Best Citibank Credit Cards in Singapore 2024

Explore the benefits of Citibank credit cards in Singapore. Enjoy exclusive perks and rewards, flexible payment options, and 24/7 customer service. Apply now and experience the convenience of managing your finances with Citibank credit cards.

Which Citibank Credit Card Is Best For You?

 

Discover the best Citibank credit cards and apply now
Jump to: Compare and Find the Right Citibank Credit Card | Latest Citibank Credit Card Promotions | Understanding Citibank ThankYou Rewards Points | Managing Your Citibank Credit Card | Frequently Asked Questions


Disclaimer: SingSaver assembles this 'best' list from cards listed on our platform that Seedly Community has also reviewed. It is not intended to be and does not constitute personalised financial advice or any other advice. Please perform your due diligence before signing up for any financial product.


Best Citibank Credit Card Comparison

Citi Rewards Card

Citi Rewards Card

Rewards Points Online Shopping
10  points per dollar
Rewards Points Retail
10  points per dollar
info
Rewards Points Online Food Delivery
10  points per dollar
Rewards Points Taxi Ride Sharing
10  points per dollar
info

4 Offers Available

Team Cashback vs Team Airmiles Grand Lucky Draw Round 2
Up to 31x Chances to win a Pair of Return Business Class Tickets to Japan, Tokyo (worth 120,000 Max Miles)
Up to 31x Chances to win a Pair of Return Business Class Tickets to Japan, Tokyo (worth 120,000 Max Miles)

Valid until

06 June 2024

Team Cashback vs Team Airmiles Campaign Round 2
16,000 Bonus Max Miles
16,000 Bonus Max Miles

Valid until

06 June 2024

Rewards Upgrade Campaign
Receive premium rewards worth up to S$2,128
Receive premium rewards worth up to S$2,128

+ 3 other gift options

Valid until

06 June 2024

SingSaver Exclusive Offer
Sony HT-AX7 Portable Theatre System (worth S$769)
Sony HT-AX7 Portable Theatre System (worth S$769)

Valid until

06 June 2024

SingSaver Exclusive Offer
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

06 June 2024

SingSaver Exclusive Offer
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

06 June 2024

SingSaver Exclusive Offer
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

06 June 2024

SingSaver Exclusive Offer
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

06 June 2024

Things to consider for this product:

check

Bonus air miles

check

Travel insurance

check

Annual Fee waiver

check

High-value gift

Citi Cash Back+ Card

Citi Cash Back+ Card

Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info
Cashback Base Rate
1.6  %
info
Monthly Spend Required
None

2 Offers Available

Rewards Upgrade Campaign
Receive premium rewards worth up to S$2,128
Receive premium rewards worth up to S$2,128

+ 3 other gift options

Valid until

06 June 2024

SingSaver Exclusive Offer
Sony HT-AX7 Portable Theatre System (worth S$769)
Sony HT-AX7 Portable Theatre System (worth S$769)

Valid until

06 June 2024

SingSaver Exclusive Offer
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

06 June 2024

SingSaver Exclusive Offer
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

06 June 2024

SingSaver Exclusive Offer
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

06 June 2024

SingSaver Exclusive Offer
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

06 June 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

High-value gift

Citi Cash Back Card

Citi Cash Back Card

Cashback Local
Up to 8  %
info
Cashback Petrol
8  %
info
Monthly Spend Required
S$ 800  per month
info
Cashback Base Rate
0.2  %
info

4 Offers Available

Team Cashback vs Team Airmiles Grand Lucky Draw Round 2
Up to 31x Chances to win a Pair of Return Business Class Tickets to Japan, Tokyo (worth 120,000 Max Miles)
Up to 31x Chances to win a Pair of Return Business Class Tickets to Japan, Tokyo (worth 120,000 Max Miles)

Valid until

06 June 2024

Team Cashback vs Team Airmiles Campaign Round 2
S$200 Bonus Voucher
S$200 Bonus Voucher

Valid until

06 June 2024

Rewards Upgrade Campaign
Receive premium rewards worth up to S$2,128
Receive premium rewards worth up to S$2,128

+ 3 other gift options

Valid until

06 June 2024

SingSaver Exclusive Offer
Sony HT-AX7 Portable Theatre System (worth S$769)
Sony HT-AX7 Portable Theatre System (worth S$769)

Valid until

06 June 2024

SingSaver Exclusive Offer
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

06 June 2024

SingSaver Exclusive Offer
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

06 June 2024

SingSaver Exclusive Offer
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

06 June 2024

SingSaver Exclusive Offer
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

06 June 2024

Things to consider for this product:

check

Dining rebate

check

Supermarket rebate

check

High-value gift

remove

Rebate cap applied

Citi PremierMiles Card

Citi PremierMiles Card

Airmiles Overseas
2  miles per dollar
Airmiles Local
1.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

4 Offers Available

Team Cashback vs Team Airmiles Grand Lucky Draw Round 2
Up to 31x Chances to win a Pair of Return Business Class Tickets to Japan, Tokyo (worth 120,000 Max Miles)
Up to 31x Chances to win a Pair of Return Business Class Tickets to Japan, Tokyo (worth 120,000 Max Miles)

Valid until

06 June 2024

Team Cashback vs Team Airmiles Campaign Round 2
20,000 Bonus Max Miles
20,000 Bonus Max Miles

Valid until

06 June 2024

Rewards Upgrade Campaign
Receive premium rewards worth up to S$2,128
Receive premium rewards worth up to S$2,128

+ 3 other gift options

Valid until

06 June 2024

SingSaver Exclusive Offer
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

06 June 2024

SingSaver Exclusive Offer
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

06 June 2024

SingSaver Exclusive Offer
15,600 KrisFlyer miles
15,600 KrisFlyer miles

Valid until

06 June 2024

SingSaver Exclusive Offer
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

06 June 2024

SingSaver Exclusive Offer
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

06 June 2024

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

Compare and Find the Best Citibank Credit Cards

When choosing the best Citibank credit card in Singapore, it is important to consider your spending habits and financial goals.
Comparing the Best Citibank Credit Cards - Gifts
Rewards and Benefits

Start by evaluating the rewards and benefits offered by each card, such as cashback, miles, or discounts on certain purchases.

Comparing the Best Citibank Credit Cards - Fees
Associated Fees

Next, consider the annual fee, interest rate, and any additional fees associated with the card. Additionally, look into the card's foreign transaction fees if you plan to travel frequently.

Comparing the Best Citibank Credit Cards - Reviews
Compare Reviews

It’s helpful to compare the options available and read reviews from other cardholders before making a decision.

Ultimately, the right Citibank credit card for you will depend on your specific needs and how you plan to use it.

SingSaver Exclusive: Citibank Credit Card Promotions in Singapore

SingSaver's Exclusive Offer: Receive the following rewards when you sign up for a Citi Card:

Citi PremierMiles Card: Receive a Dyson Supersonic (worth S$699) or an Apple iPad 9th Gen (worth S$508.30) or 15,600 KrisFlyer Miles or S$350 eCapitaVoucher or S$300 Cash upon activating and spending a minimum of S$500 within 30 days of card approval. Valid until 6 June 2024. T&Cs apply.

Other Citi Credit Cards: Receive a Dyson Supersonic (worth S$699) or Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30) or Sony Portable Theatre System HT-AX7 (worth S$759) or S$350 eCapitaVoucher or S$300 cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. Valid until 6 June 2024. T&Cs apply.

Plus, upgrade your rewards when you top up S$999 for an Apple MacBook Air 13” (M3 chip) 256GB (worth S$1,599) or an Apple iPhone 15 Pro 128GB (worth S$1,664.25). Alternatively, top up S$1,488 for a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB 5G (worth S$2,128). Valid till 6 June 2024. T&Cs apply.

Citi Cash Back Card

The Citi Cash Back Card is a great choice for those looking to earn up to 8% bonus cashback on dining, groceries and petrol. If you're in need of a cashback credit card for household expenditure, have a look at this card!

What others are saying about this card?

powered-by

What others are saying about this card?

powered-by

Citi PremierMiles Card

The Citi PremierMiles Card is a good choice for frequent flyers looking to earn miles on both local and foreign currency spend. With this card, your miles never expire. Plus, you'll also enjoy 2 complimentary airport lounge visits every year!

What others are saying about this card?

powered-by

What others are saying about this card?

powered-by

Find the Latest Citibank Credit Card Promotions

Enjoy the best deals and promotions as a Citibank credit cardholder. Choose from the latest dining, shopping, travel, health and wellness promotions that Citibank has to offer.

Disclaimer: Last updated on 2 April 2024. Information is subject to change without notice. Do refer to Citibank's credit card promotions page for the latest details.

OnlineShopping_Laptop

Citibank Dining and Food Delivery Promotions

Get the best dining and food delivery deals when using your Citibank credit card. If dining makes up the bulk of your spending each month, you can consider the Citi Cash Back Card to earn 6% cashback on dining when you hit the minimum spend of S$800 a month.

Available Promotions

expand_more
Brand
Promotion details
Expiry
Dian Xiao Er

1-for-1 Soup of The Day with min. S$75 spend

31 Dec 2024
Details here
Tim Ho Wan
1-for-1 selected Dim Sum items with min. S$30 spend
31 May 2024
TANYU Grilled Fish
1-for-1 selected BBQ items with min. S$100 spend
30 June 2024
Details here
Lao Beijing
1-for-1 selected Xiao Long Bao or Dumplings
31 May 2024
Details here
TungLok Teahouse

1-for-1 selected dimsum choices

Free dish(es) will be of lower or equivalent value to the purchased items. Limited to 1 redemption per table per bill.

31 May 2024
Details here
Hook Coffee
10% off total bill
31 May 2024
Details here
Common Man Coffee Roasters
Free cup of coffee/tea with min. S$60 spend
14 Jun 2024
Details here
GrabFood and GrabMart
50% off in-store dining and dine-in deals (up to S$5 with min. S$10 spend) on featured merchants
30 Jun 2024
COLLIN'S® Complimentary Ratatouille & Pesto (U.P. S$12) or Trio Mushroom Aglio Olio (U.P. S$13) with min. ala carte sub-total spend of S$60 30 Jun 2024
Details here
Peach Garden Chinese Restaurants & Peach Garden Chinese Casual Dining
 8% off regular priced ala carte items
28 Jul 2024
Details here
foodpanda
All foodpanda users
S$5 off with min. S$30 spend on food delivery and pick-up orders
Promo code: CITIXXX5
(where XXX refers to the first 3 letters of each month e.g. CITIAPR5)
 
S$8 off with min. S$50 spend on food delivery orders only
Promo code: CITIXXX8
(where XXX refers to the first 3 letters of each month e.g. CITIAPR8)
 
New-to-foodpanda Citi cardmembers only
S$10 off with min. S$15 spend + free delivery on first order
Promo code: CITI24NC
31 Aug 2024
Details here
Jack's Place
Free dish (worth up to S$13) with min. S$80 spend
 
Free dish options:
- Escargots in Shells with Garlic Butter (6pcs; U.P. S$12)
- Lobster & Crab Stuffed Mushrooms (U.P. S$13)
- Scallops Bienville (U.P. S$12.50)
31 Aug 2024
Details here
Asian Market Cafe, Fairmont Singapore
20% off food bill
30 Dec 2024
Details here
Mikuni, Fairmont Singapore
20% off food bill
30 Dec 2024
Details here
Prego, Fairmont Singapore
20% off food bill
30 Dec 2024
Details here
CLOVE, Swissotel The Stamford
20% off food bill
30 Dec 2024
Details here
21 On Rajah, Aloft Singapore Novena
15% off Lunch and Dinner Buffet
30 Dec 2024
Details here
Soup Restaurant
Enjoy a selected classic dish at S$8 with every Samsui Ginger Chicken order (capped at 2 redemptions)
31 Dec 2024
Details here
Ms. Maria and Mr. Singh
All Citi cards: 10% off with min. S$250 spend
Citi ULTIMA and Citi Prestige cards: 15% off with min. S$400 spend
31 Dec 2024
Details here
Ajisen Ramen
Receive S$5 return voucher with any spend at all participating restaurant outlets under Japan Foods Holding (Redeem with min. S$50 spend)
31 Dec 2024
Details here
Yakiniku Shokudo
31 Dec 2024
Details here
BBQ Seoul Shokudo
31 Dec 2024
Details here
Canton Paradise
15% off signature dish with min. S$60 spend
- Steamed Kampong Chicken in Canton Style (Half) (U.P. S$24.80)
31 Dec 2024
Details here
Le Shrimp Ramen
15% off signature dish with min. S$60 spend
- Ebiko Prawn Paste Shrimp Ramen (U.P. S$15.90)
31 Dec 2024
Details here
RAPPU
All Citi cards: Complimentary seasonal roll with min. S$150 spend
Citi ULTIMA and Citi Prestige cards: Complimentary seasonal roll + a bottle of sparkling sake with min. S$220 spend
31 Dec 2024
Details here
The Feather Blade
All Citi cards: Complimentary selected dessert with min. S$140 spend

Citi ULTIMA and Citi Prestige cards:
15% off total bill + complimentary glass of bubbly with min. S$200 spend
31 Dec 2024
FoodLine.sg
Free whole cake delivery with min. S$50 spend

Promo code: CITICAKESXXXXXX (where XXXXXX refers to first 6 digits of Citi card)
31 Dec 2024
Details here
WhyQ
Existing customers
8% off min. S$20 spend, capped at S$5
Promo code: WHYQXCITI
 
New customers
S$3 off with min. S$30 spend
Promo code: NEWCITI
31 Dec 2024
Details here
Deliveroo
S$6 off with min. S$30 spend
Promo code: CITI6XXX24 (where XXX refers to first 3 letters of the month)
 
Valid for both food delivery and grocery delivery orders
30 Jun 2024
Details here
Kenny Rogers Roasters S$6 off with min. S$60 spend 31 Dec 2025
Details here
Fufu Pot S$5 off with min. S$50 spend 31 Dec 2026
Details here

Citibank Retail and Online Shopping Deals

If retail therapy is your definition of a pick-me-up, you can tap on these deals to save as you spend. A great Citibank card to use for all your online and offline shopping would be the Citi Rewards Card that gives 10X Reward points for every dollar spent online. 

Available Promotions

expand_more
Brand Promotion details Expiry
LeChic
15% off with a min. spend of $75
Promo Code: CITILC + First 6 Digit of Citi Credit Card number
31 Dec 2024
Lazada
S$5 off min. S$60 spend
31 May 2024
RedMart
S$5 off min. S$100 spend
30 Jun 2024
Details here
Club21
20% off regular-priced items
Promo code: CITI20
30 Jun 2024
The Meat Club
New The Meat Club customers
S$12 off first order
Promo code: CITIWELCOME12

All Citi cardmembers (Existing The Meat Club customers)
S$10 off min. S$100 spend

Promo code: CITI10
30 Jun 2024
Details here
Club21.com
20% off regular-priced items
30 Jun 2024
OSIM
Citi cardholders get to enjoy exclusive discounts for:
  • uThrone S Transformers Edition Gaming Chair @ S$99 (U.P. S$999) + 1 year free extended warranty + free headrest
  • uMist Dream Humidifier @ S$79 (U.P. S$149)
  • uZap Foot Leg Massager @ S$199 (U.P. S$299)
30 Jun 2024
Shopback
Up to S$100 cashback with Citi cards via Shopback Pay
31 Jul 2024
Details here
Ryan's Grocery
For online purchases
15% off first order with no min. spend
Promo code: RGCITINEW
 
Existing Citi cardmembers
10% off with min. S$150 spend for both online and in-store purchases
Online promo code: RGCITI10
30 Sep 2024
Melissa
15% off min. S$100 spend
Promo code: CITIMXXXXXX
(XXXXXX refers to the first 6 digits of Citi Card number)
31 Dec 2024
Robinsons Online
15% off with min. S$100 spend
Promo code: CITI15
31 Dec 2024
Simmons

10% off exclusive Simmons Gallery & Studio mattress

8% off non-exclusive Simmons mattress

31 Dec 2024
Details here
Taobao
Citi Wednesdays offer: S$10 off min. S$100 spend
(Limited redemptions available)
25 Sep 2024
SHEIN
S$15 off min. S$70 spend
 
Promo codes available on SHEIN's website and mobile app
31 Dec 2024
BeautyFresh
15% off with no min. spend
 
Promo code: BFCITIXXXXXX
(XXXXXXX refers to first 6 digits of Citi Card number)
31 Dec 2024
HerVelvetVase
10% off with min. S$100 spend for both online and in-store purchases
Online promo code: CITIXXXXXX
(XXXXXX refers to first 6 digits of Citi Card number)
31 Dec 2024
Zalora
15% off + 5% cashback with min. S$180 spend, capped at S$5
Promo code: CITIZAL24
31 Dec 2024
Scoop Wholefoods
For Mastercard holders only
Enjoy 10% off with no min. spend at all outlets islandwide
31 Dec 2024
Tily Tea
15% off with min. S$80 spend
Promo code: CITIXXXXXX
(XXXXXX refers to first 6 digits of Citi Card number)
31 Mar 2025

Citibank Travel, Health and Wellness Promotions

For those who enjoy pampering themselves, whether on travel or beauty and wellness, you too can save as you spend! Consider the Citi PremierMiles Card, which allows you to earn up to 2/1.2 miles per S$1 on overseas/local spend.

Available Promotions

expand_more
Brand Promotion details Expiry
Agoda
20% off worldwide hotels, capped at SGD60 per booking
31 May 2024
Details here
Spa Esprit
10% off single services
31 Dec 2024
Details here 
Lotte World
20% off one-day pass with Mastercard
- Lotte World Seoul: 20% savings on purchase of Lotte World 1-day pass at the ticket counter
- Lotte World Busan: 10% savings on purchase of Lotte World 1-day pass at the ticket counter
30 Apr 2025
Details here
JTB
Up to SGD150 off selected Summer and Autumn Tours
30 Nov 2024
Details here
Saje Spa, Sunset Sanato Resort & Villas
Mastercard cardholders enjoy 15% off spa massages & treatments
31 Jul 2024
Details here
Trip.com
Existing users
  • S$50 off with min. S$500 spend on all hotel and flight bookings
  • S$100 off with min. S$1,000 spend on all hotel and flight bookings
New users
S$60 off with min. S$500 spend on all hotel and flight bookings
30 Jun 2024
Details here
Expedia
S$40 off min. S$250 spend
Promo code: CITI40
S$80 off min. S$480 spend
Promo code: CITI80
Every 1st and 15th of the month
30% off select hotels worldwide, capped at S$100
Promo code: CITISAVER30
12% off select flights and hotels worldwide
Promo code: CITISAVER12
30 Jun 2024
Details here
Klook
Citi Platinum and Titanium cardholders: Up to 6% off transport (car rentals, rails, select airport transfers)
Promo code: MCWORLDTPTH
Citi World and World Elite cardholders: Up to 9% off transport (car rentals, rails. select airport transfers) 
Promo code: MCPLATTPTH
24 Jun 2024
Details here
Saje Spa, Sunset Sanato Resort & Villas
15% off spa massages & treatments
31 Jul 2024
Details here
Airalo
15% off all Airalo eSIMs purchases and topups on Airalo's website and app with Mastercard
Promo code: MASTERCARD15
30 Sep 2024
Details here
CTC Travel
Up to S$50 off selected tours
31 Dec 2024
Details here
Emirates
Up to 10% on Flex and Flex Plus fares in Economy, Premium Economy, and Business Class
Booking period: Until 31 Jul 2024

Travel period: Until 31 Aug 2024
Details here
Spa Esprit
10% off single services
31 Dec 2024
Details here
Strip
10% off single services
31 Dec 2024
Details here
Browhaus
10% off single services
31 Dec 2024
Details here
EVA Air
5% off round-trip airfares
2.5% off one-way airfares
Applicable on selected destinations from Singapore only
31 Dec 2025
Details here
Rentalcars.com
10% off car rental bookings done with Citi Visa Cards
1 Apr 2026
Details here

Here are other Citibank Credit Card Promotions You Should Know About

From utility payments to floral services, here are some promotions you'll enjoy as a Citibank credit cardholder. 

Available Promotions

expand_more
Brand

Promotion details

Expiry
Star Living

Citi Cardmembers Exclusive:

- Silver Tier Discount - Additional 5% off with min. SGD5,000 spend
- Gold Tier Discount - Additional 8% off with min. SGD8,000 spend
- Platinum Tier Discount - Additional 10% off with min. SGD10,000 spend

31 Jul 2024
Details here
Google Ads by Adzooma

Get up to USD 500 Google Ads voucher credits

30 Jun 2024
Details here
PAZZION Café

Save 10% on your total bill when you spend SGD100 in a single receipt

30 Sept 2024
Details here
Global Airport Concierge

Get 15% off airport meet-and-assist services on Global Airport Concierge.

31 March 2025
Details here
IHG Hotels & Resorts

20% off Best Flexible Rate (BFR) for Visa cardholders at participating IHG properties across Asia Pacific

Sign up to be a IHG One Rewards member (Membership of IHG One Rewards is free)
Book via dedicated link or call participating hotel and quote 'Visa promotion' when paying with your Visa card.
Book period:
1 July 2023 - 30 June 2024

Stay period:
5 July 2023 - 5 July 2024

30 Jun 2024
Details here
BellyGood

10% off BellyGood Wedding Packages
Promo code: BGCITI10

31 Jul 2024
Details here
The Westin Singapore

- One bottle of housepour wine per guaranteed table or 10 pax 

- Seasonal Tastes Lunch vouchers for 6 pax 

- Marriott Bonvoy double points capped at 60,000 points per event

31 Dec 2024
Details here
Four Seasons Hotel Singapore

Choice of 1 additional perk:

- Convert of day use to 1 night stay (including complimentary breakfast for 2)

- Choice of either additional 1 barrel of beer (30L of four Seasons Ballroom, 20L for Crescent Ballroom) or 1 bottle of wine per 10 pax

- Afternoon tea at One-Ninety Bar for 6 pax (worth S$408++)

31 Dec 2024
Details here

Understanding Citibank ThankYou Rewards Points

How Do I Earn Citi ThankYou Rewards Points_

How Do I Earn Citi ThankYou Rewards and Miles Points?

To earn Citi Rewards and Miles points in Singapore, you can use a Citi credit card that is part of the Citi Rewards/Miles programme. You can earn points by making purchases with the card, and the number of points earned will depend on the type of card and the type of purchase.

Some Citibank credit cards in Singapore that allow you to earn Citi Rewards Points include the Citi Prestige Credit Card, and the Citi Rewards Card. You can only earn Citi Miles Points with the Citi PremierMiles Credit Card.

You can also earn Citi Rewards Points if you are enrolled to other Citi products and services, such as a Citibank checking account. Additionally, you can earn points by shopping at participating merchants or online retailers.

Redeeming Citi ThankYou Rewards Points or Citi Miles Points for Miles

How do I redeem Citi ThankYou rewards points

If you're a Citibank credit cardholder in Singapore, you can transfer your Citi Rewards Points or Citi Miles to your preferred frequent flyer account.

To transfer your Citi Rewards Points or Miles, log in to the Citi ThankYou Rewards website, and browse the Citi points transfer catalogue. Once you have selected your desired travel loyalty programme, you can select the number of Citi Rewards or Miles you want to transfer.

You may also redeem your Citi Rewards and Miles points for miles through the Citi mobile app.

Do note that 25,000 Rewards Points/10,000 Citi Miles = 10,000 Miles and an administrative fee of S$27 (inclusive of GST) will be charged for each points transfer.

Redeeming Citi ThankYou Rewards Points or Citi Miles Points for Cash Rebates

How do i redeem citi thank you rewards points for cash

As a Citibank credit cardholder in Singapore, you can redeem cash rebates through the Citibank online banking portal, mobile app or via SMS.

To redeem your cash rebates, log in to your Citibank online banking account or the Citibank mobile app and navigate to the rewards dashboard. Once there, you will be able to see your available points balance, and you can choose to redeem it as a statement credit to your Citi Card account.

If you wish to redeem your cashback rebate via SMS with Rewards Points, type “RWDS<space> Last 4 digits of your card number<space><CASH10 or CASH20 or CASH50>” as an SMS and send it to 72484.

To redeem your cashback rebate via SMS with Citi Miles, type “RWDS<space> Last 4 digits of your card number<space><PMCASH10 or PMCASH20 or PMCASH50>” as an SMS and send it to 72484.

You may also redeem your Citi Rewards Points and Citi Miles for cash rebates through the Citi mobile app.

Do note that 4,400 Reward Points/1,650 Citi Miles = S$10 cash rebate

Redeeming Citi ThankYou Rewards Points for Products or Vouchers

How do i redeem citi thank you rewards points for vouchers

To redeem Citi Rewards Points for products or vouchers, you will need to log in to the Citi ThankYou Rewards website or the Citi mobile app.

Once logged in, you will be able to view the available redemption options, which may include electronics, bags and luggages, and gift vouchers. Select the option you wish to redeem your points for and follow the prompts to complete the redemption process.

The number of points required for a specific redemption option may vary.

Managing Your Citibank Credit Card

Citibank Credit Card Interest Rates and Late Payment Charge

Citibank credit card interest rates in Singapore vary depending on the type of card and the individual's creditworthiness. However, in general, the interest rate for Citibank credit cards in Singapore is *26.9% per annum.

This rate may be subject to change, and it is important to check with Citibank for the most up-to-date information. Additionally, some Citibank credit card promotions may offer a lower interest rate for a limited time.

Do note that a S$100 late payment charge will be levied if the Minimum Payment Due is not received on or before the Payment Due Date.

*information obtained from Citibank Singapore

Learn About Citibank's 0% Instalment Plan for Credit Cards

Citibank in Singapore offers a 0% instalment plan for its credit cardholders, which allows them to make large purchases and pay for them over time without incurring interest charges. 

The plan typically allows customers to divide the cost of a purchase over a period of time of their choosing, usually 6, 12 or 24 months. This feature can be useful for making big-ticket purchases, such as electronics or furniture, more affordable. 

It's important to note that there might be some restrictions in the items that are eligible for 0% instalment plan and the customers should check with Citibank for the most current information and the terms and conditions that apply to the plan.