Annual Fee Waiver All Travel Cards Airport Lounge & Transfer Travel Sign-up Gifts Go to: Promo - Bonus Miles Go to: Overseas

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Best Travel Credit Cards With Annual Fee Waivers in Singapore 2024

In Singapore, the Best Travel Credit Cards with Annual Fee Waivers provide a cost-effective way to earn rewards on travel expenses. Cardholders can accumulate points or miles on flights, hotels, and dining without paying extra charges. With added perks like travel insurance and airport lounge access, these cards enhance the travel experience for frequent and occasional travellers alike.

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Annual Fee Waiver All Travel Cards Airport Lounge & Transfer Travel Sign-up Gifts Go to: Promo - Bonus Miles Go to: Overseas

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Annual Income

Feature

Offers available

Annual fee waiver

Citibank

DBS

Maybank

OCBC

Standard Chartered

UOB

OCBC Rewards Credit Card

Airmiles Local Online Shopping

4 miles per dollar

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10X OCBC$ (equivalent to 4 air miles) per S$1 spent

Airmiles Retail

4 miles per dollar

Minimum Annual Income

S$ 30,000

Things to consider for this product:

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Retail rebate

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Online shopping rebate

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Gift: Apple product

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No monthly spend required

Maybank Horizon Visa Signature Card

Airmiles Local

1.2 miles per dollar

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On dining, petrol, Grab or taxi rides and Agoda hotel bookings.

Airmiles Overseas

3.2 miles per dollar

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On foreign spend. 8X TREATS Points per S$1 spent, valid until 30 Jun 2024. (Base rate 7X TREATS Points per S$1 spent, equivalent to 2.8 miles per dollar)

Monthly Spend Required

S$ 800 per month

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Capped at 40,000 bonus TREATS Points on flight booking spending per calendar month.

4 Offers Available

Team Cashback vs Team Airmiles Grand Lucky Draw

Up to 31x Chances to win a Pair of Return Business Class Tickets to Switzerland, Zurich (worth 320,000 Max Miles)

Valid until

21 May 2024

Team Cashback vs Team Airmiles Campaign

3,000 Bonus Max Miles

Valid until

21 May 2024

Welcome Offer

10,000 KrisFlyer miles

Valid until

30 June 2024

Welcome Offer

Samsonite ENOW Spinner 69/25 EXP (worth S$570)

Valid until

30 June 2024

Welcome Offer

AirPods (3rd generation) with Lightning Charging Case (worth $263.80)

Valid until

30 June 2024

Welcome Offer

S$200 cashback

Valid until

30 June 2024

Things to consider for this product:

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Overseas/Foreign spend

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Air tickets

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Dining

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Rebate cap applied

Gift Options

Up to 31x Chances to win a Pair of Return Business Class Tickets to Switzerland, Zurich (worth 320,000 Max Miles)

Gift Options

3,000 Bonus Max Miles

Gift Options

10,000 KrisFlyer miles

Gift Options

Samsonite ENOW Spinner 69/25 EXP (worth S$570); or
AirPods (3rd generation) with Lightning Charging Case (worth $263.80); or
S$200 cashback

KrisFlyer UOB Credit Card

Airmiles Travel

3 miles per dollar

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Everyday spend categories: dining, food delivery, online shopping, travel and transport, with at least S$800 annual spend on Singapore Airlines, Scoot, and/or KrisShop.

Airmiles Local

3 miles per dollar

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Everyday spend categories: dining, food delivery, online shopping, travel and transport, with at least S$800 annual spend on Singapore Airlines, Scoot, and/or KrisShop.

Airmiles Overseas

3 miles per dollar

Offer Available

Welcome Offer

31,000 miles plus first year annual fee waived (S$194.40 incl. GST)

Valid until

31 May 2024

Things to consider for this product:

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Bonus air miles

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Unlimited air miles

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Annual Fee waiver

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Monthly spend required

Earn 3 KrisFlyer miles per S$1 on Singapore Airlines, Scoot, KrisShop and Kris+ purchases.
Earn up to 3 KrisFlyer miles per S$1 on dining, food delivery, online shopping, travel and transport spend.
Earn 1.2 KrisFlyer miles per S$1 on all other spend.
No cap on KrisFlyer miles earned.
Enjoy S$20 rebate on your KrisShop purchases with a minimum spend of S$120 nett in a single transaction.
Get rewarded 10,000 KrisFlyer miles when you renew your annual card membership.
Scoot exclusive benefits: Priority check-in and boarding, more baggage allowance, seat selection and booking flexibility waiver.
Complimentary travel insurance of up to S$500,000.
No conversion fees.
More miles with every spend.
Uncapped 3 mpd on SIA and Scoot tickets, Kris+, dining, food delivery, online shopping & travel, and transport.
Periodic discounts on KrisFlyer Experiences
Exclusive privileges on Scoot, KrisShop, Grab and more.
Read our full review of the KrisFlyer UOB Credit Card.
Min. annual spend of S$800 on Singapore Airlines Group to qualify for 3 KrisFlyer miles per S$1 earn rate.
Bonus miles earned from dining, food delivery, online shopping, travel, transport are only awarded within 2 months after the card membership year.

Standard Chartered Rewards+ Credit Card

Airmiles Overseas

2.9 miles per dollar

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Overseas retail, dining and travel.

Airmiles Local

0.29 miles per dollar

Monthly Spend Required

None

Offer Available

Best Deal Guarantee

Dyson AM07 Tower Fan (worth S$459)

Valid until

02 June 2024

Best Deal Guarantee

Hinomi H1 Classic V3 Ergonomic Office Chair (worth S$419)

Valid until

02 June 2024

Best Deal Guarantee

Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Valid until

02 June 2024

Best Deal Guarantee

Up to S$290

Valid until

02 June 2024

Things to consider for this product:

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Overseas rebate

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No monthly spend required

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Travel insurance

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Rebate cap applied

UOB PRVI Miles American Express Card

Airmiles Overseas

2.4 miles per dollar

Airmiles Local

1.4 miles per dollar

Monthly Spend Required

None

2 Offers Available

Welcome Offer

50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 May 2024

Welcome Offer

30,000 miles plus first-year annual fee waiver

Valid until

31 May 2024

Things to consider for this product:

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Bonus air miles

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Unlimited air miles

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Travel insurance

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No monthly spend required

Earn 8% cashback on dining, etc.
6 miles per S$1 spend (UNI$15 per S$5 spend) on major airlines and hotels through Expedia, agoda and UOB Travel.
1.4 miles per S$1 on local spend (UNI$3.5 per S$5 spend).
2.4 miles per S$1 on overseas spend (UNI$6 per S$5 spend), including online shopping and overseas websites.
Choice to redeem for miles, cashback, or vouchers.
Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
Get 20,000 loyalty miles with a minimum spend of S$50,000 in a year.
Complimentary airport transfers to Changi Airport.
1.4 mpd on SimplyGo and public transport rides for UOB PRVI Mastercard and Visa only.
No airport lounge access.
2 year points expiry.

UOB PRVI Miles World MasterCard

Airmiles Overseas

2.4 miles per dollar

Airmiles Local

1.4 miles per dollar

Airmiles Retail

1.4 miles per dollar

2 Offers Available

Welcome Offer

50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 May 2024

Welcome Offer

30,000 miles plus first-year annual fee waiver

Valid until

31 May 2024

Things to consider for this product:

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Bonus air miles

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Unlimited air miles

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Travel insurance

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No monthly spend required

UOB PRVI Miles Visa Card

Airmiles Overseas

2.4 miles per dollar

Airmiles Local

1.4 miles per dollar

Monthly Spend Required

None

2 Offers Available

Welcome Offer

50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 May 2024

Welcome Offer

30,000 miles plus first-year annual fee waiver

Valid until

31 May 2024

Things to consider for this product:

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Bonus air miles

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Unlimited air miles

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Travel insurance

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No monthly spend required

DBS Altitude Visa Signature Card

Airmiles Overseas

2.2 miles per dollar

Airmiles Local

1.3 miles per dollar

Monthly Spend Required

None

2 Offers Available

Welcome Offer

Up to 53,000 miles

Valid until

31 May 2024

Welcome Offer

Up to 43,000 miles plus first-year annual fee waiver

Valid until

31 May 2024

Things to consider for this product:

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Bonus air miles

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Airport lounge

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No expiry air miles

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Unlimited air miles

DBS Altitude American Express Card

Airmiles Overseas

2.2 miles per dollar

Airmiles Local

1.3 miles per dollar

Monthly Spend Required

None

2 Offers Available

Welcome Offer

Up to 60,000 miles

Valid until

31 May 2024

Welcome Offer

Up to 50,000 miles plus first-year annual fee waiver

Valid until

31 May 2024

Things to consider for this product:

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Bonus air miles

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Airport lounge

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No expiry air miles

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Unlimited air miles

OCBC 90°N Visa Card

Airmiles Overseas

2.1 miles per dollar

Airmiles Local

1.3 miles per dollar

Airmiles Hotel Booking

Up to 7 miles per dollar

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On Agoda bookings

Things to consider for this product:

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Unlimited air miles

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No expiry air miles

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Bonus air miles

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Gift: Apple product

Citi PremierMiles Card

Airmiles Overseas

2 miles per dollar

Airmiles Local

1.2 miles per dollar

Airport Lounge Access

2 visits per year*

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Priority Pass membership is on application basis and is reserved for the Principal cardmember only.

4 Offers Available

Team Cashback vs Team Airmiles Grand Lucky Draw

Up to 31x Chances to win a Pair of Return Business Class Tickets to Switzerland, Zurich (worth 320,000 Max Miles)

Valid until

21 May 2024

Team Cashback vs Team Airmiles Campaign

10,000 Bonus Max Miles

Valid until

21 May 2024

Rewards Upgrade Campaign

Receive premium rewards worth up to S$2,128

+ 3 other gift options

Valid until

02 June 2024

SingSaver Exclusive Offer

Dyson Supersonic™ hair dryer (worth S$699)

Valid until

15 May 2024

SingSaver Exclusive Offer

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

15 May 2024

SingSaver Exclusive Offer

S$350 eCapitaVoucher

Valid until

15 May 2024

SingSaver Exclusive Offer

S$300 cash via PayNow

Valid until

15 May 2024

Things to consider for this product:

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No expiry air miles

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Airport lounge

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Travel rebate

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Gift: Apple product

1.2 miles per S$1 spent locally.
2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
11 different airline and hotel transfer partners.
Complimentary travel insurance with solid coverage.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Gift Options

Up to 31x Chances to win a Pair of Return Business Class Tickets to Switzerland, Zurich (worth 320,000 Max Miles)

Gift Options

10,000 Bonus Max Miles

Gift Options

Receive premium rewards worth up to S$2,128; or
Apple Macbook Air 256GB 13 inch (M3 chip) (worth S$1,599); or
Apple iPhone 15 Pro 128GB (worth S$1,664.25); or
Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128)

Gift Options

Dyson Supersonic™ hair dryer (worth S$699); or
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30); or
S$350 eCapitaVoucher; or
S$300 cash via PayNow

Standard Chartered Journey Credit Card

Airmiles Overseas

2 miles per dollar

Airmiles Local

1.2 miles per dollar

Complimentary Travel Insurance

Up to S$1,000,000

4 Offers Available

Team Cashback vs Team Airmiles Grand Lucky Draw

Up to 31x Chances to win a Pair of Return Business Class Tickets to Switzerland, Zurich (worth 320,000 Max Miles)

Valid until

21 May 2024

Team Cashback vs Team Airmiles Campaign

8,000 Bonus Max Miles

Valid until

21 May 2024

Best Deal Guarantee

Sony SRS-XB100 Bluetooth Speaker (worth S$90)

Valid until

02 June 2024

Best Deal Guarantee

1x Apple AirTag (worth S$45.40)

Valid until

02 June 2024

Best Deal Guarantee

Up to S$90

Valid until

02 June 2024

Welcome Offer

Up to 45,000 miles

Valid until

30 June 2024

Things to consider for this product:

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Bonus air miles

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No expiry air miles

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Airport lounge

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Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, grocery +and food delivery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Gift Options

Up to 31x Chances to win a Pair of Return Business Class Tickets to Switzerland, Zurich (worth 320,000 Max Miles)

Gift Options

8,000 Bonus Max Miles

Gift Options

Sony SRS-XB100 Bluetooth Speaker (worth S$90); or
1x Apple AirTag (worth S$45.40); or
Up to S$90

Gift Options

Up to 45,000 miles

Maybank Manchester United Platinum Visa Credit Card

Airmiles Local

Up to 2 miles per dollar

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When Manchester United Wins a Premier Leage Match, otherwise earn 0.4 miles per dollar.

Airmiles Overseas

Up to 2 miles per dollar

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When Manchester United Wins a Premier Leage Match, otherwise earn 0.4 miles per dollar.

Monthly Spend Required

None

Offer Available

Welcome Offer

Samsonite ENOW Spinner 69/25 EXP (worth S$570)

Valid until

30 June 2024

Welcome Offer

AirPods (3rd generation) with Lightning Charging Case (worth $263.80)

Valid until

30 June 2024

Welcome Offer

S$200 cashback

Valid until

30 June 2024

Things to consider for this product:

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Local spending rebate

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No monthly spend required

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No rebate cap

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Travel insurance

Maybank World Mastercard

Airmiles Local

0.4 miles per dollar

Airmiles Overseas

0.4 miles per dollar

Monthly Spend Required

None

Offer Available

Welcome Offer

Samsonite ENOW Spinner 69/25 EXP (worth S$570)

Valid until

30 June 2024

Welcome Offer

AirPods (3rd generation) with Lightning Charging Case (worth $263.80)

Valid until

30 June 2024

Welcome Offer

S$200 cashback

Valid until

30 June 2024

Things to consider for this product:

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Dining rebate

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Retail rebate

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Petrol rebate

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Airport lounge

UOB Visa Infinite Metal Card

Things To Consider

Monthly Spend Required

None

Quick Facts

Things to consider for this product:

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Airport lounge

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Bonus air miles

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Overseas rebate

remove

Annual Fee required

How does a Travel Credit Card with Annual Fee Waivers work?

A Travel Credit Card with Annual Fee Waivers works by offering its users the benefits and rewards of a traditional travel credit card without charging an annual fee.

Cardholders can make purchases with the card and earn rewards such as travel points, miles, or cashback on eligible transactions. These rewards can be redeemed for travel-related expenses like flights, hotels, rental cars, and even other rewards or experiences.

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How to best use a Travel Credit Card with Annual Fee Waivers?

To best use a Travel Credit Card with Annual Fee Waivers, consider these specific tips tailored to travel benefits:

Travel-related expenses

Use the card for all your travel-related expenses, such as booking flights, hotels, rental cars, and dining while traveling. This ensures you earn rewards on these purchases without paying an annual fee.

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Who should use a Travel Credit Card with Annual Fee Waivers?

A Travel Credit Card with Annual Fee Waivers is an excellent choice for various individuals such as the ones listed here:

Casual travellers

Infrequent travelers who don't want to pay an annual fee but still want to earn rewards on their occasional travel expenses can benefit from this type of credit card.

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Things to look out for when choosing a Credit Card with Annual Fee Waivers

A Travel Credit Card with Annual Fee Waivers is an excellent choice for this list of individuals:

Rewards structure

Check the card's rewards program and earning rates for travel-related expenses. Ensure it offers rewards that match your travel habits and preferences.

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What is a travel credit card?

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A travel credit card is a type of credit card designed to cater to the needs of travellers.

These cards offer rewards and benefits that focus on travel-related expenses. Cardholders can earn rewards, such as points or miles, on travel purchases, and often receive additional travel perks like travel insurance, airport lounge access, concierge services, and more. Travel credit cards can be valuable tools for individuals who frequently travel for business or leisure, as they provide opportunities to earn rewards and enjoy travel-related benefits while making their travel experiences more enjoyable and cost-effective.

Do all travel credit cards have an annual fee?

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Most travel credit cards have an annual fee, with the exception of the HSBC Revolution Card. They can range from moderate to high, and they often offer more extensive travel benefits and rewards. Meanwhile for the HSBC Revolution Card, travellers are able to earn rewards and enjoy travel perks without the added cost of an annual fee.

Best Travel Credit Cards With Annual Fee Waivers in Singapore 2024

OCBC Rewards Credit Card

Things to consider for this product:

Quick Facts

Maybank Horizon Visa Signature Card

4 Offers Available

Things to consider for this product:

Quick Facts

KrisFlyer UOB Credit Card

Offer Available

Things to consider for this product:

Quick Facts

Standard Chartered Rewards+ Credit Card

Offer Available

Things to consider for this product:

Quick Facts

UOB PRVI Miles American Express Card

2 Offers Available

Things to consider for this product:

Quick Facts

UOB PRVI Miles World MasterCard

2 Offers Available

Things to consider for this product:

Quick Facts

UOB PRVI Miles Visa Card

2 Offers Available

Things to consider for this product:

Quick Facts

DBS Altitude Visa Signature Card

2 Offers Available

Things to consider for this product:

Quick Facts

DBS Altitude American Express Card

2 Offers Available

Things to consider for this product:

Quick Facts

OCBC 90°N Visa Card

Things to consider for this product:

Quick Facts

Citi PremierMiles Card

4 Offers Available

Things to consider for this product:

Quick Facts

Standard Chartered Journey Credit Card

4 Offers Available

Things to consider for this product:

Quick Facts

Maybank Manchester United Platinum Visa Credit Card

Offer Available

Things to consider for this product:

Quick Facts

Maybank World Mastercard

Offer Available

Things to consider for this product:

Quick Facts

UOB Visa Infinite Metal Card

Things to consider for this product:

Quick Facts

Quick Facts

How does a Travel Credit Card with Annual Fee Waivers work?

How to best use a Travel Credit Card with Annual Fee Waivers?

Travel-related expenses

Explore travel partnerships

Consider transfer partners

Who should use a Travel Credit Card with Annual Fee Waivers?

Complementary cardholders

Things to look out for when choosing a Credit Card with Annual Fee Waivers

Frequently asked questions For Travel Credit Cards With Annual Fee Waivers

What is a travel credit card?

Do all travel credit cards have an annual fee?