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UOB PRVI Miles Credit Card Review: Entry-level Pick For Privy Travellers

SingSaver team

SingSaver team

Last updated 11 January, 2023

Take your pick from American Express, Visa or MasterCard, and rack up a generous serving of bonus miles when booking on travel sites with the UOB PRVI miles credit card.

UOB PRVI Miles credit card is ideal for the frequent traveller who wants to rack up miles quickly, and not necessarily only with Singapore Airlines’ KrisFlyer program. With an industry leading 1.4 miles per dollar local spend and 2.4 miles per dollar overseas spend, UOB PRVI Miles Visa credit card even offers 6 miles per $1 spend on major airlines and hotels via Agoda, Expedia and UOBTravel. 

UOB PRVI Miles credit card can also make your travel smooth and seamless through complimentary airport transfers (only for UOB PRVI Miles American Express cardholders) and a dedicated hotline for comprehensive travel assistance (e.g. hotel, flight, insurance and car rental booking). However, a major drawback is that the UNI$ Rewards points earned (through which you can redeem your air miles) expire after two years.

What the UOB PRVI Card can do for you


UOB PRVI Card product summary:

  • Local spend: 1.4 air miles per $1 spend
  • Overseas spend: 2.4 air miles per $1 spend
  • Bonus miles: 6 miles per $1 when booking on selected travel sites 
  • Freebies: Complimentary airport transfer and travel insurance
  • Annual fee: S$259.20 (First year waived)
Pros Cons
Attractive bonus miles earn rate $25 air miles conversion fee
Choice of Visa, American Express or MasterCard Slightly higher than average annual fee
Complimentary personal accident and travel inconvenience insurance coverage of up to $500,000 20,000 loyalty miles reward is only available for the UOB PRVI Miles American Express 
Redeem your miles at over 40 partner airlines No airport lounge access 

Why you should choose UOB PRVI Miles credit card

#1: High miles per dollar earn rate

Despite the higher annual fee of S$259.20 (first year waiver), which cardholders can avoid paying by spending at least $50,000 (combined principal and supplementary cards spending) on or before the card anniversary date, UOB PRVI Miles is one of the best miles credit cards due to its generous 1.4 air miles per dollar (local) and 2.4 air miles per dollar (overseas) earn rates.


#2: Do you use online travel booking sites often?

Through its partnership with the major online travel booking sites, UOB PRVI Miles Visa credit cardholders earn up to 6 air miles per $1 on travel purchases made via Agoda, Expedia and UOBTravel. Under UOBTravel, there are over 450,000 participating hotels worldwide and major airlines such as Emirates, British Airways and Cathay Pacific.


#3: Complimentary travel insurance to boost protection

Despite the absence of complimentary airport lounge access, car rental program membership or golf green fee discounts, UOB PRVI Miles Visa credit card provides complimentary travel accident insurance worth up to $500,000, and emergency medical assistance, evacuation and repatriation coverage worth $50,000. Speaking of complimentary, you get up to eight airport transfers to Changi Airport in a year — free of charge.


#4: Your air miles aren’t exclusively redeemable for flights 

While most travel credit cards offer limited air miles redemption options, UOB PRVI Miles Visa credit card offers you the freedom to choose how you want your air miles to be redeemed. You can redeem your air miles from over 40 partner airlines, convert them to cash to offset your spending, redeem reward vouchers or travel packages. How you want to redeem your air miles — it’s your prerogative. 

For whom is the UOB PRVI Miles Card best for?


According to our comparison of the best starter miles card for first-timers, UOB PRVI Miles would earn a slot in your wallet based on the local miles earn rate alone (1.4 miles per dollar spent).

What charges or fees should you look out for?

  • Annual fee: S$259.20 (First year waived)
  • Late payment charge: $90
  • Interest on purchases: 25.9% per annum, calculated daily from the date each transaction is posted to your card account until full payment is received
  • Interest on cash advance: 28% per annum will be charged upon the withdrawal date until the withdrawal amount and the relevant fees are paid in full

Eligibility criteria

  • At least 21 years of age
  • Minimum annual income for Singapore citizens and PRs: $30,000
  • Minimum annual income for foreigners: $40,000

How to apply? 

Click on the ‘Apply Now’ button in this article and complete the application form on SingSaver site. You might need to prepare the following documents for the application process:

  • Front and back of NRIC/Passport/Employment Pass
  • Salaried employees: Past 12 months CPF statement (Singaporean/PR) or latest Income Tax Notice of Assessment and latest original computerised payslip
  • Self-employed: Latest Income Tax Notice of Assessment and latest original computerised payslip

Read these next: 
Best UOB Credit Cards In Singapore
UOB One Account Review 
UOB Personal Loan Review
Cashback vs Miles vs Rewards: Which Is The Best Type Of Credit Card For You?
6 Credit Cards Which Give Free Access to Airport Lounges


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