Best Citibank Credit Cards in Singapore 2024
Explore the benefits of Citibank credit cards in Singapore. Enjoy exclusive perks and rewards, flexible payment options, and 24/7 customer service. Apply now and experience the convenience of managing your finances with Citibank credit cards.
Which Citibank Credit Card Is Best For You?
- Citi Rewards Card: Best for Online Spending
- Citi Cash Back+ Card: Best for Unlimited Cashback
- Citi Cash Back Card: Best for Household Expenditure
- Citi PremierMiles Card: Best for Overseas Spending
- Citi SMRT Card: Best for Taxis & Public Transport
- Citi Prestige Card: Best for Luxury Travel Perks
Disclaimer: SingSaver assembles this 'best' list from cards listed on our platform that Seedly Community has also reviewed. It is not intended to be and does not constitute personalised financial advice or any other advice. Please perform your due diligence before signing up for any financial product.
📣ONLY AVAILABLE ON SINGSAVER📣: You won't find this offer anywhere else!
Heads up! Citi and SingSaver are running an exclusive campaign for the Citi PremierMiles Card and Citi Prestige Card! Apply for either of these cards to receive the following:
For Citi PremierMiles Card: Receive an Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30) or a Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690.80) or 18K Heymax Miles or S$320 FairPrice Vouchers or S$320 Cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. This card offer is exclusively available on SingSaver. Valid until 31 October 2024. T&Cs apply.
For Citi Prestige Card: Get a Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690.80) or 18K Heymax Miles (worth S$300) or S$320 FairPrice Vouchers or S$320 Cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. This card offer is exclusively available on SingSaver. Valid until 31 October 2024. T&Cs apply.
🚀Fastest Rewards Fulfilment🚀: Get the cash rewards within four (4) weeks after successful application — the fastest rewards fulfilment yet! T&Cs apply.
Best Citibank Credit Card Comparison
Citi PremierMiles Card
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
+ 1 other gift options
Valid until
31 October 2024
- 1.2 miles per S$1 spent locally.
- 2.2 miles per S$1 spent in foreign currency.
- Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
- Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
- Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
- 2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
- Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
- 11 different airline and hotel transfer partners.
- Complimentary travel insurance with solid coverage.
- Generous sign-up bonus with relatively low minimum spend.
- Read our full review of the Citi PremierMiles Card.
- Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
- Service fee applies to Citi PayAll facility.
Gift Options
- SingSaver Exclusive promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
- Terms and Conditions apply.
Gift Options
- Promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for the Citi PremierMiles Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply
Gift Options
- SingSaver Exclusive promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
- The Reward Upgrade will replace SingSaver Exclusive promotional reward.
- Terms and Conditions apply.
-
Installment Processing Fee: From 0.5 %
Citi Prestige Card
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
+ 1 other gift options
Valid until
31 October 2024
- 5 ThankYou Points (2 miles) per dollar on overseas spend.
- 3.25 ThankYou Points (1.3 miles) per dollar on local spend.
- Points earned do not expire and have no cap.
- Unlimited priority pass lounge visits.
- Complimentary night stays when you book a minimum consecutive four-night stay at any hotel or resort.
- Up to 30% more ThankYou Points for your relationship with Citibank.
- Six complimentary golf games locally and overseas.
- Read our full review of the Citi Prestige Card.
- Minimum annual income requirement of S$120,000.
- Annual Fee of S$545 (incl. GST).
Gift Options
- SingSaver Exclusive promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
- Terms and Conditions apply.
Gift Options
- Promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for the Citi Prestige Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply
Gift Options
- SingSaver Exclusive promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
- The Reward Upgrade will replace SingSaver Exclusive promotional reward.
- Terms and Conditions apply.
-
Installment Processing Fee: From 0.5 %
Citi Rewards Card
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
+ 1 other gift options
Valid until
31 October 2024
- 10X rewards points for all online purchases except mobile wallet and travel-related transactions.
- 10X rewards points for in-store shopping purchases at department stores, clothing stores and more.
- 1X rewards points on all other purchases.
- Pair with amaze card to turn offline transactions into online transactions.
- No cap on base rewards points.
- Rewards points conversion rate: 440 Points = S$1
- Rewards points are rounded down to the nearest 10 points on all purchases.
- Use Citi PayAll to earn ThankYou PointSM when you pay your bills with your Citi Rewards Card.
- Read our full review of the Citi Rewards Card
- Bonus rewards points capped at 9,000 points per statement month
Gift Options
- SingSaver Exclusive promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
- Terms and Conditions apply.
Gift Options
- Promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Gift Options
- SingSaver Exclusive promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
- The Reward Upgrade will replace SingSaver Exclusive promotional reward.
- Terms and Conditions apply.
-
Installment Processing Fee : From 0.5 %
Citi Cash Back Card
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
+ 1 other gift options
Valid until
31 October 2024
- 6% cashback on dining and grocery spending (local & overseas).
- 8% cashback on petrol and private commute (local & overseas).
- Up to 23.64% savings at Caltex, Esso and Shell, inclusive of 8% cashback for petrol spending.
- With Citi PayAll you can earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
- Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
- 0.20% cashback for all other spending, even if you do not meet the min. monthly spend.
- Min. monthly spend of S$800 required to earn bonus cashback.
- S$80 combined cashback cap across all categories.
Gift Options
- SingSaver Exclusive promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
- Terms and Conditions apply.
Gift Options
- Promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Gift Options
- SingSaver Exclusive promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
- The Reward Upgrade will replace SingSaver Exclusive promotional reward.
- Terms and Conditions apply.
-
Installment Processing Fee : From 0.5 %
Citi Cash Back+ Card
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
+ 1 other gift options
Valid until
31 October 2024
- 1.6% cashback on all eligible spending with no minimum spend and no cap.
- Cashback earned does not expire.
- Redeem cashback instantly via SMS. Terms and Conditions here.
- With Citi PayAllyou can earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
- Up to 17% discount at Caltex, Esso and Shell petrol stations.
Gift Options
- SingSaver Exclusive promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
- Terms and Conditions apply.
Gift Options
- Promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Gift Options
- SingSaver Exclusive promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
- The Reward Upgrade will replace SingSaver Exclusive promotional reward.
- Terms and Conditions apply.
-
Installment Processing Fee: From 0.5 %
Citi SMRT Card
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
+ 1 other gift options
Valid until
31 October 2024
- 5% savings on online purchases.
- 5% savings at all supermarkets & grocery stores.
- 5% savings on taxi & public transport rides.
- Minimum monthly spend of S$500 required to get higher cashback rates.
Gift Options
- SingSaver Exclusive promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
- Terms and Conditions apply.
Gift Options
- Promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for the Citi SMRT Card or M1 Platinum Visa Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Gift Options
- SingSaver Exclusive promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
- The Reward Upgrade will replace SingSaver Exclusive promotional reward.
- Terms and Conditions apply.
-
Installment Processing Fee: No processing Fee
Citi M1 Platinum Visa Card
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
Valid until
31 October 2024
+ 1 other gift options
Valid until
31 October 2024
- Earn up to 10% Citi M1 rebate on your M1 recurring bills and 0.3% Citi M1 rebate on retail transactions.
- Enjoy 10% off devices and up to 1% Citi M1 Rebate on purchases at M1 stores.
- Citi M1 rebate does not expire.
- 0.3% cash rebate on eligible retail purchases.
Gift Options
- SingSaver Exclusive promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
- Terms and Conditions apply.
Gift Options
- Promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for the Citi SMRT Card or M1 Platinum Visa Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Gift Options
- SingSaver Exclusive promotion is valid until 31 October 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
- The Reward Upgrade will replace SingSaver Exclusive promotional reward.
- Terms and Conditions apply.
-
Installment Processing Fee: No processing Fee
Compare and Find the Best Citibank Credit Cards
Start by evaluating the rewards and benefits offered by each card, such as cashback, miles, or discounts on certain purchases.
Next, consider the annual fee, interest rate, and any additional fees associated with the card. Additionally, look into the card's foreign transaction fees if you plan to travel frequently.
It’s helpful to compare the options available and read reviews from other cardholders before making a decision.
Ultimately, the right Citibank credit card for you will depend on your specific needs and how you plan to use it.
SingSaver Exclusive: Citibank Credit Card Promotions in Singapore
SingSaver's Exclusive Offer: Receive the following rewards when you sign up for a Citi Credit Card:
🚀Fastest Rewards Fulfilment🚀: Get the cash rewards within four (4) weeks after successful application — the fastest rewards fulfilment yet! T&Cs apply.
*📣For Citi PremierMiles Card: Receive an Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30) or a Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690.80) or 18K Heymax Miles or S$320 FairPrice Vouchers or S$320 Cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. This card offer is exclusively available on SingSaver. Valid until 31 October 2024. T&Cs apply.
Get an additional S$100 eCapitaVoucher when you simultaneously open a Citi Citigold Account. Valid until 31 October 2024. T&Cs apply.
*📣For Citi Prestige Card: Get a Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690.80) or 18K Heymax Miles (worth S$300) or S$320 FairPrice Vouchers or S$320 Cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. This card offer is exclusively available on SingSaver. Valid until 31 October 2024. T&Cs apply.
*📣ONLY AVAILABLE ON SINGSAVER📣
Other Citi Credit Cards: Receive an Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30) or a Hinomi H1 Classic V3 Ergonomic Office Chair (With Headrest) (worth S$659) or an Apple AirPods Pro Gen 2 + Magsafe Charger (worth S$408) or S$320 FairPrice Vouchers or S$320 Cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. Valid until 31 October 2024. T&Cs apply.
For Citi SMRT Card and Citi M1 Platinum Visa Card: Receive an Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30) or a Dyson Micro 1.5kg Vacuum (worth S$599) or S$320 FairPrice Vouchers or S$320 Cash via PayNow upon activating and spending (min. S$500 spend) within 30 days of card approval. Valid until 31 October 2024. T&Cs apply.
⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top up as low as S$200. Valid until 31 October 2024. T&Cs apply.
- S$200 for an Apple Watch Series 9 (GPS) 41mm (worth S$604.50)
- S$800 for an Apple Watch Ultra 2 GPS + Cellular 49mm (worth S$1,210.10)
- S$980 for a Macbook Air 13" 256GB M3 (worth S$1,599.00)
- S$1,200 for an Apple iPhone 15 Pro 128GB (worth $1,664.25)
- S$1,786 for a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB 5G (worth $2,128.00)
Citi Prestige Card
The Citi Prestige Card is in a league of its own, offering exclusive perks that unlock a truly prestigious experience. It rewards 5 ThankYou Points (2 miles) per S$1 on foreign currency spend and 3.25 ThankYou Points (1.3 miles) per S$1 on local spend. Besides that, cardholders are entitled to premium travel and leisure benefits like a complimentary night stay at any hotel or resort, 6 complimentary golf games, Four Hands Dining, unlimited Priority Pass airport lounge access, and more!