Citibank M1 Platinum Visa Card

Last updated: Jul 2023
S$
30,000

Min. Annual Income

Not Available

Cashback

Not Available

Cashback

BENEFITS
ELIGIBILITY
APR/ FEES
Annual Fee Waiver

Great for

  • Earn 10% rebate on recurring M1 bills with min. retail spend of S$600 per month
  • Earn up to 3% rebate on recurring M1 bills for monthly spend of below S$600
  • Earn 1% rebate on purchases at M1 shops
  • Rebates do not expire, and can be redeemed against M1 bill or converted to KrisFlyer miles
  • Up to 24-month interest-free instalment plan on mobile phone purchases of S$200 or more
  • Fee waiver for M1 value-added services, and free replacement for lost or damaged SIM cards

Need to know

  • Min. retail spending of S$300 or S$600 for bonus cashback
  • Retail purchases (apart from M1 shop purchases) earn only 0.3% rebate
  • M1 rebates are capped at the first S$300 of your bill

Year-round rewards

CASH REBATE
All Spending
0.3 %
0.3% Citi Rebate on All Local Retail Purchases. 1 Citi Rebate = 1 SGD

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000

Fees

Annual Fee
S$194.40 (First Year Waiver)
Foreign Currency Transaction Fee
3.25%

Repayment

Minimum Payment
1% of current a/c balance plus 1% outstanding amount plus late charges or S$50, whichever is higher.
Late payment charge
S$100 if Minimum Payment Due is not received on or before the Payment Due Date.
Interest On Purchases
27.9%
Interest On Cash Advance
28.0%
Interest Free Repayment Period
25 Days

Other information

Credit card type
Visa

Isn't the best product for you?

Compare more credit cards on SingSaver

Compare credit card