Break free from lock-in contracts with the best SIM-only mobile plans in Singapore.
Best Credit Cards for Paying Mobile Plans in Singapore on SingSaver
OCBC 365 Card | POSB Everyday Card | Maybank Family & Friends Card | UOB One Card | UOB Absolute Cashback Card | Citi Cash Back+ Card | Standard Chartered Simply Cash Card
Gone are the days when fixed mobile plan contracts by Singtel, StarHub, and M1 locked you in for a period of 12 to 24 months with no way out except by paying a hefty early termination penalty.
How did they attract you to sign up with them? The main tactic was to dangle the latest smartphone at an attractive upfront 'discount' — provided you re-contract with them, locking you in for 12 to 24 months.
Obviously, it wasn’t really a discount; the cost of the smartphone was really just spread out over monthly instalments.
Instead of these expensive fixed mobile plan contracts, more consumers are now turning to SIM-only plans thanks to a number of mobile virtual network operators (MVNOs) that have entered the market.
What is an MVNO, you might ask? They are network operators that 'rent' bandwidth and access to network services on the infrastructure lines and network from incumbents SingTel, M1 and StarHub at bulk wholesale rates. It then sets retail prices and packages accordingly, taking into account download speeds as well as network coverage.
The UOB One Card is one of the best cashback credit cards for paying utility bills - earning you up to 3.33% of cashback on telco bills. You can also get up to 10% bonus cashback on Grab on Dairy Farm merchants, and 1% cashback on your SP bills.
Last updated on 16 February 2023. SIM-only mobile plans and promotions are subject to change without prior notice.
Here's what we'll cover in this article:
Table of Contents
What is a SIM-only plan?
A SIM-only plan offers a package of data, talk time, and SMSes at a fixed monthly cost.
SIM-only plans are postpaid plans and function much like traditional mobile phone contracts. The main (and most important) difference, however, is that you are not locked into a minimum contract period, and you are free to switch telcos or mobile plans as and when you wish with no penalty.
Which is the best SIM-only plan?
The best SIM-only plan really depends on how much data you need. Check your previous telco bills or the data tracking app on your handset to see how much data you use on average each month. Also, keep in mind how much talk time and SMS you use monthly before picking the most suitable SIM-only plan for your needs.
Which is the cheapest SIM-only mobile plan?
It's hard to beat Circles.Life's S$5/month Plan if you're looking at the absolute cheapest.
- 2GB data
- 50 minutes of talk time (incoming and outgoing)
- 25 SMS
- Free caller ID
The catch is that if you exceed 2GB of data a month, you'll need to top-up your data plan, starting at S$8 for an additional 1GB of data or S$12 for 2GB of data.
Similarly, for calls or texts, you'll need to top up S$5 for 30 minutes of talk time + 10 free SMS or $10 for 200 minutes of talk time and free incoming calls.
Best SIM-Only plan for light data users
Ideal for: Young children, senior citizens, work phones for replying emails and messages
| Provider/Plan (Network) | Data/Talk Time/SMS | Add-Ons | Monthly Subscription |
| VIVIFI - Lite Plan (Singtel) | 3GB/500 mins/20 SMS | - Free caller ID - Free incoming calls and SMS |
S$8.88 |
| VIVIFI - Plus Plan (Singtel) | 9GB/350 mins/200 SMS | - Free caller ID - Free incoming calls and SMS |
S$9.08 |
| Zero1 - Starter Plan (Singtel) | *6GB Unlimited Data/150 mins/100 SMS *premium data and thereafter at usable speeds |
- Free caller ID - Free incoming calls and SMS |
S$7 |
| Zero1 - Zero1 Classic (Singtel) | *12GB Unlimited Data/200 mins/200 SMS *premium data and thereafter at usable speeds |
- Free caller ID - Free incoming calls and SMS |
S$10 |
| CMLink SG - 12GB Plan (Singtel) | *12GB/100 mins/100 SMS *includes 6GB roaming data for use in Singapore, Hong Kong and mainland China, and 100 mins local talk time and 100 mins from local to Hong Kong, mainland China, Indonesia, Malaysia, Thailand and USA |
- Free caller ID - Free incoming calls and SMS |
S$10.80 |
| ZYM Mobile - Starter Plan (Singtel) | 20GB/400 mins/200 SMS | - Free caller ID - Free incoming calls |
S$10 |
| giga! - Forever Plan (Starhub) | 10GB/500 mins/500 SMS | - Free caller ID - Free incoming calls and SMS - Data rollover |
S$10.10 |
| redONE - Amazing8 Plan (Starhub) | 5GB/300 mins/300 SMS | - Free caller ID - Free incoming calls - Data, Calls and SMS can be made in both Singapore and Malaysia |
S$8 |
| Circles.Life 2GB Plan (M1) | 2GB/50 mins/20 SMS | - Free caller ID | S$5 |
| Circles.Life 5GB Plan (M1) | 5GB/100 mins/25 SMS | - Free caller ID | S$10 |
| Changi Mobile Flexi Value SIM-Only Plan (M1) | 20GB/300 mins/300 SMS | - Free caller ID - Free incoming calls and SMS |
S$10 |
Here is a summary of the table:
- Most value for money (data/dollar): CMLink SG - 12GB Plan, VIVIFI - Plus Plan, ZYM Mobile - Starter Plan and giga! - Forever Plan
- Cheapest SIM-only plan: Circles.Life 2GB Plan
- Most data: ZYM Mobile - Starter Plan
- Most talk time: VIVIFI - Lite Plan and giga! - Forever Plan
- Most SMS: giga! - Forever Plan
Best SIM-only plan for moderate data users
Ideal for: Teenagers, Young Adults, Surfing Social Media
| Provider/Plan (Network) | Data/Talk Time/SMS | Add-Ons | Monthly Subscription |
| VIVIFI - Plus Plan (Singtel) | 20GB/400 mins/200 SMS | - Free caller ID - Free incoming calls and SMS |
S$11.10 |
| Zero1 - 50U Plan (Singtel) | 50GB/500 mins/500 SMS | - Free caller ID - Free incoming calls and SMS |
S$18.05 |
| Zero1 - Jumbo 60 (Singtel) | 60GB/500 mins/50 SMS | - Free caller ID - Free incoming calls and SMS |
S$12.15 |
| Zero1 - 60u 5G Plan (Singtel) | 60GB/500 mins/500 SMS | - Free caller ID - Free incoming calls and SMS |
S$25.15 |
| CMLink SG - 50GB Plan (Singtel) | *50GB/300 mins/300 SMS *includes 25GB roaming data for use in Singapore, Hong Kong and mainland China, and 300 mins local talk time and 300 mins from local to Hong Kong, mainland China, Indonesia, Malaysia, Thailand and USA |
- Free caller ID - Free incoming calls and SMS |
S$20.80 |
| GOMO 20GB SIM-Only Plan (Singtel) | 20GB/200 mins/200 SMS | - Free caller ID - Free incoming calls |
S$20.19 |
| Singtel - Sim Only Plus 30 (12-month contract) | 60GB/1,000 mins/500 SMS | - Free caller ID - Free incoming calls and SMS |
S$30.28 |
| redONE - Amazing18 Plan (Starhub) | 25GB/500 mins/500 SMS | - Free caller ID - Free incoming calls - Data, Calls and SMS can be made in both Singapore and Malaysia |
S$18 |
| redONE - Amazing28 Plan (Starhub) | 50GB/800 mins/800 SMS | - Free caller ID - Free incoming calls - Data, Calls and SMS can be made in both Singapore and Malaysia |
S$28 |
| Circles.Life - 50GB Plan (M1) | 50GB/300 mins/25 SMS | - Free caller ID | S$18 |
| Geenet Mobile (M1) | 50GB/300 mins/300 SMS 60GB/500 mins/ 500 SMS |
- Free caller ID - Free incoming calls - *Data rollover *for 60GB plan only |
S$10 S$12 |
| *MyRepublic - Lite Plan (M1) *M1 port-ins have a separate plan |
10GB + unlimited data/300 mins/300 SMS | - Free caller ID - Free incoming calls |
S$10.90 |
Here is a summary of the table:
- Most value for money (data/dollar): Geenet Mobile
- Cheapest SIM-only plan: Geenet Mobile and MyRepublic - Lite Plan
- Most data: Zero1 - Jumbo 60, Zero1 - 60u 5G Plan, Geenet Mobile and Singtel - Sim Only Plus 30
- Most talk time: Singtel - Sim Only Plus 30
- Most SMS: redONE - Amazing28 Plan
Best SIM-only plan for heavy data users
Ideal for: Streaming services and gaming
| Provider/Plan (Network) | Data/Talk Time/SMS | Add-Ons | Monthly Subscription |
| SIMBA 100GB SIM-Only Plan (TPG) | 100GB/300 mins/30 SMS | - 1GB of roaming data - Unlimited calls to local mobile lines - Unlimited SMS to SIMBA lines |
S$10 |
| SIMBA 130GB SIM-Only Plan (TPG) | 130GB/500 mins/50 SMS | - 2GB of roaming data - Unlimited calls to local mobile lines - Unlimited SMS to SIMBA lines |
S$18 |
| VIVIFI - Binge Plan (Singtel) | 100GB/400 mins/200 SMS | - Free caller ID - Free incoming calls and SMS |
S$17.66 |
| VIVIFI - Share Plan (Singtel) | *180GB/1,000 mins/100 SMS *shared among 3 SIM cards |
- Free caller ID - Free incoming calls and SMS |
S$40.37 for 3 lines |
| Zero1 - 90u 5G Plan (Singtel) | 90GB/800 mins/800 SMS | - Free caller ID - Free incoming calls and SMS |
S$30.15 |
| Zero1 - 80u 4G Plan (Singtel) | 80GB/800 mins/800 SMS | - Free caller ID - Free incoming calls and SMS |
S$24.90 |
| Zero1 - Jumbo 100 Plan (Singtel) | 100GB/800 mins/100 SMS | - Free caller ID - Free incoming calls and SMS |
S$20.20 |
| CMLink SG 80GB SIM-Only Plan (Singtel) | *80GB/400 mins/400 SMS *includes 35GB roaming data for use in Singapore, Hong Kong and mainland China, and 400 mins local talk time and 400 mins from local to Hong Kong, mainland China, Indonesia, Malaysia, Thailand and USA |
- Free caller ID - Free incoming calls and SMS |
S$30.80 |
| CMLink SG 110GB SIM-Only Plan (Singtel) | *110GB/500 mins/500 SMS *includes 50GB roaming data for use in Singapore, Hong Kong and mainland China, and 500 mins local talk time and 500 mins from local to Hong Kong, mainland China, Indonesia, Malaysia, Thailand and USA |
- Free caller ID - Free incoming calls and SMS |
S$40.80 |
| ZYM Mobile - Value Plan (Singtel) | 90GB/500 mins/500 SMS | - Free caller ID - Free incoming calls and SMS - Rollover data |
S$18.20 |
| ZYM Mobile - Max Plan (Singtel) | 120GB/10,000 mins/500 SMS | - Free caller ID - Free incoming calls and SMS - Rollover data |
S$28.30 |
| heya 100GB SIM-Only Plan (Singtel) | *100GB/300 mins/50 SMS *for the first 3 months, thereafter 50 GB |
- Free caller ID - Free incoming calls |
S$10 |
| Singtel - SIM Only Plus 45 Plan (12-month contract) | *100GB/1,000 mins/1,000 SMS *for the first 3 months, thereafter 70GB |
- Free caller ID - Free incoming calls and SMS - S$100 phone voucher |
S$10.10 |
| Singtel - SIM Only Plus 55 Plan (12-month contract) | *120GB/1,500 mins/1,500 SMS *for the first 3 months, thereafter 90GB |
- Free caller ID - Free incoming calls and SMS - S$100 phone voucher |
S$45/month for 12 months, thereafter S$55 |
| giga! 100GB SIM-Only Plan (Starhub) | 100GB/300 mins/300 SMS | - Free caller ID - Free incoming calls and SMS - Rollover data |
S$20.19 |
| giga! 150GB SIM-Only Plan (Starhub) | 150GB/1,500 mins/1,500 SMS | - Free caller ID - Free incoming calls and SMS - Rollover data |
S$25.23 |
| giga! 350GB SIM-Only Plan (Starhub) | 350GB/3,000 mins/5,000 SMS |
- Free caller ID - Free incoming calls and SMS - Rollover data |
S$45.42 |
| redONE - Amazing38 Plan (Starhub) | 80GB/1,000 mins/1,000 SMS | - Free caller ID - Free incoming calls - Data, Calls and SMS can be made in both Singapore and Malaysia |
S$38 |
| Starhub 80GB SIM-only Plan (No-contract) | *80GB/Unlimited mins/1,000 SMS *for the first 24 months, thereafter 30GB |
- Free incoming calls - Free International Roaming - Free 1-month GeForce NOW - Free 2-months of Disney+ |
S$20.23 |
| Starhub 100GB SIM-only Plan (12-month contract) | *100GB/Unlimited mins/1,000 SMS *for the first 24 months, thereafter 35GB |
- Free incoming calls - Free International Roaming - Free 1-month GeForce NOW - Free 2-months of Disney+ |
S$20.30 |
| Geenet Mobile (M1) | 90GB/500 mins/500 SMS 120GB/1,000 mins/1,000 SMS |
- Free caller ID - Free incoming calls |
S$18 S$24 |
| *MyRepublic - Pro Plan (M1) *M1 port-ins have a separate plan |
*100GB/1,000 mins/1,000 SMS *for the first 6 months, thereafter 80GB |
- Free caller ID - Free incoming calls |
S$20.90 |
| M1 70GB SIM-Only Plan (No-contract) | 70GB/1,000 mins/1,000 SMS | - Free caller ID - Free unlimited calls to 3 M1 numbers - Free unlimited data |
S$15.90 |
| M1 100GB SIM-Only Plan (No-contract) | 100GB/500 mins/500 SMS | - Free caller ID - Free unlimited calls to 3 M1 numbers - Free unlimited data |
S$20.90 |
The POSB Everyday credit card offers up to 3% cash rebates on telco and utility payments.
Here is a summary of the table:
- Most value for money (data/dollar): SIMBA 100GB SIM-Only Plan and heya 100GB SIM-Only Plan
- Cheapest SIM-only plan: SIMBA 100GB SIM-Only Plan and heya 100GB SIM-Only Plan
- Most data: giga! 200GB SIM-Only Plan
- Most talk time: Starhub SIM-only Plans, giga! 200GB SIM-Only Plan, ZYM Mobile - Max Plan
- Most SMS: giga! 200GB SIM-Only Plan
SIM-Only Plans By Singtel vs Starhub vs M1
Not wanting to lose customers to MNVOs, the three main telcos - Singtel, Starhub and M1 - have also rolled out their own SIM-only plans. Here is a comparison of their respective plans.
Singtel SIM-only Plans
- Singtel SIM Only Plus 30 4G Plan (12-month contract) @ S$30.28/month
- 60GB/1,000 mins/500 SMS
- Free caller ID, incoming calls, SMS and free 5G access (1st month only)
- Singtel SIM Only Plus 45 5G Plan (12-month contract) @ S$10.10/month for 6 months
- 100GB/1,000 mins/1,000 SMS (for first 6 months, 70GB thereafter)
- Free caller ID, incoming calls, SMS, Sp and S$100 phone voucher
- Singtel SIM Only Plus 55 5G Plan (12-month contract) @ S$45/month for 3 months
- 120GB/1,500 mins/1,500 SMS (for first 6 months, 90GB thereafter)
- Free caller ID, incoming calls, SMS and S$100 phone voucher
💡 Important note: Singtel requires customers to sign a 12-months contract for all three SIM-only plans. Customers are also allowed to upsize their plans for a monthly fee. Visit Singtel for more details and full terms and conditions.
Starhub SIM-only Plans
- Starhub 80GB SIM-only Plan (no-contract) @ S$20.23/month
- *80GB/Unlimited mins/1,000 SMS (for the first 3 months, 60GB thereafter
- Free incoming calls, international roaming, 1 month GeForce NOW, 2 months of Disney+
- Starhub 100GB SIM-only Plan (12-month contract) @ S$20.23/month
- *100GB/Unlimited mins/1,000 SMS (for the first 3 months, 80GB thereafter
- Free incoming calls, international roaming, 1 month GeForce NOW, 2 months of Disney+
💡 Important note: Starhub offers mobile + SIM-only plans as well. Customers are can also upsize their plans for a monthly fee. Visit Starhub for details and its full terms and conditions.
M1 SIM-only Plans
- M1 80GB SIM-only Plan (no-contract) @ S$18.12/month
- 80GB/1,000 mins/1,000 SMS
- Free caller ID, unlimited calls to 3 M1 numbers, unlimited data
- M1 100GB SIM-only Plan (no-contract) @ S$20.13/month
- 100GB/1,000 mins/1,000 SMS
- Free caller ID, unlimited calls to 3 M1 numbers, unlimited data
💡 Important note: M1 only offers no-contract SIM-only plans, useful for customers who don't wish to be locked in to year-long contracts. Visit M1 for more details and full terms and conditions.
MNVOs under Singtel
These MNVOs make use of Singtel's infrastructure lines and network to offer customers promotions and greater savings when it comes to SIM-only plans.
MNVOs under Singtel's infrastructure include Singtel's own GOMO, and other virtual telcos like Zero1, VIVIFI, and the newly launched heya.
OCBC 365 credit card offers 3% cash back on recurring bill telco and utility bill payments, and you'll also earn 6% cashback on all dining and online food delivery expenditures.
VIVIFI SIM-only Plans
- VIVIFI - Lite Plan (no-contract) @ S$8.88/month
- 3GB/500 mins/20 SMS
- Free caller ID, incoming calls and SMS
- VIVIFI - Plus Plan (no-contract) @ S$9.08/month
- 9GB/350 mins/200 SMS
- Free caller ID, incoming calls and SMS
- VIVIFI - Plus Plan (no-contract) @ S$11.10/month
- 20GB/400 mins/200 SMS
- Free caller ID, incoming calls and SMS
- VIVIFI - Binge Plan (no-contract) @ S$17.66/month
- 100GB/400 mins/200 SMS
- Free caller ID, incoming calls and SMS
- VIVIFI - Binge Plan (no-contract) @ S$23.21/month
- 120GB/400 mins/200 SMS
- Free caller ID, incoming calls and SMS
- VIVIFI - Share Plan (no-contract) @ S$40.37/month for 3 lines
- 180GB/1,000 mins/100 SMS (shared among 3 SIM cards)
- Free caller ID, incoming calls and SMS
💡 Important note: VIVIFI is the only provider that offers a shared SIM-only mobile plan, suitable for families. Visit VIVIFI for more details and full terms and conditions.
Zero1 SIM-only Plans
- Zero1 - Starter Plan (no-contract) @ S$7/month
- 6GB Unlimted Data/150 mins/100 SMS (data will be throttled to usable speed after 6GB)
- Free caller ID, incoming calls and SMS
- Zero1 - 50u Plan (no-contract) @ S$18.05/month
- 50GB/500 mins/500 SMS
- Free caller ID, incoming calls and SMS
- Zero1 - 80u Plan (no-contract) @ S$25.15/month
- 80GB/800 mins/800 SMS
- Free caller ID, incoming calls and SMS
- Zero1 - Jumbo 60 Plan (no-contract) @ S$12.15/month
- 60GB/500 mins/50 SMS
- Free caller ID, incoming calls and SMS
- Zero1 - Jumbo 100 Plan (no-contract) @ S$20.20/month
- 100GB/800 mins/100 SMS
- Free caller ID, incoming calls and SMS
💡 Important note: A one-time S$10.70 registration fee and one-time S$32.10 SIM card fee will apply. The delivery fee of S$11.77 will be waived for self-collection. Visit Zero1 for more details and full terms and conditions.
CMLink SG SIM-only Plans
- CMLink SG 12GB SIM-Only Plan (no-contract) @ S$10.80/month
- 12GB/100 mins/100 SMS
- Includes 6GB roaming data for use in Singapore, Hong Kong and mainland China, and 100 mins local talk time and 100 mins from local to Hong Kong, mainland China, Indonesia, Malaysia, Thailand and USA
- CMLink SG 50GB SIM-Only Plan (no-contract) @ S$20.80/month
- 50GB/300 mins/300 SMS
- Includes 25GB roaming data for use in Singapore, Hong Kong and mainland China, and 300 mins local talk time and 300 mins from local to Hong Kong, mainland China, Indonesia, Malaysia, Thailand and USA
- Free caller ID, incoming calls and SMS
- CMLink SG 80GB SIM-Only Plan (no-contract) @ S$30.80/month
- 70GB/400 mins/400 SMS
- Includes 35GB roaming data for use in Singapore, Hong Kong and mainland China, and 400 mins local talk time and 400 mins from local to Hong Kong, mainland China, Indonesia, Malaysia, Thailand and USA
- Free caller ID, incoming calls and SMS
- CMLink SG 110GB SIM-Only Plan (no-contract) @ S$40.80/month
- 100GB/500 mins/500 SMS
- Includes 50GB roaming data for use in Singapore, Hong Kong and mainland China, and 500 mins local talk time and 500 mins from local to Hong Kong, mainland China, Indonesia, Malaysia, Thailand and USA)
- Free caller ID, incoming calls and SMS
💡 Important note: CMLink SG's SIM-Only plans allow customers to use data in Singapore, Hong Kong and mainland China. Local calls can also be made to mainland China, Hong Kong, Malaysia, Indonesia, Thailand and USA. Visit CMLink SG for more details and full terms and conditions.
ZYM Mobile SIM-only Plans
- ZYM Mobile – Starter Plan (No-contract) @ S$9.90/month
- 14GB/400 mins/200 SMS (for the first 6 months, 9GB thereafter)
- Free caller ID, incoming calls and SMS, SIM card, registration fee and data rollover for 1 month
- 2 billing cycle commitment required
- ZYM Mobile – Value Plan (No-contract) @ S$18/month
- 80GB/500 mins/500 SMS (for the first 6 months, 30GB thereafter)
- Free caller ID, incoming calls and SMS, SIM card, registration fee and data rollover for 1 month
- 2 billing cycle commitment required
- ZYM Mobile – Max Plan (No-contract) @ S$28/month
- 120GB/10,000 mins/500 SMS (for the first 6 months, 70GB thereafter)
- Free caller ID, incoming calls and SMS, SIM card, registration fee and data rollover for 1 month
- 2 billing cycle commitment required
ZYM Mobile Promotions:
- There are no promotions at the moment
The Maybank Family & Friends card is great for paying recurring bills such as utilities, telco, and online streaming services, offering up to 8% cashback, or up to S$125 per month.
💡 Important note: ZYM Mobile offers both contract and non-contract SIM-only plans. Non-contract plans will require a minimum 2 billing cycle commitment. Visit ZYM Mobile for more details and full terms and conditions.
GOMO SIM-only Plans
- GOMO 20GB SIM-Only Plan (no-contract) @ S$20.19/month
- 20GB/200 mins/200 SMS
- Free caller ID and incoming calls
💡 Important note: GOMO regularly runs promotions for new customers. Be sure to check back often to see the latest deals. Visit GOMO for more details and full terms and conditions.
heya SIM-only Plans
- heya 100GB SIM-Only Plan (no-contract) @ S$10/month
- 100GB/300 mins/50 SMS (for the first 3 months, 50GB thereafter)
- Free caller ID and incoming calls
heya Promotions:
- There are no promotions at the moment
💡 Important note: heya SIM-only plans can only be purchased in stores. Visit heya for more details and full terms and conditions.
MNVOs under Starhub
There are only two MVNOs that piggyback on Starhub's mobile network. They are giga! (owned by Starhub themselves) and redONE.
giga! SIM-Only Plans
- giga! 10GB Forever SIM-Only Plan (no-contract) @ S$10.10/month
- 6GB/500 mins/500 SMS
- Free caller ID, incoming calls and SMS, data rollover
- giga! 100GB SIM-Only Plan (no-contract) @ S$20.19/month
- 100GB/500 mins/500 SMS (for the first 3 months, 50GB thereafter)
- Free caller ID, incoming calls and SMS, data rollover
- Use promo code GIGADATA when signing up
- giga! 150GB SIM-Only Plan (no-contract) @ S$25.23/month
- 120GB/2,000 mins/2,000 SMS
- Free caller ID, incoming calls and SMS, data rollover
- giga! 350GB SIM-Only Plan (no-contract) @ S$45.42/month
- 200GB/10,000 mins/10,000 SMS
- Free caller ID, incoming calls and SMS, data rollover
giga! Promotions:
- There are no promotions at the moment
💡 Important note: Similar to GOMO, giga! offers regular promotions to attract new customers. They also gift bonus data to users once they've signed up! Visit giga! for more details and full terms and conditions.
redONE SIM-Only Plans
- redONE – Amazing8 SIM-Only Plan (no-contract) @ S$8/month
- 5GB/300 mins/300 SMS
- Free caller ID
- Data, calls and SMSes can be made in both Singapore and Malaysia
- 2 billing cycle commitment required
- redONE – Amazing18 SIM-Only Plan (no-contract) @ S$18/month
- 25GB/500 mins/500 SMS
- Free 50GB (valid for the first 6 months)
- Free caller ID
- Data, calls and SMSes can be made in both Singapore and Malaysia
- 2 billing cycle commitment required
- redONE – Amazing28 SIM-Only Plan (no-contract) @ S$28/month
- 50GB/500 mins/500 SMS
- Free caller ID
- Data, calls and SMSes can be made in both Singapore and Malaysia
- redONE – Amazing38 SIM-Only Plan (no-contract) @ S$38/month
- 80GB/1,000 mins/1,000 SMS
- Free caller ID
- Data, calls and SMSes can be made in both Singapore and Malaysia
- 2 billing cycle commitment required
💡 Important note: redONE allows customers to make use of data, calls, and SMSes in both Singapore and Malaysia. A 2-billing cycle commitment is also required. Visit redONE for more details and full terms and conditions.
Earn high interest on your savings with the Citi Plus Account.
MNVOs under M1
M1 has four MNVOs utilising its mobile network and infrastructure. They are Circles.Life, Geenet Mobile, MyRepublic, and Changi Mobile.
Circles.Life SIM-Only Plans
- Circles.Life 2GB SIM-Only Plan (no-contract) @ S$5/month
- 2GB/50 mins/25 SMS
- Free caller ID
- 50 mins include both outgoing and incoming calls
- Circles.Life 5GB SIM-Only Plan (no-contract) @ S$10/month
- 5GB/100 mins/25 SMS
- Free caller ID
- 100 mins include both outgoing and incoming calls
- Circles.Life 20GB Basic SIM-Only Plan (no-contract) @ S$18/month
- 20GB/100 mins/25 SMS
- Free caller ID
- Circles.Life 50GB Standard SIM-Only Plan (no-contract) @ S$20/month
- 50GB/300 mins/25 SMS
- Free caller ID
Circles.Life Promotions
- There are no promotions at the moment
💡 Important note: Prices stated above are for number transfers only. A S$10 service fee applies for new numbers. Visit Circles.Life for more details and full terms and conditions.
Geenet Mobile SIM-Only Plans
- Geenet Mobile 50GB SIM-Only Plan (no-contract) @ S$10/month
- 50GB/300 mins/300 SMS
- Free caller ID and incoming calls
- Geenet Mobile 60GB SIM-Only Plan (no-contract) @ S$12/month
- 60GB/500 mins/500 SMS
- Free caller ID and incoming calls
- Geenet Mobile 90GB SIM-Only Plan (no-contract) @ S$18/month
- 90GB/500 mins/500 SMS
- Free caller ID and incoming calls
- Geenet Mobile 120GB SIM-Only Plan (no-contract) @ S$24/month
- 120GB/1,000 mins/1,000 SMS
- Free caller ID and incoming calls
Geenet Mobile Promotions
- There are no promotions at the moment
💡 Important note: Geenet Mobile requires customers to sign up for its SIM-only plan through its mobile app. Visit Geenet Mobile for more details and full terms and conditions.
MyRepublic SIM-only Plans
- MyRepublic Lite SIM-Only Plan (no-contract) @ S$10.90/month
- 10GB/300 mins/300 SMS
- Free caller ID and incoming calls
- MyRepublic Pro SIM-Only Plan (no-contract) @ S$20.90/month
- 70GB/500 mins/500 SMS
- Free caller ID and incoming calls
- MyRepublic Core SIM-Only Plan (no-contract) @ S$15.90/month
- 100GB/1,000 mins/1,000 SMS
- Free caller ID and incoming calls
- MyRepublic Unlimited SIM-Only Plan (no-contract) @ S$25.90/month
- 5GB/day at max speed/2,000 mins/2,000 SMS (Managed speeds thereafter)
- Free caller ID and incoming calls
MyRepublic Promotions
- There are no promotions at the moment
💡 Important note: MyRepublic has separate plans for M1 port-ins. The plans listed above are for new numbers and non-M1 port-ins. Visit MyRepublic for more details and full terms and conditions.
Changi Mobile SIM-Only Plans
- Changi Mobile Flexi Value SIM-Only Plan (No-contract) @ S$10/month
- 20GB/300 mins/300 SMS
- Free caller ID, incoming calls and SMS
- Changi Mobile Flexi Best SIM-Only Plan (No-contract) @ S$15/month
- 58GB/400 mins/400 SMS
- Free caller ID, incoming calls and SMS
Changi Mobile Promotions
-
- There are no promotions at the moment
💡 Important note: Changi Mobile has several affordable plans to meet the needs of customers. Pick the right plan by deciding how much mobile data you require monthly. Visit Changi Mobile for more details and full terms and conditions.
Frequently Asked Questions
Is a SIM-only plan better than a fixed contract?
Not necessarily. The main advantage of a SIM-only plan is that you are not locked into any telco for a minimum contract period. However, SIM-only plans come with, well, the SIM card only. So if you need a new handset, telcos like StarHub offer attractive discounts for 12- and 24-month contract plans. Research handset prices before you commit to either SIM only or contract plans.
How much can I save if I switch to a SIM-only plan?
Let's compare Singtel's SIM Only Plus 55 and XO Plus 168 post-paid plans. Both offer a similar amount of data (120GB) and provide the customer with 5G access.
The SIM Only Plus 55 plan is priced at S$45 per month, or S$540 yearly, while the XO Plus 168 plan is priced at S$168 per month, or S$2,016 yearly.
That's about S$123 savings per month or S$1,476 savings per year! Unless you are interested in buying or upgrading to a new phone, the SIM-only plan clearly wins hands-down in terms of savings.
Even if you require a new phone, you could probably buy one that is cheaper directly from Apple or Samsung. Plus, you could probably earn Cashback or Miles from that direct purchase.
Remember, you may not be rewarded for paying your handphone bill with your credit card.
If you do wish to compare your existing post-paid plan with the many SIM-only plans available in the market, remember to compare it with one that has similar offerings in terms of data, talk time, calls, and features.
How much data do you need?
According to a 2018 study by Info-comm Media Development Authority (IMDA), Singapore residents consumed about 70 petabytes of mobile data per month in Q4Y2021-- up nearly 27 per cent from about 55 petabytes monthly in Q4Y2020. Of course, if you spend a lot of time on your phone to play mobile games, stream a lot of music on Spotify or movies via Netflix, or have a lot of real-time video chats, your data consumption is going to shoot up.
The best gauge is to check your recent telco bills on the amount of data juice you use on average per month. To save on data, you can also log on to Wifi networks wherever possible or download the music or video content on Wifi and then consume it offline.
What is an MVNO?
Mobile virtual network operators (MVNOs) 'rent' bandwidth and access to network services on the infrastructure lines and network from incumbents SingTel, M1 and StarHub at bulk wholesale rates. It then sets retail prices and packages accordingly, taking into account download speeds as well as network coverage.
What is 'managed network speed'?
When a mobile plan promises 'unlimited data', check the fine print. It will usually say something like, 'first 3GB of data at 4G speed, managed network speeds thereafter', which basically translates to 'your internet surfing based on the first 3GB of data will be fast but after that, expect both your network coverage and download speeds to become more spotty and slow down.'
Get the best SIM-Only plan through SingSaver
Don't want to be tied down by a traditional telco plan? Get yourself a SIM-Only plan that gives you what you need with options to customise by using our simple-to-use comparison tool below.
Conclusion
With so many SIM-only mobile plans to choose from now, the days of being locked into a contract is now a thing of the past. When choosing a SIM-only plan, consider how much data, talk time and SMS you really need before making the switch.
If you're switching from a fixed contract to SIM-only, take note of any early termination penalties. Generally, the earlier you terminate the fixed contract, the heavier the penalty so calculate if what you're saving by switching is enough to cover that amount.
For example, if your early termination penalty is S$200, and you're 6 months away from the penalty-free period, your new SIM only plan should be at least S$33.40 cheaper per month (S$200 divided by 6) than your existing contract plan.
Read these next:
Cheapest Mobile Data Plans with Fixed Contracts in Singapore
Mobile Plans For Different Lifestyles In Singapore
TPG Mobile Singapore 50GB for S$10: The Real Review
Open Electricity Market (OEM) Singapore: Complete Guide For 2022
6 Credit Cards You Should Use as Your EZ-Link Card
Back to Blog 
