Best Esso Credit Card Discounts in Singapore 2024

Owning a car or a motorcycle can be expensive, few things can beat the feeling of enjoying savings with petrol credit card discounts at petrol stations like Esso. Pair these select credit cards with your Esso Smiles membership to make your fuel purchases go the extra mile and fill your journey with smiles.

Check out the best credit cards for Esso petrol discounts in Singapore here to help make owning a car more affordable!

 

Best Esso Credit Card Discounts in Singapore 2024

When it comes to saving on petrol expenses, few things beat the convenience of petrol credit card discounts at petrol stations like Esso. Pair these select credit cards with your Esso Smiles membership to make your fuel purchases go the extra mile and fill your journey with smiles each time you pump petrol at Esso stations.

Check out the best credit cards for Esso petrol discounts in Singapore here to help make owning a car more affordable!

 
  • Citi Cash Back Card: Reliable cashback for dining, petrol, and groceries
  • DBS Esso Card: Best for earning Esso Smiles Points on petrol and eligible retail spend
  • OCBC 365 Card: All-rounded cashback card for everyday spend, including petrol
  • Trust Credit Card: Best for petrol and grocery runs at FairPrice Group merchants
Discover the best Travel Insurance plans and buy instantly

Overview: Best Credit Cards For Esso Discounts

Here are the top recommendations for the best Esso credit card discounts offered in Singapore 2024. To maximise your Esso fuel discounts, signing up for an Esso Smiles Driver Rewards Programme together with using the right credit cards from Citibank, DBS, OCBC, and Trust are key to maximising your fuel savings and Esso Smiles member perks.

Earn Smiles Points by spending on Synergy fuel at Esso, and redeem these points after for Esso fuel discounts, attractive Smiles rewards, and exclusive Esso promotions!

Which Esso petrol credit card is the best fit for you?

Jump to:


Comparison: Best Credit Cards For Esso Discounts & Fuel Savings  

Credit card
Earn rate
Fuel savings & discounts

Citi Cash Back Card

Citi_Cashback_Platinum_Mastercard

 

8% cashback

on petrol

Up to 20.88%

fuel savings at Esso

DBS Esso Card

dbs-esso-cardface.png

1 Smiles Point per S$10

on all other retail spend (outside of Esso)

Up to 21.6% 

fuel savings at Esso

OCBC 365 Card

OCBC365

6% cashback 

on all fuel

Up to 21.04

fuel savings at Esso

Trust Credit Card

trust credit card

 

Up to 21% savings

on groceries and food purchased at FairPrice Group

Up to 19.12%

fuel savings at Esso


Citi Cash Back Credit Card: Up to 20.88% on Petrol Discounts at Esso

Citi Cash Back Card

Citi Cash Back Card

Cashback Petrol
8  %
info
Cashback Supermarket
6  %
info
Cashback Dining
6  %
info

3 Offers Available

Highest Cash Reward; 4 Weeks Fulfilment
S$350 Cash via PayNow
S$350 Cash via PayNow

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
2x Hinomi Q1 Ergonomic Office Chairs (worth S$998)
2x Hinomi Q1 Ergonomic Office Chairs (worth S$998)

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479)

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles)
50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles)

Valid until

02 March 2025

Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up

+ 1 other gift options

Valid until

02 March 2025

Things to consider for this product:

check

Dining rebate

check

Supermarket rebate

check

High-value gift

remove

Rebate cap applied

The Citi Cash Back Card offers significant petrol savings at Esso of up to 20.88%.

When using it to pay for petrol at Esso, you'll enjoy the following:

  • 10% Esso discount comprising 5% instant Esso station site discount + 5% Esso Smiles card discount.

  • 4% card discount to be automatically applied upon presenting the physical* Citi Cash Back Card at the cashier counter.

  • 8% Citi Cash Back Card cashback which is applied after the above two discounts. This cashback is equivalent to 6.88% Esso fuel savings. However, to enjoy this bonus 8% cashback rate, you'll need to spend at least S$800 per statement month, capped at S$80 combined cashback across all qualifying retail categories. Otherwise, you'll only net the base 0.2% cashback.

But besides these amazing fuel savings, the Citi Cash Back Card has proven its reliability as an everyday cashback card worldwide: 8% cashback on private commutes and 6% cashback on dining and groceries spend. Thus, if your combined monthly expenses on petrol, dining, groceries, and commutes regularly surpass S$800, the Citi Cash Back Card would prove a great cashback card for you.

*Note: The eligible physical Citi credit card must be presented to enjoy the card discount. Card discounts are not guaranteed for those shown through mobile payments or e-wallets (e.g. Apple Pay, Samsung Pay, Google Pay, etc.).


DBS Esso Credit Card: Up to 21.6% on Petrol Discounts at Esso

DBS Esso Card

DBS Esso Card

Cashback Petrol
3.6  %
info
Cashback Local
0.4  %
info

Offer Available

Welcome Offer
S$120 cash rebate
S$120 cash rebate

Valid until

20 April 2025

Things to consider for this product:

check

Petrol savings

remove

Annual Fee required

If you're looking for an Esso petrol credit card, it doesn't get any more specialised than the DBS Esso Card. It provides up to 21.6% Esso fuel savings + 2.4% Esso Smiles savings – the highest fuel savings you can score at Esso with!

Here's how it works:

  • Enjoy 18% instant fuel discount when you present your physical DBS Esso Card to the cashier counter. Mobile wallet payments via Apple Pay, Samsung Pay, and Google Pay are not eligible for this discount. This 18% off consists of 10% Esso station site discount + 5% Esso Smiles card discount.

  • Enjoy additional 3.6% fuel savings (worth S$8) for every S$180 nett fuel spend at Esso per calendar month from now till 30 June 2024. These extra savings will be awarded to your card account.

  • Enjoy up to 2.4% additional Esso Smiles savings since DBS Esso Card auto-enrols cardmembers into the Esso Smiles Driver Rewards programme. Depending on your tier (Normal/Bonus), Smiles members will be awarded either 1.7% (normal) or 2.4% (bonus) per 250 litres of Synergy fuel purchased each calendar month.

Furthermore, Esso's loyalty programme also allows you to earn 1 Smiles Point per litre of Synergy petrol purchased at any Esso station and redeem instant fuel discounts where

  • 300 Smiles Points = S$10
  • 750 Smiles Points = S$30
As a final perk, the DBS Esso Card also earns 1 Smiles Point per S$10 per shopping, dining, and other retail spend until 31 December 2024. So to say that this credit card gives you the best bang for your buck at Esso is an understatement.

OCBC 365 Credit Card: Up to 21.04% on Petrol Discounts at Esso

OCBC 365 Credit Card

OCBC 365 Credit Card

Cashback Petrol
6  %
info
Cashback Local
Up to 6  %
info
Cashback Dining
5  %
info

Offer Available

SingSaver Exclusive Offer
Apple AirPods 4th Gen (worth S$199)
Apple AirPods 4th Gen (worth S$199)

Valid until

02 March 2025

SingSaver Exclusive Offer
Stryv Color+ hair dryer (worth S$129)
Stryv Color+ hair dryer (worth S$129)

Valid until

02 March 2025

SingSaver Exclusive Offer
S$170 Lazada Vouchers
S$170 Lazada Vouchers

Valid until

02 March 2025

SingSaver Exclusive Offer
S$125 Cash via PayNow
S$125 Cash via PayNow

Valid until

02 March 2025

Things to consider for this product:

check

Petrol rebate

check

Dining rebate

remove

Monthly spend required

Want an all-rounded cashback card that rewards you for pumping petrol at Esso on top of your everyday spend? Then look no further than the OCBC 365 Card. When using the OCBC 365 Card at Esso, you'll receive 21.04% fuel savings, with minimum S$800 / S$1,600 eligible spend per calendar month, capped at S$80 / S$160 cashback respectively.

Here's the breakdown of the 23% fuel savings:

  • 10% instant Esso station site discount, which comprises 5% Esso station site discount + 5% Esso Smiles card discount.
  • 6% card discount when you present your physical OCBC 365 Card at the cashier counter.
  • 6% OCBC 365 Card cashback on all petrol, which is equivalent to up to 5.04% rebates at Esso.
Apart from these outstanding petrol discounts at Esso, the OCBC 365 Card also promises 5% cashback for dining worldwide and online food delivery, along with 3% cashback on groceries, land transport, Watsons, streaming subscriptions, EV charging, and even utilities!

What is Esso Smiles Drivers Rewards Programme?

The Esso Smiles Drivers Rewards Programme is a loyalty program offered by Esso.

It allows customers to earn Smiles Points and redeem rewards when they fuel up at Esso stations. Once enough Smiles Points have been accumulated, they can be exchanged for instant discounts on fuel and car wash services. The programme also offers exclusive credit card promotions and discounts to members, making it a popular choice for drivers looking to save on Esso petrol expenses.

As seen above, the Citi Cash Back Card, DBS Esso Card, OCBC 365 Card, and the Trust Credit Card are the best choices for petrol discounts and rebates at Esso stations. That said, all other Citi, DBS, and OCBC cards are also entitled to up to 14% fuel savings at Esso. Similarly, you can enjoy up to 16.18% fuel savings at Esso with the Trust debit card.

CITIPM_3FEB-16FEB_IN BLOG ARTICLE_800x250_V0

💓MEGA Upsized Rewards💓: Receive the following rewards when you sign up for a Citi Credit Card:

For Citi PremierMiles Card and Citi Prestige Card: Choose a mega upsized gift for HIS, S$400 Upsized Cash or HER, Dyson Airwrap (worth S$859) this V'day or other rewards such as an Apple iPad 9th 10.2" WiFi 64GB (worth S$479), 20K Heymax Miles or a His+Hers Bundling of two (2) Samsonite Straren Spinner 67/24 (worth S$1,200) upon activating and spending a minimum of S$500 within 30 days of card approval. This card offer is exclusively available on SingSaver. Valid until 2 March 2025.  T&Cs apply.

Get an additional S$100 eCapitaVoucher when you simultaneously open a Citi Citigold Account. Valid until 2 March 2025. T&Cs apply.

Other Citi Credit Cards: Choose a mega upsized gift for HIS, up to S$370 Upsized Cash or HER, Dyson Airwrap (worth S$859) this V'day or other rewards such as an Apple iPad 9th 10.2" WiFi 64GB (worth S$479), 50,000 Yuu Points or a His+Hers Bundling of two (2) Hinomi Q1 Ergonomic Office Chairs (worth S$998) upon activating and spending a minimum of S$500 within 30 days of card approval. Valid until 9 February 2025.  T&Cs apply.

🚀Fastest Rewards Fulfilment🚀: Get the cash rewards within four (4) weeks after successful application — the fastest rewards fulfilment yet! T&Cs apply.

Rewards Upgrade Campaign_BLOGARTICLE_800x250 (1)

⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top as low as S$100. Valid until 2 March 2025. T&Cs apply.

  • S$100 for an Apple iPad 10th Gen 10.9 wifi 64GB (worth S$499.00)
  • S$1,200 for an Apple iPhone 16 Pro 256GB (worth S$1,1,749.00)

What are the benefits and discounts you can earn with Esso Smiles?

Here are the perks you get to enjoy when you sign up for Esso Smiles rewards programme:

Petrol discount Discount breakdown
10 - 14% Esso discount 5% or 9% Esso station site discount + 5% Esso Smiles card discount
4 - 8% credit / debit card discount

This depends on the physical card presented at the cashier counter. 

  • Citi Cash Back Card: 4% discount
  • OCBC 365 Card: 6% discount
  • Trust Credit Card: 6% discount
  • DBS Esso Card: 8% discount


How to save more with Esso Smiles Points?


Every 1 litre of Synergy fuel at Esso earns you 1 Esso Smiles Point.

Smiles points can be redeemed in the following amounts:

  • 300 Smiles Points = S$10 worth of Synergy fuel
  • 750 Smiles Points = S$30 worth of Synergy fuel

Then, to score an extra 2.2% fuel savings*, pump more than 250 litres of petrol per month and you'll receive:

  • A S$30 instant fuel redemption (worth up to 1.6% savings)
  • 35% bonus Esso Smiles Points

Redeem these rewards at Esso stations, via the Esso app, or through our partners' loyalty programs, ensuring a journey full of smiles every time you hit the road.

*Normal tier Smiles members will be awarded up to 1.6% fuel savings on Smiles points whereas Bonus Tier Smiles members will be awarded up to 2.2% fuel savings on Smiles Points.


Alternative credit cards to earn rebates on Esso petrol

Credit card
Earn rate
Fuel savings & discounts

Citi Rewards Card + Instarem amaze Card

4 mpd 

on select online and offline spend

Up to 14%

fuel savings at Esso

Citi Cash Back+ Card

CitiCashBackMC1-3

 

1.6% unlimited cashback
on all eligible spend

Up to 14%

fuel savings at Esso

Citi PremierMiles Card

CITI_PREMIERMILES_MASTER

 

1.2 mpd on local spend

2 mpd on foreign spend

Up to 14%

fuel savings at Esso

Citi Prestige Card

CitiPrestige-2

 

1.3 mpd on local spend

2 mpd on foreign spend

Up to 14%

fuel savings at Esso

DBS Live Fresh Card

DBS-Live-Fresh-Student-Card-1

Up to 6% cashback 

on eligible shopping and transport spend

Up to 14%

fuel savings at Esso

DBS Altitude Card

DBS-Altitude-Amex-_may-15-1024x668-1DBS-Altitude-Visa_LF-2019-2026-1024x686-1

1.3 mpd on local spend

2.2 mpd on foreign spend

 

Up to 14%

fuel savings at Esso

DBS Vantage Card

DBS_VANTAGE_VISA_INFINITE

Up to 1.5% cashback / 1.5 mpd

on local spend

 

Up to 2.2% cashback / 2.2 mpd

on foreign spend

19% fuel savings

on Synergy Supreme

 

18% fuel savings

on all other Synergy fuel

OCBC 90°N Card

1.3 mpd on local spend

2.1 mpd on foreign spend

Up to 14% 

on fuel savings at Esso

OCBC Rewards Card

OCBC-Rewards

 

4 mpd

on select online and in-store merchants

Up to 14%

fuel savings at Esso

OCBC FRANK Card

ocbc_card_Frank-3

 

8% cashback

on foreign spend

 

8% cashback

local online/mobile contactless spend

 

Extra 2% cashback

on select green merchants

Up to 14%

fuel savings at Esso


Frequently Asked Questions

To maximise your savings on petrol expenses at Esso in Singapore, you should sign up for the Esso Smiles Card.

This membership card allows you to earn 1 Smiles Point for every litre of Synergy petrol you pump at Esso stations. Thereafter, these Smiles Points can be redeemed for fuel discounts or other rewards, helping you save money over time.

Additionally, check if your credit card offers discounts (see our recommendations above) or cashback rewards specifically for petrol purchases at Esso stations and use them to pay for your petrol to save more.

Keep an eye out for promotions and special offers at Esso stations, such as discounts on specific days or periods, to further reduce petrol expenses.

It's best to also maintain your vehicle regularly for optimal fuel efficiency. This can be achieved through simple actions like planning your trips efficiently to minimise unnecessary driving, and consolidate your errands to reduce the overall distance you need to travel. By combining these strategies, you can effectively maximise your savings on petrol expenses at Esso in Singapore.

Your Esso Smiles points remain valid indefinitely, provided you earn points at least once within a 12-month period.

The monthly expenditure on fuel in Singapore varies considerably depending on several factors, including the vehicle type, driving behaviors, travel distance, fuel efficiency, and prevailing fuel rates.

For instance, a compact car used moderately, such as for commuting and occasional weekend trips, could incur a monthly fuel cost ranging between S$150 to S$300. On the other hand, larger vehicles like SUVs or trucks, or for individuals who drive more frequently or go for longer drives, you might face higher monthly fuel expenses, potentially exceeding S$500 or more.

Check out our Diesel vs Petrol Car Engines for an economic cost comparison between the two!

As of 8 April 2024, Esso fuel prices are as follows:

  • Diesel: S$2.70 / litre
  • 92-octane: S$2.92 / litre
  • 95-octane: S$2.97 / litre
  • 98-octane: S$3.45 / litre
  • Premium: N/A

(Adapted from fuelkaki.sg)

It's crucial to recognise that fuel prices in Singapore are subject to fluctuations influenced by global oil rates, taxes, and other economic variables.

SingSaver Exclusive: Travel Insurance Promotions in Singapore

Schengen Travel Insurance Plans

Best for COVID-19 coverage and adventure sports equipment cover: TIQ Travel Insurance

Exclusive Offer
Best Value

Tiq Travel Luxury

Tiq Travel Luxury

Cancellation coverage

S$
10,000

Medical Coverage (Overseas)

S$
1,000,000

Bags & Belongings Coverage

S$
3,000
See more
See less

獎勵

Use the promo code TIQSINGSAVER to get 40% off plus 80% off on COVID-19 add-on when you buy now. Valid till 31 July 2024. T&Cs apply. Also receive Complimentary lounge access during flight delays. Valid till 30 September 2025 5:30 pm. T&Cs apply.

Apply via SingSaver to get the best deal, guaranteed. Read more about our Best Deal Guarantee here.

Debug data (SizeLimitingPyMap: {badges={show=true, exclusive={background={color=#CCFBF1, opacity=100, rgba=rgba(204, 251, 241, 1), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=#CCFBF1}, color={color=#0D968B, opacity=100, rgba=rgba(13, 150, 139, 1), rgb=rgb(13, 150, 139), hex=#0D968B, css=#0D968B}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=100, rgba=rgba(255, 246, 235, 1), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=#FFF6EB}, color={color=#E9590C, opacity=100, rgba=rgba(233, 89, 12, 1), rgb=rgb(233, 89, 12), hex=#E9590C, css=#E9590C}, text=Featured}, welcome={background={color=#E5F4FF, opacity=100, rgba=rgba(229, 244, 255, 1), rgb=rgb(229, 244, 255), hex=#E5F4FF, css=#E5F4FF}, color={color=#0080F0, opacity=100, rgba=rgba(0, 128, 240, 1), rgb=rgb(0, 128, 240), hex=#0080F0, css=#0080F0}, text=Welcome Gift}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, market=singsaver, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneyhero={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_singsaver={comparables=[CANCELLATION_COVERAGE, MEDICAL_COVERAGE, BAGS_AND_BELONGINGS_COVERAGE], product={id=62306812123, table_id=4702395, table_name=product_singsaver, columns={hs_id=62306812123, hs_child_table_id=0, hs_updated_at=1725417003665, hs_published_at=1739750405546, productid=blt8fd624bcf705d09f_19_en-sg, data={"__typename":"TravelInsurance","id":"blt8fd624bcf705d09f_19_en-sg","image":{"url":"https://images.contentstack.io/v3/assets/bltc05b5aa7ae1c3a47/blt0a2f24de83e902f0/652fa764fb434735ee7a50ca/TIQ_Logo_(1).png","description":"","dimension":null},"featured":false,"imageOrientation":null,"promotional":{"bannerText":"Use the promo code <strong>TIQSINGSAVER</strong> to get <strong>40% off </strong>plus <strong>80% off on COVID-19 add-on</strong> when you buy now. Valid till 31 July 2024. T&amp;Cs apply<span>. Also receive </span><strong>Complimentary lounge access </strong>during flight delays. Valid till 30 September 2025 5:30 pm. <a href=\"https://singsaver.link/SmartDelay-TandCs\">T&amp;Cs apply.</a></p><p></p><p><strong>Apply via SingSaver to get the best deal, guaranteed. Read more about our Best Deal Guarantee </strong><a href=\"https://www.singsaver.com.sg/campaign/bestdeal\" target=\"_blank\"><u><strong>here.</strong></u></a>","bannerImage":null,"countdown":{"text":"Best Flight Delay Perks","displayProductPage":true,"date":{"startDate":"2023-09-25T01:00:00.000Z","endDate":"2028-09-30T15:59:59.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"SingSaver's Exclusive Offer"},{"key":"BEST_VALUE","display":"Best Deal Guarantee"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"CANCELLATION_COVERAGE","display":"Cancellation coverage"},"sortValue":-10000000,"displayValue":"10,000","tooltip":null,"description":"","prefix":"S$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MEDICAL_COVERAGE","display":"Medical Coverage (Overseas)"},"sortValue":-1000000000,"displayValue":"1,000,000","tooltip":null,"description":"","prefix":"S$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"BAGS_AND_BELONGINGS_COVERAGE","display":"Bags & Belongings Coverage"},"sortValue":-3000000,"displayValue":"3,000","tooltip":null,"description":"","prefix":"S$","suffix":""}],"ctaButton":{"label":"Buy Now","link":{"url":"https://www.singsaver.com.sg/api/redirect?dest=eyJraWQiOiJVLVE3Y1lEdHdlTEFaQ3Z5YWRnQUpZak9kS2Z1cUdxN042dHFoMVpIcUF3IiwiYWxnIjoiRWREU0EifQ.CAEaK2h0dHBzOi8vc2luZ3NhdmVyLmxpbmsvVElRLVRJLVJQSW50ZWdyYXRpb24.wMYWqjJUjcTLFtFlNQ6KtSSWpHqfMCu5I66V1ay1ikrnrFl3dWRJlZ_0Wcm55E_TE3nmyJBbqcZhruCVfFP_Aw","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"tiq-travel-luxury-asean"},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"tiq-etiqa","providerName":"TIQ by ETIQA"},"description":{"shortDescription":[]},"productName":"Tiq Travel Luxury","title":"SG.TI.TIQX0003.TIQ TRAVEL LUXURY","features":{"title":"Features","pros":["<p><strong>Product Information</strong></p> <ul> <li>Offers terrorism coverage of up to $300,000</li> <li>Offers Cruise to Nowhere coverage</li> <li>Hassle-free and immediate travel claims encashment via PayNow.</li> <li>Receive $500,000 for accidental death and permanent disablement.</li> <li>Legal liability coverage of up to $750,000 for accidents overseas resulting in third party bodily injuries or property damage.</li> <li>Automated flight delay benefit claims and instant payout (with just 3 hours of consecutive delay up to $500).</li> <li>Receive coverage for trip cancellations, medical expenses, and more when you purchase the COVID-19 Rider. T&Cs apply.</li> <li>Key in the promo code under the coupon code section on the next page after selecting your destination and dates. The prices shown are before discounts.</li> </ul>","<p><strong>Covid-19 Coverage</strong></p> <ul> <li>Overseas Medical Expenses coverage of up to $300,000</li> <li>Emergency evacuation cover/repatriation up to $500,000</li> </ul>"],"cons":["<p><strong>Exceptions</strong></p> <ul> <li>Any pre-existing conditions (unless you are insured under a Pre-Ex Plan)</li> <li>If insured person undertakes any journey against the advice of a physician</li> <li>No compensation for any air miles, holiday points, membership or credit card redemption the insured person(s) use to pay for all or part of the trip.</li> </ul>"]},"eligibility":[{"type":{"key":"MAXIMUM_AGE","display":"Maximum Age"},"value":"80","description":{"shortDescription":"","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_AGE","display":"Minimum Age"},"value":"90 days","description":{"shortDescription":"","longDescription":null,"tooltip":null}}],"enableCountdown":false,"enableFlipBanner":false,"planType":{"key":"SINGLE_PLAN","display":"Single trip"},"documents":null,"policyDocumentation":[{"type":{"key":"TI_POLICY_WORDINGS","display":"Policy"},"file":{"url":"https://assets.contentstack.io/v3/assets/bltc05b5aa7ae1c3a47/blt43c846f6407a155e/65b84ad955a88ad445da6e7d/Tiq-Travel-COVID-19-Policy-Wording.pdf","description":null,"dimension":null}}],"coverage":{"title":"SG.TI.TIQX0003.TIQ TRAVEL LUXURY - ASEAN","id":"blt3aed1e44ceb2fca5_1_en-sg","coverage":[{"coverageType":"CANCELLATION_COVERAGE","value":"10000","description":{"shortDescription":null,"longDescription":"","tooltip":"Prior to departure"},"tandc":{"shortDescription":"","longDescrition":""}},{"coverageType":"MEDICAL_COVERAGE","value":"1000000","description":{"shortDescription":null,"longDescription":"","tooltip":"Incurred overseas per adult"},"tandc":{"shortDescription":"","longDescrition":""}},{"coverageType":"BAGS_AND_BELONGINGS_COVERAGE","value":"3000","description":{"shortDescription":null,"longDescription":"","tooltip":"Loss or Damage to personal belongings"},"tandc":{"shortDescription":"","longDescrition":""}}]},"premium":{"originalDisplayPrice":"","totalDisplayPrice":"","tax":""},"applicationProcess":[{"type":null,"data":""}],"region":["ASIA_PACIFIC","WORLDWIDE","WORLDWIDE_EXCLUDING_USA"]}, hs_name=, hs_initial_published_at=1739750405624, hs_created_at=1677024102679, hs_is_edited=false, hs_deleted_at=0, productname=Tiq Travel Luxury, hs_updated_by_user_id=60412388}}, ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, promotional={display_within_collapsible=true, show_banner=true, show_promotional_in_card=true}, static_text={cta_button_label=Buy Now, see_more=See more, see_less=See less, cta_button_subtext=, rewards=獎勵, yes=Yes, no=No, day=Day, days=Days}, style={primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, theme=default, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, tabs={show=true, features={show=true, expanded=true, order_sequence=1, heading=Features}, promotions_terms_and_conditions={show=true, expanded=false, order_sequence=1, heading=Terms & Conditions, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, fees={show=true, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, eligibility={show=true, expanded=false, order_sequence=1, heading=Eligibility, text=Eligibility}, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}, usage={show=true, expanded=false, order_sequence=1, heading=Usage, labels=[]}}, type=module}) null (SizeLimitingPyMap: {columns={hs_id=62306812123, hs_child_table_id=0, hs_updated_at=1725417003665, hs_published_at=1739750405546, productid=blt8fd624bcf705d09f_19_en-sg, data={"__typename":"TravelInsurance","id":"blt8fd624bcf705d09f_19_en-sg","image":{"url":"https://images.contentstack.io/v3/assets/bltc05b5aa7ae1c3a47/blt0a2f24de83e902f0/652fa764fb434735ee7a50ca/TIQ_Logo_(1).png","description":"","dimension":null},"featured":false,"imageOrientation":null,"promotional":{"bannerText":"Use the promo code <strong>TIQSINGSAVER</strong> to get <strong>40% off </strong>plus <strong>80% off on COVID-19 add-on</strong> when you buy now. Valid till 31 July 2024. T&amp;Cs apply<span>. Also receive </span><strong>Complimentary lounge access </strong>during flight delays. Valid till 30 September 2025 5:30 pm. <a href=\"https://singsaver.link/SmartDelay-TandCs\">T&amp;Cs apply.</a></p><p></p><p><strong>Apply via SingSaver to get the best deal, guaranteed. Read more about our Best Deal Guarantee </strong><a href=\"https://www.singsaver.com.sg/campaign/bestdeal\" target=\"_blank\"><u><strong>here.</strong></u></a>","bannerImage":null,"countdown":{"text":"Best Flight Delay Perks","displayProductPage":true,"date":{"startDate":"2023-09-25T01:00:00.000Z","endDate":"2028-09-30T15:59:59.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"SingSaver's Exclusive Offer"},{"key":"BEST_VALUE","display":"Best Deal Guarantee"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"CANCELLATION_COVERAGE","display":"Cancellation coverage"},"sortValue":-10000000,"displayValue":"10,000","tooltip":null,"description":"","prefix":"S$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MEDICAL_COVERAGE","display":"Medical Coverage (Overseas)"},"sortValue":-1000000000,"displayValue":"1,000,000","tooltip":null,"description":"","prefix":"S$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"BAGS_AND_BELONGINGS_COVERAGE","display":"Bags & Belongings Coverage"},"sortValue":-3000000,"displayValue":"3,000","tooltip":null,"description":"","prefix":"S$","suffix":""}],"ctaButton":{"label":"Buy Now","link":{"url":"https://www.singsaver.com.sg/api/redirect?dest=eyJraWQiOiJVLVE3Y1lEdHdlTEFaQ3Z5YWRnQUpZak9kS2Z1cUdxN042dHFoMVpIcUF3IiwiYWxnIjoiRWREU0EifQ.CAEaK2h0dHBzOi8vc2luZ3NhdmVyLmxpbmsvVElRLVRJLVJQSW50ZWdyYXRpb24.wMYWqjJUjcTLFtFlNQ6KtSSWpHqfMCu5I66V1ay1ikrnrFl3dWRJlZ_0Wcm55E_TE3nmyJBbqcZhruCVfFP_Aw","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"tiq-travel-luxury-asean"},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"tiq-etiqa","providerName":"TIQ by ETIQA"},"description":{"shortDescription":[]},"productName":"Tiq Travel Luxury","title":"SG.TI.TIQX0003.TIQ TRAVEL LUXURY","features":{"title":"Features","pros":["<p><strong>Product Information</strong></p> <ul> <li>Offers terrorism coverage of up to $300,000</li> <li>Offers Cruise to Nowhere coverage</li> <li>Hassle-free and immediate travel claims encashment via PayNow.</li> <li>Receive $500,000 for accidental death and permanent disablement.</li> <li>Legal liability coverage of up to $750,000 for accidents overseas resulting in third party bodily injuries or property damage.</li> <li>Automated flight delay benefit claims and instant payout (with just 3 hours of consecutive delay up to $500).</li> <li>Receive coverage for trip cancellations, medical expenses, and more when you purchase the COVID-19 Rider. T&Cs apply.</li> <li>Key in the promo code under the coupon code section on the next page after selecting your destination and dates. The prices shown are before discounts.</li> </ul>","<p><strong>Covid-19 Coverage</strong></p> <ul> <li>Overseas Medical Expenses coverage of up to $300,000</li> <li>Emergency evacuation cover/repatriation up to $500,000</li> </ul>"],"cons":["<p><strong>Exceptions</strong></p> <ul> <li>Any pre-existing conditions (unless you are insured under a Pre-Ex Plan)</li> <li>If insured person undertakes any journey against the advice of a physician</li> <li>No compensation for any air miles, holiday points, membership or credit card redemption the insured person(s) use to pay for all or part of the trip.</li> </ul>"]},"eligibility":[{"type":{"key":"MAXIMUM_AGE","display":"Maximum Age"},"value":"80","description":{"shortDescription":"","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_AGE","display":"Minimum Age"},"value":"90 days","description":{"shortDescription":"","longDescription":null,"tooltip":null}}],"enableCountdown":false,"enableFlipBanner":false,"planType":{"key":"SINGLE_PLAN","display":"Single trip"},"documents":null,"policyDocumentation":[{"type":{"key":"TI_POLICY_WORDINGS","display":"Policy"},"file":{"url":"https://assets.contentstack.io/v3/assets/bltc05b5aa7ae1c3a47/blt43c846f6407a155e/65b84ad955a88ad445da6e7d/Tiq-Travel-COVID-19-Policy-Wording.pdf","description":null,"dimension":null}}],"coverage":{"title":"SG.TI.TIQX0003.TIQ TRAVEL LUXURY - ASEAN","id":"blt3aed1e44ceb2fca5_1_en-sg","coverage":[{"coverageType":"CANCELLATION_COVERAGE","value":"10000","description":{"shortDescription":null,"longDescription":"","tooltip":"Prior to departure"},"tandc":{"shortDescription":"","longDescrition":""}},{"coverageType":"MEDICAL_COVERAGE","value":"1000000","description":{"shortDescription":null,"longDescription":"","tooltip":"Incurred overseas per adult"},"tandc":{"shortDescription":"","longDescrition":""}},{"coverageType":"BAGS_AND_BELONGINGS_COVERAGE","value":"3000","description":{"shortDescription":null,"longDescription":"","tooltip":"Loss or Damage to personal belongings"},"tandc":{"shortDescription":"","longDescrition":""}}]},"premium":{"originalDisplayPrice":"","totalDisplayPrice":"","tax":""},"applicationProcess":[{"type":null,"data":""}],"region":["ASIA_PACIFIC","WORLDWIDE","WORLDWIDE_EXCLUDING_USA"]}, hs_name=, hs_initial_published_at=1739750405624, hs_created_at=1677024102679, hs_is_edited=false, hs_deleted_at=0, productname=Tiq Travel Luxury, hs_updated_by_user_id=60412388}, id=62306812123, table_id=4702395, table_name=product_singsaver})

TIQ also distinguishes itself with its extensive coverage for COVID-19 and its inclusion of adventure sports protection. You can enjoy a peace of mind with COVID-19 coverage that extends up to S$500,000 for medical expenses related to the virus, ensuring you are well-protected in case you contract it during your trip or even before. 

Additionally, TIQ offers coverage of up to $5,000 for non-refundable expenses if you need to cancel or postpone your trip within 14 days of your departure date.

It's important to note that COVID-19 coverage is available as an add-on, starting at S$45 (for a 10-day trip to Germany). However, considering the substantial coverage it provides, the additional cost is well justified.

For travellers planning adventurous activities, TIQ has you covered. They offer an optional sports equipment cover that provides protection for equipment such as golf clubs, diving gear, fishing equipment, bicycles, ski gear, snowboards, and climbing equipment, with coverage extending up to S$4,000.

SingSaver's Exclusive TIQ Travel Insurance Promotion: 

Single Trip: Use the promo code TIQSINGSAVER to get 55% off. Valid till 17 February 2025. T&Cs apply. 

Annual Trip: Use the promo code TIQSINGSAVER to get 80% off your COVID-19 rider. Valid till 28 February 2025. T&Cs apply.

Key in the promo code under the coupon code section on the next page after selecting your destination and dates. The prices shown are before discounts.

Receive coverage for trip cancellations, medical expenses, and more when you purchase the COVID-19 Rider. T&Cs apply.


Real User Reviews of Tiq Travel Luxury Travel Insurance Plan

"Claim process online was easy and fast."

What others are saying about this plan?

powered-by

What others are saying about this card?

powered-by

Rating Group - 5
Reviewed by Seedly User, ZiHan Foong

[Claims Process]

Lost baggage claim when I’m back to Singapore. Claim process online was easy and fast. Received the claim amount within a day via etiqa online account upon submission of all required documents

Rating Group - 5
Reviewed by Seedly User, Gerry

i bought the annual insurance last sep 2019 before i went for my trip. the claims are really fast and i am talking about hours in claim processing. I sent in my invoice at 1pm and the money was cashed in at 4pm!!! also, customer service is pretty fats in responding as well!!! of coz i did a lot of the things in app as to online i can’t comment.

 


Best for families: Direct Asia Travel Insurance

Popular

Direct Asia Travel Insurance - Voyager 500

Direct Asia Travel Insurance - Voyager 500

Cancellation coverage

S$
15,000

Medical Coverage (Overseas)

S$
500,000

Bags & Belongings Coverage

S$
5,000
See more
See less

獎勵

Enjoy 40% discount when you buy now. T&Cs apply. Complimentary lounge access during flight delays. Valid till 30 September 2024 5:30 pm. T&Cs apply.