All The OCBC Credit Card Deals You Need To Know About Now (September 2023)

Fitness apparel promotions, healthy food deals, petrol savings, local attraction discounts – all part of the day in the life of an OCBC cardmember.

ICYMI: OCBC was named the best managed bank during the COVID-19 crisis, in their efforts to help customers cushion the personal finance wreckage left behind by the pandemic.

If you’d like to save money in the new norm, OCBC's credit cards may also be able to contribute to your cause. To help make the most of your spending, you can leverage on credit cards that reward you with cashback each month, such as the popular OCBC 365 or the revamped OCBC FRANK card.

Here’s a look at the deals you can enjoy as an OCBC credit or debit cardmember. Who doesn't love a good deal?

• Food and dining
• Fitness
• Fashion, retail and online shopping
• Leisure and entertainment
• Home
• Electricity and petrol
• Which OCBC credit card to choose?

Last updated as of 5 September 2023. Information is subject to change without notice. Refer to OCBC's credit card rewards and promotions page for more details.

Food and dining

Health is wealth. OCBC’s Financial Wellness Index found that 88% try to eat healthily and 85% exercise at least once a week. Building upon those insights, OCBC has gone a step further to encourage you to eat better with healthy dining offers that are good for both your body and your wallet. 

If you’re looking for more promo codes and discounts when it comes to food deliveries, you can check out our articles on GrabFood promo codes, Foodpanda promo codes, all food delivery promo codes.

The above is not an exhaustive list. Be sure to check back the official OCBC promotion list if you're looking for specific restaurants or vendors.

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Health, wellness & fitness

Besides healthy eating, if you’re into spin classes, yoga sessions and other fitness workouts, OCBC’s got you.

To save big on your fitness expenses, consider a gym that is friendlier on the wallet such as these gyms that offer memberships for less than S$80 a month.

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Fashion, retail and online shopping

With fitness, comes fashion. Be it activewear or athleisure, OCBC also has special promotions for your everyday retail or online shopping.

Besides special OCBC promotions, you can also find more promo codes and discounts for these shops here: Ezbuy, Klook, Lazada, Qoo10, Shopee and Zalora.

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Travel, leisure, and entertainment

How will you be spending your time with your friends and family? If you’re trying to clear your annual leave or (finally) take that well-deserved break, here are some ideas for you to be a tourist in your own country or stay entertained with movies and exciting experiences.

If you’re an OCBC cardmember looking for staycation deals, you can enjoy up to 30% off at Millennium Hotels and Resorts. Alternatively, you can consider these hotel staycation promotions, chalet staycations or even Work-From-Hotel packages!

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Home & electronics

Homebodies looking to jazz up their work-from-home space can check out these promotions. Many of OCBC’s partners also offer 0% instalment payment plans for those that prefer to pay for their purchases in smaller, recurring payments.

If you’re part of the crowd that’s keen on telemedicine, you can consider getting HealthPass by OCBC to consult a doctor via video calls. You also enjoy preferential rates for additional health screening and wellness services.

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Electricity and petrol

Electricity prices have been rising consecutively for the past few quarters. While consumers have been encouraged to consider fixed-price electricity plans amidst the volatility in prices, it never hurts to take advantage of credit card promotions to stretch each dollar of yours.

Pro tip: Pay for your recurring electricity bills with the OCBC 365 credit card to enjoy 3% monthly cashback.

Besides having to pay utilities, petrol costs can also add up for car owners. If you’re an OCBC cardholder, here’s how you can save extra dollars on your petrol bills.

When refuelling your vehicle at Caltex or Esso, be sure to use the OCBC 365 to save up to 22.92% or 21.04% respectively.

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Which OCBC credit card should you choose?

There is an OCBC credit card for you to use all 365 days of the year.

Quite FRANK-ly, not all credit cards will suit your spending habits.

Here’s a summary of the top OCBC credit cards and their key highlights. Or, you can read this article for the full rundown of the best OCBC credit cards available.

Name of card	Type of card	Reasons to get this card	Annual fee
OCBC 365 Apply Now	Cashback	- 6% cashback for overseas and local dining, including online food delivery - 3% cashback on groceries, transport, utility and travel - Up to 22.92% fuel savings at Caltex (including 18% instant discount for all fuel), up to 21.04% fuel savings at Esso, and 6% cashback on fuel spend at all other petrol stations Note: Min. monthly spend of S$800 required, cashback cap of S$80 per month Read our full review of this card here.	S$194.40 (First 2 years waived)
OCBC FRANK Apply Now	Cashback	Up to 10% cashback - 8% cashback on online, in-app, in-store spends, and foreign currency transactions - 2% cashback with selected green merchants e.g. Scoop Wholefoods, Little Farm, SimplyGO, BlueSG, etc. - 0.3% cashback on other eligible transactions Note: Min. monthly spend of S$800 required, cashback cap of S$100 per month — split into S$25 each for online (or in-app) purchases, in-store mobile payments, foreign currency expenses, and green merchants.  Read our full review of this card here.	S$80 (First 2 years waived)
OCBC 90°N Mastercard Apply Now OCBC 90°N Visa Apply Now	Miles	- 1.3 miles per S$1 local spend - 2.1 miles per S$1 overseas spend - Cash rebates at up to 2.1% from your earned Travel$ - Up to 7 miles per S$1 spent on Agoda accommodations worldwide - No expiry on 90°N Miles - Miles are awarded in 1 90°N Mile = 1 KrisFlyer Mile per S$5 transaction	S$194.40 (First year waived)
OCBC Titanium Apply Now   Apply Now	Rewards/Miles	- 10x rewards (4mpd) for eligible online and retail purchases, including Apple, Shopee, H&M, etc. - 1x rewards on all other spend - Additional 2% cash rebate when you spend at BEST Denki   Read our full review of this card here.	S$194.40 (First 2 years waived)
OCBC VOYAGE Apply Now	Miles	- 2.2 mpd on foreign currency spend - 1.3 mpd on local retail spend - No expiry on VOYAGE miles earned - 24/7 concierge service providing priority access and curated travel experiences You also enjoy promotions that are exclusive to the OCBC VOYAGE card.	S$488 (earn 15,000 miles upon annual fee payment)

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Want to discover other credit card perks? This is your sign to check out our ultimate 2023 credit card guide to get all the lowdown on the best cashback, miles, and rewards cards featured by DBS/POSB, Citibank, Maybank, UOB, and more.

Read these next:

Top Credit Card Promotions And Deals On SingSaver
Best OCBC Credit Cards In Singapore
OCBC 365 Credit Card Review (2023): A Cashback Card For Day-To-Day Spending
OCBC FRANK Revamp: 5 Reasons To Sign Up For This Newly Relaunched Card
OCBC Titanium Rewards Card: One Shopping Card You’ll Want In Your Wallet