Tiq Travel Luxury
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Owning a car or a motorcycle can be expensive, few things can beat the feeling of enjoying savings with petrol credit card discounts at petrol stations like Esso. Pair these select credit cards with your Esso Smiles membership to make your fuel purchases go the extra mile and fill your journey with smiles.
Check out the best credit cards for Esso petrol discounts in Singapore here to help make owning a car more affordable!
When it comes to saving on petrol expenses, few things beat the convenience of petrol credit card discounts at petrol stations like Esso. Pair these select credit cards with your Esso Smiles membership to make your fuel purchases go the extra mile and fill your journey with smiles each time you pump petrol at Esso stations.
Check out the best credit cards for Esso petrol discounts in Singapore here to help make owning a car more affordable!
Jump to: Best Credit Cards For Esso Discounts Comparison | Citi Cash Back Card: Up to 20.88% Esso Fuel Savings | DBS Esso Card: Up to 21.6% Esso Fuel Savings | OCBC 365 Card: Up to 21.04% Esso Fuel Savings | What is Esso Smiles Drivers Rewards programme? | Other credit cards to use at Esso | Frequently Asked Questions | Newsletter
Here are the top recommendations for the best Esso credit card discounts offered in Singapore 2024. To maximise your Esso fuel discounts, signing up for an Esso Smiles Driver Rewards Programme together with using the right credit cards from Citibank, DBS, OCBC, and Trust are key to maximising your fuel savings and Esso Smiles member perks.
Earn Smiles Points by spending on Synergy fuel at Esso, and redeem these points after for Esso fuel discounts, attractive Smiles rewards, and exclusive Esso promotions!
Which Esso petrol credit card is the best fit for you?
Jump to:
Credit card
|
Earn rate
|
Fuel savings & discounts
|
8% cashback on petrol |
Up to 20.88% fuel savings at Esso |
|
1 Smiles Point per S$10 on all other retail spend (outside of Esso) |
Up to 21.6% fuel savings at Esso |
|
6% cashback on all fuel |
Up to 21.04% fuel savings at Esso |
|
Trust Credit Card
|
Up to 21% savings on groceries and food purchased at FairPrice Group |
Up to 19.12% fuel savings at Esso |
Valid until
02 March 2025
Valid until
02 March 2025
Valid until
02 March 2025
Valid until
02 March 2025
Valid until
02 March 2025
+ 1 other gift options
Valid until
02 March 2025
Dining rebate
Supermarket rebate
High-value gift
Rebate cap applied
Gift Options
Gift Options
Gift Options
The Citi Cash Back Card offers significant petrol savings at Esso of up to 20.88%.
When using it to pay for petrol at Esso, you'll enjoy the following:
But besides these amazing fuel savings, the Citi Cash Back Card has proven its reliability as an everyday cashback card worldwide: 8% cashback on private commutes and 6% cashback on dining and groceries spend. Thus, if your combined monthly expenses on petrol, dining, groceries, and commutes regularly surpass S$800, the Citi Cash Back Card would prove a great cashback card for you.
*Note: The eligible physical Citi credit card must be presented to enjoy the card discount. Card discounts are not guaranteed for those shown through mobile payments or e-wallets (e.g. Apple Pay, Samsung Pay, Google Pay, etc.).
Valid until
20 April 2025
Petrol savings
Annual Fee required
Gift Options
If you're looking for an Esso petrol credit card, it doesn't get any more specialised than the DBS Esso Card. It provides up to 21.6% Esso fuel savings + 2.4% Esso Smiles savings – the highest fuel savings you can score at Esso with!
Here's how it works:
Furthermore, Esso's loyalty programme also allows you to earn 1 Smiles Point per litre of Synergy petrol purchased at any Esso station and redeem instant fuel discounts where
Valid until
02 March 2025
Valid until
02 March 2025
Valid until
02 March 2025
Valid until
02 March 2025
Petrol rebate
Dining rebate
Monthly spend required
Gift Options
Want an all-rounded cashback card that rewards you for pumping petrol at Esso on top of your everyday spend? Then look no further than the OCBC 365 Card. When using the OCBC 365 Card at Esso, you'll receive 21.04% fuel savings, with minimum S$800 / S$1,600 eligible spend per calendar month, capped at S$80 / S$160 cashback respectively.
Here's the breakdown of the 23% fuel savings:
The Esso Smiles Drivers Rewards Programme is a loyalty program offered by Esso.
It allows customers to earn Smiles Points and redeem rewards when they fuel up at Esso stations. Once enough Smiles Points have been accumulated, they can be exchanged for instant discounts on fuel and car wash services. The programme also offers exclusive credit card promotions and discounts to members, making it a popular choice for drivers looking to save on Esso petrol expenses.
As seen above, the Citi Cash Back Card, DBS Esso Card, OCBC 365 Card, and the Trust Credit Card are the best choices for petrol discounts and rebates at Esso stations. That said, all other Citi, DBS, and OCBC cards are also entitled to up to 14% fuel savings at Esso. Similarly, you can enjoy up to 16.18% fuel savings at Esso with the Trust debit card.
💓MEGA Upsized Rewards💓: Receive the following rewards when you sign up for a Citi Credit Card:
For Citi PremierMiles Card and Citi Prestige Card: Choose a mega upsized gift for HIS, S$400 Upsized Cash or HER, Dyson Airwrap (worth S$859) this V'day or other rewards such as an Apple iPad 9th 10.2" WiFi 64GB (worth S$479), 20K Heymax Miles or a His+Hers Bundling of two (2) Samsonite Straren Spinner 67/24 (worth S$1,200) upon activating and spending a minimum of S$500 within 30 days of card approval. This card offer is exclusively available on SingSaver. Valid until 2 March 2025. T&Cs apply.
Get an additional S$100 eCapitaVoucher when you simultaneously open a Citi Citigold Account. Valid until 2 March 2025. T&Cs apply.
Other Citi Credit Cards: Choose a mega upsized gift for HIS, up to S$370 Upsized Cash or HER, Dyson Airwrap (worth S$859) this V'day or other rewards such as an Apple iPad 9th 10.2" WiFi 64GB (worth S$479), 50,000 Yuu Points or a His+Hers Bundling of two (2) Hinomi Q1 Ergonomic Office Chairs (worth S$998) upon activating and spending a minimum of S$500 within 30 days of card approval. Valid until 9 February 2025. T&Cs apply.
🚀Fastest Rewards Fulfilment🚀: Get the cash rewards within four (4) weeks after successful application — the fastest rewards fulfilment yet! T&Cs apply.
⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top as low as S$100. Valid until 2 March 2025. T&Cs apply.
Here are the perks you get to enjoy when you sign up for Esso Smiles rewards programme:
Petrol discount | Discount breakdown |
10 - 14% Esso discount | 5% or 9% Esso station site discount + 5% Esso Smiles card discount |
4 - 8% credit / debit card discount |
This depends on the physical card presented at the cashier counter.
|
Every 1 litre of Synergy fuel at Esso earns you 1 Esso Smiles Point.
Smiles points can be redeemed in the following amounts:
Then, to score an extra 2.2% fuel savings*, pump more than 250 litres of petrol per month and you'll receive:
Redeem these rewards at Esso stations, via the Esso app, or through our partners' loyalty programs, ensuring a journey full of smiles every time you hit the road.
*Normal tier Smiles members will be awarded up to 1.6% fuel savings on Smiles points whereas Bonus Tier Smiles members will be awarded up to 2.2% fuel savings on Smiles Points.
Credit card
|
Earn rate
|
Fuel savings & discounts
|
Citi Rewards Card + Instarem amaze Card |
4 mpd on select online and offline spend |
Up to 14% fuel savings at Esso |
1.6% unlimited cashback
on all eligible spend
|
Up to 14% fuel savings at Esso |
|
1.2 mpd on local spend 2 mpd on foreign spend |
Up to 14% fuel savings at Esso |
|
1.3 mpd on local spend 2 mpd on foreign spend |
Up to 14% fuel savings at Esso |
|
Up to 6% cashback on eligible shopping and transport spend |
Up to 14% fuel savings at Esso |
|
1.3 mpd on local spend 2.2 mpd on foreign spend
|
Up to 14% fuel savings at Esso |
|
Up to 1.5% cashback / 1.5 mpd on local spend
Up to 2.2% cashback / 2.2 mpd on foreign spend |
19% fuel savings on Synergy Supreme
18% fuel savings on all other Synergy fuel |
|
1.3 mpd on local spend 2.1 mpd on foreign spend |
Up to 14% on fuel savings at Esso |
|
4 mpd on select online and in-store merchants |
Up to 14% fuel savings at Esso |
|
8% cashback on foreign spend
8% cashback local online/mobile contactless spend
Extra 2% cashback on select green merchants |
Up to 14% fuel savings at Esso |
To maximise your savings on petrol expenses at Esso in Singapore, you should sign up for the Esso Smiles Card.
This membership card allows you to earn 1 Smiles Point for every litre of Synergy petrol you pump at Esso stations. Thereafter, these Smiles Points can be redeemed for fuel discounts or other rewards, helping you save money over time.
Additionally, check if your credit card offers discounts (see our recommendations above) or cashback rewards specifically for petrol purchases at Esso stations and use them to pay for your petrol to save more.
Keep an eye out for promotions and special offers at Esso stations, such as discounts on specific days or periods, to further reduce petrol expenses.
It's best to also maintain your vehicle regularly for optimal fuel efficiency. This can be achieved through simple actions like planning your trips efficiently to minimise unnecessary driving, and consolidate your errands to reduce the overall distance you need to travel. By combining these strategies, you can effectively maximise your savings on petrol expenses at Esso in Singapore.
Your Esso Smiles points remain valid indefinitely, provided you earn points at least once within a 12-month period.
The monthly expenditure on fuel in Singapore varies considerably depending on several factors, including the vehicle type, driving behaviors, travel distance, fuel efficiency, and prevailing fuel rates.
For instance, a compact car used moderately, such as for commuting and occasional weekend trips, could incur a monthly fuel cost ranging between S$150 to S$300. On the other hand, larger vehicles like SUVs or trucks, or for individuals who drive more frequently or go for longer drives, you might face higher monthly fuel expenses, potentially exceeding S$500 or more.
Check out our Diesel vs Petrol Car Engines for an economic cost comparison between the two!
As of 8 April 2024, Esso fuel prices are as follows:
(Adapted from fuelkaki.sg)
It's crucial to recognise that fuel prices in Singapore are subject to fluctuations influenced by global oil rates, taxes, and other economic variables.
Apply via SingSaver to get the best deal, guaranteed. Read more about our Best Deal Guarantee here.
Product Information
Covid-19 Coverage
Exceptions
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Product Information
- Offers terrorism coverage of up to $300,000
- Offers Cruise to Nowhere coverage
- Hassle-free and immediate travel claims encashment via PayNow.
- Receive $500,000 for accidental death and permanent disablement.
- Legal liability coverage of up to $750,000 for accidents overseas resulting in third party bodily injuries or property damage.
- Automated flight delay benefit claims and instant payout (with just 3 hours of consecutive delay up to $500).
- Receive coverage for trip cancellations, medical expenses, and more when you purchase the COVID-19 Rider. T&Cs apply.
- Key in the promo code under the coupon code section on the next page after selecting your destination and dates. The prices shown are before discounts.
, Covid-19 Coverage
- Overseas Medical Expenses coverage of up to $300,000
- Emergency evacuation cover/repatriation up to $500,000
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- If insured person undertakes any journey against the advice of a physician
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TIQ also distinguishes itself with its extensive coverage for COVID-19 and its inclusion of adventure sports protection. You can enjoy a peace of mind with COVID-19 coverage that extends up to S$500,000 for medical expenses related to the virus, ensuring you are well-protected in case you contract it during your trip or even before.
Additionally, TIQ offers coverage of up to $5,000 for non-refundable expenses if you need to cancel or postpone your trip within 14 days of your departure date.
It's important to note that COVID-19 coverage is available as an add-on, starting at S$45 (for a 10-day trip to Germany). However, considering the substantial coverage it provides, the additional cost is well justified.
For travellers planning adventurous activities, TIQ has you covered. They offer an optional sports equipment cover that provides protection for equipment such as golf clubs, diving gear, fishing equipment, bicycles, ski gear, snowboards, and climbing equipment, with coverage extending up to S$4,000.
SingSaver's Exclusive TIQ Travel Insurance Promotion:
Single Trip: Use the promo code TIQSINGSAVER to get 55% off. Valid till 17 February 2025. T&Cs apply.
Annual Trip: Use the promo code TIQSINGSAVER to get 80% off your COVID-19 rider. Valid till 28 February 2025. T&Cs apply.
Key in the promo code under the coupon code section on the next page after selecting your destination and dates. The prices shown are before discounts.
Receive coverage for trip cancellations, medical expenses, and more when you purchase the COVID-19 Rider. T&Cs apply.
"Claim process online was easy and fast."
[Claims Process] |
|
Product Information
Exceptions
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