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Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

The Standard Chartered Smart Credit Card is a great option to have if you frequent fast-food outlets, pay for digital subscriptions or commute regularly on bus or MRT. Cashback is earned in the form of Rewards Points, which you can redeem for 6% cashback. With zero annual fees and no minimum spend requirements, it is the perfect card to have for everyday spending.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Minimum Annual Income
S$ 30,000
Annual Fee
No Annual Fee
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Cashback Transport
6  %
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Monthly Spend Required
None
Offer Available
Apple iPad 9th Gen 10.2
Best Deal Guarantee
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)
  • Promotion is valid for new Standard Chartered credit card members only
  • Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for rewards
    • Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
    • Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
  • Promotion is valid until 12 May 2024
  • Terms and Conditions apply
Nintendo Switch (Generation 2) (worth S$399)
Best Deal Guarantee
Nintendo Switch (Generation 2) (worth S$399)
  • Promotion is valid for new Standard Chartered credit card members only
  • Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for rewards
    • Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
    • Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
  • Promotion is valid until 12 May 2024
  • Terms and Conditions apply
Apple AirPods Pro 2nd Gen (worth S$365.70)
Best Deal Guarantee
Apple AirPods Pro 2nd Gen (worth S$365.70)
  • Promotion is valid for new Standard Chartered credit card members only
  • Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for rewards
    • Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
    • Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
  • Promotion is valid until 12 May 2024
  • Terms and Conditions apply
Up to S$340
Best Deal Guarantee
Up to S$340
  • Promotion is valid for new Standard Chartered credit card members only
  • Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for rewards
    • Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
    • Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
  • Promotion is valid until 12 May 2024
  • Terms and Conditions apply

Things to consider

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Bonus air miles

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Public transportation

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Installment

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No Annual Fee

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Benefits

Cashback

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Cashback Base Rate
0.5  %
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Cashback Local
6  %
flight
Cashback Overseas
0.5  %
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restaurant
Cashback Dining
6  %
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Cashback Online Bill Payment Spending
6  %
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commute
Cashback Transport
6  %
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Airmiles

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Airmiles Base Rate
0.46  miles per dollar
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Airmiles Dining
5.6  miles per dollar
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commute
Airmiles Transport
5.6  miles per dollar
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Quick Facts

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No cash advance fee.

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No annual fee.

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Enjoy 6% cashback in the form of reward points on selected merchants with no min. spend required.

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Enjoy 0.5% cashback in the form of reward points for all base spends with no monthly cashback cap.

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Enjoy 0% interest rates with 3-month EasyPay instalment tenure with no processing fee.

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Cashback capped at 14,400 reward points, approximately S$45, on selected merchants.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
No Annual Fee
Annual Fee
No Annual Fee
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 25
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Repayment

Minimum Payment
S$ 50
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Late Payment Charge
S$ 100
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Interest on Purchase
23.9  %
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Interest on Cash Advance
29.9  %
Interest Free Period
22  Days
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Others

Association

VISA

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Tags

Standard Chartered Smart Credit Card Standard Chartered Smart Credit Card

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