Use These 5 Credit Cards to Pay for Your Grab Rides

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Save money with these Grab credit card promos.

Save more on every Grab ride you take when you pay with these 5 credit cards.

Taking Grab rides has become a daily or at least weekly habit for many in Singapore. It’s convenient, fast (usually!) and most of all, you can book one with a few simple taps on your smartphone. If you’re a serial Grab-ber, learn to maximise your spend with a range of Grab credit card promotions. That way, even if you’re spending a tidy sum on Grab rides every week,  you’re still earning — in the form of cashback or miles — something in return.

The first decision to make is whether you prefer cashback or air miles as a form of rebate for each Grab ride. Only then can you figure out what the right credit card is for you. Below is a chart where we compare the best 5 credit cards on the market for Grab promos.

Cashback Standard Chartered Credit Cards Up to 15% cashback S$900/month S$30
Cashback Citi Cash Back Visa 8% cashback S$888/month S$25
Cashback UOB YOLO 8% cashback (weekdays), 3% (weekdays) S$600/month S$60
Air miles American Express credit cards 3.1 miles per dollar None First S$200/month
Air miles Maybank Horizon 3.2 miles per dollar S$300/month 12k miles/month


‘I want cash back’

Standard Chartered Credit Cards: Up to 15% cashback

Pay for Grab rides using any Standard Chartered credit card and earn up to 15% cashback on your ride (whether locally or overseas.) Maximum cap is S$30 per month, but you’ll have to charge at least S$900 in eligible retail spend for the month.

This offer is valid up till 31 March 2019.

Double-dipping never hurt anyone, so if you use the Standard Chartered Unlimited Credit Card to pay for your Grab ride, you’ll earn an extra 1.5% cashback each time.

Standard Chartered Unlimited Credit Card - SingSaver

The right credit card will give you free access to airport lounges


Citi Cash Back Visa Card: 8% cashback

Still one of the most consistent ways to save on your Grab rides, the Citi Cash Back Visa Card gives 8% rebates on your commutes, capped at S$25 per month. You’ll have to spend at least S$888 per month to qualify for the 8% rebate.

Don’t forget, this card also gives 8% cashback on dining, groceries, and petrol for a potential S$100 savings per month – as long as the stipulated minimum spend is met.

The right credit card will give you free access to airport lounges


UOB YOLO Card: 8% cashback on weekends

If you take Grab rides on the weekends, then the UOB YOLO Card will help give you the most savings.

Pay with this card and earn a sweet 8% cashback on your trips.

On any other day of the weekend, the rebate drops to 3% rebate. On the plus side, you only need to spend S$600 on this card to earn the bonus cashback, which is capped at S$60 per month.

The right credit card will give you free access to airport lounges


‘I want miles’

American Express Credit Cards: Earn 3.1 miles per dollar

Beef up your air miles account with every Grab ride with the Amex Singapore Airlines KrisFlyer Credit Card.

Pay for your commutes using this card and earn a cool 3.1 KrisFlyer miles per S$1. Offer is capped at the first S$200 spend in each calendar month, but that’s still a cool 660 miles earned per month.

The right credit card will give you free access to airport lounges


Maybank Horizon Visa Signature Card: Earn 3.2 miles per dollar

If collecting air miles while Grabbing your way around town is your thing, consider getting the Maybank Horizon Visa Signature Card.

This mid-range credit card grants a generous air miles earn rate of 3.2 miles per S$1 on Grab taxi rides, but also on dining, petrol and selected Agoda hotel bookings. Do note there’s a required minimum spend of S$300 per month, and there’s a maximum cap of 12k miles per month.

Along with 2 miles per dollar on air tickets, travel packages and foreign transactions, you’ll be Grabbing to the airport sooner than you think. 

The right credit card will give you free access to airport lounges


Get up to S$100 worth of free Grab Rides!

If you have yet to apply for the UOB Credit Cards, UOB is offering up to S$100 worth of free Grab rides when you sign up for a card, valid till 31 March 2019!

New UOB Cardholders who spend a minimum of S$1,000 within the first 30 days of their card approval will receive S$100 worth of Grab rides. Terms and conditions apply.


Already a UOB Cardholder? Apply for the UOB PRVI Amex Card and meet the minimum spend requirement and you can still get S$30 worth of Grab rides.

Terms and conditions apply.

UOB PRVI Miles Card

The right credit card will give you free access to airport lounges


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Alevin ChanBy Alevin Chan
A Certified Financial Planner with a curiosity about what makes people tick, Alevin’s mission is to help readers understand the psychology of money. He’s also on an ongoing quest to optimize happiness and enjoyment in his life.