UOB EVOL Card

Targeted at those new to the workforce, the UOB EVOL Credit Card is a reliable cashback card to own for online, mobile contactless and overseas spend. It allows cardholders to earn 10% cashback and its annual fee will be waived as long as you make 3 transactions monthly. A minimum monthly spend of S$800 is required to earn the 10% cashback, which is capped at S$80 per month. Pair it with the UOB One account to enjoy up to 6.0% p.a. interest on your savings.

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Card benefit

% cashback

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10% cashback on online, mobile and overseas in-store FX spend. 0.3% cashback on other spend. Cashback capped at S$80 monthly (S$30 cap for online and mobile, $20 cap for FX and $30 cap on other spend).

Annual Fee

S$ 196.2

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First Year Fee Waived. Subsequent years waived with min. 3 transactions every month.

Monthly Spend Required

S$ 800

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Required to unlock 10% cashback on all online and mobile contactless spend and overseas in-store FX spend.

Minimum Annual Income

S$ 30,000

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Highlights

Card benefit

% cashback

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Annual Fee

S$ 196.2

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First Year Fee Waived. Subsequent years waived with min. 3 transactions every month.

Monthly Spend Required

S$ 800

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Required to unlock 10% cashback on all online and mobile contactless spend and overseas in-store FX spend.

Minimum Annual Income

S$ 30,000

Things to consider when choosing this card:

Things to consider

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Online shopping rebate

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Mobile contactless rebate

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Overseas in-store FX spend rebate

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Monthly spend required

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Rebate cap applied

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Benefits

Cashback

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Cashback Local

Up to 10 %

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On online and mobile contactless spend, capped at S$30 per statement month.

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Cashback Base Rate

0.3 %

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On all other spend, capped at S$40 per statement month.

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Cashback Overseas

Up to 10 %

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On overseas in-store FX spend with physical card, capped at S$20 per statement month.

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Cashback Dining

10 %

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On online and mobile contactless spend, capped at S$30 per statement month.

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Cashback Supermarket

10 %

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On online and mobile contactless spend, capped at S$30 per statement month.

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Cashback Retail

10 %

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On online and mobile contactless spend, capped at S$30 per statement month.

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Cashback Local Online Shopping

10 %

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On online and mobile contactless spend, capped at S$30 per statement month.

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Cashback Overseas Online Shopping

10 %

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On online and mobile contactless spend, capped at S$30 per statement month.

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Cashback Health

0.3 %

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Capped at S$40 per statement month.

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Cashback Department Store

10 %

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On online and mobile contactless spend, capped at S$30 per statement month.

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Cashback Digital Wallet

10 %

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On online and mobile contactless spend, capped at S$30 per statement month.

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Cashback Contactless Spend

10 %

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On online and mobile contactless spend, capped at S$30 per statement month.

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Cashback Transport

0.3 %

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Capped at S$40 per statement month.

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Quick Facts

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Enjoy 10% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Google Pay)

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Enjoy 10% cashback on overseas in-store FX spend with physical card.

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All other spends earn 0.3% cashback.

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Gain access to over 1,000 deals at eco-friendly, dining, and online shopping merchants.

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Receive a first-year annual fee waiver. Annual fee for subsequent years waived with min. 3 transactions every month.

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Get greater savings with up to 6.0% p.a. interest with UOB One Account+.

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Overseas in-store FX spend must be done with physical card to be eligible for 10% cashback.

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Minimum spend of S$800 each statement month to enjoy accelerated cashback earn rate.

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S$80 total cashback cap per statement month (S$30 cap for online and mobile contactless spend; S$20 cap for overseas in-store FX spend; and S$30 cap for all other spend category).

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Guides

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

Monthly Spend Required

S$ 800

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Required to unlock 10% cashback on all online and mobile contactless spend and overseas in-store FX spend.

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

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With 3 transactions per statement month

Annual Fee

S$ 196.2

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First Year Fee Waived. Subsequent years waived with min. 3 transactions every month.

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Repayment

Minimum Payment

3 %

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3% of current balance or S$50, whichever is higher, plus any overdue amounts.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.8 %

Interest on Cash Advance

28.5 %

Interest Free Period

21 days

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Others

Association

VISA Signature

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Fitbit Pay

UOB EVOL Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Guides

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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