Citi M1 Platinum Visa Card

Citi M1 Platinum Visa Card

Enjoy exceptional cashback, rewards, and exclusive M1 perks, all while staying effortlessly connected in the digital age with the Citibank M1 Platinum Visa. Earn Citi M1 Rebates to offset your M1 bill or convert them to KrisFlyer miles.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Card benefit
 % cashback
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Annual Fee
S$ 196.2
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Monthly Spend Required
None
Min. Annual Income
S$ 30,000
Offer Available
S$360 Cash via PayNow
SingSaver Exclusive Offer
360CASH S$360 Cash via PayNow
  • SingSaver Exclusive Offer promotion is valid until 30 November 2025.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
    • Some rewards will require an additional top-up to claim.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
S$450 Grab Vouchers
SingSaver Exclusive Offer
450GRAB S$450 Grab Vouchers
  • SingSaver Exclusive Offer promotion is valid until 30 November 2025.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
    • Some rewards will require an additional top-up to claim.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Apple Watch SE Gen 3 40mm GPS + Cellular (worth S$419)
SingSaver Exclusive Offer
AWSE3 Apple Watch SE Gen 3 40mm GPS + Cellular (worth S$419)
  • SingSaver Exclusive Offer promotion is valid until 30 November 2025.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
    • Some rewards will require an additional top-up to claim.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Apple iPad (A16) 11
SingSaver Exclusive Offer
IPADA16 Apple iPad (A16) 11" WiFi 128GB (worth S$499)
  • SingSaver Exclusive Offer promotion is valid until 30 November 2025.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
    • Some rewards will require an additional top-up to claim.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Shark EVOPOWER SYSTEM IQ Cordless Vacuum (worth S$599)
SingSaver Exclusive Offer
SHARK IQ Shark EVOPOWER SYSTEM IQ Cordless Vacuum (worth S$599)
  • SingSaver Exclusive Offer promotion is valid until 30 November 2025.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
    • Some rewards will require an additional top-up to claim.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50)
SingSaver Exclusive Offer
DGSS.50 Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50)
  • SingSaver Exclusive Offer promotion is valid until 30 November 2025.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
    • Some rewards will require an additional top-up to claim.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Dyson Airstrait™ straightener (worth S$799) (Top up S$80)
SingSaver Exclusive Offer
AIRSTRAIT.80 Dyson Airstrait™ straightener (worth S$799) (Top up S$80)
  • SingSaver Exclusive Offer promotion is valid until 30 November 2025.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
    • Some rewards will require an additional top-up to claim.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Nintendo Switch 2 (worth S$719) (Top up S$300)
SingSaver Exclusive Offer
SWITCH2.300 Nintendo Switch 2 (worth S$719) (Top up S$300)
  • SingSaver Exclusive Offer promotion is valid until 30 November 2025.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
    • Some rewards will require an additional top-up to claim.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.

Things to consider

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Retail rebate

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No expiry air miles

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Monthly spend required

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
0.3  %
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Cashback Local
0.3  %
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Cashback Overseas
0.3  %
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Cashback M1 Telco Bill Spending
2.7  %
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Quick Facts

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Earn up to 4.7% Citi M1 rebate on eligible Entertainment spend and 2.7% Citi M1 rebate on M1 Telco Bill spending.

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Enjoy up to 2.7% Citi M1 Rebate on purchases at M1 stores.

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Citi M1 rebate does not expire.

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0.3% cash rebate on eligible retail purchases.

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Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 25
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Repayment

Minimum Payment
1  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.9  %
Interest on Cash Advance
27.9  %
Interest Free Period
25  days
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Others

Association

VISA

Tags

Citi M1 Platinum Visa Card Citi M1 Platinum Visa Card

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