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Best Credit Cards with Lounge Access in Singapore 2024

Discover the Best Credit Cards with Lounge Access in Singapore, granting you access to exclusive airport lounges for a premium travel experience. Elevate your journey with these coveted cards and enjoy comfort and sophistication while awaiting your flights.

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Airport Lounge & Transfer All Travel Cards Travel Sign-up Gifts Annual Fee Waiver Go to: Promo - Bonus Miles Go to: Overseas

DBS Vantage Visa Infinite Card

Airport Lounge Access

10 visits per year*

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Lounge visits Priority Pass

Annual Fee

S$ 599.5

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Non-waivable for first year. Waiver will be granted in subsequent years with a minimum eligible spend of S$60,000 within in a calendar year.

Minimum Annual Income

S$ 120,000

Offer Available

Welcome Offer

Up to 85,000 miles

Valid until

31 May 2024

Things to consider for this product:

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Bonus air miles

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Local spending rebate

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Overseas rebate

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Airport lounge

1.5 miles or 1.5% cashback per S$1 spent locally, such as groceries, shopping and more.
2.2 miles or 2.2% cashback per S$1 spent on overseas purchases in foreign currency.
Receive 25,000 bonus miles when you pay the annual fee of S$550 (exclusive of GST) to renew your membership.
Complimentary Accor Plus Explorer membership with 1 free hotel night stay at Sofitel, Fairmont, Swissotel and over 1000 hotels worldwide.
Complimentary Digital Priority Pass™ Membership and 10 free lounge visits to over 1,300 airport lounges worldwide within each 12-month period of membership.
Members-only dining privileges at over 80 of Singapore’s fine dining establishments, including Michelin-awarded restaurants.
Annual fee of S$588.50 (inclusive of GST) is non-waivable for the first year.
Miles are awarded in the form of DBS Points which are awarded for every S$5 spent.
Each conversion of DBS Points to miles will be subjected to an administrative fee of S$25 (exclusive of GST).

DBS World Business Card

Airport Lounge Access

10 visits per year*

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Priority Pass airport lounge

Annual Fee

S$ 410.4

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First Year Waived

Min. Annual Income

S$ 80,000

Things to consider for this product:

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Airport lounge

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Local spending rebate

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Overseas rebate

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Annual Fee required

Standard Chartered Visa Infinite Credit Card

Airport Lounge Access

6 visits per year*

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Lounge visits Priority Pass

Annual Fee

S$ 599.5

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Strictly non-waivable.

Minimum Annual Income

S$ 150,000

Things to consider for this product:

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Airport lounge

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Travel insurance

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Bonus air miles

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Monthly spend required

Maybank Visa Infinite Card

Airport Lounge Access

4 visits per year*

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For primary cardholders only. US$32 per person per visit rate available for supplementary cardholder and guests. Complimentary Priority Pass membership renewed with annual fee payment or min. S$60,000 eligible spend of previous card anniversary year.

Annual Fee

S$ 654

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First Year Waived

Min. Annual Income

S$ 150,000

Things to consider for this product:

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Airport lounge

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No expiry air miles

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Airport transfer

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Annual Fee required

Up to 3X TREATS Points (1.2 mpd) on local spend.
Up to 5X TREATS Points (2 mpd) on foreign currency spend .
Complimentary enrolment into Maybank's Rewards Infinite Programme where TREATS Points never expire.
Dining, shopping, and travel deals via Maybank TREATS SG app.
Up to S$1,000,000 complimentary travel insurance coverage when you charge full travel fare to card.
Unlimited Priority Pass lounge visits per year for primary cardholders.
Complimentary Priority Pass membership renewal upon paying card annual fee or min. S$60,000 in eligible spend in previous card anniversary year.
Complimentary green fees all year round at over 100 golf courses worldwide.
1x complimentary airport limousine transfer on a Mercedes E-Class with min. S$3,000 eligible spend in previous calendar month.
1x complimentary JetQuay Service featuring private JetQuay host with min. S$3,000 eligible spend in previous calendar month.
25% off retail rates for meet-and-greet airport services in selected countries.
10% off car rentals worldwide with min. 1-day rental (plus 1 extra day rental with min. 6 days' rental).
24/7 Visa Concierge service and access to Visa Luxury Hotel Collection.
No complimentary airport lounge visits for supplementary cardholders and guests. US$32 per person per visit rate applies.

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Airport Lounge Access

4 visits per year*

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Complimentary access to SATS and Plaza Premium Lounges upon Card approval and fully paid renewal of Card membership.

Annual Fee

S$ 343.35

Minimum Annual Income

Conditional

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Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

2 Offers Available

Welcome Offer

Up to 34,000 KrisFlyer miles

Valid until

29 May 2024

Welcome Offer

Receive up to 17,000 KrisFlyer miles and up to S$300 eCapitaVouchers

Valid until

29 May 2024

Things to consider for this product:

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Unlimited air miles

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Airport lounge

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Travel insurance

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Annual Fee required

Gift Options

Up to 34,000 KrisFlyer miles

Gift Options

Receive up to 17,000 KrisFlyer miles and up to S$300 eCapitaVouchers

HSBC TravelOne Credit Card

Airport Lounge Access

4 visits per year*

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Apply for DragonPass Membership (complimentary for cardholders).

Annual Fee

S$ 196.2

Minimum Annual Income

S$ 30,000

2 Offers Available

Best Deal Guarantee

Dyson AM07 Tower Fan (worth S$459)

Valid until

14 May 2024

Best Deal Guarantee

Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Valid until

14 May 2024

Best Deal Guarantee

S$250 eCapitaVoucher

Valid until

14 May 2024

Best Deal Guarantee

15,000 Max Miles (worth a free flight to Tokyo, Japan)

Valid until

14 May 2024

Things to consider for this product:

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Unlimited air miles

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Airport lounge

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Travel insurance

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Bonus air miles

CIMB Visa Infinite Card

Airport Lounge Access

3 visits per year*

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Apply for DragonPass Membership (complimentary for cardholders).

Annual Fee

No Annual Fee

Minimum Annual Income

S$ 120,000

Offer Available

Best Deal Guarantee

S$280 cash via PayNow

Valid until

02 May 2024

Things to consider for this product:

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No rebate cap

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Airport lounge

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Travel insurance

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Annual Fee waiver

DBS Altitude Visa Signature Card

Airport Lounge Access

2 visits per year*

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Lounge visits Priority Pass

Annual Fee

S$ 196.2

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First Year Waived

Minimum Annual Income

S$ 30,000

2 Offers Available

Welcome Offer

Up to 53,000 miles

Valid until

31 May 2024

Welcome Offer

Up to 43,000 miles plus first-year annual fee waiver

Valid until

31 May 2024

Things to consider for this product:

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Bonus air miles

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Airport lounge

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No expiry air miles

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Unlimited air miles

DBS Altitude American Express Card

Airport Lounge Access

2 visits per year*

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Lounge visits Priority Pass

Annual Fee

S$ 196.2

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First Year Waived

Minimum Annual Income

S$ 30,000

2 Offers Available

Welcome Offer

Up to 60,000 miles

Valid until

31 May 2024

Welcome Offer

Up to 50,000 miles plus first-year annual fee waiver

Valid until

31 May 2024

Things to consider for this product:

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Bonus air miles

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Airport lounge

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No expiry air miles

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Unlimited air miles

American Express Singapore Airlines Business Credit Card

Airport Lounge Access

2 visits per year*

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Lounge visits Priority Pass.

Annual Fee

S$ 304.59

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Non-waivable

Minimum Annual Income

S$ 30,000

2 Offers Available

Welcome Offer

68,000 HighFlyer points (worth S$647)

Valid until

29 May 2024

Welcome Offer

Samsonite Choca Spinner 68/25 (worth S$700) and 10,800 HighFlyer points

Valid until

29 May 2024

Things to consider for this product:

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Bonus air miles

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Airport lounge

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Air ticket rebate

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Rebate cap applied

Citi PremierMiles Card

Airport Lounge Access

2 visits per year*

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Priority Pass membership is on application basis and is reserved for the Principal cardmember only.

Annual Fee

S$ 196.2

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First Year Waived

Minimum Annual Income

S$ 30,000

2 Offers Available

SingSaver Lightning Deal

Sony PlayStation® 5 Slim Disc Edition (worth S$799)

Valid until

02 May 2024

SingSaver Lightning Deal

Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)

Valid until

02 May 2024

SingSaver Lightning Deal

S$500 eCapitaVoucher

Valid until

02 May 2024

Best Deal Guarantee

Dyson Supersonic™ hair dryer (worth S$699)

Valid until

02 May 2024

Best Deal Guarantee

Apple iPad 10th Gen WiFi 64GB (worth S$691.60)

Valid until

02 May 2024

Best Deal Guarantee

S$400 eCapitaVoucher

Valid until

02 May 2024

Best Deal Guarantee

S$300 cash via PayNow

Valid until

02 May 2024

Things to consider for this product:

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No expiry air miles

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Airport lounge

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Travel rebate

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Gift: Apple product

1.2 miles per S$1 spent locally.
2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
11 different airline and hotel transfer partners.
Complimentary travel insurance with solid coverage.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Gift Options

Sony PlayStation® 5 Slim Disc Edition (worth S$799); or
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859); or
S$500 eCapitaVoucher

Gift Options

Dyson Supersonic™ hair dryer (worth S$699); or
Apple iPad 10th Gen WiFi 64GB (worth S$691.60); or
S$400 eCapitaVoucher; or
S$300 cash via PayNow

Standard Chartered Journey Credit Card

Airport Lounge Access

2 visits per year*

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Apply for Priority Pass Membership (complimentary for cardholders).

Annual Fee

S$ 196.2

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First Year Waived (Optional)

Minimum Annual Income

S$ 30,000

2 Offers Available

Best Deal Guarantee

Dyson AM07 Tower Fan (worth S$459)

Valid until

12 May 2024

Best Deal Guarantee

Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Valid until

12 May 2024

Best Deal Guarantee

Up to S$160

Valid until

12 May 2024

Welcome Offer

Up to 45,000 miles

Valid until

30 June 2024

Things to consider for this product:

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Bonus air miles

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No expiry air miles

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Airport lounge

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Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, grocery +and food delivery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Gift Options

Dyson AM07 Tower Fan (worth S$459); or
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274); or
Up to S$160

Gift Options

Up to 45,000 miles

Citi PremierMiles Card + Citi Wealth First Account Bundle

Airport Lounge Access

2 visits per year*

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Priority Pass membership is on application basis and is reserved for the Principal cardmember only.

Annual Fee

S$ 196.2

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First Year Waived

Minimum Annual Income

S$ 30,000

2 Offers Available

Best Deal Guarantee

Dyson Supersonic™ hair dryer (worth S$699) + S$100 eCapitaVoucher

Valid until

31 May 2024

Best Deal Guarantee

Apple iPad 10th Gen WiFi 64GB (worth S$691.60) + S$100 eCapitaVoucher

Valid until

31 May 2024

Best Deal Guarantee

S$400 + S$100 eCapitaVoucher

Valid until

31 May 2024

Best Deal Guarantee

S$300 cash via PayNow + S$100 eCapitaVoucher

Valid until

31 May 2024

Welcome Offer

Up to S$2,460 cash rewards

Valid until

02 May 2024

Things to consider for this product:

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Seamless application

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Increased rewards

Enjoy up to 7.51% p.a.* on your savings with your Citi Wealth First Account. Earn higher interest and save more with every action.
Protect and build your wealth with our full suite of investment and insurance products.
Enjoy access to global banking & lifestyle privileges, travel benefits and get invited to exclusive events.
Get 6-month commission-free trades online* for U.S. and H.K. markets and have access to Global Market Insights with 350+ analysts worldwide.
Supporting team of experts and dedicated Relationship Manager to assist you to reach your goals
1.2 miles per S$1 spent locally. 2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
One seamless journey for both products
More rewards when you apply for both products as a bundle
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Gift Options

Dyson Supersonic™ hair dryer (worth S$699) + S$100 eCapitaVoucher; or
Apple iPad 10th Gen WiFi 64GB (worth S$691.60) + S$100 eCapitaVoucher; or
S$400 + S$100 eCapitaVoucher; or
S$300 cash via PayNow + S$100 eCapitaVoucher

Gift Options

Up to S$2,460 cash rewards

DCS CASHBACK Card

Airport Lounge Access

1 visits per year

Annual Fee

S$ 196.2

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Annual fee waivers after second year are subject to minimum annual spend of S$10,000 per annum.

Minimum Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR) OR S$15,000 p.a. (age 55 & above) S$60,000 and above per annum (Foreigner).

Offer Available

Welcome Offer

2x GOTRIP luggage bags (worth S$500 total)

Valid until

31 May 2024

Things to consider for this product:

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Travel insurance

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Airport lounge

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Monthly spend required

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Rebate cap applied

DCS Sheng Siong Card

Airport Lounge Access

1 Visit per year

Annual Fee

S$ 196.2

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First Year Waived

Minimum Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR) OR S$15,000 p.a. (age 55 & above) S$60,000 and above per annum (Foreigner).

Offer Available

Welcome Offer

2x GOTRIP luggage bags (worth S$500 total)

Valid until

31 May 2024

Things to consider for this product:

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Supermarket rebate

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Travel insurance

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Installment

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No expiry air miles

DCS DON DON DONKI Card

Airport Lounge Access

1 visits per year

Annual Fee

S$ 196.2

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First Year Waived

Minimum Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR) OR S$15,000 p.a. (age 55 & above) S$60,000 and above per annum (Foreigner).

Offer Available

Welcome Offer

2x GOTRIP luggage bags (worth S$500 total)

Valid until

31 May 2024

Things to consider for this product:

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Supermarket rebate

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Travel insurance

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Installment

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No expiry air miles

UOB Visa Infinite Metal Card

Airport Lounge Access

Unlimited visits

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Airport Companion Program by DragonPass For primary cardholder and one guest. US$28 per guest per visit will be charged for others.

Annual Fee

S$ 654

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Non-waivable

Minimum Annual Income

S$ 120,000

Things to consider for this product:

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Airport lounge

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Bonus air miles

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Overseas rebate

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Annual Fee required

American Express Platinum Card

Airport Lounge Access

Unlimited

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Participating lounges: - The Centurion® Lounge - International American Express Lounges - Delta SkyCLub® Lounges - Plaza Premium Airport Lounges - Priority PassTM Lounges

Annual Fee

S$ 1,744

Minimum Annual Income

Conditional

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Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

2 Offers Available

Welcome Offer

Complimentary one-night stay at The Ritz Carlton, Millenia Singapore (worth S$590)

Valid until

08 May 2024

Welcome Offer

135,000 Membership Rewards® points (Upsized for Existing Cardmembers)

Valid until

08 May 2024

Things to consider for this product:

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Bonus air miles

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Dining savings

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Airport lounge

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Annual Fee required

Up to S$1,354 worth of travel, dining, and lifestyle credits inclusive of S$200 airline credits, S$400 global dining credits, S$400 lifestyle credits, S$204 entertainment credits, and S$150 fashion credits.
Indulge In Fine Hotels + Resorts Benefits Worth S$800.
Complimentary access for you, a supplementary cardholder and one guest each to 1,400 Lounges such as The Centurion Lounge, Priority Pass, International American Express Lounges.
Gain instant status to higher tiers of leading hotel loyalty programs such as the Marriott Bonvoy™ Gold Elite Status and Hilton Honors Gold Status.
Complimentary Access into Tower Club.
Complimentary Weekend Parking at Great World City.
Membership Rewards Points never expire.
Up to 50% savings at selected hotels such as Marriott, St. Regis, and W Singapore among others.
Up to 50% savings with Love Dining at selected restaurants such as Lawry’s, Sen of Japan, and Peach Garden among others.
Enjoy S$400 every year to use at over 1,400 curated restaurants locally and around the world.
Annual fee: S$1,744 (inclusive of GST).

Gift Options

Complimentary one-night stay at The Ritz Carlton, Millenia Singapore (worth S$590)

Gift Options

135,000 Membership Rewards® points (Upsized for Existing Cardmembers)

HSBC Visa Infinite Credit Card

Airport Lounge Access

Unlimited visits

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For primary and supplementary cardholders. US$35 per guest per visit will be charged for others.

Annual Fee

S$ 662.15

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S$497.06 for HSBC Premier customers

Minimum Annual Income

S$ 120,000

Things to consider for this product:

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Bonus air miles

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Airport lounge

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Travel insurance

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Annual Fee required

Base earn rates of 1 mile per S$1 on local spend and 2 miles per S$1 in foreign spend.
Step Up earn rates of 1.25 miles per S$1 on local spend and 2.25 miles per S$1 in foreign spend with min. S$50,000 eligible purchases within first 12 months of card issuance date.
Regular cardholders: 2x complimentary expedited immigration clearance per calendar year, thereafter min. S$2,000 eligible spend in a calendar month to qualify.
Regular cardholders: 2x complimentary airport limousine service per calendar year, thereafter min. S$2,000 eligible spend in a calendar month to qualify (capped at 24 usages per calendar year).
HSBC Premier customers: 4x complimentary expedited immigration clearance and airport limousine service each per calendar year.
Unlimited airport lounge access for primary and supplementary cardholders.
Up to US$2 million complimentary travel insurance coverage (including up to US$100,000 for COVID-19).
Complimentary concierge services for travel, golfing, dining, shopping, and business assistance.
Exclusive discounts on retail, dining, hotel stays, and more offers.
US$35 per guest per visit for airport lounge access.
HSBC Rewards Points expire after 37 months.
S$43.20 annual Mileage Programme fee (convert points into KrisFlyer and/or Asia Miles).
Expensive annual fee of S$656.08 for everyone, but S$492.56 annual fee reserved for HSBC Premier customers only.

Citi Prestige Card

Airport Lounge Access

Unlimited Priority Pass visits

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Priority Pass

Annual Fee

S$ 540

Min. Annual Income

S$ 120,000

Things to consider for this product:

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Airport lounge

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Overseas rebate

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Unlimited air miles

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No expiry air miles

OCBC Voyage Card

Airport Lounge Access

Unlimited visits

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Plaza Premium lounge

Annual Fee

S$ 497.06

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With 15,000 VOYAGE Miles or S$3,240 a year with 150,000 VOYAGE Miles.

Min. Annual Income

S$ 120,000

Things to consider for this product:

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No expiry air miles

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Overseas rebate

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Airport lounge

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Airport transfer

Comparison of the Best Credit Card With Lounge Access in Singapore

Credit Card	Airport Lounge Access	How to Redeem
Citi Premier Miles Card	2x visits per year with Priority Pass	Apply for Priority Pass Membership (complimentary for cardholders)
Standard Chartered Journey Card	2x visits per year with Priority Pass	Apply for Priority Pass Membership (complimentary for cardholders)
DBS Altitude Visa Signature Card	2x visits per year with Priority Pass	Apply for Priority Pass Membership (complimentary for cardholders)
CIMB Visa Infinite Card	3x visits per year with DragonPass	Apply for DragonPass Membership (complimentary for cardholders)
American Express Singapore Airlines KrisFlyer Ascend Card	4x visits per year to participating SATS Premier Lounges and Plaza Premium Lounges worldwide KrisFlyer Elite Gold Members get KrisFlyer Gold Lounge access at Changi Airport and Star Alliance Gold Lounges worldwide	Complimentary access to SATS and Plaza Premium Lounges upon card approval and renewal of card membership. Spend more than $15,000 on eligible purchases on singaporeair.com within the first 12 months to get upgraded to KrisFlyer Elite Gold Membership
HSBC TravelOne Credit Card	4x visits per year with DragonPass	Apply for DragonPass Membership (complimentary for cardholders)
Standard Chartered Visa Infinite Card	6x visits per year with Priority Pass	Apply for Priority Pass Membership (complimentary for cardholders)
HSBC Visa Infinite Card	Unlimited visits with LoungeKey for both primary and supplementary cardholders	Present your primary or supplementary card and boarding pass to the lounge operator.
OCBC Voyage Card	Unlimited visits to Plaza Premium VIP airport lounges globally	Complimentary access granted upon card approval and renewal of card membership fee

General Airport Lounges

Several miles credit cards provide access to affiliated airport lounges, offering basic services and amenities like seating, Wi-Fi, and food for travellers.

Airline-Specific Lounges

Co-branded and premium credit cards often provide access to lounges operated by the partnered airline, giving cardholders a more personalised experience related to that specific carrier.

Exclusive Credit Card Lounges

Select credit cards offer their own exclusive lounge networks, such as the American Express Centurion Lounge, providing luxury services and high-end amenities to cardholders.

Global Lounge Networks

Some miles credit cards offer memberships to different global lounge networks (e.g., Priority Pass, Dragon Pass, LoungeKey, and Plaza Premium) as a cardholder perk, irrespective of the airline or class of travel.

Qatar Airways
Al Mourjan Business Lounge (Hamad International Airport, Doha)

Renowned for its opulent decor and spacious design, Qatar Airways' Al Mourjan Business Lounge offers an extensive dining menu, shower facilities, and a tranquil atmosphere, creating a luxurious pre-flight experience.

Cathay Pacific
The Pier, Business Class Lounge (Hong Kong International Airport)

As the largest lounge of Cathay Pacific, Pier Business Class Lounge features a diverse array of dining options, elegant design, and personalised services for its premium travellers.

Singapore Airlines
SilverKris Lounge
(Changi Airport, Singapore)

The SilverKris Lounge by Singapore Airlines offers a culinary experience in its dining hall, spacious seating with separate areas for dining and workstations, and other excellent facilities that create a comfortable and stylish setting for passengers.

ANA Suite Lounge
(Haneda Airport)

Providing a serene and refined atmosphere, the ANA Suite Lounge in Haneda Airport offers high-quality dining options, private relaxation spaces with massage chairs, and impeccable service, catering to the needs of first-class travellers.

How Do You Get Unlimited Lounge Access?

"Unlimited lounge access" typically refers to the ability of a traveller to enter airport lounges without restrictions on the frequency of visits. This means they can enjoy the amenities and comforts of airport lounges whenever they travel, often without additional fees for each visit.

There are select premium credit cards that provide unlimited lounge access, allowing cardholders to enjoy lounge amenities and services for free. However, it's crucial to review individual card details for specific terms, conditions, and affiliated lounge networks to understand the full extent of this valuable perk.

Global Network	Largest lounge network with 1,500+ lounges globally
Membership Access	Purchase Priority Pass membership or hold premium credit cards that offer Priority Pass membership as a complimentary benefit
Guest Policy (Credit Card Membership)	Guest access varies, subject to individual credit card terms
Additional Services	Offers complimentary snacks and drinks, Meet & Assist services, spas and massages, and co-working environments
Affiliation with Credit Cards	Affiliated with select premium credit cards, providing complimentary lounge access or Priority Pass membership discounts as benefit

Global Network	Global presence with 180+ lounges in numerous airports
Membership Access	Available through lounge membership, purchase of day passes, and affiliations with certain credit cards
Guest Policy (Credit Card Membership)	Guest access is often available, with terms varying by location, membership type, and credit card perk
Additional Services	Provides various services beyond lounge access, including private resting spaces, computer workstations, and more
Affiliation with Credit Cards	Associated with various credit cards, providing lounge access as a benefit with varying terms and conditions

Global Network	Global network with over 1,300+ lounges, including some at railway stations in China
Membership Access	Other than official memberships, DragonPass is also associated with specific credit cards, offering lounge access as a benefit
Guest Policy (Credit Card Membership)	Allows guest access, subject to individual credit card terms
Additional Services	Offers a range of travel-related benefits, including dining offers, airport transfers and meet and greet services
Affiliation with Credit Cards	Affiliated with certain credit cards, offering DragonPass membership as a complimentary benefit

Global Network	Global network with 1,250 diverse lounge options
Membership Access	LoungeKey membership and select credit cards, typically associated with eligible Mastercard holders, as a complimentary benefit
Guest Policy (Credit Card Membership)	Guest policies vary by credit card and may include additional fees
Additional Services	Lounge access plus discounts or deals at airport restaurants, shops, and spas
Affiliation with Credit Cards	Often associated with specific credit cards, including eligible Mastercards, providing LoungeKey access as a complimentary benefit

Lounge Amenities

Review the amenities offered in affiliated lounges, such as food, Wi-Fi, shower rooms, and workspaces, to ensure they meet your preferences.

Lounge Network Affiliation

Assess whether the card is affiliated with a specific lounge network (e.g., Priority Pass, DragonPass) and how this aligns with your preferred travel destinations/frequently visited airports.

Spending Habits Alignment

The card should complement your overall spending habits and financial goals, ensuring it also supports your lifestyle beyond just lounge access.

Are airport lounges free to visit with a credit card?

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Yes, airport lounge access can be complimentary with certain miles credit cards.

These cards provide this benefit as a perk, offering cardholders access to airport lounges without additional charges. However, not all credit cards offer this benefit, so it's essential to check the specific terms of each card to see if it includes complimentary lounge access.

If you have used up your complimentary lounge visits, you will need to pay for subsequent visits, which start from $32 USD onwards.

Is it worth it to to pay for lounge access?

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Whether it's worth paying for lounge access depends on your travel frequency, preference for amenities, and budget.

If you travel often, value a quiet and comfortable space, and can benefit from amenities like food, beverages, and Wi-Fi, purchasing lounge access might be worthwhile.

However, it may not be necessary if you rarely travel or have lounge access through other means (e.g., airline status). Weigh the cost against the benefits to make an informed decision.

Can Krisflyer Members use airport lounges?

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Yes, KrisFlyer members can access airport lounges based on their membership tier (Elite Silver, Gold, or PPS Club) or class of travel (Business or First Class).

Lounge eligibility may vary, so checking the specific terms associated with the KrisFlyer membership, the booked flight, and other terms and conditions is advisable.

What is a Lounge Guest Allowance?

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A Lounge Guest Allowance refers to the number of guests a person is permitted to bring into an airport lounge using a specific lounge access programme or credit card benefit.

This allowance varies among programmes and credit cards. Some may offer complimentary guest passes (mostly limited), allowing cardholders to bring in a certain number of guests for free.

Meanwhile, others may require payment for additional guests beyond the complimentary allowance of 1 or 2 guests.

The Lounge Guest Allowance is an important factor to consider when assessing the overall value of a lounge access benefit.

Can supplementary cardholder access airport lounges?

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Whether a supplementary cardholder can access airport lounges depends on the specific terms and conditions of the credit card. Primary cardholders may have the option to extend lounge access privileges to supplementary cardholders.

However, the extent of this access, including any potential fees or restrictions, can vary between credit cards and their associated lounge access programmes.

It is advisable to review the details provided by the credit card issuer or consult the terms and conditions to understand the specific rules regarding lounge access for supplementary cardholders.

Best Credit Cards with Lounge Access in Singapore 2024

DBS Vantage Visa Infinite Card

Offer Available

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DBS World Business Card

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Standard Chartered Visa Infinite Credit Card

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Maybank Visa Infinite Card

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American Express Singapore Airlines KrisFlyer Ascend Credit Card

2 Offers Available

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HSBC TravelOne Credit Card

2 Offers Available

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CIMB Visa Infinite Card

Offer Available

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DBS Altitude Visa Signature Card

2 Offers Available

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DBS Altitude American Express Card

2 Offers Available

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American Express Singapore Airlines Business Credit Card

2 Offers Available

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Citi PremierMiles Card

2 Offers Available

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Standard Chartered Journey Credit Card

2 Offers Available

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Citi PremierMiles Card + Citi Wealth First Account Bundle

2 Offers Available

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DCS CASHBACK Card

Offer Available

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DCS Sheng Siong Card

Offer Available

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DCS DON DON DONKI Card

Offer Available

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UOB Visa Infinite Metal Card

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American Express Platinum Card

2 Offers Available

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HSBC Visa Infinite Credit Card

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Citi Prestige Card

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OCBC Voyage Card

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Comparison of the Best Credit Card With Lounge Access in Singapore

Qatar Airways
Al Mourjan Business Lounge (Hamad International Airport, Doha)

Cathay Pacific
The Pier, Business Class Lounge (Hong Kong International Airport)

Singapore Airlines
SilverKris Lounge
(Changi Airport, Singapore)

ANA Suite Lounge
(Haneda Airport)