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Best Travel Credit Cards in Singapore 2024 for Overseas Spending

Discover the top-rated travel credit cards in Singapore for 2024, offering exceptional perks, benefits, travel insurance, and other rewards for travellers from all walks of life! Maximise your miles, cashback, and rewards earnings while spending on hotels, flights, and overseas transaction fees.

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8x Apple iPad
(each worth $679)
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8x Dyson AirwrapTM styler
(each worth $849)
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8x Nintendo Switch OLED
(each worth $549)
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8x Playstation®5 consoles
(each worth $799)

 

🎁 EXCLUSIVE DEAL THAT YOU WON'T FIND ELSEWHERE
EXCLUSIVE DEAL THAT YOU WON'T FIND ELSEWHERE Fastest Rewards Fulfilment
Citi PremierMiles Card

Citi PremierMiles Card

Airmiles Overseas
2  miles per dollar
Airmiles Local
1.2  miles per dollar
Airport Lounge Access
2  visits per year*
info
Annual Fee
S$ 196.2
info

2 Offers Available

Upgrade Your Rewards with a Simple Top-Up
Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up
Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 4 other gift options

Valid until

31 July 2024

Richest Offer in the Market
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Apple iPad 10th Gen WiFi 64GB (worth S$529)

Valid until

31 July 2024

Richest Offer in the Market
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 July 2024

Richest Offer in the Market
Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80
Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80

Valid until

31 July 2024

Richest Offer in the Market
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka)
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka)

Valid until

31 July 2024

Richest Offer in the Market
S$300 cash via PayNow + S$150 Shopee voucher
S$300 cash via PayNow + S$150 Shopee voucher

Valid until

31 July 2024

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

🎁 EXCLUSIVE DEAL THAT YOU WON'T FIND ELSEWHERE
EXCLUSIVE DEAL THAT YOU WON'T FIND ELSEWHERE Fastest Rewards Fulfilment
Citi Prestige Card

Citi Prestige Card

Rewards Points Overseas Spending
5  points per dollar
info
Rewards Points Local Spending
3.25  points per dollar
info
Airport Lounge Access
Unlimited Priority Pass visits
info
Annual Fee
S$ 545
info

2 Offers Available

Upgrade Your Rewards with a Simple Top-Up
Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up
Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 4 other gift options

Valid until

31 July 2024

Richest Offer in the Market
Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80
Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80

Valid until

31 July 2024

Richest Offer in the Market
Dyson Purifier Cool™ TP10 (worth S$599)
Dyson Purifier Cool™ TP10 (worth S$599)

Valid until

31 July 2024

Richest Offer in the Market
18,000 Max Miles
18,000 Max Miles

Valid until

31 July 2024

Richest Offer in the Market
S$320 eCapitaVoucher
S$320 eCapitaVoucher

Valid until

31 July 2024

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

Valid for existing HSBC cardholders
HSBC TravelOne Credit Card

HSBC TravelOne Credit Card

Airmiles Overseas
2.4  miles per dollar
Airmiles Local
1.2  miles per dollar
Airport Lounge Access
4  visits per year*
info
Annual Fee
S$ 196.2

4 Offers Available

Upgrade Your Rewards with a Simple Top-Up
Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up
Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 3 other gift options

Valid until

31 July 2024

Richest Offer in the Market
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 July 2024

Richest Offer in the Market
Apple Watch Series 9 GPS 41mm (Sport Band / Sport Loop) (worth S$604.50)
Apple Watch Series 9 GPS 41mm (Sport Band / Sport Loop) (worth S$604.50)

Valid until

31 July 2024

Richest Offer in the Market
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Apple iPad 10th Gen WiFi 64GB (worth S$529)

Valid until

31 July 2024

Richest Offer in the Market
27,000 Max Miles
27,000 Max Miles

Valid until

31 July 2024

Richest Offer in the Market
S$400 eCapitaVoucher
S$400 eCapitaVoucher

Valid until

31 July 2024

Welcome Offer
Up to S$1,800 cashback
Up to S$1,800 cashback

Valid until

31 August 2024

Welcome Offer
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris

Valid until

23 September 2024

Things to consider for this product:

check

Unlimited air miles

check

Airport lounge

check

Travel insurance

check

Bonus air miles

Lower min. spends
Standard Chartered Simply Cash Credit Card

Standard Chartered Simply Cash Credit Card

Cashback Overseas
1.5  %
Cashback Travel
1.5  %
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

3 Offers Available

SingSaver Flash Deal
Get a chance to win an iPhone 15 128GB (worth S$1,311)
Get a chance to win an iPhone 15 128GB (worth S$1,311)

Valid until

31 July 2024

Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple Macbook Air M3 13
Save S$549 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up

+ 3 other gift options

Valid until

31 July 2024

Richest Offer in the Market
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 July 2024

Richest Offer in the Market
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Apple iPad 10th Gen WiFi 64GB (worth S$529)

Valid until

31 July 2024

Richest Offer in the Market
Apple Watch SE 2nd Gen GPS + Cellular 44mm (worth S$503.60)
Apple Watch SE 2nd Gen GPS + Cellular 44mm (worth S$503.60)

Valid until

31 July 2024

Richest Offer in the Market
S$350 Cash via PayNow
S$350 Cash via PayNow

Valid until

31 July 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

EXCLUSIVE DEAL THAT YOU WON'T FIND ELSEWHERE
HSBC Advance Credit Card

HSBC Advance Credit Card

Cashback Overseas
2.5  %
info
Cashback Local
2.5  %
info
Monthly Spend Required
S$ 0
info
Annual Fee
S$ 196.2
info

4 Offers Available

Upgrade Your Rewards with a Simple Top-Up
Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up
Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 5 other gift options

Valid until

31 July 2024

Richest Offer in the Market
Dyson V8 Slim Fluffy (worth S$509)
Dyson V8 Slim Fluffy (worth S$509)

Valid until

31 July 2024

Richest Offer in the Market
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 July 2024

Richest Offer in the Market
Flujo BEA Office Chair (worth S$509)
Flujo BEA Office Chair (worth S$509)

Valid until

31 July 2024

Richest Offer in the Market
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

31 July 2024

Welcome Offer
Up to S$1,800 cashback
Up to S$1,800 cashback

Valid until

31 August 2024

Welcome Offer
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris

Valid until

23 September 2024

Things to consider for this product:

check

No monthly spend required

check

Travel insurance

check

Annual Fee waiver

remove

Rebate cap applied

EXCLUSIVE DEAL THAT YOU WON'T FIND ELSEWHERE
HSBC Live+ Credit Card

HSBC Live+ Credit Card

Cashback Overseas
Up to 8  %
info
Cashback Supermarket
0.3  %
Monthly Spend Required
S$ 600  per month
info
Annual Fee
S$ 196.2
info

5 Offers Available

Upgrade Your Rewards with a Simple Top-Up
Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up
Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 5 other gift options

Valid until

31 July 2024

Richest Offer in the Market
Flujo SmarTrax Standing Desk (worth S$699)
Flujo SmarTrax Standing Desk (worth S$699)

Valid until

31 July 2024

Richest Offer in the Market
Dyson AM07 Tower Fan (worth S$459)
Dyson AM07 Tower Fan (worth S$459)

Valid until

31 July 2024

Richest Offer in the Market
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)

Valid until

31 July 2024

Richest Offer in the Market
S$300 e-Voucher & up to S$600 worth of benefits
S$300 e-Voucher & up to S$600 worth of benefits

Valid until

31 July 2024

Welcome Offer
Up to S$1,800 cashback
Up to S$1,800 cashback

Valid until

31 August 2024

Welcome Offer
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris

Valid until

23 September 2024

Things to consider for this product:

check

Dining rebate

check

Entertainment rebate

check

Petrol rebate

remove

Rebate cap applied

Highest Miles Lower min. spends
Standard Chartered Journey Credit Card

Standard Chartered Journey Credit Card

Airmiles Overseas
2  miles per dollar
Airmiles Local
1.2  miles per dollar
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

4 Offers Available

SingSaver Flash Deal
Get a chance to win an iPhone 15 128GB (worth S$1,311)
Get a chance to win an iPhone 15 128GB (worth S$1,311)

Valid until

31 July 2024

Upgrade Your Rewards with a Simple Top-Up
Save S$689 on a Flujo Ayla Ergonomic Office Chair (worth S$1,139) by upgrading your reward with a top up
Save S$689 on a Flujo Ayla Ergonomic Office Chair (worth S$1,139) by upgrading your reward with a top up

+ 2 other gift options

Valid until

31 July 2024

Richest Offer in the Market
Up to 60,000 Miles
Up to 60,000 Miles

Valid until

31 July 2024

Richest Offer in the Market
Apple AirPods Pro 2nd Gen (worth S$365.70) + 45,000 miles
Apple AirPods Pro 2nd Gen (worth S$365.70) + 45,000 miles

Valid until

31 July 2024

Richest Offer in the Market
S$280 eCapitaVoucher + 45,000 miles
S$280 eCapitaVoucher + 45,000 miles

Valid until

31 July 2024

Richest Offer in the Market
S$250 Cash via PayNow + 45,000 miles
S$250 Cash via PayNow + 45,000 miles

Valid until

31 July 2024

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Fastest Rewards Fulfilment
Citi Rewards Card

Citi Rewards Card

Monthly Spend Required
None
Annual Fee
S$ 196.2
info

2 Offers Available

Upgrade Your Rewards with a Simple Top-Up
Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up
Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 4 other gift options

Valid until

31 July 2024

Richest Offer in the Market
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Apple iPad 10th Gen WiFi 64GB (worth S$529)

Valid until

31 July 2024

Richest Offer in the Market
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 July 2024

Richest Offer in the Market
Dyson Micro 1.5kg (worth S$599)
Dyson Micro 1.5kg (worth S$599)

Valid until

31 July 2024

Richest Offer in the Market
S$300 cash via PayNow + S$150 Shopee voucher
S$300 cash via PayNow + S$150 Shopee voucher

Valid until

31 July 2024

Things to consider for this product:

check

Bonus air miles

check

Travel insurance

check

Annual Fee waiver

check

High-value gift

Fastest Rewards Fulfilment
Citi Cash Back+ Card

Citi Cash Back+ Card

Cashback Overseas
1.6  %
Cashback Base Rate
1.6  %
info
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

2 Offers Available

Upgrade Your Rewards with a Simple Top-Up
Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up
Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 4 other gift options

Valid until

31 July 2024

Richest Offer in the Market
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Apple iPad 10th Gen WiFi 64GB (worth S$529)

Valid until

31 July 2024

Richest Offer in the Market
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 July 2024

Richest Offer in the Market
Dyson Micro 1.5kg (worth S$599)
Dyson Micro 1.5kg (worth S$599)

Valid until

31 July 2024

Richest Offer in the Market
S$300 cash via PayNow + S$150 Shopee voucher
S$300 cash via PayNow + S$150 Shopee voucher

Valid until

31 July 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

High-value gift

CIMB World Mastercard

CIMB World Mastercard

Cashback Overseas
1  %
info
Cashback Retail
2  %
info
Monthly Spend Required
S$ 1,000  per month
info
Annual Fee
No Annual Fee

Offer Available

Welcome Offer
Up to S$188 Cashback
Up to S$188 Cashback

Valid until

31 July 2024

Things to consider for this product:

check

No rebate cap

check

Food delivery

check

Annual Fee waiver

remove

Monthly spend required

American Express Singapore Airlines KrisFlyer Ascend Credit Card

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Airmiles Overseas
2  miles per dollar
info
Airport Lounge Access
4  visits per year*
info
TI Death & Disablement Coverage
Up to S$ 1,000,000
TI Flight Cancellation/Delay
Up to S$ 400

Offer Available

AMEX 30 Million Miles Giveaway
Up to 38,000 KrisFlyer miles
Up to 38,000 KrisFlyer miles

Valid until

30 September 2024

Things to consider for this product:

check

Unlimited air miles

check

Airport lounge

check

Travel insurance

remove

Annual Fee required

UOB Absolute Cashback Card

UOB Absolute Cashback Card

Cashback Travel
1.7  %
TI Death & Disablement Coverage
Up to S$ 500,000
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

31 July 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Insurance rebate

check

Local spending rebate

CIMB Visa Infinite Card

CIMB Visa Infinite Card

Cashback Travel
Unlimited 2  %
info
Cashback Overseas
Unlimited 2  %
info
Monthly Spend Required
S$ 2,000
Annual Fee
No Annual Fee

Offer Available

Welcome Offer
Up to S$188 Cashback
Up to S$188 Cashback

Valid until

31 July 2024

Things to consider for this product:

check

No rebate cap

check

Airport lounge

check

Travel insurance

check

Annual Fee waiver

HSBC Revolution Credit Card

HSBC Revolution Credit Card

Airmiles Travel
4  miles per dollar
info
Airmiles Local Online Shopping
4  miles per dollar
info
Monthly Spend Required
None
Annual Fee
No Annual Fee

Offer Available

Welcome Offer
Up to S$1,800 cashback
Up to S$1,800 cashback

Valid until

31 August 2024

Things to consider for this product:

check

Mobile contactless rebate

check

Online shopping rebate

check

Travel rebate

check

No Annual Fee

CIMB Visa Signature Card

CIMB Visa Signature Card

Cashback Travel
10  %
info
Cashback Overseas
0.2  %
info
Annual Fee Waiver
No Annual Fee
Monthly Spend Required
S$ 800

Offer Available

Welcome Offer
Up to S$188 Cashback
Up to S$188 Cashback

Valid until

31 July 2024

Things to consider for this product:

check

Online shopping rebate

check

Supermarket rebate

check

Annual Fee waiver

remove

Rebate cap applied

KrisFlyer UOB Credit Card

KrisFlyer UOB Credit Card

Airmiles Travel
3  miles per dollar
info
Airmiles Dining
3  miles per dollar
info
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
31,000 miles plus first year annual fee waived (S$194.40 incl. GST)
31,000 miles plus first year annual fee waived (S$194.40 incl. GST)

Valid until

31 July 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Annual Fee waiver

remove

Monthly spend required

UOB One Card

UOB One Card

Cashback Transport
Up to 10  %
info
TI Death & Disablement Coverage
Up to S$ 500,000
Monthly Spend Required
S$ 2,000
info
Annual Fee
S$ 196.2
info

2 Offers Available

SingSaver Exclusive Offer
S$60 eCapitaVoucher
S$60 eCapitaVoucher

Valid until

21 August 2024

SingSaver Exclusive Offer
S$60 Shopee Voucher
S$60 Shopee Voucher

Valid until

21 August 2024

SingSaver Exclusive Offer
S$50 Cash via PayNow
S$50 Cash via PayNow

Valid until

21 August 2024

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

31 July 2024

Things to consider for this product:

check

Supermarket rebate

check

Grab/taxi rebate

remove

Monthly spend required

remove

Rebate cap applied

UOB EVOL Card

UOB EVOL Card

Cashback Online and Mobile Contactless Spend
10  %
info
TI Death & Disablement Coverage
Up to S$ 500,000
Monthly Spend Required
S$ 800  per month
info
Annual Fee Waiver
1 year
info

Offer Available

Welcome Offer
Apple Watch SE 2nd Gen with CASETiFY Impact Band worth S$453
Apple Watch SE 2nd Gen with CASETiFY Impact Band worth S$453

Valid until

31 July 2024

Things to consider for this product:

check

Online shopping rebate

check

Mobile contactless rebate

check

Overseas in-store FX spend rebate

remove

Monthly spend required

remove

Rebate cap applied

UOB Lady's Card

UOB Lady's Card

Rewards Points Travel
UNI$ 25  for every S$5 spent
info
Rewards Points Transport
UNI$ 25  for every S$5 spent
info
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

31 July 2024

Things to consider for this product:

check

Local spending rebate

check

Installment

check

No monthly spend required

remove

Rebate cap applied

UOB PRVI Miles World MasterCard

UOB PRVI Miles World MasterCard

Airmiles Overseas
2.4  miles per dollar
Airmiles Local
1.4  miles per dollar
Monthly Spend Required
None
Annual Fee
S$ 261.6
info

Offer Available

Welcome Offer
50,000 miles upon SMS registration and fulfilling spend requirement
50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 July 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

Lower min. spends
Standard Chartered Rewards+ Credit Card

Standard Chartered Rewards+ Credit Card

Rewards Points Overseas Spending
10  points per dollar
info
Rewards Points Dining
5  points per dollar
info
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

3 Offers Available

SingSaver Flash Deal
Get a chance to win an iPhone 15 128GB (worth S$1,311)
Get a chance to win an iPhone 15 128GB (worth S$1,311)

Valid until

31 July 2024

Upgrade Your Rewards with a Simple Top-Up
Save S$208.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up
Save S$208.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up

+ 3 other gift options

Valid until

31 July 2024

Richest Offer in the Market
Dyson AM07 Tower Fan (worth S$459)
Dyson AM07 Tower Fan (worth S$459)

Valid until

31 July 2024

Richest Offer in the Market
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)

Valid until

31 July 2024

Richest Offer in the Market
S$300 eCapitaVoucher
S$300 eCapitaVoucher

Valid until

31 July 2024

Richest Offer in the Market
S$280 cash via PayNow
S$280 cash via PayNow

Valid until

31 July 2024

Things to consider for this product:

check

Overseas rebate

check

No monthly spend required

check

Travel insurance

remove

Rebate cap applied

American Express Platinum Credit Card

American Express Platinum Credit Card

Airmiles Overseas
0.69  miles per S$1.60 spent
Monthly Spend Required
Conditional
info
Annual Fee
S$ 327

Offer Available

Welcome Offer
S$300 Statement Credits + 1,250 Membership Rewards® points
Up to S$300 Statement Credits + 1,250 Membership Rewards® points

Valid until

31 July 2024

Things to consider for this product:

check

Unlimited air miles

check

Dining savings

remove

Annual Fee required

American Express Platinum Card

American Express Platinum Card

Airmiles Flight Booking
Up to 1.73  miles
info
Airport Lounge Access
Unlimited
info
Monthly Spend Required
None
Annual Fee
S$ 1,744

Offer Available

AMEX 30 Million Miles Giveaway
Up to 141,000 Membership Rewards® points
Up to 141,000 Membership Rewards® points

Valid until

30 September 2024

Things to consider for this product:

check

Bonus air miles

check

Dining savings

check

Airport lounge

remove

Annual Fee required

DBS Live Fresh Card

DBS Live Fresh Card

Cashback Transport
Up to 6  %
info
Cashback Travel
0.3  %
info
Cashback Retail
Up to 6  %
info
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$388 cashback
S$388 cashback

Valid until

31 July 2024

Things to consider for this product:

check

Online Rebate

check

Shopping

check

Public transportation

remove

Rebate cap applied

remove

Monthly spend required

DBS yuu American Express Card

DBS yuu American Express Card

Cashback Travel
0.5  %
info
Cashback Overseas
0.5  %
info
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

2 Offers Available

Welcome Offer
S$150 cashback
S$150 cashback

Valid until

30 September 2024

Welcome Offer
S$60 cashback
S$60 cashback

Valid until

30 September 2024

Things to consider for this product:

check

Supermarket rebate

check

Dining rebate

remove

Rebate cap applied

remove

Monthly spend required

DBS yuu Visa Card

DBS yuu Visa Card

Cashback Travel
0.5  %
info
Cashback Overseas
0.5  %
info
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$150 cashback
S$150 cashback

Valid until

30 September 2024

Things to consider for this product:

check

Supermarket rebate

check

Dining rebate

remove

Rebate cap applied

remove

Monthly spend required

DBS Vantage Visa Infinite Card

DBS Vantage Visa Infinite Card

Airmiles Travel
6  miles per dollar
info
Airmiles Overseas
2.2  miles per dollar
info
Monthly Spend Required
S$ 2,000  per month
info
Annual Fee
S$ 599.5
info

Offer Available

Welcome Offer
Up to 85,000 miles
Up to 85,000 miles

Valid until

30 September 2024

Things to consider for this product:

check

Bonus air miles

check

Local spending rebate

check

Overseas rebate

check

Airport lounge

DBS Woman's World Card

DBS Woman's World Card

Airmiles Overseas
4  miles per dollar
info
Airmiles Hotel Booking
4  miles per dollar
info
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Online shopping rebate

check

Overseas rebate

check

Installment

remove

Rebate cap applied

DCS Ultimate Platinum Mastercard

DCS Ultimate Platinum Mastercard

Cashback Travel
2  %
Cashback Overseas
2  %
info
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
2x GOTRIP luggage bags (worth S$500 total)
2x GOTRIP luggage bags (worth S$500 total)

Valid until

31 July 2024

Things to consider for this product:

check

Online shopping rebate

check

Travel insurance

check

No monthly spend required

remove

Rebate cap applied

DCS Ultimate Platinum UnionPay Card

DCS Ultimate Platinum UnionPay Card

Cashback Overseas
2  %
info
Complimentary Travel Insurance
Up to S$1,000,000
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
2x GOTRIP luggage bags (worth S$500 total)
2x GOTRIP luggage bags (worth S$500 total)

Valid until

31 July 2024

Things to consider for this product:

check

Online shopping rebate

check

Travel insurance

check

No monthly spend required

remove

Rebate cap applied

DBS Woman's Card

DBS Woman's Card

Rewards Points Travel
Up to 5  DBS Points
info
Rewards Points Taxi Ride Sharing
Up to 5  DBS Points
info
Monthly Spend Required
None
Annual Fee
S$ 163.5
info

Things to consider for this product:

check

Online shopping rebate

check

Overseas rebate

check

Installment

remove

Rebate cap applied

DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

Airmiles Hotel Booking
Up to 10  miles per dollar
info
Airmiles Flight Booking
6  miles per dollar
info
Airport Lounge Access
2  visits per year*
info
Monthly Spend Required
None

2 Offers Available

Welcome Offer
30,000 miles
30,000 miles

Valid until

30 September 2024

Welcome Offer
20,000 miles + annual fee waiver
20,000 miles + annual fee waiver

Valid until

30 September 2024

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

No expiry air miles

check

Unlimited air miles

OCBC 90°N Mastercard

OCBC 90°N Mastercard

Airmiles Overseas
2.1  miles per dollar
info
Airmiles Local
1.3  miles per dollar
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

2 Offers Available

Upgrade Your Rewards with a Simple Top-Up
Save S$228.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up
Save S$228.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up

+ 3 other gift options

Valid until

14 August 2024

SingSaver Exclusive Offer - New Cardmembers Only
Samsonite Volant Spinner 68/25 EXP + 1x Apple AirTag bundle (worth S$525.40)
Samsonite Volant Spinner 68/25 EXP + 1x Apple AirTag bundle (worth S$525.40)

Valid until

14 August 2024

SingSaver Exclusive Offer - New Cardmembers Only
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Valid until

14 August 2024

SingSaver Exclusive Offer - New Cardmembers Only
S$220 eCapitaVoucher
S$220 eCapitaVoucher

Valid until

14 August 2024

SingSaver Exclusive Offer - New Cardmembers Only
S$200 Cash via PayNow
S$200 Cash via PayNow

Valid until

14 August 2024

Things to consider for this product:

check

No expiry air miles

check

Unlimited air miles

check

Gift: Apple product

check

No monthly spend required

OCBC 90°N Visa Card

OCBC 90°N Visa Card

Airmiles Overseas
2.1  miles per dollar
Airmiles Local
1.3  miles per dollar
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

2 Offers Available

Upgrade Your Rewards with a Simple Top-Up
Save S$228.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up
Save S$228.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up

+ 3 other gift options

Valid until

14 August 2024

Upsized Exclusive Offer - New Cardmembers Only
Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570.80)
Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570.80)

Valid until

14 August 2024

Upsized Exclusive Offer - New Cardmembers Only
Dyson AM07 Tower Fan (worth S$459)
Dyson AM07 Tower Fan (worth S$459)

Valid until

14 August 2024

Upsized Exclusive Offer - New Cardmembers Only
S$270 eCapitaVoucher
S$270 eCapitaVoucher

Valid until

14 August 2024

Upsized Exclusive Offer - New Cardmembers Only
S$200 Cash via PayNow + S$50 eCapitaVoucher
S$200 Cash via PayNow + S$50 eCapitaVoucher

Valid until

14 August 2024

Things to consider for this product:

check

Unlimited air miles

check

No expiry air miles

check

Bonus air miles

check

Gift: Apple product

OCBC Rewards Credit Card

OCBC Rewards Credit Card

Rewards Points Overseas Spending
10  OCBC$ per dollar
info
Rewards Points Transport
1  OCBC$ per dollar
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

2 Offers Available

Upgrade Your Rewards with a Simple Top-Up
Save S$228.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up
Save S$228.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up

+ 3 other gift options

Valid until

14 August 2024

SingSaver Exclusive Offer - New Cardmembers Only
Samsonite Volant Spinner 68/25 EXP + 1x Apple AirTag bundle (worth S$525.40)
Samsonite Volant Spinner 68/25 EXP + 1x Apple AirTag bundle (worth S$525.40)

Valid until

14 August 2024

SingSaver Exclusive Offer - New Cardmembers Only
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Valid until

14 August 2024

SingSaver Exclusive Offer - New Cardmembers Only
S$220 eCapitaVoucher
S$220 eCapitaVoucher

Valid until

14 August 2024

SingSaver Exclusive Offer - New Cardmembers Only
S$200 Cash via PayNow
S$200 Cash via PayNow

Valid until

14 August 2024

Things to consider for this product:

check

Retail rebate

check

Online shopping rebate

check

Gift: Apple product

check

No monthly spend required

OCBC NXT Credit Card

OCBC NXT Credit Card

Cashback Travel
Up to 1  %
info
Cashback Overseas
Up to 1  %
info
Monthly Spend Required
None
Annual Fee
S$ 163.5
info

Things to consider for this product:

check

Installment

remove

Rebate cap applied

remove

Monthly spend required

remove

Annual Fee required

DBS Altitude American Express Card

DBS Altitude American Express Card

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Complimentary Travel Insurance
Not Available

2 Offers Available

Welcome Offer
35,000 miles
35,000 miles

Valid until

30 September 2024

Welcome Offer
25,000 miles + annual fee waiver
25,000 miles + annual fee waiver

Valid until

30 September 2024

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

No expiry air miles

check

Unlimited air miles

UOB PRVI Miles American Express Card

UOB PRVI Miles American Express Card

Airmiles Hotel Booking
Up to 6  miles per dollar
info
Airmiles Overseas
2.4  miles per dollar
Airmiles Local
1.4  miles per dollar
Annual Fee
S$ 261.6
info

Offer Available

Welcome Offer
50,000 miles upon SMS registration and fulfilling spend requirement
50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 July 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

American Express Singapore Airlines Business Credit Card

American Express Singapore Airlines Business Credit Card

Airmiles Local
1.8  HighFlyer points
info
Airmiles Travel
1.8  HighFlyer points
info
Airport Lounge Access
2  visits per year*
info

Offer Available

Welcome Offer
30,000 HighFlyer points (worth S$285)
30,000 HighFlyer points (worth S$285)

Valid until

30 September 2024

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

Air ticket rebate

remove

Rebate cap applied

Maybank Platinum Visa Card

Maybank Platinum Visa Card

Cashback Overseas
Up to 3.33  %
info
Cashback Local
Up to 3.33  %
info
Monthly Spend Required
S$ 300
info
Annual Fee
S$ 20
info

2 Offers Available

SingSaver Exclusive Offer
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Valid until

16 August 2024

SingSaver Exclusive Offer
Xiaomi Smart Air Purifier 4 (worth S$275)
Xiaomi Smart Air Purifier 4 (worth S$275)

Valid until

16 August 2024

SingSaver Exclusive Offer
S$180 eCapitaVoucher
S$180 eCapitaVoucher

Valid until

16 August 2024

For Foreigners
Application for Foreigners
Application for Foreigners

Valid until

16 August 2024

Things to consider for this product:

check

Local spending rebate

check

Overseas rebate

check

Annual Fee waiver

remove

Rebate cap applied

UOB PRVI Miles Visa Card

UOB PRVI Miles Visa Card

Airmiles Overseas
2.4  miles per dollar
Airmiles Local
1.4  miles per dollar
Annual Fee
S$ 261.6
info
Airmiles Hotel Booking
Up to 6  miles per dollar
info

Offer Available

Welcome Offer
50,000 miles upon SMS registration and fulfilling spend requirement
50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 July 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

DCS CASHBACK Card

DCS CASHBACK Card

Cashback Travel
5  %
info
Cashback Overseas
5  %
info
Airport Lounge Access
1  visits per year
Complimentary Travel Insurance
Up to S$1,000,000

Offer Available

Welcome Offer
2x GOTRIP luggage bags (worth S$500 total)
2x GOTRIP luggage bags (worth S$500 total)

Valid until

31 July 2024

Things to consider for this product:

check

Travel insurance

check

Airport lounge

remove

Monthly spend required

remove

Rebate cap applied

Maybank FC Barcelona Visa Signature Card

Maybank FC Barcelona Visa Signature Card

Cashback Travel
1.6  %
info
Cashback Overseas
1.6  %
info
Monthly Spend Required
None
Annual Fee
S$ 130.8
info

2 Offers Available

SingSaver Exclusive Offer
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Valid until

16 August 2024

SingSaver Exclusive Offer
Xiaomi Smart Air Purifier 4 (worth S$275)
Xiaomi Smart Air Purifier 4 (worth S$275)

Valid until

16 August 2024

SingSaver Exclusive Offer
S$180 eCapitaVoucher
S$180 eCapitaVoucher

Valid until

16 August 2024

For Foreigners
Application for Foreigners
Application for Foreigners

Valid until

16 August 2024

Things to consider for this product:

check

Annual Fee waiver

check

No monthly spend required

check

No rebate cap

check

Overseas rebate

DCS Sheng Siong Card

DCS Sheng Siong Card

Cashback Overseas
5  %
Airmiles Base Rate
0.22  miles per dollar
info
Airport Lounge Access
1  Visit per year
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
2x GOTRIP luggage bags (worth S$500 total)
2x GOTRIP luggage bags (worth S$500 total)

Valid until

31 July 2024

Things to consider for this product:

check

Supermarket rebate

check

Travel insurance

check

Installment

check

No expiry air miles

Maybank DUO Platinum Mastercard

Maybank DUO Platinum Mastercard

Cashback Petrol
5  %
info
TI Death & Disablement Coverage
Up to S$ 500,000
Monthly Spend Required
None
Annual Fee
S$ 130.8
info

2 Offers Available

SingSaver Exclusive Offer
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Valid until

16 August 2024

SingSaver Exclusive Offer
Xiaomi Smart Air Purifier 4 (worth S$275)
Xiaomi Smart Air Purifier 4 (worth S$275)

Valid until

16 August 2024

SingSaver Exclusive Offer
S$180 eCapitaVoucher
S$180 eCapitaVoucher

Valid until

16 August 2024

For Foreigners
Application for Foreigners
Application for Foreigners

Valid until

16 August 2024

Things to consider for this product:

check

Petrol rebate

check

Overseas rebate

check

Travel insurance

check

Annual Fee waiver

DCS DON DON DONKI Card

DCS DON DON DONKI Card

Airmiles Base Rate
0.22  miles per dollar
Rewards Points Baseline
1  Club Rewards Points per dollar
Airport Lounge Access
1  visits per year
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
2x GOTRIP luggage bags (worth S$500 total)
2x GOTRIP luggage bags (worth S$500 total)

Valid until

31 July 2024

Things to consider for this product:

check

Supermarket rebate

check

Travel insurance

check

Installment

check

No expiry air miles

Maybank Horizon Visa Signature Card

Maybank Horizon Visa Signature Card

Airmiles Overseas
3.2  miles per dollar
info
Airmiles Flight Booking
3.2  miles per dollar
info
Airmiles Hotel Booking
1.2  miles per dollar
info
Annual Fee Waiver
3 years

2 Offers Available

SingSaver Exclusive Offer
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Valid until

16 August 2024

SingSaver Exclusive Offer
Xiaomi Smart Air Purifier 4 (worth S$275)
Xiaomi Smart Air Purifier 4 (worth S$275)

Valid until

16 August 2024

SingSaver Exclusive Offer
S$180 eCapitaVoucher
S$180 eCapitaVoucher

Valid until

16 August 2024

For Foreigners
Application for Foreigners
Application for Foreigners

Valid until

16 August 2024

Things to consider for this product:

check

Overseas/Foreign spend

check

Air tickets

check

Dining

remove

Rebate cap applied

Maybank Manchester United Platinum Visa Credit Card

Maybank Manchester United Platinum Visa Credit Card

Airmiles Overseas
Up to 2  miles per dollar
info
TI Death & Disablement Coverage
Up to S$ 300,000
Monthly Spend Required
None
Annual Fee
S$ 87.2
info

2 Offers Available

SingSaver Exclusive Offer
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Valid until

16 August 2024

SingSaver Exclusive Offer
Xiaomi Smart Air Purifier 4 (worth S$275)
Xiaomi Smart Air Purifier 4 (worth S$275)

Valid until

16 August 2024

SingSaver Exclusive Offer
S$180 eCapitaVoucher
S$180 eCapitaVoucher

Valid until

16 August 2024

For Foreigners
Application for Foreigners
Application for Foreigners

Valid until

16 August 2024

Things to consider for this product:

check

Local spending rebate

check

No monthly spend required

check

No rebate cap

check

Travel insurance

Maybank World Mastercard

Maybank World Mastercard

Cashback Overseas
0.27  %
info
Airport Lounge Access
1  visits per year*
info
Monthly Spend Required
None
Annual Fee
S$ 261.6
info

2 Offers Available

SingSaver Exclusive Offer
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Valid until

16 August 2024

SingSaver Exclusive Offer
Xiaomi Smart Air Purifier 4 (worth S$275)
Xiaomi Smart Air Purifier 4 (worth S$275)

Valid until

16 August 2024

SingSaver Exclusive Offer
S$180 eCapitaVoucher
S$180 eCapitaVoucher

Valid until

16 August 2024

For Foreigners
Application for Foreigners
Application for Foreigners

Valid until

16 August 2024

Things to consider for this product:

check

Dining rebate

check

Retail rebate

check

Petrol rebate

check

Airport lounge

DBS Takashimaya Visa Card

DBS Takashimaya Visa Card

Cashback Overseas
0.17  %
info
Minimum Annual Income
S$ 30,000
info
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Retail rebate

check

Retail discount

check

Voucher redeemable

check

No rebate cap

DBS Takashimaya American Express Card

DBS Takashimaya American Express Card

Cashback Overseas
0.17  %
info
Minimum Annual Income
S$ 30,000
info
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$150 cashback
S$150 cashback

Valid until

31 August 2024

Things to consider for this product:

check

Retail rebate

check

Retail discount

check

Voucher redeemable

check

No rebate cap

DBS Live Fresh Student Card

DBS Live Fresh Student Card

Cashback Overseas
0.3  %
info
Minimum Annual Income
None
Monthly Spend Required
None
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Mobile contactless rebate

check

Local spending rebate

check

No income required

remove

Rebate cap applied

DBS Esso Card

DBS Esso Card

Cashback Overseas
0.4  %
info
Monthly Spend Required
None
Annual Fee
S$ 196.2
info
Annual Fee Waiver
1 year

Offer Available

Welcome Offer
S$120 cash rebate
S$120 cash rebate

Valid until

31 July 2024

Things to consider for this product:

check

Petrol savings

remove

Annual Fee required

See All Prizes
 
Frame 1658
8x Apple iPad
(each worth $679)
Frame 1659
8x Dyson AirwrapTM styler
(each worth $849)
Frame 1660
8x Nintendo Switch OLED
(each worth $549)
Frame 1661
8x Playstation®5 consoles
(each worth $799)

 

Best Credit Cards for Each Type of Overseas Spend

Best Travel Credit Cards Credit Card Benefits Minimum Spend Annual Fee
For Online Booking

Citi PremierMiles Card

Earns Citi Miles of 1.2 mpd on local spend, 2 mpd on foreign spend, and up to 10 mpd on Kaligo and Agoda bookings. Citi Miles can be redeemed for flights and hotel bookings through the Citi ThankYou Rewards platform. None S$196.20 (First-year fee waiver)

DBS Altitude Card

Earns DBS Points on all spending, with 1.3 mpd on local spend, 2.2 mpd on foreign spend, and up to 10 mpd on Kaligo and Expedia bookings (capped at S$5,000 spend per month). DBS Points can be converted to airline miles with various frequent flyer programs. None S$196.20 (First-year fee waiver)

UOB PRVI Miles Card

Earns UNI$ on all spending, with 1.4 mpd on local spend, 2.4 mpd on foreign spend (including online shopping on overseas websites), 6 mpd on major airlines and hotels booked on Agoda, Expedia, and UOB Travel. UNI$ can be converted to various airline frequent flyer programs such as KrisFlyer Miles and Asia Miles. None S$261.60 (First-year fee waiver)

American Express Singapore Airlines KrisFlyer / KrisFlyer Ascend Credit Card

Earns KrisFlyer miles on all eligible spending, with bonus miles dedicated towards Singapore Airlines and Scoot tickets booked online. None S$179.85 (KrisFlyer Credit Card) / $343.35 (KrisFlyer Ascend Credit Card)

HSBC Revolution Card

Earns 4 mpd on online and mobile contactless spend, including eligible travel bookings among other everyday spend categories. This upsized rate is capped at S$1,000 spend per month. None None

UOB Lady’s / Lady’s Solitaire Card

Earns UNI$ (or 6 mpd until 31 Mar 2024) on a broad range of categories including travel-related expenditures, limited to one or two category(ies) per quarter depending on card. These bonus miles are capped at S$1,000 and S$3,000 spend per month respectively. None S$196.20 (UOB Lady’s Card) / S$414.20 (UOB Lady’s Solitaire Card) (First-year fee waiver)

KrisFlyer UOB Card

Earns unlimited 3 KrisFlyer Miles per S$1 directly on everyday spend, including online travel-related purchases with minimum S$800 annual spend on Singapore Airlines, Scoot, and KrisShop transactions. None S$196.20 (First-year fee waiver)

Maybank Horizon Visa Signature Card

Earn up to 7X TREATS Points (2.8 mpd) on foreign spend and air tickets* with minimum S$800 spend per month.
Earn up to 3X TREATS Points (1.2 mpd) on all local retail spend, with no minimum spend required.
Earn 0.6X TREATS Points (0.25 mpd) on all miscellaneous expenses like education fees, insurance premiums, and utilities.
*Capped at 40,000 bonus TP per month
S$800 per month S$196.20 (3 year fee waiver)

Citi Prestige Card

A premium travel card that earns accelerated miles 1.3 mpd locally and 2 mpd overseas, with a complimentary extra night stay when you book at least 4 nights’ stay at any hotel or resort via Citi Prestige Concierge. None S$545
For Complimentary Travel Insurance Coverage

American Express Singapore Airlines KrisFlyer Credit Card

Provides up to S$350,000 complimentary travel accident insurance and travel inconvenience coverage. None S$179.85

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Provides up to S$1 million complimentary travel accident insurance and travel inconvenience coverage. None S$343.35 (First-year fee waiver)

Citi PremierMiles Card

Offers up to S$1 million complimentary travel insurance coverage. None S$196.20 (First-year fee waiver)

Standard Chartered Journey Card

Offers up to S$500,000 complimentary travel accident insurance, emergency medical expenses, and travel inconvenience insurance coverage. Also get to enjoy 45% off MSIG TravelEasy®️ travel insurance when you use the first 8 digits of your Journey Card as the promo code. None S$196.20 (First-year fee waiver optional)

HSBC TravelOne Card

Offers up to US$100,000 complimentary travel accident insurance, emergency medical expenses, and travel inconvenience insurance coverage. None S$196.20

HSBC Visa Infinite Card

Provides up to US$2.75 million comprehensive travel insurance coverage, including travel accident, medical, and trip cancellation/interruption insurance, including for COVID-19. None S$662.15

UOB PRVI Miles Card

Offers up to S$500,000 complimentary public conveyance personal accident coverage and up to S$50,000 emergency medical evacuation and repatriation (including COVID-19) travel insurance coverage. None S$261.60 (First-year fee waiver)

CIMB Visa Signature Card

Enjoy up to S$500,000 personal accident and permanent disablement coverage and trip inconvenience coverage. None None

CIMB Visa Infinite Card

Provides up to S$1 million complimentary personal accident and permanent disablement, emergency medical evacuation and repatriation, and travel inconvenience insurance coverage. None None
For Airport Lounge Access & Transfer

HSBC Visa Infinite Card

Provides complimentary LoungeKey membership with unlimited lounge access for both primary and supplementary cardholders. To bring along a guest, simply pay an additional fee of US$35 per person per entry. Also offers limousine airport transfers. None S$662.15

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Comes with 4 complimentary airport lounge visits per year to any SATS Premier Lounge in Singapore and Plaza Premium Lounge worldwide. Offers complimentary extra one-night stay at participating Hilton properties in Asia Pacific each year along with a free upgrade to Hilton Honors Silver membership tier. None $343.35 (First-year fee waiver)

Citi PremierMiles Card

Offers complimentary Priority Pass membership with 2 airport lounge visits per year for the primary cardholder. Additional visits can be purchased at a discounted rate. None S$196.20 (First-year fee waiver)

DBS Altitude Card

Offers complimentary Priority Pass membership with 2 airport lounge visits per year for the primary cardholder. Additional visits can be purchased at US$35 per person per visit. None S$196.20 (First-year fee waiver)

CIMB Visa Infinite Card

Provides 3 complimentary airport lounge visits per year via DragonPass membership. S$2,000 per month None

HSBC TravelOne Card

Provides 4 complimentary airport lounge visits per year via Mastercard Travel Pass membership. None S$196.20

Standard Chartered Journey Card

Offers complimentary Priority Pass membership with 2 airport lounge visits per year. None S$196.20 (First-year fee waiver optional)

UOB PRVI Miles AMEX Card

Book airport lounges worldwide starting at US$25 per person per visit with LoungeBuddy. Also features complimentary airport transfers per quarter with a minimum S$1,000 overseas spend within the same quarter. None S$261.60 (First-year fee waiver)
Best Credit Cards Offering Free Travel Insurance With Annual Fee Waiver

Citi Rewards Card

Up to S$1 million complimentary travel insurance with coverage benefits for accidental death & permanent disablement, medical expenses, emergency medical evacuation & repatriation, and travel inconvenience & cancellations. None S$196.20 (First-year fee waiver)
 

Citi PremierMiles Card

Up to S$1 million complimentary travel accident insurance, medical expenses, emergency medical evacuation & repatriation, and travel inconvenience coverage. None S$196.20 (First-year fee waiver)
 

Citi Prestige Card

Up to S$1 million complimentary travel insurance coverage for personal accident and permanent disablement, and up to S$50,000 overseas medical benefits along with travel inconvenience coverage. None $540
 

KrisFlyer UOB Card

Up to S$500,000 complimentary personal accident cover and up to S$50,000 emergency medical assistance (including COVID-19) coverage. None S$196.20 (First-year fee waiver)
 

UOB PRVI Miles Card

Up to S$500,000 public conveyance personal accident cover and up to S$50,000 emergency medical evacuation & repatriation (including COVID-19) coverage. None S$261.60 (First-year fee waiver)
 

American Express Singapore Airlines KrisFlyer Credit Card

Up to S$350,000 complimentary personal accident and permanent disablement cover and up to S$1,000 in travel inconvenience coverage. None $174.40 (First-year fee waiver)
 

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Up to S$1 million complimentary personal accident and permanent disablement cover and up to S$1,000 in travel inconvenience coverage. None $343.35 (First-year fee waiver)
 

Maybank Horizon Visa Signature Card

Up to S$1 million complimentary travel insurance coverage for personal accident & permanent disablement, up to S$5,000 for emergency medical evacuation & repatriation, and up to S$1,000 for travel inconveniences. S$800 per month S$196.20 (3 year fee waiver)
 

Standard Chartered Journey Card

Up to S$1 million complimentary travel insurance coverage with benefits extending for personal accident cover, medical expenses, emergency medical evacuation & repatriation, and travel inconveniences. None S$196.20 (First-year fee waiver optional)
 

HSBC Visa Infinite Card

Up to US$2 million complimentary travel insurance (with up to S$100,000 for COVID-19) covering travel accident insurance and medical expenses. None S$662.15
 

Standard Chartered Visa Infinite Card

Up to S$1 million complimentary travel insurance coverage for personal accident and permanent disablement, as well as coverage for overseas medical expenses, emergency medical evacuation & repatriation, and travel inconveniences. S$2,000 per month S$599.50

How does a Travel Credit Card work?

Travel credit cards are designed to cater to the needs and preferences of travellers, focusing on rewarding miles on foreign spend while providing benefits and privileges that enhance their travel experiences. 

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Who should use a Travel Credit Card?

Travel credit cards are best suited for:

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How to best use a Travel Credit Card?

To make the most of a travel credit card and maximise its benefits, consider the following tips:

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How to Maximise Overseas Spend with your Travel Credit Card?

Step #1: Get a travel credit card that offers instant travel perks or rewards.

Choose a travel credit card that provides immediate benefits and rewards for your travel spending, such as airline miles or hotel loyalty points. Travellers who are fans of Singapore Airlines, for example, should consider getting one of the best KrisFlyer miles cards to get more miles, faster. Whereas if you’re travelling on a budget, opting for a cashback travel credit card allows you to claw back some of your local and overseas spending – stretching your travel budget even further.

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What are some of the fees to take note of when using credit cards overseas?

Always be mindful of fees like foreign transaction fees and currency conversion fees when using your credit card abroad. Some specific fees to look out for are:

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Things to look out for when choosing a Travel Credit Card

When deciding which credit card is the best for your travel needs, there are several important factors to consider. Here are some key things to look out for:

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Frequently Asked Questions for Travel Credit Cards

Why should I get a credit card when I travel?

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Using the best credit cards for travelling offers you several benefits and perks:

  • Cashless transactions for added security and convenience.
  • Widely accepted in Singapore and globally, making it easy to use for expenses.
  • Travel rebates like bonus miles or cashback on specific spending categories to accumulate miles faster.
  • Complimentary travel insurance for peace of mind.
  • Complimentary airport lounge access for comfort during layovers and regular flight departures.
  • Waived foreign transaction fees saves you the extra cost incurred by currency conversion.
  • 24/7 emergency support and fraud protection.
  • Easy expense tracking with detailed statements.
  • Rental car benefits, including insurance coverage.
  • 24/7 concierge service offered by premium credit cards (e.g. Visa Infinite cards) to facilitate travel-related bookings and provide other assistance on cardmember’s behalf.

How to convert travel credit card points to miles?

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To convert points to miles, log into your travel credit card's respective online portal, select the rewards section, and choose the option to transfer points to your preferred airline's frequent flyer program, following the specified conversion rate. For example, UOB PRVI Miles Card users should log into UOB Rewards+ to redeem their UNI$ while HSBC TravelOne Card users can redeem their Reward points via HSBC’s online portal.

What type of credit card should I use to maximise spend on booking hotels and flights?

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When choosing the best travel credit card for on hotel bookings and air tickets, opt for a card that offers high earn rates on these categories and partners with airlines and hotels you frequently use. You can also explore the latest credit card promotions, such as travel insurance discounts and NATAS fair deals, to earn as you spend.

Are the rewards I get from rewards points really worth it?

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Yes, the rewards from travel credit card reward points can be highly valuable, especially when redeemed for high-value travel rewards like business-class flights or luxury hotel stays. Though such privileges build up over the long-term compared to immediate cashback, they offer you returns worth far greater than the original spend.