Credit Card Resources to Maximise Your Benefits
Deep Dive Into Topics:
Credit card basics | Choosing a credit card | Applying for a credit card | Managing credit card debt
Credit Card FAQ
How to increase credit card limit?
Request a limit increase from your bank, usually after showing a history of on-time payments and income growth. A higher limit can improve your credit utilization ratio.
Can cancelling a credit card have detrimental effects?
Cancelling a credit card can lower your credit score by affecting your credit utilization and length of credit history. Consider keeping the card open if it's not costing you in fees.
Credit Card Guide
Relevant articles
Why You Should Own a Credit Card in Singapore: 7 Credit Card Benefits You Can Enjoy
Credit card benefits in Singapore let you enjoy savings, perks and privileges, but these are just the tip of the iceberg. Here are all the ways credit cards can benefit you, and what to look out for when applying for one.
The Only Credit Card Guide You Need in Singapore 2024: Cashback, Miles, Rewards
Looking for the best credit cards to complement your spending patterns and expenditure? This ultimate guide covers all things credit cards in Singapore 2024 – from choosing between a cashback, miles, or rewards credit card to planning your credit card strategy.
Credit Card Welcome Offer: A Comparison of The Best Gifts
In all likelihood, you got a new credit card not only for its perks, but its can’t-miss signup gift. Here’s a look at some of the best ones being offered by banks in Singapore. Banks often use attractive welcome rewards as a means to entice consumers to snag a credit card, and also to stand out from the rest of the pack. But before you head off to sign up for the best credit card to get yourself that reward, let’s first examine when is the best time for you to get a credit card.
Best Rewards Credit Cards In Singapore: 2024 Comparison
Rewards credit cards are all about the points. Rack up enough of them and you can enjoy a whole slew of exclusive perks and privileges only available to cardholders. Rewards points can be converted into many types of privileges, where some regard them as more flexible than, say, air miles or cashback cards. You can grow and maintain your stash of points, then dip into them to meet your needs when necessary. So in essence, all you have to do is spend, collect reward points, and accumulate enough till you're well on your way to redeeming your preferred reward!
Best Credit Card Strategy Singapore 2024: How to Choose the Best Credit Card for You
A credit card strategy can be simple, complex or anything in between. Most importantly your credit card strategy must fulfil its purpose – helping you pick the best credit cards. With so many different credit cards out there, picking the best one can be a mind-boggling task. More so with the many enticing welcome rewards being offered everywhere you turn.
What Are The Different Credit Card Fees And How To Avoid Them?
Credit cards come with various fees and charges, which can catch some users by surprise. Here’s a complete guide to the different credit card fees you may encounter and how to avoid them (if possible). The most attractive thing about credit cards is the rewards they offer on your spending, as well as the various perks and privileges that cardholders can enjoy.
16 Best Credit Cards For Big-Ticket Items
Have a brand new house to furnish or an engagement ring to surprise your partner? Fret not. The best credit cards for big purchases in Singapore can help stretch every dollar you spend. With rising costs of living in the backdrop, it is only logical that you do all you can to make your money work harder for you, even when we’re talking about spending money.
Money Confession: Favourite Credit Card Combinations To Max Out Cashback And Miles (As Used By SingSaver Staffers)
From the people who work behind the scenes to bring you the best credit card promotions, what are the credit card combinations we ourselves at SingSaver swear by? Credit cards are a must-have in any working adult’s wallet, earning you cashback, miles or reward points. You can use it to pay for anything from your meals, to your wedding banquet and even to rent a car when you’re travelling overseas.
Top Premium & Metal Credit Cards In Singapore (2024)
These premium credit cards are keys to unlock a whole new world of unbridled luxury, from VIP travel privileges to fine dining. High spenders are classified by banks as those spending between S$6,000 and S$8,000 per month. When it comes to credit cards, it’s not just the income eligibility requirements that are higher for these spenders, the perks are on a whole other level too.
Best Air Miles & KrisFlyer Credit Cards In Singapore (2024)
Choosing the right air miles credit card can help you earn frequent flyer miles cheaper and quicker, plus enjoy perks on travel insurance, overseas spend, flight lounges, and more. Here are the best miles and KrisFlyer credit cards for avid travellers to consider in Singapore.
Other Articles
Trust Freedom Card launches miles rewards: Earn KrisFlyer or Max Miles, with up to 100,000 Max Miles welcome bonus
The Trust Freedom Card's new miles mode earns an uncapped 1.3 KrisFlyer miles or Max Miles per S$1 with no FCY fees, and customers new to Trust can get up to 100,000 Max Miles (worth at least S$1,800) by spending S$15,000 within 31 days of approval.
6 Best Multi-Currency Cards in Singapore 2026
Are you a frequent traveller or an international shopper looking for the best way to manage multiple currencies? In this guide, we compare the best multi-currency card Singapore has to offer, so you can find the best travel money card Singapore residents rely on — whether you're after a dedicated multi currency travel card or just want to know which multi currency card is best for how you actually spend.
Money Confessions: These Promotions Got Me Free iPad, Apple Watch, AirPods, Dyson Airstrait & Dyson Airwrap
I'll teach you how to get these expensive gadgets completely for free. And yes, it's 100 per cent legit.
The Top Travel Loyalty Rewards Programmes for Singapore Travellers in 2026
For Singaporeans who love to travel, loyalty programmes offered by airlines and hotels are a fantastic way to earn rewards and perks. This travel rewards programme review Singapore guide covers the best options for frequent flyers programmes and hotel loyalists alike. Find out why KrisFlyer and Marriott Bonvoy are favourites in these aspects.
