Year-round rewards
Cash rebate
Air miles rewards
Cash rebate
All Spending
0.3 %
Citibank M1 Platinum Visa Card
Last updated:Apr 2021
S$30,000
Min. Annual IncomeNot Available
CashbackNot Available
CashbackBenefits
Eligibility
APR/ FEES
Annual Fee Waiver
Annual Fee Waiver
Great for
Earn 10% rebate on recurring M1 bills with min. retail spend of S$600 per month
Earn up to 3% rebate on recurring M1 bills for monthly spend of below S$600
Earn 1% rebate on purchases at M1 shops
Rebates do not expire, and can be redeemed against M1 bill or converted to KrisFlyer miles
Up to 24-month interest-free instalment plan on mobile phone purchases of S$200 or more
Fee waiver for M1 value-added services, and free replacement for lost or damaged SIM cards
Need to know
Min. retail spending of S$300 or S$600 for bonus cashback
Retail purchases (apart from M1 shop purchases) earn only 0.3% rebate
M1 rebates are capped at the first S$300 of your bill
Benefits
Eligibility
Eligibility
Minimum Age
21
Min. Annual Income
S$30,000
APR/ FEES
Fees
Annual fee
S$192.60 (First Year Waiver)
Foreign Currency Transaction Fee
3.25%
Repayment
Minimum Payment
1% of current a/c balance plus 1% outstanding amount plus late charges or S$50, whichever is higher.
Late payment charge
S$100 if Minimum Payment Due is not received on or before the Payment Due Date.
Interest On Purchases
26.9%
Interest On Cash Advance
28.0%
Other information
Credit card type
Visa
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