UOB PRVI Miles American Express Card

The UOB PRVI Miles American Express Card lets you earn miles at a rate of up to 3 miles per S$1 spend overseas, 1.4 miles per S$1 spend locally and up to 8 miles per S$1 spend on your hotel and airlines bookings via Agoda and Expedia through dedicated link on UOB PRVI Miles website. Plus, you can also enjoy 4 complimentary lounge visits before jetting off to your favourite destinations!

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Card benefit

miles / dollar

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Earn up to 8 miles per dollar on travel, hotel and flight bookings though Agoda and Expedia. Enjoy up to 3 miles per dollar for overseas purchases and 1.4 miles per dollar on local spend, including dining, retail and online spend. Additionally, receive 1 mile per S$1 or UNI$2.5 per S$5 for bill payments via the UOB Payment Facility.

Annual Fee

S$ 261.6

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First Year Waived

Minimum Annual Income

S$ 30,000

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Highlights

Card benefit

miles / dollar

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Annual Fee

S$ 261.6

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First Year Waived

Minimum Annual Income

S$ 30,000

2 Offers Available

SingSaver Flash Deal

S$400 Cash via PayNow

SingSaver Flash Deal promotion is valid from 1 August 2026 to 31 August 2026.
Promotion is valid for new-to-UOB credit cardmembers only.
Be one of the first 3 applicants at 2 PM every day during the flash deal period to apply for selected UOB credit cards and make a min. spend of S$500 within the first 30 days of card approval to be eligible for the Flash Deal reward:
- S$400 Cash via PayNow; or a
- Dyson Airstrait hair straightener (worth S$799).
Remaining applicants will receive S$95 Cash via PayNow.
Promotion is stackable with UOB Welcome Offer (additional T&Cs apply).
Terms and Conditions apply

Dyson Airstrait™ straightener (worth S$799)

SingSaver Flash Deal

Dyson Airstrait™ straightener (worth S$799)

SingSaver Flash Deal promotion is valid from 1 August 2026 to 31 August 2026.
Promotion is valid for new-to-UOB credit cardmembers only.
Be one of the first 3 applicants at 2 PM every day during the flash deal period to apply for selected UOB credit cards and make a min. spend of S$500 within the first 30 days of card approval to be eligible for the Flash Deal reward:
- S$400 Cash via PayNow; or a
- Dyson Airstrait hair straightener (worth S$799).
Remaining applicants will receive S$95 Cash via PayNow.
Promotion is stackable with UOB Welcome Offer (additional T&Cs apply).
Terms and Conditions apply

SingSaver Flash Deal

S$95 Cash via PayNow

SingSaver Flash Deal promotion is valid from 1 August 2026 to 31 August 2026.
Promotion is valid for new-to-UOB credit cardmembers only.
Be one of the first 3 applicants at 2 PM every day during the flash deal period to apply for selected UOB credit cards and make a min. spend of S$500 within the first 30 days of card approval to be eligible for the Flash Deal reward:
- S$400 Cash via PayNow; or a
- Dyson Airstrait hair straightener (worth S$799).
Remaining applicants will receive S$95 Cash via PayNow.
Promotion is stackable with UOB Welcome Offer (additional T&Cs apply).
Terms and Conditions apply

Welcome Offer

S$100 Samsung Voucher

Welcome Offer promotion is valid from 1 July 2026 to 30 September 2026.
Promotion is valid for new-to-UOB credit card customers only.
Successfully apply to be the principal cardholder for select UOB Credit Cards within the promo period and spend a min. of S$1,000 within 30 days of card approval to be eligible for S$100 Samsung Voucher reward.
- Plus, receive a 10% discount when you use your UOB Credit Card on Samsung Singapore transactions via the Samsung online store with min. spend of S$1,000.
  - Samsung reserves the right to amend or withdraw the discount promotion without prior notice.
Terms and Conditions apply.

Things to consider when choosing this card:

Things to consider

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Bonus air miles

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Unlimited air miles

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Travel insurance

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No monthly spend required

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Benefits

Cashback

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Cashback Base Rate

0.8 %

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S$5 local spend = UNI$3.5 earned. UNI$8700 redeemed = S$100. Equivalent to 0.8% cash rebate.

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Cashback Local

0.8 %

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S$5 local spend = UNI$3.5 earned. UNI$8700 redeemed = S$100. Equivalent to 0.8% cash rebate.

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Cashback Overseas

1.37 %

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S$5 local spend = UNI$6 earned. UNI$8700 redeemed = S$100. Equivalent to 1.37% cash rebate.

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AirMiles

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Airmiles Base Rate

1.4 miles / dollar

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Airmiles Local

1.4 miles / dollar

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Airmiles Overseas

Up to 3 miles / dollar

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Airmiles Retail

1.4 miles / dollar

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Airmiles Dining

1.4 miles / dollar

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Airmiles Local Online Shopping

1.4 miles / dollar

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Airmiles Overseas Online Shopping

2.4 miles / dollar

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Airmiles Department Store

1.4 miles / dollar

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Airmiles Supermarket

1.4 miles / dollar

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Airmiles Hotel Booking

Up to 6 miles / dollar

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On bookings made on Agoda, Expedia, and UOB Travel.

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Airmiles Flight Booking

Up to 6 miles / dollar

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On bookings made on Agoda, Expedia, and UOB Travel.

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Airmiles Transport

1.4 miles / dollar

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Airmiles Petrol

1.4 miles / dollar

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Airmiles Bill Payment

1 mile / S$1

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Or UNI$2.5 per S$5 when you pay your bills via UOB Payment Facility.

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Airmiles Travel

Up to 8 miles / dollar

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(Up to UNI$20 per S$5 spend) on major airlines and hotels worldwide via Agoda and Expedia

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Quick Facts

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Earn 3 miles per S$1 spend (UNI$7.5 per S$5 spend) on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas website.

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Earn 2.4 miles per S$1 spend (UNI$6 per S$5 spend) on other overseas spend, including online shopping on overseas websites.

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Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on local spend.

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4 complimentary lounge visits annually, exclusive for Principal Cardmembers.

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Earn up to 8 miles per S$1 spend (UNI$20 per S$5 spend) on agoda and Expedia bookings via UOB PRVI Miles website.

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PRVI Miles Amex Exclusive: Earn 20,000 loyalty miles every year

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PRVI Miles Amex Exclusive: Earn 5,000 overseas spend bonus miles every quarter

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Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account

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Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.

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Choice to redeem for miles, cashback, or vouchers.

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No minimum spend and no cap on earned miles

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2 year points expiry.

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Annual fee of S$261.60

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Terms and conditions apply for all above-mentioned privileges. Visit here for more details. Insured up to S$100,000 by SDIC.

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Guides

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 261.6

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First Year Waived

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Air Miles Conversion Fee

S$ 27

Repayment

Minimum Payment

3 %

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3% of current balance or S$50, whichever is higher, plus any overdue amounts.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.8 %

Interest on Cash Advance

28.5 %

Interest Free Period

21 days

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Others

Association

American Express

Supported Payment Type

Google Pay

Samsung Pay

NETSPay

UOB PRVI Miles American Express Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

AirMiles

Quick Facts

Guides

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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