Save more on every Grab ride you take when you pay with these 6 credit cards.
Editor's note: Card offers and rates are subject to change by the issuing bank at any moment. This article was last updated in July 2023.
Taking Grab rides has become a daily or at least weekly habit for many in Singapore. It's convenient, fast (usually!) and most of all, you can book one with a few simple taps on your smartphone. If you're a serial Grabber, learn to maximise your spend with a range of Grab credit card promotions. That way, even if you're spending a tidy sum on Grab rides every week, you're still earning – in the form of cashback or miles – something in return.
The first decision to make is whether you prefer cashback, miles or reward points as a form of rebate for each Grab ride. Only then can you figure out what the right credit card is for you.
Below is a chart where we compare the best 6 credit cards on the market for Grab rebates or rewards.
| REBATE TYPE | CREDIT CARD | REBATE | MIN. SPEND REQUIRED | MONTHLY CAP |
| Cashback | UOB One | Additional 5% rebate (up to 10%) on all Grab transactions | From $500/month for the quarter | Depends on tier |
| Cashback | OCBC 365 | 3% cashback on local and overseas rides |
$800/month $1,600/ month |
$80/ $160 |
| Cashback | UOB EVOL | 8% cashback on Grab rides (weekend) 3% Cashback on Grab rides (weekdays) |
$600/month | $60 |
| Air miles | Citi Rewards | 4 miles per dollar | None | None |
| Air miles | Maybank Horizon | 3.2 miles per dollar | $300/month | 12k miles |
| Air miles | American Express credit cards | 3.1 - 3.2 miles per dollar | None | $200 |
UOB One Card: Up to 10% rebate on all Grab transactions
OCBC 365 Credit Card: 3% cashback
If you're a frequent traveller and regularly take Grab rides on overseas trips, you'll love that the OCBC 365 Credit Card offers 3% cashback on all local and overseas private hire rides and taxis (whether it's Grab, Uber, ComfortDelGro or more).
You'll even receive complimentary travel insurance of up to S$500,000 when you charge your round-trip tickets to your card!
Don’t forget, this card also gives 5% cashback on local and overseas dining and food delivery, and 3% cashback on groceries – as long as the stipulated minimum spend is met.
Hitting the minimum S$800 minimum spend will see you earn S$80 cashback cap but if you are a big spender, hitting a S$1,600 minimum spend will unlock a S$160 cashback!
SingSaver Exclusive Offer: For a limited time only, snag a Dyson Airwrap™ multi-styler (Complete) (worth S$859) on top of your chosen reward if you are one of the first 10 applicants of select OCBC Credit Cards at 12pm and 3pm daily during the flash deal period. Valid till 1 October 2023. T&Cs apply.
Receive an Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65) or an AirPods Pro Gen 2 + MagSafe Charger bundle (worth S$421.90) or S$350 eCapitaVoucher or S$250 Cash via PayNow when you make a min. spend S$500 within 30 days of card approval. Valid till 1 October 2023. T&Cs apply.
UOB EVOL Card: 8% cashback on Grab rides
Receive up to 8% cashback on Grab rides during the weekend, and 3% cashback on weekdays.
Do note the 8% cashback also applies to all online shopping, dining and entertainment spend and that you need to spend a minimum spend of $600 on the card before you qualify for the above rates. Total cashback from all spend is also capped at $60 per month so remember to budget your spend per category.
Citi Rewards Card: Earn 4 miles per dollar
The Citi Rewards card earns you 10X Rewards (4 miles per dollar) on rides with Grab, ComfortDelGro and Gojek. This makes it a handy miles card to have in your wallet to pay for all your cab rides.
Besides using the Citi Rewards Card for your Grab rides, you can also earn 10X Rewards (4 miles) on online and retail purchases. This includes popular e-commerce stores such as Shopee, Lazada, and Qoo10, or department stores like TANGS, or physical clothing/shoes/accessory stores like ShopSassyDream, Beyond The Vines, and more.
Do note that 10X Rewards is capped at 9,000 Bonus Points per statement month on Qualifying Charges made at Eligible Merchants while the Base Points have no cap. Thus, you can stand to earn more than 10,000 Rewards Points per month provided that the remaining > 1,000 Points earned are Base Points.
SingSaver Exclusive Offer:
For Citi PremierMiles Card: Receive an Apple iPad 9th 10.2" WiFi 64GB (worth S$503.65) or a Dyson Supersonic (worth S$699) or a Dyson V8 Slim Fluffy (worth S$509) or S$300 cash via PayNow upon activating and spending at least S$500 within 30 days of card approval. Valid till 1 October 2023. T&Cs apply.
For Citi Cashback+ Card, Citi Cashback Card and Citi Rewards Card: Receive a Dyson Supersonic (worth S$699) or a Dyson V8 Slim Fluffy (worth S$509) or a Nintendo Switch OLED (worth S$549) or S$300 cash via PayNow when you activate and spend at least S$500 within 30 days of card approval. Valid till 1 October 2023. T&Cs apply.
Plus, enjoy up to 2% cashback on all qualifying spend and up to S$656 cash when you apply for the Citi Cash Back+ card and join Citi Plus. T&Cs apply.
American Express Credit Cards: Earn 3.1 miles per dollar
Beef up your air miles account with every Grab ride with the Amex Singapore Airlines KrisFlyer Credit Card.
Pay for your commutes using this card and earn a cool 3.1 KrisFlyer miles per S$1. Offer is capped at the first S$200 spend in each calendar month, but that’s still 660 miles earned per month.
Maybank Horizon Visa Signature Card: Earn 3.2 miles per dollar
If collecting air miles while Grabbing your way around town is your thing, consider getting the Maybank Horizon Visa Signature Card.
This mid-range credit card grants a generous air miles earn rate of 3.2 miles per S$1 on Grab taxi rides, but also on dining, petrol and selected Agoda hotel bookings. Do note there's a required minimum spend of S$300 per month, and there's a maximum cap of 12k miles per month.
Along with 2 miles per dollar on air tickets, travel packages and foreign transactions, you’ll be Grabbing to the airport sooner than you think.
SingSaver Exclusive Offer: Receive S$50 cash via PayNow when you apply and get approved for the Maybank Manchester United Platinum Visa Credit Card. Valid till 31 October 2023. T&Cs apply.
Plus, receive a pair of American Tourister Linex Spinner 66/24 Luggage (worth S$336) or an Apple AirPods 3rd Gen with Lightning Charging Case (worth S$261.40) or S$200 cashback when you apply for a new Maybank credit card and CreditAble account, and make a min. spend and/or withdrawal of S$600 per month for 2 consecutive months from approval date.
Other Maybank Credit Cards: Receive a pair of American Tourister Linex Spinner 66/24 Luggage (worth S$336) or an Apple AirPods 3rd Gen with Lightning Charging Case (worth S$261.40) or S$200 cashback when you apply for a new Maybank credit card and CreditAble account, and make a min. spend and/or withdrawal of S$600 per month for 2 consecutive months from approval date. Valid till 31 October 2023. T&Cs apply.
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