Citi M1 Platinum Visa Card

Citi M1 Platinum Visa Card

Enjoy exceptional cashback, rewards, and exclusive M1 perks, all while staying effortlessly connected in the digital age with the Citibank M1 Platinum Visa. Earn Citi M1 Rebates to offset your M1 bill or convert them to KrisFlyer miles.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Card benefit
 % cashback
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Annual Fee
S$ 196.2
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Monthly Spend Required
None
Min. Annual Income
S$ 30,000
2 Offers Available
Apple AirPods Max 2 (worth S$749)
SingSaver Flash Deal
Apple AirPods Max 2 (worth S$749)
  • SingSaver Flash Deal promotion runs from 16 April 2026 to 19 April 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Be one of the first 3 cardmembers at 2pm and 8pm every day during the flash deal period to apply for select Citi credit cards via SingSaver and meet the min. spend criteria (S$500 within 30 days of card approval) to be eligible for the Flash Deal reward: Apple AirPods Max 2 (worth S$749)
    • Flash Deal reward will replace your selected SingSaver Exclusive Offer reward.
    • Remaining applicants will receive the SingSaver Exclusive Offer reward selected in your Rewards Redemption Form.
  • Terms and Conditions apply.
S$400 Cash via PayNow
SingSaver Exclusive Offer
S$400 Cash via PayNow
  • SingSaver Exclusive Offer promotion runs from 16 April 2026 to 19 April 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
S$450 Grab Vouchers
SingSaver Exclusive Offer
S$450 Grab Vouchers
  • SingSaver Exclusive Offer promotion runs from 16 April 2026 to 19 April 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
25,000 Max Miles by HeyMax (worth S$600+)
SingSaver Exclusive Offer
25,000 Max Miles by HeyMax (worth S$600+)
  • SingSaver Exclusive Offer promotion runs from 16 April 2026 to 19 April 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Dyson Airstrait™ straightener (worth S$799)
SingSaver Exclusive Offer
Dyson Airstrait™ straightener (worth S$799)
  • SingSaver Exclusive Offer promotion runs from 16 April 2026 to 19 April 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Samsung Galaxy Buds4 Pro + S$150 eCapitaVoucher (total worth S$499)
SingSaver Exclusive Offer
Samsung Galaxy Buds4 Pro + S$150 eCapitaVoucher (total worth S$499)
  • SingSaver Exclusive Offer promotion runs from 16 April 2026 to 19 April 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$60)
SingSaver Exclusive Offer
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$60)
  • SingSaver Exclusive Offer promotion runs from 16 April 2026 to 19 April 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$100)
SingSaver Exclusive Offer
Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$100)
  • SingSaver Exclusive Offer promotion runs from 16 April 2026 to 19 April 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Nintendo Switch 2 (worth S$719) (Top up S$300)
SingSaver Exclusive Offer
Nintendo Switch 2 (worth S$719) (Top up S$300)
  • SingSaver Exclusive Offer promotion runs from 16 April 2026 to 19 April 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Apple MacBook Neo 256GB w/ Magic Keyboard (worth S$849, top up S$450)
SingSaver Exclusive Offer
Apple MacBook Neo 256GB w/ Magic Keyboard (worth S$849, top up S$450)
  • SingSaver Exclusive Offer promotion runs from 16 April 2026 to 19 April 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Apple iPad Air (M4) 11
SingSaver Exclusive Offer
Apple iPad Air (M4) 11" 128GB WiFi (worth S$899) (Top up S$500)
  • SingSaver Exclusive Offer promotion runs from 16 April 2026 to 19 April 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Apple Watch Ultra 3 (worth S$1,199, top up S$800)
SingSaver Exclusive Offer
Apple Watch Ultra 3 (worth S$1,199, top up S$800)
  • SingSaver Exclusive Offer promotion runs from 16 April 2026 to 19 April 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.

Things to consider

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Retail rebate

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No expiry air miles

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Monthly spend required

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
0.3  %
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Cashback Local
0.3  %
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Cashback Overseas
0.3  %
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Cashback M1 Telco Bill Spending
2.7  %
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Quick Facts

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Earn up to 4.7% Citi M1 rebate on eligible Entertainment spend and 2.7% Citi M1 rebate on M1 Telco Bill spending.

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Enjoy up to 2.7% Citi M1 Rebate on purchases at M1 stores.

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Citi M1 rebate does not expire.

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0.3% cash rebate on eligible retail purchases.

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Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 25
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Repayment

Minimum Payment
1  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.9  %
Interest on Cash Advance
27.9  %
Interest Free Period
25  days
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Others

Association

VISA

Tags

Citi M1 Platinum Visa Card Citi M1 Platinum Visa Card

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