Citi M1 Platinum Visa Card

Citi M1 Platinum Visa Card

Enjoy exceptional cashback, rewards, and exclusive M1 perks, all while staying effortlessly connected in the digital age with the Citibank M1 Platinum Visa. Earn Citi M1 Rebates to offset your M1 bill or convert them to KrisFlyer miles.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

Highlights

Card benefit
 % cashback
info
Annual Fee
S$ 196.2
info
Monthly Spend Required
None
Min. Annual Income
S$ 30,000
2 Offers Available
S$500 Cash via PayNow
SingSaver Card + Banking Bundle Offer
S$500 Cash via PayNow
  • This promotion runs from 9 July 2026, 15:00 SGT to 31 July 2026.
  • Eligible applicants must not hold an existing Citi credit card, or have closed one within the past 12 months from card account opening date.
  • To qualify for the S$500 Cash reward, applicants must:
    • Apply for a participating Citi credit card via SingSaver;
    • Make a minimum spend of S$500 within 30 days of card approval; and
    • Hold a valid Citi banking account (existing or newly opened) by the end of the month following card approval.
  • The S$500 Cash reward replaces the standard SingSaver exclusive reward for your card—you receive one or the other, not the both. The S$500 Cash amount is the same regardless of which card you apply for.
  • Participating Citi banking account types are:
    • Existing Citi banking relationship includes Citigold, Citigold Private Client, Citi Plus, Citi Priority, Citibanking
    • New Citi banking relationship is applicable for Citigold, Citigold Private Client, Citi Plus
    • New banking customers who open a Citigold account through SingSaver may qualify for an additional SingSaver Exclusive welcome gift (worth up to S$1,500 Cash or Apple iPhone 17)—this is a separate offer from the credit card reward (additional T&Cs apply).
  • In case you choose the S$500 cash reward option and there is no banking relationship by the last day of the following month from your card application date but you meet the criteria for the credit card only reward, you will get the default cash reward available for your chosen card on application date.
  • Terms and Conditions apply.
S$420 Upsized Cash via PayNow
SingSaver Exclusive Offer
S$420 Upsized Cash via PayNow
  • SingSaver Flash Deal promotion runs from 6 July 2026 to 16 July 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
25,000 Max Miles by HeyMax (worth S$600+ in travel value)
SingSaver Exclusive Offer
25,000 Max Miles by HeyMax (worth S$600+ in travel value)
  • SingSaver Flash Deal promotion runs from 6 July 2026 to 16 July 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Dyson Airstrait™ straightener (worth S$799)
SingSaver Exclusive Offer
Dyson Airstrait™ straightener (worth S$799)
  • SingSaver Flash Deal promotion runs from 6 July 2026 to 16 July 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Dyson V8 Cyclone Vacuum Cleaner (worth S$559)
SingSaver Exclusive Offer
Dyson V8 Cyclone Vacuum Cleaner (worth S$559)
  • SingSaver Flash Deal promotion runs from 6 July 2026 to 16 July 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Sony WF-1000XM6 Earbuds + S$50 eCapitaVoucher bundle (worth S$529)
SingSaver Exclusive Offer
Sony WF-1000XM6 Earbuds + S$50 eCapitaVoucher bundle (worth S$529)
  • SingSaver Flash Deal promotion runs from 6 July 2026 to 16 July 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$100)
SingSaver Exclusive Offer
Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$100)
  • SingSaver Flash Deal promotion runs from 6 July 2026 to 16 July 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Dyson Clean+Wash Hygiene hard floor cleaner (worth S$729) (Top up S$150)
SingSaver Exclusive Offer
Dyson Clean+Wash Hygiene hard floor cleaner (worth S$729) (Top up S$150)
  • SingSaver Flash Deal promotion runs from 6 July 2026 to 16 July 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Apple iPad (A16) 11
SingSaver Exclusive Offer
Apple iPad (A16) 11" 128GB WiFi (worth S$649) (Top up S$200)
  • SingSaver Flash Deal promotion runs from 6 July 2026 to 16 July 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Apple AirPods Max 2 (worth S$749) (Top up S$320)
SingSaver Exclusive Offer
Apple AirPods Max 2 (worth S$749) (Top up S$320)
  • SingSaver Flash Deal promotion runs from 6 July 2026 to 16 July 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Apple MacBook Neo (A18 Pro) 256GB w/ Magic Keyboard (worth S$999, top up S$600)
SingSaver Exclusive Offer
Apple MacBook Neo (A18 Pro) 256GB w/ Magic Keyboard (worth S$999, top up S$600)
  • SingSaver Flash Deal promotion runs from 6 July 2026 to 16 July 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Apple iPad Air (M4) 11
SingSaver Exclusive Offer
Apple iPad Air (M4) 11" 128GB WiFi (worth S$1,149) (Top up S$720)
  • SingSaver Flash Deal promotion runs from 6 July 2026 to 16 July 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.

Things to consider

check

Retail rebate

check

No expiry air miles

remove

Monthly spend required

remove

Rebate cap applied

sentiment_satisfied

Benefits

Cashback

credit_card
Cashback Base Rate
0.3  %
info
location_on
Cashback Local
0.3  %
info
flight
Cashback Overseas
0.3  %
info
price_change
Cashback M1 Telco Bill Spending
2.7  %
info
sports_score

Quick Facts

check_circle

Earn up to 4.7% Citi M1 rebate on eligible Entertainment spend and 2.7% Citi M1 rebate on M1 Telco Bill spending.

check_circle

Enjoy up to 2.7% Citi M1 Rebate on purchases at M1 stores.

check_circle

Citi M1 rebate does not expire.

help

0.3% cash rebate on eligible retail purchases.

rule_folder

Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
local_atm

Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
info
Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
info
Air Miles Conversion Fee
S$ 25
info

Repayment

Minimum Payment
1  %
info
Late Payment Charge
S$ 100
info
Interest on Purchase
27.9  %
Interest on Cash Advance
27.9  %
Interest Free Period
25  days
grid_view

Others

Association

VISA

Tags

Citi M1 Platinum Visa Card Citi M1 Platinum Visa Card

© 2015-2026 SingSaver PTE LTD. All rights reserved. This online platform is operated by SingSaver Pte. Ltd. and by continuing to use www.singsaver.com.sg (the “SingSaver Website”) or by carrying out a transaction on the SingSaver Website, users are deemed to have agreed with the Terms and Conditions and Privacy Policy of the SingSaver Website. All insurance product-related transactions on the SingSaver Website are arranged and administered by SingSaver Insurance Brokers Pte. Ltd., a wholly owned subsidiary of SingSaver Pte. Ltd. SingSaver Insurance Brokers Pte. Ltd. is a licensed and authorised broker regulated by the Monetary Authority of Singapore (“MAS”). SingSaver Pte. Ltd. (which administers all other financial products on the SingSaver Website) is not regulated by MAS. SingSaver is located at Eon Shenton, 70 Shenton Way, 18-08, Singapore, 079118.