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Find The Best Credit Cards in Singapore 2023

SingSaver is a personal finance platform for finding the best credit card promotions in Singapore. Compare deals, promotions, and credit card benefits to make informed decisions and unlock additional rewards when you sign-up for a credit card through SingSaver!

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All Cards with Promotion Flash Deal SingSaver Exclusive High-value Gifts Voucher & Points Apple Gifts Bonus Miles

Standard Chartered Simply Cash Credit Card

Cashback Base Rate

1.50 %

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On all spends

Cashback Overseas

1.50 %

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 194.40

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First Two Years Waived

5 Offers Available

Dyson Airwrap™ multi-styler (Complete) (worth S$859)

SingSaver Exclusive Flash Deal

Dyson Airwrap™ multi-styler (Complete) (worth S$859)

Valid until 01 October 2023

SingSaver Exclusive Offer

S$400 SUPER Upsized Cash via PayNow

Valid until 01 October 2023

Dyson Supersonic™ hair dryer (worth S$699)

SingSaver Exclusive Offer

Dyson Supersonic™ hair dryer (worth S$699)

Valid until 01 October 2023

SingSaver Exclusive Offer

Nintendo Switch OLED (worth S$549)

Valid until 01 October 2023

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

SingSaver Exclusive Offer

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

Valid until 01 October 2023

Things to consider for this product:

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No rebate cap

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No monthly spend required

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Annual Fee waiver

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Installment

Dyson Airwrap™ multi-styler (Complete) (worth S$859)

S$400 SUPER Upsized Cash via PayNow

Dyson Supersonic™ hair dryer (worth S$699)

Nintendo Switch OLED (worth S$549)

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

OCBC 365 Credit Card

Cashback Petrol

6 %

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With minimum spending of $800 per calendar month. 3% cashback on EV charging spend at Charging stations (e.g. SP Digital, Greenlots, Virta Charging Stations and City Energy).

Cashback Dining

5 %

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Online food delivery, local and overseas dining with min. S$800 spend per calendar month.

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 194.40

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First Two Years Waived

5 Offers Available

SingSaver Exclusive Flash Deal

Dyson Airwrap™ multi-styler (Complete) (worth S$859)

Valid until 01 October 2023

SingSaver Exclusive Offer

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 01 October 2023

SingSaver Exclusive Offer

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

Valid until 01 October 2023

SingSaver Exclusive Offer

S$350 eCapitaVoucher

Valid until 01 October 2023

SingSaver Exclusive Offer

S$250 cash via PayNow

Valid until 01 October 2023

Things to consider for this product:

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Petrol rebate

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Dining rebate

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Gift: Apple product

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Monthly spend required

6% cashback on fuel spend at all other petrol stations.
5% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery).
3% cashback on drugstore purchases, streaming service subscriptions and EV charging expenses.
3% cashback on groceries at supermarkets (both local and overseas) and online groceries.
3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas).
3% cashback on recurring telco and electricity bills.
Complimentary travel insurance of up to S$500,000.
S$160 monthly cashback cap (up from S$80).
Up to 22.92% fuel savings at Caltex (incl. 18% instant discount for all fuel) and 6% cashback on fuel spend at all other petrol stations.
Read our full review of the OCBC 365 Credit Card.
Min. monthly spend of S$800 required to get higher cashback rates (base cashback is 0.25%).
Min. annual spend of S$10,000 from date of issue to qualify for automatic annual fee waiver.
S$80 monthly cashback cap with minium spend of $800.
S$160 monthly cashback cap with mininum spend of $1,600.

Dyson Airwrap™ multi-styler (Complete) (worth S$859)

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

S$350 eCapitaVoucher

S$250 cash via PayNow

Citi PremierMiles Card

Airmiles Overseas

2 miles per dollar

Airmiles Local

1.20 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 194.40

info

First Year Waived

4 Offers Available

SingSaver Exclusive Offer

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 01 October 2023

SingSaver Exclusive Offer

Dyson Supersonic™ hair dryer (worth S$699)

Valid until 01 October 2023

SingSaver Exclusive Offer

Dyson V8 Slim Fluffy (worth S$509)

Valid until 01 October 2023

SingSaver Exclusive Offer

S$300 cash via PayNow

Valid until 01 October 2023

Things to consider for this product:

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No expiry air miles

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Airport lounge

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Travel rebate

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Gift: Apple product

1.2 miles per S$1 spent locally.
2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Dyson Supersonic™ hair dryer (worth S$699)

Dyson V8 Slim Fluffy (worth S$509)

S$300 cash via PayNow

CIMB Visa Signature Card

Cashback Travel

10 %

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Cashback is on online shopping, groceries, beauty/wellness, petshops/vet services & cruises.

Cashback Overseas

0.20 %

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Unlimited 0.2% cashback on all other spends.

Minimum Annual Income

S$ 30,000

Annual Fee

No Annual Fee

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For all Principal and Supplementary cards.

3 Offers Available

SingSaver Exclusive Offer

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 01 October 2023

SingSaver Exclusive Offer

S$320 upsized cash via PayNow

Valid until 01 October 2023

Enjoy 10% cashback with S$600 min. spend

Welcome Offer

Enjoy 10% cashback with S$600 min. spend

Valid until 31 October 2023

Things to consider for this product:

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Online shopping rebate

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Supermarket rebate

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Annual Fee waiver

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Rebate cap applied

Standard Chartered Journey Credit Card

Airmiles Overseas

2 miles per dollar

Airmiles Local

1.20 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 194.40

info

First Year Waived (Optional)

3 Offers Available

SingSaver Exclusive Flash Deal

Dyson Airwrap™ multi-styler (Complete) (worth S$859)

Valid until 01 October 2023

SingSaver Exclusive Offer

Dyson Supersonic™ hair dryer (worth S$699)

+ 1 other gift options

Valid until 30 September 2023

Welcome Offer

45,000 miles

Valid until 30 September 2023

Things to consider for this product:

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Bonus air miles

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No expiry air miles

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Airport lounge

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Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, grocery +and food delivery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Dyson Airwrap™ multi-styler (Complete) (worth S$859)

Dyson Supersonic™ hair dryer (worth S$699)
S$120 SUPER Upsized Cash via PayNow

45,000 miles

OCBC Titanium Rewards Credit Card

Airmiles Local Online Shopping

6 miles per dollar

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(Until 30 Sep 2023) 15X OCBC$ (equivalent to 6 air miles) per S$1 spent for the first 3 months on eligible online and retail purchases.

Airmiles Retail

4 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 194.40

info

First Two Years Waived

2 Offers Available

SingSaver Exclusive Flash Deal

Dyson Airwrap™ multi-styler (Complete) (worth S$859)

Valid until 01 October 2023

Apple AirPods Pro Gen 2 (worth S$362.35)

SingSaver Exclusive Offer

Apple AirPods Pro Gen 2 (worth S$362.35)

+ 3 other gift options

Valid until 01 October 2023

Things to consider for this product:

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Retail rebate

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Online shopping rebate

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Gift: Apple product

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No monthly spend required

Citi Cash Back+ Card

Cashback Base Rate

1.60 %

info

On all spends

Cashback Local

1.60 %

Min. Annual Income

S$ 30,000

Annual Fee

S$ 194.40

info

First Year Waived

Offer Available

SingSaver Exclusive Offer

Dyson Supersonic™ hair dryer (worth S$699)

+ 3 other gift options

Valid until 01 October 2023

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

High-value gift

Citi PremierMiles Card

Airmiles Overseas

2 miles per dollar

Airmiles Local

1.20 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 194.40

info

First Year Waived

4 Offers Available

SingSaver Exclusive Offer

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 01 October 2023

SingSaver Exclusive Offer

Dyson Supersonic™ hair dryer (worth S$699)

Valid until 01 October 2023

SingSaver Exclusive Offer

Dyson V8 Slim Fluffy (worth S$509)

Valid until 01 October 2023

SingSaver Exclusive Offer

S$300 cash via PayNow

Valid until 01 October 2023

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Dyson Supersonic™ hair dryer (worth S$699)

Dyson V8 Slim Fluffy (worth S$509)

S$300 cash via PayNow

Standard Chartered Simply Cash Credit Card

Cashback Base Rate

1.50 %

info

On all spends

Cashback Overseas

1.50 %

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 194.40

info

First Two Years Waived

5 Offers Available

SingSaver Exclusive Flash Deal

Dyson Airwrap™ multi-styler (Complete) (worth S$859)

Valid until 01 October 2023

SingSaver Exclusive Offer

S$400 SUPER Upsized Cash via PayNow

Valid until 01 October 2023

SingSaver Exclusive Offer

Dyson Supersonic™ hair dryer (worth S$699)

Valid until 01 October 2023

SingSaver Exclusive Offer

Nintendo Switch OLED (worth S$549)

Valid until 01 October 2023

SingSaver Exclusive Offer

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

Valid until 01 October 2023

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

Installment

Dyson Airwrap™ multi-styler (Complete) (worth S$859)

S$400 SUPER Upsized Cash via PayNow

Dyson Supersonic™ hair dryer (worth S$699)

Nintendo Switch OLED (worth S$549)

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

OCBC 365 Credit Card

Cashback Petrol

6 %

info

With minimum spending of $800 per calendar month. 3% cashback on EV charging spend at Charging stations (e.g. SP Digital, Greenlots, Virta Charging Stations and City Energy).

Cashback Dining

5 %

info

Online food delivery, local and overseas dining with min. S$800 spend per calendar month.

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 194.40

info

First Two Years Waived

5 Offers Available

SingSaver Exclusive Flash Deal

Dyson Airwrap™ multi-styler (Complete) (worth S$859)

Valid until 01 October 2023

SingSaver Exclusive Offer

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 01 October 2023

SingSaver Exclusive Offer

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

Valid until 01 October 2023

SingSaver Exclusive Offer

S$350 eCapitaVoucher

Valid until 01 October 2023

SingSaver Exclusive Offer

S$250 cash via PayNow

Valid until 01 October 2023

Things to consider for this product:

check

Petrol rebate

check

Dining rebate

check

Gift: Apple product

remove

Monthly spend required

6% cashback on fuel spend at all other petrol stations.
5% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery).
3% cashback on drugstore purchases, streaming service subscriptions and EV charging expenses.
3% cashback on groceries at supermarkets (both local and overseas) and online groceries.
3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas).
3% cashback on recurring telco and electricity bills.
Complimentary travel insurance of up to S$500,000.
S$160 monthly cashback cap (up from S$80).
Up to 22.92% fuel savings at Caltex (incl. 18% instant discount for all fuel) and 6% cashback on fuel spend at all other petrol stations.
Read our full review of the OCBC 365 Credit Card.
Min. monthly spend of S$800 required to get higher cashback rates (base cashback is 0.25%).
Min. annual spend of S$10,000 from date of issue to qualify for automatic annual fee waiver.
S$80 monthly cashback cap with minium spend of $800.
S$160 monthly cashback cap with mininum spend of $1,600.

Dyson Airwrap™ multi-styler (Complete) (worth S$859)

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

S$350 eCapitaVoucher

S$250 cash via PayNow

CIMB World Mastercard

Cashback Local

3 %

info

3% cashback on dining, entertainment, luxury goods and taxi

Cashback Overseas

1 %

info

On all other spend

Minimum Annual Income

S$ 30,000

Annual Fee

No Annual Fee

3 Offers Available

SingSaver Exclusive Offer

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 01 October 2023

SingSaver Exclusive Offer

S$320 upsized cash via PayNow

Valid until 01 October 2023

Welcome Offer

3% cashback with S$500 minimum spend

Valid until 31 October 2023

Things to consider for this product:

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No rebate cap

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Food delivery

check

Annual Fee waiver

remove

Monthly spend required

Standard Chartered Smart Credit Card

Cashback Local

6 %

Cashback Overseas

0.50 %

info

S$1 local spend = 1.6 point on qualifying spend. 3200 points redeemed = S$10 cash credit. Equivalent to 0.5% cashback.

Minimum Annual Income

S$ 30,000

Annual Fee

No Annual Fee

2 Offers Available

SingSaver Exclusive Flash Deal

Dyson Airwrap™ multi-styler (Complete) (worth S$859)

Valid until 01 October 2023

Welcome Offer

Dyson Supersonic™ hair dryer (worth S$699)

+ 2 other gift options

Valid until 01 October 2023

Things to consider for this product:

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Bonus air miles

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Public transportation

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Installment

check

No Annual Fee

OCBC Frank Card

Cashback Local

Up to 10 %

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For online transactions and contactless mobile transactions in SGD Additional 2% cashback at eco-friendly merchants and services capped at S$25 minimum spend of S$800 required.

Cashback Overseas

8 %

info

For purchases made in foreign currency, both online and in stores capped at S$25 minimum spend of S$800 required.

Min. Annual Income

S$ 30,000

info

S$30,000 and above per annum (Singaporean & PR) S$45,000 and above per annum (Foreigner).

Annual Fee

S$ 194.40

info

First Two Years Fee Waived, Minimum spend of S$10,000 in one year required for automatic annual fee waiver.

5 Offers Available

SingSaver Exclusive Flash Deal

Dyson Airwrap™ multi-styler (Complete) (worth S$859)

Valid until 01 October 2023

SingSaver Exclusive Offer

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 01 October 2023

SingSaver Exclusive Offer

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

Valid until 01 October 2023

SingSaver Exclusive Offer

S$350 eCapitaVoucher

Valid until 01 October 2023

SingSaver Exclusive Offer

S$250 cash via PayNow

Valid until 01 October 2023

Things to consider for this product:

check

Contactless payment

check

Overseas rebate

check

Online shopping rebate

remove

Monthly spend required

Dyson Airwrap™ multi-styler (Complete) (worth S$859)

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

S$350 eCapitaVoucher

S$250 cash via PayNow

Promotions Type

Find The Best Credit Cards in Singapore 2023

Standard Chartered Simply Cash Credit Card

5 Offers Available

Things to consider for this product:

Quick Facts

OCBC 365 Credit Card

5 Offers Available

Things to consider for this product:

Quick Facts

Citi PremierMiles Card

4 Offers Available

Things to consider for this product:

Quick Facts

CIMB Visa Signature Card

3 Offers Available

Things to consider for this product:

Quick Facts

Standard Chartered Journey Credit Card

3 Offers Available

Things to consider for this product:

Quick Facts

OCBC Titanium Rewards Credit Card

2 Offers Available

Things to consider for this product:

Quick Facts

Citi Cash Back+ Card

Offer Available

Things to consider for this product:

Quick Facts

Citi PremierMiles Card

4 Offers Available

Things to consider for this product:

Quick Facts

Standard Chartered Simply Cash Credit Card

5 Offers Available

Things to consider for this product:

Quick Facts

OCBC 365 Credit Card

5 Offers Available

Things to consider for this product:

Quick Facts

CIMB World Mastercard

3 Offers Available

Things to consider for this product:

Quick Facts

Standard Chartered Smart Credit Card

2 Offers Available

Things to consider for this product:

Quick Facts

OCBC Frank Card

5 Offers Available

Things to consider for this product:

Quick Facts