Citi M1 Platinum Visa Card

Updated: 13 Aug 2026
Best for M1 bills, mobile rewards
Citi M1 Platinum Visa Card
Apply Now
Ideal For
For M1 Loyalists
Card benefit
0.3- 10 % cashback
Annual Fee
S$196.20
Min. Annual Income
S$30,000
Supported Payment Network:
VISA

Offers

SingSaver Reward up to S$1,560

Apply through SingSaver and choose from 13 premium rewards
5 days left!
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Worth S$61

Limited time only
gift logo

Worth S$400

Limited time only
gift logo

Worth S$440

Limited time only
gift logo

Worth S$600

Limited time only
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Worth S$799

Limited time only
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Worth S$559

Limited time only
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Worth S$799

Top-up only S$100

Limited time only
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Worth S$729

Top-up only S$150

Limited time only
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Worth S$649

Top-up only S$200

Limited time only
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Worth S$749

Limited time only
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Worth S$999

Limited time only
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Worth S$1,149

Top-up only S$740

Limited time only
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Worth S$500

SingSaver Flash Deal
  • S$61 Cash via PayNow

SingSaver Exclusive Offer
  • S$400 Cash via PayNow
  • S$440 Grab Vouchers
  • 25,000 Max Miles by HeyMax (worth S$600+ in travel value)
  • Dyson Airstrait™ straightener (worth S$799)
  • Dyson V8 Cyclone Vacuum Cleaner (worth S$559)
  • Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$100)
  • Dyson Clean+Wash Hygiene hard floor cleaner (worth S$729) (Top up S$150)
  • Apple iPad (A16) 11" 128GB WiFi (worth S$649) (Top up S$200)
  • Apple AirPods Max 2 (worth S$749) (Top up S$340)
  • Apple MacBook Neo (A18 Pro) 256GB w/ Magic Keyboard (worth S$999, top up S$580)
  • Apple iPad Air (M4) 11" 128GB WiFi (worth S$1,149) (Top up S$740)

SingSaver Card + Banking Bundle Offer
  • S$500 Cash via PayNow

Highlights

SingSaver's Take

Earn up to 4.7% Citi M1 rebate on eligible Entertainment spend and 2.7% Citi M1 rebate on M1 Telco Bill spending.
Enjoy up to 2.7% Citi M1 Rebate on purchases at M1 stores.
Citi M1 rebate does not expire.

Things to Consider

Retail rebate
No expiry air miles
Monthly spend required

Benefits

Cashback Entertainment
4.7 %
Cashback Overseas
0.3 %
Cashback Local
0.3 %
Cashback at M1 Shops
Up to 2.7 %
Cashback M1 Telco Bill Spending
2.7 %
Cashback Base Rate
0.3 %

Air Miles Conversion Fee
S$ 25

Fees & Charges

Annual Fee
S$ 196.20
Foreign Currency Transaction Fee
3.25 %
Air Miles Conversion Fee
S$ 25
Cash Advance Service Charge
S$ 15

Late Payment Charge
S$ 100

Installment Processing Fee
No processing Fee

Eligibility

Monthly Spend Required
None
Min. Annual Income
S$ 30,000
Minimum Age
21 years old

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Citi PremierMiles Card
CitibankCiti PremierMiles Card
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SingSaver Promo Code
Annual Fee
S$651.82
S$196.20
S$196.20
Cashback Local
Up to3.25 %
0.73 %
Airmiles Base Rate
1.2 miles / dollar

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