UOB EVOL Card
Offers
SingSaver Reward up to S$899
- S$400 Cash via PayNow
- Dyson Airstrait™ straightener (worth S$799)
- S$95 Cash via PayNow
- SingSaver Flash Deal promotion is valid from 1 August 2026 to 31 August 2026.
- Promotion is valid for new-to-UOB credit cardmembers only.
- Be one of the first 3 applicants at 2 PM every day during the flash deal period to apply for selected UOB credit cards and make a min. spend of S$500 within the first 30 days of card approval to be eligible for the Flash Deal reward:
- S$400 Cash via PayNow; or a
- Dyson Airstrait hair straightener (worth S$799).
- Remaining applicants will receive S$95 Cash via PayNow.
- Promotion is stackable with UOB Welcome Offer (additional T&Cs apply).
- Terms and Conditions apply
- S$100 Samsung Voucher
- Welcome Offer promotion is valid from 1 July 2026 to 30 September 2026.
- Promotion is valid for new-to-UOB credit card customers only.
- Successfully apply to be the principal cardholder for select UOB Credit Cards within the promo period and spend a min. of S$1,000 within 30 days of card approval to be eligible for S$100 Samsung Voucher reward.
- Plus, receive a 10% discount when you use your UOB Credit Card on Samsung Singapore transactions via the Samsung online store with min. spend of S$1,000.
- Samsung reserves the right to amend or withdraw the discount promotion without prior notice.
- Plus, receive a 10% discount when you use your UOB Credit Card on Samsung Singapore transactions via the Samsung online store with min. spend of S$1,000.
- Terms and Conditions apply.
Highlights
SingSaver's Take
Things to Consider
Benefits
Fees & Charges
Eligibility
Pros & cons
Pros
No FX fees on foreign currency spend with no min. spend
10% cashback on local online spend and mobile contactless spend
10% cashback on selected gym, telco and streaming spend
1% cashback on all overseas spending. Valid till 31 Dec 2025
All other spends earn 0.3% cashback
First-year annual fee waiver
Annual fee for subsequent years waived with min. 3 transactions every month
Cons
Minimum spend of S$800 each statement month to enjoy accelerated cashback earn rate
S$80 total cashback cap per statement month (S$30 cap for local online and mobile spend; S$20 cap for selected gym, telco and streaming spend; and S$30 cap for all other spend. Plus, additional $20 cap on the 1% cashback on all Overseas Foreign Currency Spend till 31 Dec 2025.)
UOB EVOL Card
Frequently asked questions about UOB EVOL Card
To maximise your UOB EVOL Card and earn the most cashback, focus your spending on the bonus categories. Use your card for all your online shopping, bill payments, and entertainment subscriptions. Whenever possible, make contactless payments using your mobile wallet with Apple Pay, Google Pay, Samsung Pay, or Fitbit Pay. When travelling, use your UOB EVOL Card for all your purchases in foreign currency. Remember to meet the minimum monthly spend of S$800 to unlock the 10% cashback rate.
The income requirement for a UOB credit card, including the UOB EVOL, varies depending on your nationality. Singapore Citizens and Permanent Residents need a minimum annual income of S$30,000, while Foreigners require a minimum annual income of S$80,000. You'll also need to be at least 21 years old and provide the necessary documentation during the application process.
The cashback cap for the UOB EVOL Card resets every month. This means you can earn up to the maximum cashback amount in each category (online & mobile, overseas, and other spending) every month.
Yes, the UOB EVOL Card’s minimum monthly spend of S$800 is calculated based on your net spending after any refunds or reversals. This means any returned purchases or credited amounts will be deducted from your total spending for the month.
Related pages
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