Citi M1 Platinum Visa Card

Citi M1 Platinum Visa Card

Enjoy exceptional cashback, rewards, and exclusive M1 perks, all while staying effortlessly connected in the digital age with the Citibank M1 Platinum Visa. Earn Citi M1 Rebates to offset your M1 bill or convert them to KrisFlyer miles.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

Highlights

Card benefit
 % cashback
info
Annual Fee
S$ 196.2
info
Monthly Spend Required
None
Min. Annual Income
S$ 30,000
2 Offers Available
S$68 eCapitaVoucher
SingSaver CNY 2026 Flash Deal
S$68 eCapitaVoucher
  • SingSaver CNY 2026 Flash Deal campaign runs from 19 February 2026 to 6 March 2026.
  • Promotion is valid for new Citi / HSBC / OCBC credit cardmembers only.
  • Be one of the first 8 cardmembers at 2pm and 8pm every day during the flash deal period (16 total winners daily) to apply for participating credit cards and fulfill the minimum spend criteria to be eligible for Flash Deal reward: S$68 eCapitaVoucher.
    • Flash Deal reward will be received on top of your selected SingSaver Exclusive Offer reward.
    • Remaining applicants will receive SingSaver Exclusive Offer reward selected in your Rewards Redemption Form.
    • Eligible applicant pool is shared across all participating providers.
  • Promotion is stackable with SingSaver Exclusive Offer (additional T&Cs apply).
  • Terms and Conditions apply
S$380 Cash via PayNow
SingSaver Exclusive Offer
S$380 Cash via PayNow
  • SingSaver Exclusive Offer promotion runs from 2 March 2026 to 6 March 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
25,000 Max Miles by HeyMax (worth S$600+)
SingSaver Exclusive Offer
25,000 Max Miles by HeyMax (worth S$600+)
  • SingSaver Exclusive Offer promotion runs from 2 March 2026 to 6 March 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Dyson Airstrait™ straightener (worth S$799)
SingSaver Exclusive Offer
Dyson Airstrait™ straightener (worth S$799)
  • SingSaver Exclusive Offer promotion runs from 2 March 2026 to 6 March 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Ergotune Joobie Lite (worth S$449)
SingSaver Exclusive Offer
Ergotune Joobie Lite (worth S$449)
  • SingSaver Exclusive Offer promotion runs from 2 March 2026 to 6 March 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$80)
SingSaver Exclusive Offer
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$80)
  • SingSaver Exclusive Offer promotion runs from 2 March 2026 to 6 March 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Sony WH-1000XM6 headphones (worth S$649, top up S$80)
SingSaver Exclusive Offer
Sony WH-1000XM6 headphones (worth S$649, top up S$80)
  • SingSaver Exclusive Offer promotion runs from 2 March 2026 to 6 March 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$100)
SingSaver Exclusive Offer
Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$100)
  • SingSaver Exclusive Offer promotion runs from 2 March 2026 to 6 March 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Nintendo Switch 2 (worth S$719) (Top up S$300)
SingSaver Exclusive Offer
Nintendo Switch 2 (worth S$719) (Top up S$300)
  • SingSaver Exclusive Offer promotion runs from 2 March 2026 to 6 March 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Apple Watch Series 11 Aluminum 42mm GPS (worth S$599, top up S$200)
SingSaver Exclusive Offer
Apple Watch Series 11 Aluminum 42mm GPS (worth S$599, top up S$200)
  • SingSaver Exclusive Offer promotion runs from 2 March 2026 to 6 March 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Apple Watch Ultra 3 Titanium 49mm GPS+Cellular (worth S$1,199, top up S$800)
SingSaver Exclusive Offer
Apple Watch Ultra 3 Titanium 49mm GPS+Cellular (worth S$1,199, top up S$800)
  • SingSaver Exclusive Offer promotion runs from 2 March 2026 to 6 March 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.

Things to consider

check

Retail rebate

check

No expiry air miles

remove

Monthly spend required

remove

Rebate cap applied

sentiment_satisfied

Benefits

Cashback

credit_card
Cashback Base Rate
0.3  %
info
location_on
Cashback Local
0.3  %
info
flight
Cashback Overseas
0.3  %
info
price_change
Cashback M1 Telco Bill Spending
2.7  %
info
sports_score

Quick Facts

check_circle

Earn up to 4.7% Citi M1 rebate on eligible Entertainment spend and 2.7% Citi M1 rebate on M1 Telco Bill spending.

check_circle

Enjoy up to 2.7% Citi M1 Rebate on purchases at M1 stores.

check_circle

Citi M1 rebate does not expire.

help

0.3% cash rebate on eligible retail purchases.

rule_folder

Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
local_atm

Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
info
Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
info
Air Miles Conversion Fee
S$ 25
info

Repayment

Minimum Payment
1  %
info
Late Payment Charge
S$ 100
info
Interest on Purchase
27.9  %
Interest on Cash Advance
27.9  %
Interest Free Period
25  days
grid_view

Others

Association

VISA

Tags

Citi M1 Platinum Visa Card Citi M1 Platinum Visa Card

© 2015-2026 SingSaver PTE LTD. All rights reserved. This online platform is operated by SingSaver Pte. Ltd. and by continuing to use www.singsaver.com.sg (the “SingSaver Website”) or by carrying out a transaction on the SingSaver Website, users are deemed to have agreed with the Terms and Conditions and Privacy Policy of the SingSaver Website. All insurance product-related transactions on the SingSaver Website are arranged and administered by SingSaver Insurance Brokers Pte. Ltd., a wholly owned subsidiary of SingSaver Pte. Ltd. SingSaver Insurance Brokers Pte. Ltd. is a licensed and authorised broker regulated by the Monetary Authority of Singapore (“MAS”). SingSaver Pte. Ltd. (which administers all other financial products on the SingSaver Website) is not regulated by MAS. SingSaver is located at Eon Shenton, 70 Shenton Way, 18-08, Singapore, 079118.