Best UOB Credit Cards in Singapore 2023

UOB credit cardholders in Singapore can apply for supplementary credit cards for their family members, allowing them to enjoy the benefits and rewards of the primary card.

To apply for a UOB supplementary credit card, log in to your UOB online banking account and provide the necessary personal details and identification documents of the supplementary cardholder.

Once the application is approved, the supplementary credit card will be sent to the designated address within 7 to 10 working days. 

Do note, as the primary cardholder, you are responsible for ensuring that the supplementary card is used responsibly and that the bills are paid on time to avoid any interest charges or late payment fees.

Checking your UNI$ Rewards Points is important to ensure that you are maximising the benefits of your credit card. To check your UNI$, you can follow these steps:

1. Log in to your UOB online banking account or UOB TMRW app.
2. Click on the "Rewards" or "Rewards Summary" tab.
3. You can then view your available UNI$ and transaction history.
4. Alternatively, you can call UOB's customer service hotline at 1800 222 2121 to enquire about your UNI$ balance.

It's important to note that UNI$ typically have an expiry date, so be sure to check and use them before they expire. Additionally, UNI$ can be redeemed for a variety of rewards such as shopping vouchers, air miles, cashback, and more. 

By regularly checking your UNI$, you can ensure that you are making the most of your credit card benefits.

UOB credit cardholders who plan to travel overseas should ensure that their credit cards are activated for use outside of Singapore. To activate your UOB credit card for overseas use, you can follow these steps:

1. Log in to your UOB online banking account or UOB TMRW app.
2. Click on the "Card Services" or "Service Requests" tab.
3. Select "Overseas Card Use" and follow the prompts to activate your card.
4. Alternatively, you can call UOB's customer service hotline at 1800 222 2121 or visit a UOB branch to request for overseas activation.

It's important to note that overseas activation may take up to 24 hours to process, so be sure to activate your card in advance before your trip. Additionally, UOB credit cardholders should also take note of foreign transaction fees and currency conversion fees when using their credit cards overseas. 

By activating your UOB credit card for overseas use and being aware of these fees, you can have a smooth and hassle-free experience when using your credit card abroad. 

If you are a UOB credit cardholder in Singapore, you may be eligible for an annual fee waiver on your credit card. 

To request for an annual fee waiver, you can do so via the UOB online banking account or UOB TMRW app. It's important to note that the annual fee waiver is not guaranteed and is subject to UOB's discretion.

To increase your chances of getting an annual fee waiver, make sure to use your UOB credit card regularly and make prompt payments on your bills. By demonstrating good credit card usage, you may be able to negotiate a waiver or a reduced fee with UOB.