How do I check my UNI$ Rewards Points?

Checking your UNI$ Rewards Points is important to ensure that you are maximising the benefits of your credit card. To check your UNI$, you can follow these steps: 1. Log in to your UOB online banking account or UOB TMRW app.2. Click on the Rewards or Rewards Summary tab. 3. You can then view your available UNI$ and transaction history. 4. Alternatively, you can call UOB's customer service hotline at 1800 222 2121 to enquire about your UNI$ balance. It's important to note that UNI$ typically have an expiry date, so be sure to check and use them before they expire. Additionally, UNI$ can be redeemed for a variety of rewards such as shopping vouchers, air miles, cashback, and more. By regularly checking your UNI$, you can ensure that you are making the most of your credit card benefits.

How do I activate my UOB credit card for overseas use?

UOB credit cardholders who plan to travel overseas should ensure that their credit cards are activated for use outside of Singapore. To activate your UOB credit card for overseas service, you can follow these steps:1. Log in to your UOB online banking account or UOB TMRW app. 2. Click on the Card Services or Service Requests tab. 3. Select Overseas Card Use and follow the prompts to activate your card.4. Alternatively, you can call UOB's customer service hotline at 1800 222 2121 or visit a UOB branch to request for overseas activation. It's important to note that overseas activation may take up to 24 hours to process, so be sure to activate your card in advance before your trip. Additionally, UOB credit cardholders should also take note of foreign transaction fees and currency conversion fees when using their credit cards overseas. By activating your UOB credit card for overseas use and being aware of these fees, you can have a smooth and hassle-free experience when using your credit card abroad.

Best UOB Credit Cards in Singapore 2023

UOB One Card: Best for Everyday Spending UO

Absolute Cashback Card: Best for Unlimited Cashback

UOB EVOL Card: Best for Online and Contactless Spending

Krisflyer UOB Card: Best for KrisFlyer Miles

UOB PRVI Miles Visa Card: Best for Overseas Spending

UOB PRVI Miles Mastercard Card: Best for Overseas Spending

UOB PRVI Miles Amex Card: Best for Overseas Spending

For UOB PRVI Miles Card: Get up to 50,000 miles when you make a min. spend of S$1,000 per month for 2 consecutive months from card approval date plus annual fee payment and SMS enrolment. Valid till 30 September 2023. T&Cs apply.

Alternatively, get 30,000 miles when you are one of the first 200 to apply with a first-year annual fee waiver and make a min. spend of S$1,000 for 2 consecutive months from card approval date. Valid till 30 September 2023. T&Cs apply.

For UOB EVOL Card: Get S$500 worth of Grab vouchers as the first 100 new-to-UOB credit cardmembers monthly, with a minimum spend of S$1,000 per month for 2 consecutive months from card approval date, in the shortest time, with SMS enrolment. Valid till 31 October 2023. T&Cs apply.

For UOB Lady's, UOB One and UOB Absolute Cashback Card: Get S$350 cash credit when you make a min. spend of S$1,000 within 30 days from card approval date. Valid till 30 September 2023. T&Cs apply.

For KrisFlyer UOB Card: Get up to 31,000 miles plus a first-year annual fee waiver of S$194.40 for new-to-UOB credit cardmembers who apply and make a min. spend of S$2,000 within 2 months from card approval date. Valid till 30 September 2023. T&Cs apply.

Product	Benefits	Spending Category	Min. Annual Income	Annual Fee
UOB One Card	Up to 15% cashback on Spending Category	Online shopping, groceries, health and beauty, transport, food delivery and ultilities	Local/PR: S$30,000 Foreigner: S$40,000	S$194.40 (First Year Fee Waiver)
UOB Lady's Card	S$1 = 6 miles on one Spending Category	Choose one: Beauty & wellness, dining, entertainment, family, fashion, transport and travel	Local/PR: S$30,000 Foreigner: S$40,000	S$194.40 (First Year Fee Waiver)
UOB Lady's Solitaire Card	S$1 = 6 miles on two Spending Categories	Choose two: Beauty & wellness, dining, entertainment, family, fashion, transport and travel	Local/PR/Foreigner: S$120,000	S$410.40 (First Year Fee Waiver)
UOB Absolute Cashback Card	Unlimited 1.7% cashback with no spend requirements	All categories	Local/PR: S$30,000 Foreigner: S$40,000	S$194.40 (First Year Fee Waiver)
UOB EVOL Card	8% cashback on Spending Category No annual fee if 3 transactions are made monthly	Online and contactless spending	Local/PR: S$30,000 Foreigner: S$40,000	S$194.40 (First Year Fee Waiver)
KrisFlyer UOB Credit Card	S$1 = 3 KrisFlyer Miles on SIA-related purchases S$1 = 3 KrisFlyer Miles on Everyday Spending with min. S$800 annual spend on SIA-related purchases S$1 = 1.2 KrisFlyer Miles for all other spending	Singapore Airlines, Scoot, KrisShop and Kris+ purchases, dining, online shopping, online travel and transport	Local/PR: S$30,000 Foreigner: S$40,000	S$194.40 (First Year Fee Waiver)
UOB PRVI Miles Visa Card	S$1 = 1.4/2.4 miles on Local/Overseas Spending	Local and overseas spending	Local/PR: S$30,000 Foreigner: S$40,000	S$259.20 (First Year Fee Waiver)
UOB PRVI Miles World MasterCard	S$1 = 1.4/2.4 miles on Local/Overseas Spending	Local and overseas spending	Local/PR: S$30,000 Foreigner: S$40,000	S$259.20 (First Year Fee Waiver)
UOB PRVI Miles American Express Card	S$1 = 1.4/2.4 miles on Local/Overseas Spending	Local and overseas spending	Local/PR: S$30,000 Foreigner: S$40,000	S$259.20 (First Year Fee Waiver)

The UOB One Credit Card is a generous cashback credit card designed for those who spend regularly on daily essentials such as groceries, petrol, and online shopping. Spend S$2,000 for 3 consecutive months to enjoy up to 15% cashback, the highest amongst other cashback credit cards in Singapore.

UOB One Card Welcome Gift: Receive S$350 cash credit if you are one of the first 200 new-to-UOB credit cardmembers to apply and make a min. spend of S$1,000 per month for 2 consecutive months from card approval date. Valid till 30 September 2023. T&Cs apply.

Also, get up to 15% cashback on quarterly spend from selected merchants and services if you sign up within the promotional period. Valid till 31 December 2023. T&Cs apply.

The UOB Lady's Card is one of the most generous and versatile rewards/miles cards available in the market. Now available for both men and women, customers can enjoy 6 miles per dollar on one of seven preferred reward categories: beauty & wellness, fashion, dining, family, travel, transport, and entertainment. The bonus earn rate has a spending cap of S$1,000 per calendar month

UOB Lady's Card Welcome Gift: Receive S$350 cash credit if you are the first 200 new-to-UOB credit cardmembers to apply and make a min. spend of S$1,000 per month for 2 consecutive months from card approval date. Valid till 30 September 2023. T&Cs apply.

The UOB Absolute Cashback Card is a credit card that offers unlimited 1.7% cashback on all spending, with no minimum spend or exclusions. It even allows you to earn cashback for insurance premiums, healthcare, and school fees - something which other cashback cards don't offer.

UOB Absolute Cashback Card Welcome Gift: Receive S$350 cash credit if you are one of the first 200 new-to-UOB credit cardmembers to apply and spend a min. of S$1,000 for 2 consecutive months from card approval date. Valid till 30 September 2023. T&Cs apply.

Reviewed by Seedly User, Fel

Useful as a simple cash back card, currently even include grab top ups which is good. Good also for big ticket items as no cap. Only downside is that not all merchants may accept AMEX

Reviewed by Seedly User, SW

Useful for getting 1.7% cashback effortlessly, even when paying for insurance premiums, hospital bills, school fees or topping up of e-wallet like Grabpay. my go-to card for the common spend exclusions. Just take note that the cashback is only credited in the following statement month:)

Reviewed by Seedly User, Ken Chew

BEST general cashback card ever. no questions asked, just get cashback on everything. Useful for paying places that accept AMEX (i.e. hospitals).

The UOB EVOL Card is a credit card designed for the tech-savvy generation. It lets you earn 8% cashback on online and contactless transactions, making it ideal for those who prefer to go cashless. Cardholders can also enjoy zero annual fees as long as they make 3 transactions monthly.

UOB EVOL Card Welcome Gift: Receive S$500 worth of Grab vouchers if you are one of the first 100 applicants per month within the promotional period to apply with SMS registration and spend a min. of S$1,000 per month for 2 consecutive months from date of card approval. Valid till 31 Oct 2023. T&Cs apply.

The KrisFlyer UOB Card is a miles card that rewards you for making SIA-related purchases, as well as shopping for your daily essentials. Besides earning 3 KrisFlyer Miles per dollar, cardholders will also enjoy S$0 conversion fees as your earned miles are credited to your KrisFlyer account automatically.

KrisFlyer UOB Card Welcome Gift: Receive 31,000 miles plus first-year annual fee waiver (S$194.40 incl. GST) when you apply and spend a min. of S$2,000 within 60 days of card approval. Valid till 30 September 2023. T&Cs apply.

The UOB PRVI Miles Card is a versatile credit card that lets you earn miles on both local and overseas spend. Depending on which payment network you choose, you'll get to enjoy several exclusive travel and lifestyle benefits such as complimentary travel insurance and airport transfers.

UOB PRVI Miles Visa Card Welcome Gift: Get up to 50,000 miles when you make a min. spend of S$1,000 per month for 2 consecutive months from card approval date plus annual fee payment and SMS enrolment. Valid till 30 September 2023. T&Cs apply.

Alternatively, get 30,000 miles when you are one of the first 200 to apply with a first-year annual fee waiver and make a min. spend of S$1,000 for 2 consecutive months from card approval date. Valid till 30 September 2023. T&Cs apply.

UOB PRVI Miles Mastercard Welcome Gift: Get up to 50,000 miles when you make a min. spend of S$1,000 per month for 2 consecutive months from card approval date plus annual fee payment and SMS enrolment. Valid till 30 September 2023. T&Cs apply.

Alternatively, get 30,000 miles when you are one of the first 200 to apply with a first-year annual fee waiver and make a min. spend of S$1,000 for 2 consecutive months from card approval date. Valid till 30 September 2023. T&Cs apply.

UOB PRVI Miles Amex Card Welcome Gift: Get up to 50,000 miles when you make a min. spend of S$1,000 per month for 2 consecutive months from card approval date plus annual fee payment and SMS enrolment. Valid till 30 September 2023. T&Cs apply.

Alternatively, get 30,000 miles when you are one of the first 200 to apply with a first-year annual fee waiver and make a min. spend of S$1,000 for 2 consecutive months from card approval date. Valid till 30 September 2023. T&Cs apply.

UOB TMRW is a mobile banking app designed for tech-savvy Singaporean customers. It offers a seamless and intuitive user experience, allowing customers to manage their finances on-the-go with just their mobile phone.

UOB customers can access a range of banking services, including making payments, paying bills, withdrawing cash contactlessly, and opening new savings and credit card accounts. The app also offers useful features like personalised spending insights and financial planning tools to help customers make smarter financial decisions.

Overall, UOB TMRW is an innovative banking solution that caters to the needs of tech-savvy Singaporeans who prefer a mobile-first banking experience.

UOB's SmartPay allows you to turn your credit card purchases into 0% interest-free instalments. Whether you're making a big purchase or just paying for a short vacation, you can enjoy peace of mind knowing your repayment can be manageable and interest-free.

UOB SmartPay allows UOB credit card holders to divide their purchases over 3, 6 or 12 months, as long as you meet the minimum spend of S$500.

Please note that a one-time processing fee of 3% of the transaction amount applies for the 3 and 6-month tenures, while a one-time 5% processing fee applies for 12-month tenures.

UOB credit cardholders can apply for a permanent credit card limit increase by completing an application via MyInfo and submitting the required income documents, such as the latest Income Tax Notice of Assessment and Computerised Payslip or 12 months' CPF Contribution History Statement.

For a temporary credit card limit increase, cardholders can submit a request via the UOB TMRW mobile app for instant approval or call their customer service hotline at 1800 222 2121. Do note that a temporary credit card limit increase is only applicable for overseas travel, weddings, medical / hospitalisation and compassionate purposes.

There are several convenient ways to pay for your UOB Credit Card Bills:

Online Banking: Log in to your UOB Online Banking account and select ""Pay Bills"" to make your credit card payment.

Mobile Banking: Use the UOB TMRW mobile app to make your credit card payment on-the-go.

GIRO: Set up a GIRO arrangement to automatically deduct the payment from your designated bank account.

AXS/S.A.M Machines: Make payment at any AXS or S.A.M machines islandwide.

Bank Branch: Visit any UOB Branch and make payment over the counter. Do note that all UOB vranches will only process credit card bill payments above S$2,000 only.

If you need to cancel your UOB credit card, you can contact the bank directly at 1800 222 2121 or +65 6222 2121 if you are overseas. It's important to note that you may be responsible for any outstanding balance or fees on your credit card.

Alternatively, you may also cancel your UOB credit card via the UOB TMRW Mobile app or UOB Online Banking portal.

It's important to note that cancelling a credit card can have an impact on your credit score and financial standing, so it's a decision that should be made carefully and only when necessary.

Applying for a UOB credit card in Singapore is a straightforward process that can be done online.

New UOB customers may submit their credit card applications via the UOB Online Banking portal. For existing customers, they can submit their credit card application via the UOB Online Banking portal or UOB TMRW Mobile app.

To be eligible for a UOB credit card, you must be a Singaporean citizen or a permanent resident, and at least 21 years of age. You will also need to provide supporting documents such as your NRIC or passport, income documents, and proof of address.

Once your application is approved, you will receive your new UOB credit card within a few working days.

UOB credit cardholders in Singapore can apply for supplementary credit cards for their family members, allowing them to enjoy the benefits and rewards of the primary card.

To apply for a UOB supplementary credit card, log in to your UOB online banking account and provide the necessary personal details and identification documents of the supplementary cardholder.

Once the application is approved, the supplementary credit card will be sent to the designated address within 7 to 10 working days.

Do note, as the primary cardholder, you are responsible for ensuring that the supplementary card is used responsibly and that the bills are paid on time to avoid any interest charges or late payment fees.

Checking your UNI$ Rewards Points is important to ensure that you are maximising the benefits of your credit card. To check your UNI$, you can follow these steps:

Log in to your UOB online banking account or UOB TMRW app.
Click on the "Rewards" or "Rewards Summary" tab.
You can then view your available UNI$ and transaction history.
Alternatively, you can call UOB's customer service hotline at 1800 222 2121 to enquire about your UNI$ balance.

It's important to note that UNI$ typically have an expiry date, so be sure to check and use them before they expire. Additionally, UNI$ can be redeemed for a variety of rewards such as shopping vouchers, air miles, cashback, and more.

By regularly checking your UNI$, you can ensure that you are making the most of your credit card benefits.

UOB credit cardholders who plan to travel overseas should ensure that their credit cards are activated for use outside of Singapore. To activate your UOB credit card for overseas use, you can follow these steps:

Log in to your UOB online banking account or UOB TMRW app.
Click on the "Card Services" or "Service Requests" tab.
Select "Overseas Card Use" and follow the prompts to activate your card.
Alternatively, you can call UOB's customer service hotline at 1800 222 2121 or visit a UOB branch to request for overseas activation.

It's important to note that overseas activation may take up to 24 hours to process, so be sure to activate your card in advance before your trip. Additionally, UOB credit cardholders should also take note of foreign transaction fees and currency conversion fees when using their credit cards overseas.

By activating your UOB credit card for overseas use and being aware of these fees, you can have a smooth and hassle-free experience when using your credit card abroad.

If you are a UOB credit cardholder in Singapore, you may be eligible for an annual fee waiver on your credit card.

To request for an annual fee waiver, you can do so via the UOB online banking account or UOB TMRW app. It's important to note that the annual fee waiver is not guaranteed and is subject to UOB's discretion.

To increase your chances of getting an annual fee waiver, make sure to use your UOB credit card regularly and make prompt payments on your bills. By demonstrating good credit card usage, you may be able to negotiate a waiver or a reduced fee with UOB.

Best UOB Credit Cards in Singapore 2023

Which UOB Credit Card Is Best For You?

Compare and Find the Best UOB Credit Cards

SingSaver Exclusive: UOB Credit Card Promotions in Singapore

Best UOB Credit Card Comparison

Product

Benefits

Spending Category

Min. Annual Income

Annual Fee

UOB One Credit Card

UOB Lady's Card

UOB Lady's Solitaire Card

UOB Absolute Cashback Card

UOB EVOL Card

KrisFlyer UOB Card

UOB PRVI Miles Visa Card

UOB PRVI Miles Mastercard

UOB PRVI Miles AMEX Card

Benefits of Using UOB Credit Cards

UOB Island of Rewards Programme

Redeeming UNI$ Rewards Points

Earn Instant Cashback With UOB$ Programme

Enjoy A Seamless Banking Experience on the UOB TMRW App

Enjoy Interest-Free Instalments with UOB SmartPay

Managing Your UOB Credit Card

Increasing your UOB Credit Card Limit

Paying Your UOB Credit Card Bills

Checking Your UOB Credit Card Statement and Bills

How to Cancel Your UOB Credit Card?

How to Apply For a UOB Credit Card?

Other UOB articles you might be interested in

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Frequently Asked Questions

How do I apply for a UOB supplementary credit card?

How do I check my UNI$ Rewards Points?

How do I activate my UOB credit card for overseas use?

How do I request for an annual fee waiver for your UOB credit cards?