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Step 2: Select “My Rewards” to track.

There's no one-size-fits-all answer regarding the "best" credit card in Singapore. The ideal choice depends on your individual spending habits, financial goals, and credit profile.

• Rewards cards: These offer cashback, miles, or points for your spending, making them suitable for those who spend regularly and pay their balances in full.

• Interest-saving cards: These come with low interest rates or balance transfer options, ideal for those who carry a balance or need to manage debt. Some also offer zero percent introductory periods for balance transfers or purchases.

• Credit-building cards: These are designed for individuals with limited or no credit history, helping them establish a credit score.

Consider your needs and compare features to find the best fit.

Generally, secured credit cards are easier to obtain in Singapore, especially for those with limited or no credit history. These cards require a security deposit that serves as collateral, reducing the risk for the issuer. Some banks also offer credit cards specifically designed for students or individuals with no credit history.

Reward eligibility varies by provider. Specific Apple products are assigned based on the card applied for.

• Apple Watch - HSBC, Citibank, OCBC & Standard Chartered
• iPhone 17 256GB - HSBC, Citibank, OCBC & Standard Chartered
• iPad Pro 256GB - HSBC, OCBC & Citibank
• Macbook Air 13 - HSBC

Failure to meet the bank requirement means you will not be eligible to receive your Dyson reward. If you have any questions about your application or reward status, feel free to reach out to us for further assistance.

Offer ends 31 October 2025.