Best UOB Credit Cards in Singapore 2024

UOB credit cards are popular in Singapore for their rewards, easy-to-use app, and great customer service. With cashback, rewards points, and discounts on dining, shopping, and travel, UOB offers attractive deals for customers. Plus, the bank frequently runs promotions on local attractions, dining, and shopping. Overall, UOB credit cards are a reliable and rewarding choice for Singaporeans.

Which UOB Credit Card Is Best For You?

 

UOB One Card: Best for Everyday Spending
UOB Absolute Cashback Card: Best for Unlimited Cashback
UOB EVOL Card: Best for Online and Contactless Spending
Krisflyer UOB Card: Best for KrisFlyer Miles
UOB PRVI Miles Visa Card: Best for Overseas Spending
UOB PRVI Miles Mastercard Card: Best for Overseas Spending
UOB PRVI Miles Amex Card: Best for Overseas Spending
Discover the best UOB credit cards and apply now
Jump to: Compare and Find the Right UOB Credit Card | Benefits of Using UOB Credit Cards | Managing Your UOB Credit Card | Frequently Asked Questions


Disclaimer: SingSaver assembles this 'best' list from cards listed on our platform that Seedly Community has also reviewed. It is not intended to be and does not constitute personalised financial advice or any other advice. Please perform your due diligence before signing up for any financial product.

Best UOB Credit Card Comparison

UOB One Card

UOB One Card

Cashback Local
Up to 10  %
info
Cashback Supermarket
Up to 10  %
info
Monthly Spend Required
S$ 2,000
info
Cashback Transport
Up to 10  %
info

2 Offers Available

Welcome Offer
AirPods Pro Gen 2 + 2x AirTag (worth S$456.50)
AirPods Pro Gen 2 + 2x AirTag (worth S$456.50)

Valid until

30 September 2024

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

30 September 2024

Things to consider for this product:

check

Supermarket rebate

check

Grab/taxi rebate

remove

Monthly spend required

remove

Rebate cap applied

UOB Lady's Card

UOB Lady's Card

Airmiles Local
Up to 10  miles per dollar
info
Airmiles Overseas
Up to 10  miles per dollar
info
Airmiles Base Rate
0.4  miles per dollar
info
Airmiles Bonus Cap
S$ 1,000
info

Things to consider for this product:

check

Local spending rebate

check

Installment

check

No monthly spend required

remove

Rebate cap applied

UOB Lady's Solitaire Card

UOB Lady's Solitaire Card

Airmiles Local
6  miles per dollar
info
Airmiles Overseas
6  miles per dollar
info
Airmiles Base Rate
0.4  miles per dollar
info
Airmiles Bonus Cap
UNI$ 8,400
info

Things to consider for this product:

check

Local spending rebate

check

Installment

check

No monthly spend required

remove

Rebate cap applied

UOB Absolute Cashback Card

UOB Absolute Cashback Card

Cashback Local
1.7  %
Monthly Spend Required
None
Cashback Overseas
1.7  %
Cashback Insurance
1.7  %

Offer Available

Welcome Offer
Samsonite EVOA Z Spinner 25
Samsonite EVOA Z Spinner 25" Exp (worth S$730)

Valid until

30 September 2024

Welcome Offer
5% Cashback (Capped at S$50)
5% Cashback (Capped at S$50)

Valid until

30 September 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Insurance rebate

check

Local spending rebate

UOB EVOL Card

UOB EVOL Card

Cashback Local Online Shopping
10  %
info
Cashback Digital Wallet
10  %
info
Monthly Spend Required
S$ 800  per month
info
Cashback Contactless Spend
10  %
info

Offer Available

Welcome Offer
GoPro (worth S$590)
GoPro (worth S$590)

Valid until

30 November 2024

Things to consider for this product:

check

Online shopping rebate

check

Mobile contactless rebate

check

Overseas in-store FX spend rebate

remove

Monthly spend required

remove

Rebate cap applied

KrisFlyer UOB Credit Card

KrisFlyer UOB Credit Card

Airmiles Local
3  miles per dollar
info
Air Miles Conversion Fee
No Fee
Airmiles Flight Booking
3  miles per dollar
info
Complimentary Travel Insurance
Up to S$500,000

Offer Available

Welcome Offer
31,000 miles plus first year annual fee waived (S$194.40 incl. GST)
31,000 miles plus first year annual fee waived (S$194.40 incl. GST)

Valid until

30 September 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Annual Fee waiver

remove

Monthly spend required

UOB PRVI Miles Visa Card

UOB PRVI Miles Visa Card

Airmiles Local
1.4  miles per dollar
Airmiles Overseas
2.4  miles per dollar
Annual Fee
S$ 261.6
info
Airmiles Travel
Up to 6  miles per dollar
info

2 Offers Available

Welcome Offer
50,000 miles upon SMS registration and fulfilling spend requirement
50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

30 September 2024

Welcome Offer
30,000 miles plus first-year annual fee waiver
30,000 miles plus first-year annual fee waiver

Valid until

30 September 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

UOB PRVI Miles World MasterCard

UOB PRVI Miles World MasterCard

Airmiles Local
1.4  miles per dollar
Airmiles Overseas
2.4  miles per dollar
Annual Fee
S$ 261.6
info
Airmiles Travel
6  miles per dollar
info

2 Offers Available

Welcome Offer
50,000 miles upon SMS registration and fulfilling spend requirement
50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

30 September 2024

Welcome Offer
30,000 miles plus first-year annual fee waiver
30,000 miles plus first-year annual fee waiver

Valid until

30 September 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

UOB PRVI Miles American Express Card

UOB PRVI Miles American Express Card

Airmiles Local
1.4  miles per dollar
Airmiles Overseas
2.4  miles per dollar
Annual Fee
S$ 261.6
info
Airmiles Travel
1.4  miles per dollar

2 Offers Available

Welcome Offer
50,000 miles upon SMS registration and fulfilling spend requirement
50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

30 September 2024

Welcome Offer
30,000 miles plus first-year annual fee waiver
30,000 miles plus first-year annual fee waiver

Valid until

30 September 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

Compare and Find the Best UOB Credit Cards

Finding the best UOB credit cards in Singapore can be overwhelming, therefore, it is important to consider your spending habits and the benefits you are looking for.
Rewards and benefits to UOB credit cards
Rewards and Benefits

Start by evaluating the rewards and benefits that each card offers, such as cashback, miles or rewards points on certain purchases.

Associated fees for UOB credit cards
Associated Fees

Next, consider the annual fee, interest rate, and any additional fees associated with the card. Additionally, look into the card's foreign transaction fees if you plan to travel frequently.

Read reviews about UOB credit cards
Compare Reviews

It's helpful to compare the options available and read reviews from other cardholders before deciding. Ultimately, the right UOB credit card will depend on your specific needs and how you plan to use it.

SingSaver Exclusive: UOB Credit Card Promotions in Singapore

For UOB PRVI Miles Card: Get up to 50,000 miles when you make a min. spend of S$1,000 per month for 2 consecutive months from card approval date plus annual fee payment and SMS enrolment. Valid till 30 November 2024. T&Cs apply.

Alternatively, receive 25,200 miles when you are one of the first 50 to apply with first-year annual fee waiver and make a min. spend of S$1,000 for 2 consecutive months from card approval date. T&Cs apply.

Plus, get another 4,800 miles (for a total of 30,000 miles) when you make a min. overseas spend of S$1,000 per month for 2 consecutive months. Valid till 30 November 2024. T&Cs apply.

For UOB Absolute Cashback Card: Get up to S$50 Cashback on the transactions charged within thirty days from card approval date when you successfully apply for a UOB Absolute Cashback Card. Valid till 30 November 2024. T&Cs apply.

Plus, get a Samsonite EVOA Z Spinner 25” Exp (worth S$730) when you apply by 30 September 2024, spend a min. of S$1,000 for two consecutive months from card approval date and pay the annual fee for the 1st year of your card membership. Valid till 30 November 2024. T&Cs apply.

For UOB One Credit Card: Get an AirPods Pro (2nd generation) with MagSafe Charging Case and 2 units of AirTag (worth S$456.50) when you apply, spend a min. of S$1,000 in the first 30 days from card approval date and pay the annual fee for the 1st year of your card membership. Valid till 30 September 2024. T&Cs apply.

Alternatively, get S$350 cash credit when you are one of the first 200 eligible new-to-UOB credit cardmembers to apply and make a min. spend of S$2,000 within 60 days from card approval date. Valid till 30 September 2024. T&Cs apply.

For UOB Evol Card: Get a GoPro (worth S$590) when you are one of the first 100 new-to-UOB credit card customer to successfully apply for the card, spend a minimum of S$800 per month for 3 consecutive months after card approval, and register for the promo via SMS. Valid till 30 November 2024. T&Cs apply.

For KrisFlyer UOB Card: Be one of the first 100 eligible new-to-UOB credit cardmembers to get up to 31,000 miles plus a first-year annual fee waiver when you apply and take the least days to make a min. spend of S$2,000 within 60 days from card approval date. Valid till 30 September 2024. T&Cs apply.

UOB One Credit Card

The UOB One Credit Card is a generous cashback credit card designed for those who spend regularly on daily essentials such as groceries, petrol, and online shopping. Spend S$2,000 for 3 consecutive months to enjoy up to 15% cashback, the highest amongst other cashback credit cards in Singapore.

UOB One Credit Card Reviews and Promotions

What others are saying about this card?

powered-by

What others are saying about this card?

powered-by

UOB Lady's Card

The UOB Lady's Card is one of the most generous and versatile rewards/miles cards available in the market. Now available for both men and women, customers can enjoy 6 miles per dollar on one of seven preferred reward categories: beauty & wellness, fashion, dining, family, travel, transport, and entertainment. The bonus earn rate has a spending cap of S$1,000 per calendar month

UOB-Ladys-card

What others are saying about this card?

powered-by

UOB Lady's Solitaire Card

The UOB Lady's Solitaire Card is similar to the UOB Lady's Card. However, it allows you to earn 6 miles per dollar on two of seven preferred reward categories instead of one. The bonus earn rate has a higher spending cap as well, at S$3,000 a month.

UOB_LADYS_SOLITAIRE_MASTER-1

What others are saying about this card?

powered-by

UOB Absolute Cashback Card

The UOB Absolute Cashback Card is a credit card that offers unlimited 1.7% cashback on all spending, with no minimum spend or exclusions. It even allows you to earn cashback for insurance premiums, healthcare, and school fees - something which other cashback cards don't offer.

UOB Absolute Cashback Reviews and Promotions

What others are saying about this card?

powered-by

What others are saying about this card?

powered-by

stars_4
Reviewed by Seedly User, Fel

Useful as a simple cash back card, currently even include grab top ups which is good. Good also for big ticket items as no cap. Only downside is that not all merchants may accept AMEX

Rating Group - 5
Reviewed by Seedly User, SW

Useful for getting 1.7% cashback effortlessly, even when paying for insurance premiums, hospital bills, school fees or topping up of e-wallet like Grabpay. my go-to card for the common spend exclusions. Just take note that the cashback is only credited in the following statement month:)

UOB EVOL Card

The UOB EVOL Card is a credit card designed for the tech-savvy generation. It lets you earn 8% cashback on online and contactless transactions, making it ideal for those who prefer to go cashless. Cardholders can also enjoy zero annual fees as long as they make 3 transactions monthly.

UOB EVOL Card Reviews and Promotions

What others are saying about this card?

powered-by

What others are saying about this card?

powered-by

KrisFlyer UOB Card

The KrisFlyer UOB Card is a miles card that rewards you for making SIA-related purchases, as well as shopping for your daily essentials. Besides earning 3 KrisFlyer Miles per dollar, cardholders will also enjoy S$0 conversion fees as your earned miles are credited to your KrisFlyer account automatically.

KrisFlyer UOB Card Promotions and Reviews

What others are saying about this card?

powered-by

What others are saying about this card?

powered-by

 

UOB PRVI Miles Visa Card

The UOB PRVI Miles Card is a versatile credit card that lets you earn miles on both local and overseas spend. Depending on which payment network you choose, you'll get to enjoy several exclusive travel and lifestyle benefits such as complimentary travel insurance and airport transfers.

UOB Priv Miles Visa Card Promotion

What others are saying about this card?

powered-by

What others are saying about this card?

powered-by

UOB PRVI Miles Mastercard

The UOB PRVI Miles Card is a versatile credit card that lets you earn miles on both local and overseas spend. Depending on which payment network you choose, you'll get to enjoy several exclusive travel and lifestyle benefits such as complimentary travel insurance and airport transfers.

UOB PRVI Miles Mastercard

UOB PRVI Miles AMEX Card

The UOB PRVI Miles Card is a versatile credit card that lets you earn miles on both local and overseas spend. Depending on which payment network you choose, you'll get to enjoy several exclusive travel and lifestyle benefits such as complimentary travel insurance and airport transfers.

UOB PRVI Miles Amex Card with promotions

Benefits of Using UOB Credit Cards

UOB island of rewards programme

UOB Island of Rewards Programme

Island of Rewards is a programme by UOB that allows credit cardholders to instantly redeem their UOB rewards points (UNI$) without having to wait for physical vouchers to arrive in the mail. UOB's instant rewards partners include Paragon, Capitaland Malls, Frasers Centrepoint Malls, Tangs, Best Denki, Giant, and more.

Simply present your UOB credit card at the point of purchase to offset your purchases with UNI$. Cardholders can also choose to redeem their UNI$ for merchants' Rewards vouchers.

Redeeming UNI$ Rewards Points

Redeem UOB UNI$

UOB credit cardholders can earn UNI$ for purchases made on a UOB credit card that is part of its Rewards programme. 

UNI$ can be redeemed for exclusive rewards, from dining vouchers, shopping vouchers, air miles, and cash rebates. Cardmembers can also choose to offset their purchases with UNI$.

Cardholders can directly redeem their UNI$ through the UOB website, the UOB TMRW app, or participating merchants that offer Instant Rewards Redemption.

Earn Instant Cashback With UOB$ Programme

Instant cashback with UOB$

The UOB$ Programme lets UOB cardmembers in Singapore earn up to 10% instant cashback (UOB$) for every UOB card transaction made at participating merchants. With over 880 participating merchants, cardholders can earn UOB$ across all categories islandwide. They can then use their earned UOB$ to offset their spending on their next bill at the same merchant.

Overall, this programme helps consumers save money on their daily expenses and allows cardholders to stretch their budgets further.

Enjoy A Seamless Banking Experience on the UOB TMRW App

Seamless banking with UOB TMRW app

UOB TMRW is a mobile banking app designed for tech-savvy Singaporean customers. It offers a seamless and intuitive user experience, allowing customers to manage their finances on-the-go with just their mobile phone.

UOB customers can access a range of banking services, including making payments, paying bills, withdrawing cash contactlessly, and opening new savings and credit card accounts. The app also offers useful features like personalised spending insights and financial planning tools to help customers make smarter financial decisions.

Overall, UOB TMRW is an innovative banking solution that caters to the needs of tech-savvy Singaporeans who prefer a mobile-first banking experience.

Enjoy Interest-Free Instalments with UOB SmartPay

Interest free instalments with UOB SmartPay

UOB's SmartPay allows you to turn your credit card purchases into 0% interest-free instalments. Whether you're making a big purchase or just paying for a short vacation, you can enjoy peace of mind knowing your repayment can be manageable and interest-free.

UOB SmartPay allows UOB credit card holders to divide their purchases over 3, 6 or 12 months, as long as you meet the minimum spend of S$500.

Please note that a one-time processing fee of 3% of the transaction amount applies for the 3 and 6-month tenures, while a one-time 5% processing fee applies for 12-month tenures.

Managing Your UOB Credit Card

Increase UOB credit card spending limit

Increasing your UOB Credit Card Limit

UOB credit cardholders can apply for a permanent credit card limit increase by completing an application via MyInfo and submitting the required income documents, such as the latest Income Tax Notice of Assessment and Computerised Payslip or 12 months' CPF Contribution History Statement.

For a temporary credit card limit increase, cardholders can submit a request via the UOB TMRW mobile app for instant approval or call their customer service hotline at 1800 222 2121. Do note that a temporary credit card limit increase is only applicable for overseas travel, weddings, medical / hospitalisation and compassionate purposes.

Paying Your UOB Credit Card Bills

There are several convenient ways to pay for your UOB Credit Card Bills:

Online Banking: Log in to your UOB Online Banking account and select ""Pay Bills"" to make your credit card payment.

Mobile Banking: Use the UOB TMRW mobile app to make your credit card payment on-the-go.

GIRO: Set up a GIRO arrangement to automatically deduct the payment from your designated bank account.

AXS/S.A.M Machines: Make payment at any AXS or S.A.M machines islandwide.

Bank Branch: Visit any UOB Branch and make payment over the counter. Do note that all UOB vranches will only process credit card bill payments above S$2,000 only.

Checking Your UOB Credit Card Statement and Bills

You can check your UOB Credit Card Statements and Bills via the following channels:

Online Banking: Log in to your UOB Online Banking account to view your credit card statement and transaction history.

Mobile Banking: Use the UOB TMRW mobile app to view your credit card statement and transaction history on-the-go.

Email and Push Notifications: Sign up for Email or Push Notifications for your credit card transactions and payment due dates.

How to Cancel Your UOB Credit Card?

How to cancel my UOB credit

If you need to cancel your UOB credit card, you can contact the bank directly at 1800 222 2121 or +65 6222 2121 if you are overseas. It's important to note that you may be responsible for any outstanding balance or fees on your credit card.

Alternatively, you may also cancel your UOB credit card via the UOB TMRW Mobile app or UOB Online Banking portal.

It's important to note that cancelling a credit card can have an impact on your credit score and financial standing, so it's a decision that should be made carefully and only when necessary.

How to Apply For a UOB Credit Card?

apply for a uob credit card

Applying for a UOB credit card in Singapore is a straightforward process that can be done online.

New UOB customers may submit their credit card applications via the UOB Online Banking portal. For existing customers, they can submit their credit card application via the UOB Online Banking portal or UOB TMRW Mobile app.

To be eligible for a UOB credit card, you must be a Singaporean citizen or a permanent resident, and at least 21 years of age. You will also need to provide supporting documents such as your NRIC or passport, income documents, and proof of address.

Once your application is approved, you will receive your new UOB credit card within a few working days.