Citi M1 Platinum Visa Card

Citi M1 Platinum Visa Card

Enjoy exceptional cashback, rewards, and exclusive M1 perks, all while staying effortlessly connected in the digital age with the Citibank M1 Platinum Visa. Earn Citi M1 Rebates to offset your M1 bill or convert them to KrisFlyer miles.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

Highlights

Card benefit
 % cashback
info
Annual Fee
S$ 196.2
info
Monthly Spend Required
None
Min. Annual Income
S$ 30,000
2 Offers Available
Win your share of a S$10,000 prize pool!
SingSaver World Cup 2026 Promotion
Win your share of a S$10,000 prize pool!
  • SingSaver World Cup 2026 Flash Deal promotion is valid from 12 June 2026 to 28 June 2026.
  • Promotion is valid for new Citi/HSBC/OCBC/DBS/POSB credit cardmembers only.
  • Be one of the first 16 successful applicants of participating credit cards at 2pm and 8pm every day during the flash deal period (32 eligible applicants per day) to fulfill the min. spend criteria for their selected card and correctly predict the World Cup 2026 Champion to receive a share of a S$10,000 prize pool.
    • Applicants must select their World Cup 2026 Champion prediction through the SingSaver Rewards Redemption Form.
    • The pool of 32 eligible applicants per day is shared across all participating credit card, personal loan, and online brokerage categories.
    • At the end of the tournament, all eligible credit card applicants who correctly predict the champion will share an equal portion of the S$10,000 cash prize pool.
      • Example: If 100 eligible credit card customers correctly predict the champion, each customer will receive S$100 Cash via PayNow.
    • The prize pool reward will be received on top of the SingSaver Exclusive Offer reward.
    • All remaining applicants will receive the SingSaver Exclusive Offer reward selected in the Rewards Redemption Form.
  • Terms and Conditions apply.
  • This promotion is stackable with the concurrently-active SingSaver Exclusive Offer promotion (additional T&Cs apply).
S$380 Cash via PayNow
SingSaver Exclusive Offer
S$380 Cash via PayNow
  • SingSaver Exclusive Offer promotion runs from 2 June 2026 to 30 June 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Dyson V8 Cyclone Vacuum Cleaner (worth S$559)
SingSaver Exclusive Offer
Dyson V8 Cyclone Vacuum Cleaner (worth S$559)
  • SingSaver Exclusive Offer promotion runs from 2 June 2026 to 30 June 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
25,000 Max Miles by HeyMax (worth S$600+ in travel value)
SingSaver Exclusive Offer
25,000 Max Miles by HeyMax (worth S$600+ in travel value)
  • SingSaver Exclusive Offer promotion runs from 2 June 2026 to 30 June 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Dyson Airstrait™ straightener (worth S$799)
SingSaver Exclusive Offer
Dyson Airstrait™ straightener (worth S$799)
  • SingSaver Exclusive Offer promotion runs from 2 June 2026 to 30 June 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Samsung Galaxy Buds4 Pro + S$150 eCapitaVoucher (total worth S$499)
SingSaver Exclusive Offer
Samsung Galaxy Buds4 Pro + S$150 eCapitaVoucher (total worth S$499)
  • SingSaver Exclusive Offer promotion runs from 2 June 2026 to 30 June 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Apple iPad (A16) 11
SingSaver Exclusive Offer
Apple iPad (A16) 11" 128GB WiFi (worth S$499) (Top up S$50)
  • SingSaver Exclusive Offer promotion runs from 2 June 2026 to 30 June 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$100)
SingSaver Exclusive Offer
Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$100)
  • SingSaver Exclusive Offer promotion runs from 2 June 2026 to 30 June 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Dyson Clean+Wash Hygiene hard floor cleaner (worth S$729) (Top up S$150)
SingSaver Exclusive Offer
Dyson Clean+Wash Hygiene hard floor cleaner (worth S$729) (Top up S$150)
  • SingSaver Exclusive Offer promotion runs from 2 June 2026 to 30 June 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Apple AirPods Max 2 (worth S$749) (Top up S$350)
SingSaver Exclusive Offer
Apple AirPods Max 2 (worth S$749) (Top up S$350)
  • SingSaver Exclusive Offer promotion runs from 2 June 2026 to 30 June 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Apple MacBook Neo 256GB w/ Magic Keyboard (worth S$849, top up S$450)
SingSaver Exclusive Offer
Apple MacBook Neo 256GB w/ Magic Keyboard (worth S$849, top up S$450)
  • SingSaver Exclusive Offer promotion runs from 2 June 2026 to 30 June 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.
Apple iPad Air (M4) 11
SingSaver Exclusive Offer
Apple iPad Air (M4) 11" 128GB WiFi (worth S$899) (Top up S$500)
  • SingSaver Exclusive Offer promotion runs from 2 June 2026 to 30 June 2026.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Terms and Conditions apply.

Things to consider

check

Retail rebate

check

No expiry air miles

remove

Monthly spend required

remove

Rebate cap applied

sentiment_satisfied

Benefits

Cashback

credit_card
Cashback Base Rate
0.3  %
info
location_on
Cashback Local
0.3  %
info
flight
Cashback Overseas
0.3  %
info
price_change
Cashback M1 Telco Bill Spending
2.7  %
info
sports_score

Quick Facts

check_circle

Earn up to 4.7% Citi M1 rebate on eligible Entertainment spend and 2.7% Citi M1 rebate on M1 Telco Bill spending.

check_circle

Enjoy up to 2.7% Citi M1 Rebate on purchases at M1 stores.

check_circle

Citi M1 rebate does not expire.

help

0.3% cash rebate on eligible retail purchases.

rule_folder

Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
local_atm

Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
info
Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
info
Air Miles Conversion Fee
S$ 25
info

Repayment

Minimum Payment
1  %
info
Late Payment Charge
S$ 100
info
Interest on Purchase
27.9  %
Interest on Cash Advance
27.9  %
Interest Free Period
25  days
grid_view

Others

Association

VISA

Tags

Citi M1 Platinum Visa Card Citi M1 Platinum Visa Card

© 2015-2026 SingSaver PTE LTD. All rights reserved. This online platform is operated by SingSaver Pte. Ltd. and by continuing to use www.singsaver.com.sg (the “SingSaver Website”) or by carrying out a transaction on the SingSaver Website, users are deemed to have agreed with the Terms and Conditions and Privacy Policy of the SingSaver Website. All insurance product-related transactions on the SingSaver Website are arranged and administered by SingSaver Insurance Brokers Pte. Ltd., a wholly owned subsidiary of SingSaver Pte. Ltd. SingSaver Insurance Brokers Pte. Ltd. is a licensed and authorised broker regulated by the Monetary Authority of Singapore (“MAS”). SingSaver Pte. Ltd. (which administers all other financial products on the SingSaver Website) is not regulated by MAS. SingSaver is located at Eon Shenton, 70 Shenton Way, 18-08, Singapore, 079118.