Make Your Money Work Harder For You

Find out all you need to know about Apple’s latest iPhone 16, including variants, tech specs and which credit card to use when paying for your upgrade. 

You don’t need to wait till the yearend to take stock of your finances. While checking off your Christmas shopping list, it's also a good time to check if you’re hitting your goals or how to start on the right note.

Love cashback and love Citi credit cards? Here's how to redeem your beloved cashback rewards from Citibank.

Can’t find what you want on the green? Maybe, you’d like to consider searching on the pink, and by that we mean foodpanda.

Another one bites the dust. AMEX True Cashback Card is rescinding its coveted 3% cashback welcome bonus for new card applicants after 15 August 2022. Is it still worth applying?

Yes, the COVID-19 situation is unsettling (and increasingly making us all nervous) but we believe in looking for silver linings in troubled times. If you’ve been granted work from home (WFH) arrangements, you’d get what we mean. 

Who says you can only do financial reviews at the end of the year? Check in with yourself at the mid-point as well, to make sure you’re on the right track.

How do the DBS Woman's World Card and UOB Lady's Card nerfs affect you?

New year, new strategy. Here’s how to play your cards right this year, and turn everyday spending into your next vacation.

Transferring your credit card balance can help you save on interest and manage your debt more effectively. Follow these steps to ensure a smooth and successful balance transfer.

So you've found your ideal credit card, but that pesky annual fee is staring you down? Some banks make it easy for customers to get their credit card annual fee waiver. Yes, you read that right.

Ready to spread your wings and fly off to your next vacay? With a growing list of 21 travel partners across airlines and hotels, the HSBC TravelOne (T1) Credit Card has a decent miles earn rate and provides lounge access — as well as travel insurance [https://www.singsaver.com.sg/travel-insurance] — for fuss-free journeys.

What is credit utilisation ratio? It’s essentially your credit usage. If you want to maintain a strong financial standing, understanding how credit utilisation ratio is calculated is essential.

Fitness apparel promotions, healthy food deals, petrol savings, and local attraction discounts are all part of a day in the life of an OCBC cardmember. Discover the best credit cards [https://www.singsaver.com.sg/credit-card] and promotions OCBC offers and be part of this rewarding experience. 

Want to earn 4 miles per dollar on all your preferred mobile payments, online shopping, and entertainment? The UOB Preferred Platinum Visa (PPV) Credit Card might do just the trick.

Every spending situation is unique. SingSaver assembles the 'Best For [https://www.singsaver.com.sg/blog/tag/best-for]' list, so you can decide what’s best for you.

In Singapore, the number of credit cards you have can significantly impact your financial health. Find your ideal number with this guide.

Once known as UOB YOLO, UOB EVOL Credit Card has grown to become an ever-evolving card that rewards contemporary desires and eco-friendly habits.

Learn why changing your credit card due date might be a good idea and how it can simplify your finances.

The American Express Platinum Charge Card is an elite offering designed for those who seek luxury and premium services. With a high price tag, this top-tier card offers 5X points on select flights and hotel bookings, hundreds of dollars in annual travel and shopping credits, and a range of luxury perks tailored for premium lifestyles.

Score generous rebates, travel privileges, and enhanced lifestyle perks with these UOB credit cards.

Card issuers typically ask for income information initially, but they also request updates periodically. This article covers what you need to know.

Find out how much it costs to replace a roof in Singapore, factoring in materials, labour, roof size and more.

Looking to hit the road in your dream car but not sure how to finance it? UOB offers a range of auto loan options, whether you're eyeing a brand-new set of wheels, a pre-loved gem, or even a sleek electric vehicle.

There are several types of bank loans available, from personal loans to home mortgages, with each offering different maximum loan amounts. Find out how much you can get from different bank loans.

Debt Repayment Scheme (DRS) is a final safety net before bankruptcy, but not everyone may be eligible for it. Here’s everything you need to know about DRS, including how it works, charges and fees, and how to apply.

Debt consolidation combines multiple debts into one new loan with a potentially lower interest rate and simplified payments.

It involves knowing how much you need to borrow, how to pre-qualify with lenders, and how to submit your application.

Loan amortisation breaks down your loan into smaller and regular monthly repayments, where you pay both the principal amount and interest accrued. Here's what you need to know about amortised loans and why they matter to you.

A typical three-year university degree in Singapore can cost close to S$100,000. Here’s a breakdown of the entire budget. 

Renovation loans are more cost-effective but are capped at S$30,000. This means personal loans have a part to play in your home renovation, but how can you best make use of both? 

The magic of balance transfer is in the zero-interest consolidation of all your outstanding credit card balances. You'll find out all about it in our simulated breakdown below.

Debt consolidation lets you take all of your unsecured debt, such as personal loans and credit card bills and pay them off with a single loan. It can also help you reduce interest rates, streamline payments, which in turn aids in managing repayment.

Instant cash versus long-term cost: Unpack the realities of pawnshop loans. Navigate Singapore's options with insights on rates, risks, and smarter alternatives.

When a study loan is not applicable, Singaporeans can use a personal loan to fund education and school fees

A personal loan involves borrowing a sum of money from a financial institution, which is then repaid in scheduled monthly instalments.

In the financial hub of Singapore, securing the best interest rate for a personal loan is crucial, especially with rates fluctuating based on one's credit profile. This guide offers insights into navigating these waters, helping you secure favourable terms amidst varying economic conditions.

From lowered income qualifications to having to choose your application, being self employed can make applying for a loan more tricky. 

Personal loans may be used flexibly, but debt consolidation plans can only be used for debt repayment. Find out the key characteristics of both, and when you should use each one. 

The UOB Personal Loan offers instant cash disbursement for Singaporeans and PRs. Here's a look at the reasons to apply for this personal loan as well as how you can earn up to 2% unlimited cash rebate on your approved loan.

Is your debt load a red flag or a green light? Unpack your DTI and unlock insights into your borrowing power. Navigate Singapore's lending landscape with clarity.

Personal loans are easy and versatile solutions to turn to for some quick cash. Here's what personal loans can be especially useful for.

Unlock the ideal personal loan by understanding the essential features that matter most. We'll guide you through fees, funding speed, flexibility, and customer experience.

Refinancing in Singapore means a fresh loan, not just tweaks. Understand this restart to leverage better rates and terms effectively.

Before you take that step into Debt-ville, do yourself a favour — go through this checklist, then make the right decision.

Balance transfers can be a strategic move to manage your credit card debt. By transferring your outstanding balance from a high-interest card to one with a lower interest rate, especially during a promotional period, you could potentially save on interest charges. However, it's crucial to compare the Effective Interest Rates (EIRs) and any associated fees to ensure the transfer truly benefits your financial goals.

Unlock profit, avoid pitfalls: Master the art of selling stocks the right way, at the right time.

Navigating the volatile world of Bitcoin: Understanding the risks and rewards.

Retirement planning is a crucial aspect of financial well-being, ensuring you can maintain your desired lifestyle even after you stop working.

Here's a step-by-step approach to retirement planning in Singapore, ensuring a financially secure and fulfilling future.

Thinking about investing in Singapore? Whether you're dreaming of early retirement, a down payment on your dream HDB flat, or just building a little financial security, getting started early is key.

Balancing your income and your spending can be tricky, but don’t fret because we’re here to help you get started.

Meme stocks and the internet culture around them can be amusing, but their potential for significant gains or losses are more substantial than you may realise.

Invest in what matters. Make a positive impact with your portfolio.

Ready to start your investment journey? Discover the best strategies to grow your wealth and achieve your financial goals.

An indexed universal life insurance is a type of life insurance where the growth of the cash value is linked to the performance of specific stock market indices.

So you’ve heard about Bitcoin, Ethereum and Dogecoin giving their investors some truly incredible returns. If you’re feeling major FOMO, here are some of the best cryptocurrency exchanges available for aspiring crypto-investors in Singapore.

Stay ahead of rising prices! Understand the current inflation rate in Singapore and how it impacts your daily expenses.

When you want to sell stuff online in Singapore, you have a wealth of options. From established online marketplaces to community-driven local platforms, each has its own benefits and drawbacks.

Options trading in Singapore involves buying or selling options contracts, speculating on asset price movements within a set timeframe. This allows investors to potentially profit from market fluctuations.

Creating a solid financial plan is like mapping out your route to financial success. It's about understanding where you are now, where you want to be, and how you'll get there. This guide provides a step-by-step approach to financial planning, with a focus on strategies and resources relevant to Singaporeans.

You can't buy TikTok stock directly right now, but there are other ways to potentially invest in the company's growth.

Navigating Singapore's investment landscape? Index funds and mutual funds offer distinct approaches, and understanding their differences is key to building a successful portfolio.

Tiger Brokers has seen tremendous growth in account openings since joining the big boys in Singapore in 2020. Check out why they’ve made waves in the investment and trading community, plus how you can score a free share, commission-free trades, and more.

TikTok's vibrant community in Singapore offers unique avenues to monetise your creativity and reach a diverse audience.

In Singapore's fast-paced market, technology Exchange-Traded Funds (ETFs) offer a dynamic investment avenue. They bundle tech stocks into a single, tradable fund, providing diversification and growth potential.

Private wealth management firms cater to the needs of high-net-worth individuals (HNWI), offering tailored investment management and financial guidance.

Investing in property is a popular strategy, offering potential for capital appreciation, a stable asset class, and the opportunity for rental income, making it a sought-after investment option for many Singaporeans.

Looking to diversify your investment portfolio? Mutual funds offer a straightforward way to invest in a basket of assets, from local Singaporean stocks to international bonds. But with so many options, how do you invest money in a mutual fund wisely? 

A fixed deposit (FD) is a popular savings instrument in Singapore that offers a safe and predictable way to grow your money.

FD ladders allow you to benefit from both the liquidity of shorter-term FDs and the advantageous interest rates of longer-term FDs.

Send money to friends or split the dinner bill instantly. Peer-to-peer (P2P) payments make this a breeze in Singapore.

Fixed deposit rates may be generally declining in 2025, but there are still options worth considering for your spare funds.

For most Singaporeans, the deadline to file taxes is just around the corner-here's what you need to know to stay on track.

The Qualifying Child Relief (QCR) is a popular benefit for parents with children in Singapore. Learn more about who qualifies and how it works.

Joint bank accounts, a tool for shared finances, demand open communication and trust. While opening one is straightforward in Singapore, the ongoing management tests relationships. Consider it a financial partnership, demanding clarity and mutual respect.

Calculate your income tax in Singapore accurately with this guide to the 2024 tax brackets and rates, effective for Year of Assessment 2025.

Ever since banks started reducing their deposit interest rates, we've started seeing a slew of non-traditional alternatives to savings accounts

Fixed deposit (FD) rates play a crucial role in shaping savings strategies. These rates offer a degree of certainty for savers, but it's important to understand the factors that influence them.

The OCBC 360 Account lets you earn an interest of up to 4.65% p.a. on your first S$100,000 and a maximum interest of 7.65% p.a. Find out how in our review.

Have frequent business trips become a part of your schedule? Or do you often send money overseas to your loved ones? If you’re any of the above, opening a multi-currency account may be the solution to your complicated banking services woes.

Knowing the difference between APY and interest rate can help you choose the right savings account and make the most of your money.

Knowing the minimum deposit required and the insured maximum for a fixed deposit account, combined with your personal savings goals, is essential for deciding how much to deposit in Singapore. This foundational understanding allows you to make informed financial choices.

Discover the variety of fixed deposits available in Singapore, each designed to meet specific investment needs and maximise your financial growth.

Choosing the right bank isn't just about chasing the highest interest rates — it's about making sure your money works harder (and smarter) for you.

This guide compares the most trusted travel agencies in Singapore for seamless flight booking, personalised tour packages, and unforgettable experiences.

Medical evacuation insurance is not often talked about when we think about travel insurance: but here’s why it’s so important to have when going abroad.

American Express offers travel insurance protection coverage that can be purchased separately for your trip or may be included as a benefit with certain AmEx credit cards.

Maximise your travel rewards: Decode the true value of points and miles.

From the best ways to get to know a new city, to avoiding high ATM fees, and how to stay safe when out and about, here are 8 best travel tips to follow in 2023.

Your travel-hack guide for scoring cheap flights from Singapore.

Planning a business trip to or from Singapore? You'll want to safeguard your journey with top-notch corporate travel protection. In 2024, the landscape of business travel insurance in Singapore offers robust coverage options for savvy professionals. Whether you're a frequent flyer or embarking on your first overseas business venture, finding the right policy is crucial. From lost luggage to medical emergencies, we've got you covered.

Etiqa offers a range of plans tailored to different travel styles and budgets. Whether you're a frequent flyer or an occasional vacationer, there's likely a policy that fits your requirements. But is Etiqa travel insurance worth the premiums? Let's dive into the details and find out.

Discover how travel insurance or your credit card can help you get reimbursed if you need to cancel your trip.

As a Singaporean traveller, you know the importance of being prepared. FWD offers a range of coverage options designed to protect you from unexpected hiccups. But is FWD travel insurance good enough to meet your needs and keep you covered, let's check out!

Travel demand came roaring back in 2022 and 2023, and shows no signs of letting up in 2024. If you’re planning to hit the road in the new year, here’s how having a solid travel essentials checklist can help you prepare yourself.

Planning a trip abroad? You'll want to safeguard your journey with reliable travel insurance. In this comprehensive Singlife travel insurance review, we'll explore why this Singapore-based insurer might be your ideal travel companion for 2025.

The travel search engine Kayak is a well-known platform for comparing prices across various airlines, hotels, and booking platforms.

Buying travel insurance is now an essential part of pre-holiday preps. Whether you're young or old, there is no dearth of plans and coverage benefits. So, how do you find the best travel insurance for your age?

Planning a trip can be exciting, but it can also strain your budget and time if you're not careful. Whether you're a seasoned traveller or prepping for your first adventure, saving money without sacrificing the quality of your trip is always a win.

Travel mistakes can range from being a mere inconvenience to downright costly. Here are seven top travel mistakes to watch out for when planning your getaways.

Now that COVID-19 has become the new normal, do I still need to purchase travel insurance with COVID-19 coverage?

As COVID-19 becomes less of a serious health threat to us, there's still the possibility of catching it overseas.

For Singaporean travellers, Thai AirAsia and Singapore Airlines lead in flight completion, ensuring minimal disruptions. Choose wisely for a smoother journey.

While it might seem straightforward, the requirements for kids'; travel passports and identification can vary significantly depending on whether you're taking a domestic or international flight.

Travel insurance is vital for Singaporean travellers, but understanding its true scope is key. Don't let these myths leave you underprotected.

Travel insurance helps shield you from costly surprises during your trip—like cancellations, medical emergencies, or lost belongings.