UOB EVOL Card

Targeted at those new to the workforce, the UOB EVOL Credit Card is a reliable cashback card to own for online, mobile contactless and overseas spend. It allows cardholders to earn up to 10% cashback with no FX fees and its annual fee will be waived as long as you make 3 transactions monthly. A minimum monthly spend of S$800 is required to earn the 10% cashback, which is capped at S$80 per month. Pair it with the UOB One account to enjoy up to 5.3% p.a. interest on your savings.

See Moreexpand_more

Card benefit

% cashback

info

Enjoy no FX fees on overseas foreign currency spend with no min. spend. Enjoy 10% cashback on local online and mobile, selected gym, telco and streaming spend. Cashback capped at S$80 monthly (S$30 cap for online and mobile, S$20 cap for gym, telco and streaming; and S$30 cap for other spend). Plus, 1% cashback on all Overseas Foreign Currency Spend till 31 Dec 2025 (capped $20)

Annual Fee

S$ 196.2

info

First Year Fee Waived. Subsequent years waived with min. 3 transactions every month.

Monthly Spend Required

S$ 800

info

Required to unlock 10% cashback on local online and mobile, selected gym, telco and streaming spend; and 1% cashback on all Overseas Foreign Currency Spend till 31 Dec 2025.

Minimum Annual Income

S$ 30,000

layers

Highlights

Card benefit

% cashback

info

Annual Fee

S$ 196.2

info

First Year Fee Waived. Subsequent years waived with min. 3 transactions every month.

Monthly Spend Required

S$ 800

info

Required to unlock 10% cashback on local online and mobile, selected gym, telco and streaming spend; and 1% cashback on all Overseas Foreign Currency Spend till 31 Dec 2025.

Minimum Annual Income

S$ 30,000

2 Offers Available

SingSaver Exclusive Offer

S$100 Cash via PayNow

SingSaver Exclusive Offer promotion is valid until 18 July 2025.
Promotion is valid for new-to-UOB credit cardmembers only.
Apply for the UOB EVOL Card and make a min. overseas spend of S$500 in the first 30 days from card approval date to be eligible for reward.
Promotion is stackable with welcome offer from UOB (additional T&Cs apply): Receive an Apple Watch SE Gen 2 (worth S$382.50)
Terms and Conditions apply.

SingSaver Exclusive Offer

S$120 Shopee Vouchers

SingSaver Exclusive Offer promotion is valid until 18 July 2025.
Promotion is valid for new-to-UOB credit cardmembers only.
Apply for the UOB EVOL Card and make a min. overseas spend of S$500 in the first 30 days from card approval date to be eligible for reward.
Promotion is stackable with welcome offer from UOB (additional T&Cs apply): Receive an Apple Watch SE Gen 2 (worth S$382.50)
Terms and Conditions apply.

Welcome Offer

Apple Watch SE 2nd Gen (worth S$382.50)

Welcome Offer promotion is valid until 31 July 2025.
Promotion is valid for new-to-UOB credit card customers only.
Be one of the first 60 customers to apply and get approved for the UOB EVOL Card, register for the promo via SMS, and make a min. spend of S$800 per month for 2 consecutive months from card approval date to be eligible for reward.
Terms and Conditions apply.

Things to consider when choosing this card:

Things to consider

check

Online shopping rebate

check

Mobile contactless rebate

check

No FX fees

check

Overseas in-store FX spend rebate

remove

Monthly spend required

sentiment_satisfied

Benefits

Cashback

location_on

Cashback Local

Up to 10 %

info

On online and mobile contactless spend, capped at S$30 per statement month.

credit_card

Cashback Base Rate

0.3 %

info

On all other spend, capped at S$30 per statement month.

flight

Cashback Overseas

1 %

info

No FX fees. 1% cashback on overseas foreign currency spend (valid till 31 Dec 2025), capped at S$20 per statement month.

restaurant

Cashback Dining

10 %

info

On online and mobile contactless spend, capped at S$30 per statement month.

shopping_cart

Cashback Supermarket

10 %

info

On online and mobile contactless spend, capped at S$30 per statement month.

sell

Cashback Retail

10 %

info

On online and mobile contactless spend, capped at S$30 per statement month.

shopping_bag

Cashback Local Online Shopping

10 %

info

On online and mobile contactless spend, capped at S$30 per statement month.

shopping_bag

Cashback Overseas Online Shopping

Up to 10 %

info

On online and mobile contactless spend, capped at S$30 per statement month.

health_and_safety

Cashback Health

10 %

info

Get 10% on selected Gym spend, capped at S$20 per statement month.

domain

Cashback Department Store

10 %

info

On online and mobile contactless spend, capped at S$30 per statement month.

account_balance_wallet

Cashback Digital Wallet

10 %

info

On online and mobile contactless spend, capped at S$30 per statement month.

contactless

Cashback Contactless Spend

10 %

info

On online and mobile contactless spend, capped at S$30 per statement month.

commute

Cashback Transport

0.3 %

info

Capped at S$30 per statement month.

See Moreexpand_more

sports_score

Quick Facts

check_circle

Enjoy no FX fees on overseas foreign currency spend with no min. spend.

check_circle

Enjoy 10% cashback on Local Online and Mobile Contactless (Apple Pay, Samsung Pay, google Pay) Spend

check_circle

10% on Selected Gym, Telco and Streaming Spend

check_circle

Get 1% cashback on all Overseas Foreign Currency Spend. Valid till 31 Dec 2025.

check_circle

All other spends earn 0.3% cashback.

check_circle

Gain access to over 1,000 deals at eco-friendly, dining, and online shopping merchants.

check_circle

Receive a first-year annual fee waiver. Annual fee for subsequent years waived with min. 3 transactions every month.

check_circle

Get greater savings with up to 5.3% p.a. interest with UOB One Account+.

help

Minimum spend of S$800 each statement month to enjoy accelerated cashback earn rate.

help

S$80 total cashback cap per statement month (S$30 cap for local online and mobile spend; S$20 cap for selected gym, telco and streaming spend; and S$30 cap for all other spend. Plus, additional $20 cap on the 1% cashback on all Overseas Foreign Currency Spend till 31 Dec 2025.

lightbulb

Guides

rule_folder

Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

Monthly Spend Required

S$ 800

info

Required to unlock 10% cashback on local online and mobile, selected gym, telco and streaming spend; and 1% cashback on all Overseas Foreign Currency Spend till 31 Dec 2025.

local_atm

Fees / Repayment

Fees

Annual Fee Waiver

1 year

info

With 3 transactions per statement month

Annual Fee

S$ 196.2

info

First Year Fee Waived. Subsequent years waived with min. 3 transactions every month.

Foreign Currency Transaction Fee

0 %

Cash Advance Service Charge

S$ 15

info

Or 8% of amount withdrawn, whichever is greater.

Repayment

Minimum Payment

3 %

info

3% of current balance or S$50, whichever is higher, plus any overdue amounts.

Late Payment Charge

S$ 100

info

S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.8 %

Interest on Cash Advance

28.5 %

Interest Free Period

21 days

grid_view

Others

Association

VISA Signature

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Fitbit Pay

UOB EVOL Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Guides

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

Tags