Which Credit Cards Can Give Me Access to Priority Pass Lounges?

For the discerning traveller in Singapore, a premium credit card is more than just a method of payment; it's a passport to a world of exclusive privileges, including coveted airport lounges. These cards unlock a suite of luxury travel benefits, including Priority Pass access, generous rewards programmes and a host of other perks designed to elevate your travel experience.

Typically, these premium cards cater to frequent flyers, business executives and affluent individuals, with eligibility criteria such as the minimum annual income varying significantly based on the specific credit card and its associated benefits.

By providing access to airport lounges, these cards offer a tranquil sanctuary away from the hustle and bustle of terminals, complete with complimentary refreshments, high-speed Wi-Fi and comfortable workspaces. These premium cards also provide opportunities to earn points, miles or cashback on your spending.

Here are some of the best credit cards in Singapore that offer lounge access:

Terms and conditions apply. 

Some of these cards are undoubtedly classified as premium credit cards in Singapore, as reflected in their substantial annual fees. However, these fees often grant unlimited access to Priority Pass lounges, unlike some other cards that may impose limitations on the number of annual visits.

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The DBS Vantage Visa Infinite Card is tailored for travellers seeking elevated comfort and convenience, with a strong emphasis on premium lounge access. It offers complimentary Digital Priority Pass™ Membership, granting cardholders 10 free lounge visits per year to a vast network of over 1,300 airport lounges worldwide. This feature allows for a more relaxing and enjoyable pre-flight experience, especially for those who travel frequently. The card also offers a choice of rewards, allowing you to earn either miles or cashback on your spending, providing versatility to suit different preferences.

Beyond lounge access, the card provides additional travel perks, such as the complimentary Accor Plus Explorer membership, which unlocks hotel benefits like a free night stay at participating properties like Sofitel, Fairmont, and Swissotel. While there's a minimum spend requirement, the card's overall features cater to those who prioritise premium travel experiences and are comfortable with a premium annual fee. If you're seeking a card that combines lounge access with rewards flexibility, the DBS Vantage Visa Infinite Card is a solid option.

>> Read: Best Premium Credit Cards in Singapore 2025

The Standard Chartered Visa Infinite Credit Card prioritises comfortable travel with its complimentary Priority Pass membership. Cardholders can access airport lounges globally, enjoying up to six visits annually. This benefit offers a welcome respite from busy terminals, providing a more relaxed journey. For those who frequently travel internationally, the card also provides a competitive miles earn rate of up to 3 miles per S$1 spent overseas.

In addition to lounge access, the card includes comprehensive travel insurance coverage of up to S$1 million, ensuring protection during your travels. To achieve the higher miles earn rate, a minimum eligible spend of S$2,000 per statement cycle is required. This card is well-suited for individuals who value airport lounge comfort, travel insurance, and overseas spending rewards, and who are willing to meet the spending criteria.

>> Read: The American Express Centurion Lounge

The HSBC TravelOne Credit Card is designed for those who prioritise travel rewards and flexible redemption. It distinguishes itself with a broad selection of airline and hotel transfer partners, offering cardholders extensive options for converting their earned miles. This card also includes a measure of comfort for your journeys, providing four complimentary airport lounge visits per year through Priority Pass, allowing for a more relaxed experience while waiting for your flight.

Beyond its miles programme, the card facilitates spending with features like HSBC Instalment Plans. While the earn rates are 1.2 miles per dollar on local spend and 2.4 miles per dollar on overseas spend, the card's strength lies in its transfer partner flexibility and lounge access. This card appeals to travellers seeking diverse redemption options and a touch of travel comfort.

The CIMB Visa Infinite Card offers a compelling proposition for travellers seeking both rewards and lounge access. Cardholders receive 3 complimentary global lounge accesses annually, providing a touch of comfort during their journeys. This card also distinguishes itself with its unlimited 2% cashback on travel and overseas spending, allowing users to earn generously while abroad.

Beyond lounge access, the CIMB Visa Infinite Card provides complimentary travel insurance coverage of up to S$1 million, offering peace of mind for you and your family. Notably, it boasts a life-time annual fee waiver, making it a cost-effective option for frequent travellers who meet the minimum spend requirement of S$2,000 per statement month to qualify for the 2% cashback.

>> Read: Should you sign up for priority pass memberships?

The DBS Altitude Visa Signature Card provides a gateway to enhanced travel experiences, featuring complimentary airport lounge access through its Priority Pass™ membership. Cardholders receive two free lounge visits annually, offering a chance to unwind and relax during their journeys. This card also presents attractive miles earn rates, allowing you to accumulate rewards on both local and overseas spending, with up to 1.3 miles per dollar and 2.2 miles per dollar respectively.   

In addition to lounge access, this card offers competitive miles accrual, suitable for those who wish to earn miles for flight bookings. While there is a fee for subsequent lounge visits and a miles conversion fee, the DBS Altitude Visa Signature Card strikes a balance between travel perks and miles earning potential, appealing to frequent flyers.

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Before applying for a credit card solely for Priority Pass lounge access, understand that Priority Pass lounges vary in quality. While most offer refreshments, Wi-Fi and seating, not all provide the same level of comfort or amenities.

If your preferred airport's Priority Pass lounge is satisfactory, using a credit card for free access can be more economical than a paid membership. To activate this perk, you may need to register for a Priority Pass membership through your credit card provider's website or app.

Additionally, be sure to check the number of complimentary visits included annually, guest access policies and whether supplementary cardholders also receive lounge benefits. These details can vary depending on the specific credit card and its terms and conditions.

To maximise your rewards, it's essential to select a travel credit card that aligns with your individual priorities. Here's a look at some of the top travel credit cards for 2025:

• Best for flat-rate rewards: Citi Cash Back+ Card

• Best for luxury travel perks: Citi Prestige Card

• Best for cashback on travel bookings: Standard Chartered Simply Cash Credit Card

• Best for business travellers: Citi PremierMiles Card

• Best for no annual fee: HSBC Advance Credit Card