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Apply for this CIMB Personal Loan promotion and stand to win prizes that make your dream a reality!

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Frame 427319211  Apply from 22 April 2024 to 13 June 2024
Frame 427319212  Share your dreams with us in the rewards redemption form. The most inspiring dreams win!
Frame 427319212-1  Head to our website on 1 October 2024 to find out if you’ve won!
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The Starter Pack is Stackable with SingSaver Exclusive Rewards

How To Take Part In The CIMB #UnlockYourDreams Promotion?
Promotion period: April 22, 2024 to June 13, 2024 at 23:59

Step 1

Apply for participating products and take your pick of sign up rewards, PLUS score your party invite for your chance to win!

 

Step 2

Your invite gives you up to 3x chances to win your share of over S$200,000 in prizes in our 101! Milestone Giveaway weekly lucky draw.

Step 3

Head to our website on 7 June 2024 to find out if you've won!


 

Apply for CIMB Personal Loan via SingSaver.

Share with us your dreams in the rewards redemption form and choose the starter pack of your choice.

Head to our website on 1 Oct 2024 to find out if you've won!

Where Will Your Dreams Take You?

Meet Hustler Hannah, Reno Ryan, and Wanderlust Wendy — three friends with BIG dreams! Which of them do you resonate with the most?
 
Share your dreams with us and you could win your very own Starter Pack worth over S$5k each, to help you reach your goals!
 
The most aspirational entries in each category will win a Starter Pack, and 3x runners up will be picked to win consolation prizes.
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    “I dream of being my own boss.”    
        Small-business owner starting a new venture          
 

Win prizes worth S$5,307.95
 
Hustler Hannah 6
 
  • Apple MacBook Pro 14" M3 Chip
  • Apple iPhone 15 Pro Max 256GB
  • Apple AirPods Pro Gen 2
  • Apple Watch Series 9
 
 
 

 Second prize worth S$2,017.50
 
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Apple iPhone 15 Pro Max 256 GB
 
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I dream of having a beautiful family home.
Couples or singles renovating their new homes 

Win prizes worth S$5,241
 
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  • Samsung 43" The Frame Art Mode 4K QLED Smart TV (2022)
  • Dyson Purifier Cool™ air purifier TP07
  • Dyson V12s Detect Slim Submarine™ Complete
  • Morning Coffee Machine + 20 Capsules Bundle

 Second prize worth S$1,916
 
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Samsung 43" The Frame LS03D QLED 4K Art Mode Smart TV
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I dream of adventures around the world.”
Travel enthusiast ready for their trip of a lifetime
 

Win prizes worth S$5,586
 
Wanderlust
 
  • 1 pair of economy ticket to anywhere (up to S$3,000)
  • 1 pair of Seedly Travel Insurance Single Trip
  • Apple iPad 10th Gen 10.9" WiFi 256GB + Apple Pencil (USB-C) Bundle
  • AirWheel SE3S

 


 Second prize worth S$1,390
 
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Find out how much you need to repay
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Lowest Interest Rate Instant Loan Disbursement No Processing Fee S$20,000 Min Annual Income

CIMB Personal Loan

CIMB Personal Loan
Monthly repayment S$
Annual Interest Rate
 %
EIR
 % p.a.
Processing Fee
S$

4 Offers Available

SingSaver Exclusive Offer
Hustler Hannah Starter Pack (worth S$5,307.95)
Hustler Hannah Starter Pack (worth S$5,307.95)

Valid until

13 June 2024

SingSaver Exclusive Offer
Reno Ryan Home Starter Pack (worth S$5,241)
Reno Ryan Home Starter Pack (worth S$5,241)

Valid until

13 June 2024

SingSaver Exclusive Offer
Wanderlust Wendy Travel Starter Pack (worth S$5,586)
Wanderlust Wendy Travel Starter Pack (worth S$5,586)

Valid until

13 June 2024

SingSaver Exclusive Offer
Apple Macbook Air 256GB 13 inch (M2 chip) (worth S$1,613.80)
Apple Macbook Air 256GB 13 inch (M2 chip) (worth S$1,613.80)

Valid until

31 May 2024

SingSaver Exclusive Offer
Dyson V12s Detect Slim Submarine™ (Complete) (worth S$1,449)
Dyson V12s Detect Slim Submarine™ (Complete) (worth S$1,449)

Valid until

31 May 2024

SingSaver Exclusive Offer
Sony PlayStation® 5 Slim Disc Edition (worth S$799)
Sony PlayStation® 5 Slim Disc Edition (worth S$799)

Valid until

31 May 2024

SingSaver Exclusive Offer
Dyson AM07 Tower Fan (worth S$459)
Dyson AM07 Tower Fan (worth S$459)

Valid until

31 May 2024

SingSaver Exclusive Offer
S$1,200 Cash via PayNow
Up to S$1,200 Cash via PayNow

+ 4 other gift options

Valid until

31 May 2024

Welcome Offer
Enjoy 2.80% p.a. flat interest rate (EIR from 5.28% p.a.)
Enjoy 2.80% p.a. flat interest rate (EIR from 5.28% p.a.)

Valid until

31 May 2024

Latest Personal Instalment Loan News

Blog posts relevant to to the dreams campaign

Promotional Details And FAQs On #UnlockYourDreams Campaign

What Must i do to be eligible for the Singsaver X CIMB #UnlockYourDreams Promotion?

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Apply for CIMB PL Loan on SingSaver between 22 April to 13 June, and share with us your dream in the SingSaver Rewards Redemption form. Fully complete and submit the SingSaver Rewards Redemption Form within 14 days after completing your application.

Can I enter multiple entries and how do I participate in this CIMB personal loan promotion?

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No, each eligible participant will only be able to enter once. 

In the rewards redemption field, you will have the opportunity to fill in your answers and choose the starter pack of your choice.

How do I know if I have won? When will I be notified?

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A total of 6 winners will be picked based on the best answers and will be announced on SingSaver’s blog page by 1 October 2024

For more information, please refer to the Terms and Conditions here.

How will I claim the gift?

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You will receive instructions on how to arrange your delivery when you receive a notification about your promotional gift.

CIMB PL x SingSaver #UnlockYourDreams Terms & Conditions apply. 

 

FAQs on Personal Loans

No worries, we've got you covered!

How can a personal loan help?

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Personal loans can come in handy during a period of cashflow difficulty. Some of such situations include sudden medical costs, weddings, funerals, divorces and more. Rest assured that the bank won’t require you to get personal on personal loans and share the reason for taking it up during the approval process.

What are the different types of personal loan interest rates?

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Advertised Interest Rate: The advertised rate, or nominal interest rate, is used when calculating the interest charge on your loan. For example, if you are considering a loan for $200,000 with a 6% interest rate, your annual interest charges will come up to $12,000 per year, or a monthly payment of $1,000.

Effective Interest Rate (EIR): The EIR reflects the true cost of borrowing to the consumer. This interest rate is usually higher than the advertised rate because it includes service fees, annual fees or one-time processing fees for processing and approving your loan application.

0% Interest Personal Loans: Some banks offer 0% interest rate personal loans for short-term loans. However, these tend to come with higher processing fees. This means that you will still be paying the bank for the loan, with the main difference being that the bank collects your money upfront rather than through interest payments in the future.

Can foreigners apply for personal loans in Singapore?

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Yes, as long as you fulfil the eligibility criteria. These requirements can vary from bank to bank, but generally, personal loan applications for foreigners require you to:

  • Hold a valid Singapore employment pass
  • Have a residential tenancy agreement (or any other proof of your residential address in Singapore)
  • Produce a bank statement (reflecting account activities for the past 6 months)
  • Meet the minimum annual income requirement for foreigners (usually $40,000 to $45,000 p.a.)

What are the fees I have to take note of when I take up a personal loan?

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Besides the processing fee that is charged, other fees involved when taking up a personal loan include:

  • Late payment fee: Charged if you miss your monthly repayment.
  • Early repayment fee or cancellation/termination fee: If you choose to repay your loan early, or cancel your loan.
  • Change of tenure: Fee incurred if you change your loan tenure.
  • Annual fee: To be paid every year (this fee could differ from the first year and subsequent years).

Are personal loans good for your credit score?

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A personal loan can help you clear your debts and have more manageable repayments at lower interest rates. The personal loan can have a positive effect on your ability to manage debt responsibly, as long as you make repayments on time and pay off the full amount required during the term of the loan. This could then help to improve your credit score.