisFlyer miles per S$1 earn rate.
Bonus miles earned from dining, food delivery, online shopping, travel, transport are only awarded within 2 months after the card membership year.
SingSaver 101! Milestone Giveaway
Gift Options
1x chance to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 1x lucky draw chance in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
31,000 miles plus first year annual fee waived (S$194.40 incl. GST)
Get up to 31,000 miles plus a first-year annual fee waiver of S$194.40 for new-to-UOB credit cardmembers who apply and make a min. spend of S$2,000 within 2 months from card approval date.
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Airmiles Overseas
2 miles per dollar
info
In June and December.
Airmiles Local
1.20 miles per dollar
Airport Lounge Access
4 visits per year*
info
Complimentary access to SATS and Plaza Premium Lounges upon Card approval and fully paid renewal of Card membership.
Annual Fee Waiver
Not available
Offer Available
Welcome Offer
Receive up to 17,000 KrisFlyer miles and up to S$300 eCapitaVouchers
Valid until
13 December 2023
chevron_left
chevron_right
Things to consider for this product:
check
Unlimited air miles
check
Airport lounge
check
Travel insurance
remove
Annual Fee required
1.2 KrisFlyer miles for every S$1 spent on all eligible purchases.
2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December.
3.2 KrisFlyer miles for every S$1 spent on Grab Singapore transactions, up to S$200 spent each calendar month.
4 complimentary lounge passes each year.
Complimentary one night stay each year at participating Hilton Properties and complimentary upgrade to Hilton Honors Silver membership tier.
2 KrisFlyer miles per S$1 spent on singaporeair.com, SingaporeAir mobile app, silkair.com and KrisShop, with no cap.
Read our full review of the American Express Singapore Airlines KrisFlyer Ascend Credit Card.
Annual fee: S$340.20 (inclusive of GST) must be paid to enjoy welcome offers.
Welcome Offer
Gift Options
Receive up to 17,000 KrisFlyer miles and up to S$300 eCapitaVouchers
Promotion is valid for new and existing American Express cardmembers only
Apply for the American Express Singapore Airlines KrisFlyer Ascend Credit Card, make a min. spend of S$1,000 within 30 days of card approval, and pay the annual fee (S$340.20 incl. GST) to be eligible for rewards
New AMEX cardmembers will receive S$300 eCapitaVouchers and 10,800 KrisFlyer miles with annual fee payment and min. spend requirement
Existing AMEX cardmembers will receive S$150 eCapitaVouchers and 10,800 KrisFlyer miles with annual fee payment and min. spend requirement
Receive 5,000 bonus KrisFlyer miles upon first transaction on card (for first time American Express Singapore Airlines credit card applicants)
Receive 1,200 KrisFlyer miles based on the S$1,000 spent (based on 1.2 KrisFlyer miles per S$1 spent locally)
(Up to UNI$15 per S$5 spend) on major airlines and hotels worldwide via Agoda, Expedia and UOB Travel.
Airmiles Overseas
2.40 miles per dollar
Airmiles Local
1.40 miles per dollar
Annual Fee
S$ 259.20
info
First Year Waived
3 Offers Available
SingSaver 101! Milestone Giveaway
1x chance to win a share of $200K worth of prizes!
Valid until
20 December 2023
Welcome Offer
50,000 miles
Valid until
31 December 2023
Welcome Offer
30,000 miles with annual fee waiver
Valid until
31 December 2023
chevron_left
chevron_right
Things to consider for this product:
check
Bonus air miles
check
Unlimited air miles
check
Travel insurance
check
No monthly spend required
Earn 6 miles per S$1 spent on major airlines and hotels booked through Expedia, UOB Travel, and Agoda.
2.4 miles for every S$1 spent overseas, 1.4 miles for every S$1 spent locally.
No minimum spend and cap on miles earned at all times.
Complimentary travel insurance of up to S$500,000.
Earn up to 6 bonus KrisFlyer miles for every S$1 spent if you also apply for a new KrisFlyer UOB Account.
Read our full review of the UOB PRVI Miles Credit Card.
20,000 loyalty miles reward for min. annual spend of S$50,000 is only available for the AMEX card.
Annual fee of S$259.20.
SingSaver 101! Milestone Giveaway
Gift Options
1x chance to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 1x lucky draw chance in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
Promotion is valid for new-to-UOB credit card members only.
To receive 45,200 miles, spend at least S$1,000 per month for 2 consecutive months, pay the 1st year annual fee (S$240 excl. GST) and SMS PMAF <space> last 4 alphanumeric characters of NRIC/passport by 31 October 2023.
To receive an additional 4,800 miles (for up to 50,000 total miles), make a min. overseas spend of S$1,000 per month for 2 consecutive months from card approval date.
Promotion is valid for new-to-UOB credit card members only.
To receive 25,200 miles, be the first 200 new-to-UOB credit card members who apply with first-year annual fee waiver and spend at least S$1,000 per month for 2 consecutive months from card approval date.
To receive an additional 4,800 miles (for up to 30,000 total miles), make a min. overseas spend of S$1,000 per month for 2 consecutive months from card approval date.
Otherwise 1 miles per dollar for both local and foreign currency spend. (calendar month)
Annual Fee
S$ 594
info
Non-waivable for first year. Waiver will be granted in subsequent years with a minimum eligible spend of S$60,000 within in a calendar year.
Offer Available
Welcome Offer
60,000 miles
Valid until
31 January 2024
chevron_left
chevron_right
Things to consider for this product:
check
Bonus air miles
check
Local spending rebate
check
Overseas rebate
check
Airport lounge
1.5 miles or 1.5% cashback per S$1 spent locally, such as groceries, shopping and more.
2.2 miles or 2.2% cashback per S$1 spent on overseas purchases in foreign currency.
Receive 25,000 bonus miles when you pay the annual fee of S$550 (exclusive of GST) to renew your membership.
Complimentary Accor Plus Explorer membership with 1 free hotel night stay at Sofitel, Fairmont, Swissotel and over 1000 hotels worldwide.
Complimentary Digital Priority Pass™ Membership and 10 free lounge visits to over 1,300 airport lounges worldwide within each 12-month period of membership.
Members-only dining privileges at over 80 of Singapore’s fine dining establishments, including Michelin-awarded restaurants.
Annual fee of S$588.50 (inclusive of GST) is non-waivable for the first year.
Miles are awarded in the form of DBS Points which are awarded for every S$5 spent.
Each conversion of DBS Points to miles will be subjected to an administrative fee of S$25 (exclusive of GST).
Welcome Offer
Gift Options
60,000 miles
Get up to 60,000 miles when you apply and make a minimum spend of S$4,000 within 30 days of card approval plus annual fee payment.
On bookings made on Agoda, Expedia, and UOB Travel.
Airmiles Local
1.40 miles per dollar
Annual Fee
S$ 256.80
info
First Year Waived
3 Offers Available
SingSaver 101! Milestone Giveaway
1x chance to win a share of $200K worth of prizes!
Valid until
20 December 2023
Welcome Offer
50,000 miles
Valid until
31 December 2023
Welcome Offer
30,000 miles with annual fee waiver
Valid until
31 December 2023
chevron_left
chevron_right
Things to consider for this product:
check
Bonus air miles
check
Unlimited air miles
check
Travel insurance
check
No monthly spend required
Earn 8% cashback on dining, etc.
6 miles per S$1 spend (UNI$15 per S$5 spend) on major airlines and hotels through Expedia, agoda and UOB Travel.
1.4 miles per S$1 on local spend (UNI$3.5 per S$5 spend).
2.4 miles per S$1 on overseas spend (UNI$6 per S$5 spend), including online shopping and overseas websites.
Choice to redeem for miles, cashback, or vouchers.
Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
Get 20,000 loyalty miles with a minimum spend of S$50,000 in a year.
Complimentary airport transfers to Changi Airport.
1.4 mpd on SimplyGo and public transport rides for UOB PRVI Mastercard and Visa only.
No airport lounge access.
2 year points expiry.
SingSaver 101! Milestone Giveaway
Gift Options
1x chance to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 1x lucky draw chance in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
Promotion is valid for new-to-UOB credit card members only.
To receive 45,200 miles, spend at least S$1,000 per month for 2 consecutive months, pay the 1st year annual fee (S$240 excl. GST) and SMS PMAF <space> last 4 alphanumeric characters of NRIC/passport by 31 October 2023.
To receive an additional 4,800 miles (for up to 50,000 total miles), make a min. overseas spend of S$1,000 per month for 2 consecutive months from card approval date.
Promotion is valid for new-to-UOB credit card members only.
To receive 25,200 miles, be the first 200 new-to-UOB credit card members who apply with first-year annual fee waiver and spend at least S$1,000 per month for 2 consecutive months from card approval date.
To receive an additional 4,800 miles (for up to 30,000 total miles), make a min. overseas spend of S$1,000 per month for 2 consecutive months from card approval date.
American Express Singapore Airlines Business Credit Card
Airmiles Overseas
1.80 HighFlyer points
info
Per S$1
Airmiles Travel
1.80 HighFlyer points
info
Per S$1
Airport Lounge Access
2 visits per year*
info
Lounge visits Priority Pass.
Annual Fee
S$ 301.80
info
Non-waivable
2 Offers Available
SingSaver Exclusive Offer
68,000 HighFlyer points (worth S$647)
Valid until
28 February 2024
Welcome Offer
Samsonite Choca Spinner 68/25 (worth S$700) and 10,800 HighFlyer points
Valid until
28 February 2024
chevron_left
chevron_right
Things to consider for this product:
check
Bonus air miles
check
Airport lounge
check
Air ticket rebate
remove
Rebate cap applied
Earn up to 8.5 HighFlyer Points per S$1 spent on eligible Singapore Airline Group flights, worth 8.5% cashback.
Earn HighFlyer Points for your Business: earn 5 HighFlyer points per S$1 spent on flights, while your employees continue to earn KrisFlyer Miles.
Earn 1.8 HighFlyer Points per S$1 spent on all other eligible purchases, worth 1.8% cashback.
Accelerate to KrisFlyer Elite Gold (KFEG) with S$15,000 spend with Singapore Airlines Group in the first 12 months.
Complimentary night stay yearly and up to 50% dining discounts with Accor Plus across Asia Pacific worth $398 annually.
Priority Pass membership with 2 complimentary visits per year.
SingSaver Exclusive Offer
Gift Options
68,000 HighFlyer points (worth S$647)
Apply for the American Express Singapore Airlines Business Credit Card, make a min. spend of S$6,000 within 90 days of card approval, and pay the annual fee (S$301.80 incl. GST) to be eligible for rewards
57,200 HighFlyer points awarded for S$6,000 min. spend within 90 days of card approval plus annual fee payment
10,800 HighFlyer points awarded from S$6,000 spend (based on 1.8 HighFlyer points per S$1 spend)
Samsonite Choca Spinner 68/25 (worth S$700) and 10,800 HighFlyer points
Apply for the American Express Singapore Airlines Business Credit Card, make a min. spend of S$6,000 within 90 days of card approval, and pay the annual fee (S$301.80 incl. GST) to be eligible for rewards
On bookings made on Agoda, Expedia, and UOB Travel.
Airmiles Local
1.40 miles per dollar
Annual Fee
S$ 259.20
info
First Year Waived
3 Offers Available
SingSaver 101! Milestone Giveaway
1x chance to win a share of $200K worth of prizes!
Valid until
20 December 2023
Welcome Offer
50,000 miles
Valid until
31 December 2023
Welcome Offer
30,000 miles with annual fee waiver
Valid until
31 December 2023
chevron_left
chevron_right
Things to consider for this product:
check
Bonus air miles
check
Unlimited air miles
check
Travel insurance
check
No monthly spend required
Earn 6 miles per S$1 spent on major airlines and hotels booked through Expedia, UOB Travel, and Agoda.
2.4 miles for every S$1 spent overseas, 1.4 miles for every S$1 spent locally.
Earn miles when you pay your monthly bills, rent, taxes and even a one-off large purchase with your UOB PRVI Miles Card via UOB PRVI Miles Payment Facility.
No minimum spend and cap on miles earned at all times.
Complimentary travel insurance of up to S$500,000.
Earn up to 6 bonus KrisFlyer miles for every S$1 spent if you also apply for a new KrisFlyer UOB Account.
20,000 loyalty miles reward for min. annual spend of S$50,000 is only available for the AMEX card.
Annual fee of S$259.20
SingSaver 101! Milestone Giveaway
Gift Options
1x chance to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 1x lucky draw chance in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
Promotion is valid for new-to-UOB credit card members only.
To receive 45,200 miles, spend at least S$1,000 per month for 2 consecutive months, pay the 1st year annual fee (S$240 excl. GST) and SMS PMAF <space> last 4 alphanumeric characters of NRIC/passport by 31 October 2023.
To receive an additional 4,800 miles (for up to 50,000 total miles), make a min. overseas spend of S$1,000 per month for 2 consecutive months from card approval date.
Promotion is valid for new-to-UOB credit card members only.
To receive 25,200 miles, be the first 200 new-to-UOB credit card members who apply with first-year annual fee waiver and spend at least S$1,000 per month for 2 consecutive months from card approval date.
To receive an additional 4,800 miles (for up to 30,000 total miles), make a min. overseas spend of S$1,000 per month for 2 consecutive months from card approval date.
What are the types of miles credit card promotions available?
There are several types of miles credit card promotions available, each designed to incentivize new cardholders and encourage higher spending. Some common types of miles credit card promotions include the following:
Miles sign-up bonus When new cardholders sign up for a miles credit card, a significant number of welcome bonus miles or points are awarded to those who meet a minimum spending requirement within a specified timeframe following card approval. An example of this can look like spending a minimum of S$500 within 2 months of card approval.
Accelerated miles earn rate Some promotions provide higher earning rates on specific spending categories, such as travel, dining, groceries, or online shopping. Cardholders can earn more miles or points per dollar spent in these categories.
Limited time offers Banks may introduce limited-time offers where cardholders can earn extra bonus miles or points for a specific period or during a particular season, such as holidays or travel-related events. For instance, the Citi PremierMiles Card and DBS Altitude Card periodically offer boosted miles earned on Agoda, Kaligo, or Expedia bookings.
Referral bonus Cardholders can earn bonus miles or points by referring friends or family members to apply for the same credit card and get approved.
Partner promotions Banks may collaborate with partner airlines, hotels, or retailers to offer exclusive promotions where cardholders can earn bonus miles or points on their eligible cards with these partners.
How to know if you are eligible for a miles credit card bonus?
The eligibility requirements to participate in a miles bonus credit card promotion can vary depending on the bank and the specific promotion. However, some common eligibility requirements are as follows below:
New cardholders only Many miles bonus promotions are targeted at new-to-bank customers applying for a specific bank’s credit card for the first time. Existing cardholders or those who have had the same credit card before are excluded from the bonus.
Minimum spending requirements Most welcome bonus miles promotions have a minimum spending requirement within a specific timeframe (e.g., spend $3,000 in the first three months). Ensure you can meet this spending threshold before the eligibility period ends.
No prior bonus If you have received a bonus for the same credit card in the past, you may not be eligible for another bonus.
How to participate in a credit card welcome bonus miles promotion?
To participate in a credit card bonus miles promotion and earn the offered bonus miles, follow these steps below:
Check eligibility Review the promotion's terms and conditions to ensure you meet all the eligibility requirements, such as being a new cardholder, meeting the minimum age, credit score criteria, annual income requirement, and possessing the relevant documents for sign-up if you’re unable to apply via SingPass.
Meet the spend requirements After receiving the credit card, start using it to make purchases. Ensure you meet the minimum spending requirement within the specified timeframe to qualify for the bonus miles. Be sure to keep track of the promotion’s timeframe too.
Ensure you’ve applied for the right credit card Select a credit card that aligns with your spending habits and travel preferences. Look for one that offers a bonus miles promotion that suits your needs.
Monitor miles expiry dates Take note of any expiry dates associated with the bonus miles or points. Most of them come with an expiry unless stated otherwise (e.g. Citi Miles, DBS Points, 90°N Miles don’t expire). So ensure you redeem the miles for flights, rebates, or other experiences and rewards before they expire.