Looking for flexible and reliable travel insurance? Singlife Travel Insurance gives you peace of mind with three plans — Lite, Plus, and Prestige — tailored for different budgets and travel needs. With reasonable premiums, benefits include up to unlimited overseas medical coverage, generous trip cancellation protection, and comprehensive COVID-19 benefits. Discounts are available for MINDEF/MHA/POGIS policyholders, plus SingSaver customers can enjoy exclusive rewards.
Singlife Travel Lite (Annual)
- Price: (Worldwide, 1 year for 1 adult)
- S$412.00 32% off
- S$280.16
- Medical coverage (overseas): S$250,000 (Worldwide, 1 year for 1 adult)
- Trip cancellation coverage: S$5,000 (Worldwide, 1 year for 1 adult)
- Loss/Damage of baggage coverage: S$3,000 (Worldwide, 1 year for 1 adult)
Key features
- 24/7 emergency travel and medical assistance
- Overseas medical expenses coverage up to S$250,000
- Personal accident (death & disability) benefit up to S$50,000
- Loss or damage of baggage & personal belongings up to S$3,000
- Trip interruption (change of itinerary) benefit up to S$1,000
- Rental vehicle excess cover up to S$500
- Personal liability up to S$250,000
- Seamless claims payout via PayNow
Plan highlights
- Trip cancellation coverage: Up to S$5,000 (Worldwide, 1 year for 1 adult)
- Loss/Damage of baggage coverage: Up to S$3,000 (Worldwide, 1 year for 1 adult)
- Death & total and permanent disability: Up to S$50,000 (Worldwide, 1 year for 1 adult)
- Medical coverage (overseas): Up to S$250,000 (Worldwide, 1 year for 1 adult)
- Medical coverage (in SG): Up to S$10,000 (Worldwide, 1 year for 1 adult)
Leisure activities
- Standard leisure activities covered under base plan (e.g., recreational sports and non-professional activities)
- Excludes extreme sports and high-risk activities unless add-ons are purchased
- Optional add-on coverage available for:
- Winter sports
- Adventure water sports (e.g., scuba diving, snorkelling, jet skiing)
- Golf holiday equipment and fees
- Overseas weddings and photoshoots
Singlife Travel Plus (Annual)
- Price: (Worldwide, 1 year for 1 adult)
- S$ 637.00 32% off
- S$433.16
- Medical coverage (overseas): S$2,000,000 (Worldwide, 1 year for 1 adult)
- Trip cancellation coverage: S$15,000 (Worldwide, 1 year for 1 adult)
- Loss/Damage of baggage coverage: S$5,000 (Worldwide, 1 year for 1 adult)
Key features
- Overseas medical expenses coverage up to S$2,000,000
- Personal accident (death & disability) benefit up to S$100,000
- Loss or damage of baggage & personal belongings up to S$5,000
- Trip cancellation and postponement coverage up to S$5,000 (includes “Cancel For Any Reason” if purchased within 7 days of first trip deposit)
- Rental vehicle excess cover up to S$1,500
- Personal liability up to S$1,000,000
- 24/7 emergency travel and medical assistance
- Free coverage extensions for terrorism and accidental death while motorcycling
- Optional add-on: Pre-existing medical condition coverage
Plan highlights
- Trip cancellation coverage: Up to S$15,000 (Worldwide, 1 year for 1 adult)
- Loss/Damage of baggage coverage: Up to S$5,000 (Worldwide, 1 year for 1 adult)
- Death & total and permanent disability: Up to S$100,000 (Worldwide, 1 year for 1 adult)
- Medical coverage (overseas): Up to S$2,000,000 (Worldwide, 1 year for 1 adult)
- Medical coverage (in SG): Up to S$50,000 (Worldwide, 1 year for 1 adult)
- Rental vehicle excess cover: Up to S$1,500 (Worldwide, 1 year for 1 adult)
Leisure activities
- Standard leisure activities included (e.g., non-professional sports, hiking, cycling, snorkelling)
- Optional add-ons for:
- Winter sports
- Adventure water sports (scuba, jet ski, rafting)
- Golf holidays (equipment + green fees)
- Overseas weddings and photoshoots
- Coverage for motorcycling accidents included under free extensions
Singlife Travel Prestige (Annual)
- Price: (Worldwide, 1 year for 1 adult)
- S$932.00 32% off
- S$633.76
- Medical coverage (overseas): Unlimited (Worldwide, 1 year for 1 adult)
- Trip cancellation coverage: S$20,000 (Worldwide, 1 year for 1 adult)
- Loss/Damage of baggage coverage: S$8,000 (Worldwide, 1 year for 1 adult)
Key features
- Unlimited overseas medical expenses coverage
- Personal accident (death & disability) benefit up to S$500,000
- Loss or damage of baggage & personal belongings up to S$8,000
- Trip cancellation coverage up to S$20,000
- Rental vehicle excess cover up to S$2,500
- Personal liability up to S$2,000,000
- Highest-tier coverage across travel inconvenience, trip delays, interruptions, and medical benefits
- 24/7 worldwide emergency travel and medical assistance
Optional add-on: Pre-existing medical condition coverage at higher benefit levels
Plan highlights
- Trip cancellation coverage: Up to S$20,000 (Worldwide, 1 year for 1 adult)
- Loss/Damage of baggage coverage: Up to S$8,000 (Worldwide, 1 year for 1 adult)
- Death & total and permanent disability: Up to S$500,000 (Worldwide, 1 year for 1 adult)
- Medical coverage (overseas): Unlimited (Worldwide, 1 year for 1 adult)
- Medical coverage (in SG): Up to S$80,000 (Worldwide, 1 year for 1 adult)
- Rental vehicle excess cover: Up to S$2,500 (Worldwide, 1 year for 1 adult)
Leisure activities
- Broadest leisure coverage tier, including all those under Lite & Plus
- Optional add-ons (higher insured amounts than Plus):
- Winter sports
- Adventure water sports
- Golf holidays
- Overseas weddings and photoshoots
- Includes wider extreme activity protection if add-ons are purchased
Singlife Travel Lite
- Price: (Japan, 7 days for 1 adult)
- S$54.10 28% off
- S$38.95
- Medical coverage (overseas): S$6,000 (Japan, 7 days for 1 adult)
- Trip cancellation coverage: S$5,000 (Japan, 7 days for 1 adult)
- Loss/Damage of baggage coverage: S$3,000 (Japan, 7 days for 1 adult)
Key features
- 24/7 emergency travel and medical assistance hotline
- Overseas medical expenses coverage up to S$250,000
- Personal accident (death & disability) benefit up to S$50,000
- Loss or damage of baggage & personal belongings up to S$3,000
- Trip interruption (change of itinerary) benefit up to S$1,000
- Rental vehicle excess cover up to S$500
- Personal liability up to S$250,000
- Seamless claims payout via PayNow
Plan highlights
- Trip cancellation coverage: Up to S$500 (Single trip, Japan, 7 days for 1 adult)
- Loss/Damage of baggage coverage: Up to S$3,000 (Single trip, Japan, 7 days for 1 adult)
- Death & total and permanent disability: Up to S$50,000 (Single trip, Japan, 7 days for 1 adult)
- Medical coverage (overseas): Up to S$250,000 (Single trip, Japan, 7 days for 1 adult)
- Medical coverage (in SG): Up to S$6,000 (Single trip, Japan, 7 days for 1 adult)
- Rental vehicle excess cover: Up to S$500 (Single trip, Japan, 7 days for 1 adult)
Leisure activities
- Standard leisure activities (e.g., recreational sports, hiking, snorkelling) are included
- High-risk and professional sports are excluded under base cover
- Optional add-ons available for:
- Winter sports (e.g., skiing, snowboarding in Japan)
- Adventure water sports (scuba diving, jet skiing)
- Golf holidays (equipment + fees)
- Overseas weddings and photoshoots
Singlife Travel Plus
- Price: (Japan, 7 days for 1 adult)
- S$83.02 28% off
- S$59.77
- Medical coverage (overseas): S$50,000 (Japan, 7 days for 1 adult)
- Trip cancellation coverage: S$15,000 (Japan, 7 days for 1 adult)
- Loss/Damage of baggage coverage: S$5,000 (Japan, 7 days for 1 adult)
Key features
- Overseas medical expenses coverage up to S$1,000,000
- Personal accident (death & disability) benefit up to S$100,000
- Loss or damage of baggage & personal belongings up to S$8,000
- Trip cancellation and postponement coverage up to S$5,000 (includes “Cancel For Any Reason” if purchased within 7 days of deposit)
- Rental vehicle excess cover up to S$1,500
- Personal liability up to S$1,000,000
- 24/7 emergency travel and medical assistance hotline
- Optional add-on for pre-existing medical conditions
- Free extensions include terrorism cover and accidental death while motorcycling
Plan highlights
- Trip cancellation coverage: Up to S$750 (Single trip, Japan, 7 days for 1 adult)
- Loss/Damage of baggage coverage: Up to S$8,000 (Single trip, Japan, 7 days for 1 adult)
- Death & total and permanent disability: Up to S$100,000 (Single trip, Japan, 7 days for 1 adult)
- Medical coverage (overseas): Up to S$1,000,000 (Single trip, Japan, 7 days for 1 adult)
- Medical coverage (in SG): Up to S$50,000 (Single trip, Japan, 7 days for 1 adult)
- Rental vehicle excess cover: Up to S$1,500 (Single trip, Japan, 7 days for 1 adult)
Leisure activities
- Standard leisure activities covered (e.g., snorkelling, hiking, cycling)
- Optional add-ons for:
- Winter sports (skiing, snowboarding in Japan)
- Adventure water sports
- Golf holiday protection (equipment + green fees)
- Overseas weddings and photoshoots
- Coverage for motorcycling accidents included under free extensions
Singlife Travel Prestige
- Price: (Japan, 7 days for 1 adult)
- S$116.3328% off
- S$83.76
- Medical coverage (overseas): Unlimited (Japan, 7 days for 1 adult)
- Trip cancellation coverage: S$20,000 (Japan, 7 days for 1 adult)
- Loss/Damage of baggage coverage: S$8,000 (Japan, 7 days for 1 adult)
Key features
- Unlimited overseas medical expenses coverage
- Personal accident (death & disability) benefit up to S$500,000
- Loss or damage of baggage & personal belongings up to S$15,000
- Trip cancellation coverage up to S$7,500 (or 60% of irredeemable costs under “Cancel For Any Reason”)
- Rental vehicle excess cover up to S$2,500
- Personal liability up to S$2,000,000
- 24/7 emergency travel and medical assistance hotline
- Optional add-on for pre-existing medical conditions (with higher limits than Plus)
- Highest-tier coverage across medical, tripa disruption, and liability
Plan highlights
- Trip cancellation coverage: Up to S$1,000 (Single trip, Japan, 7 days for 1 adult)
- Loss/Damage of baggage coverage: Up to S$15,000 (Single trip, Japan, 7 days for 1 adult)
- Death & total and permanent disability: Up to S$500,000 (Single trip, Japan, 7 days for 1 adult)
- Medical coverage (overseas): Unlimited (Single trip, Japan, 7 days for 1 adult)
- Medical coverage (in SG): Up to S$80,000 (Single trip, Japan, 7 days for 1 adult)
- Rental vehicle excess cover: Up to S$2,500 (Single trip, Japan, 7 days for 1 adult)
Leisure activities
- Standard leisure activities included under base cover
- Optional add-ons with higher limits than Plus:
- Winter sports (skiing, snowboarding in Japan)
- Adventure water sports
- Golf holidays (equipment + green fees)
- Overseas weddings and photoshoots
- Broader protection for lifestyle and leisure activities when extensions are added
Why choose Singlife Travel Insurance
Singlife Travel Insurance stands out for its flexible tiers that cater to budget-conscious travellers, frequent flyers, and business professionals alike. With strong medical coverage limits (including unlimited overseas cover under the Prestige plan), extensive travel inconvenience benefits, and unique features like rainfall protection and wedding cover, Singlife provides one of the most customisable travel insurance options in Singapore.
Singlife Travel Insurance coverage details
Overseas medical expenses
- Up to unlimited coverage under the Prestige plan
- Includes hospitalisation, outpatient treatment, surgery, and follow-up care
- Covers accidental dental treatment up to S$8,000
Covid-19 coverage
- Medical expenses from S$50,000 to S$200,000 depending on plan
- Cancellation, postponement, and trip disruption benefits
- Coverage for medical treatment in Singapore post-return (Plus and Prestige)
Trip cancellation and postponement
- Up to S$20,000 for trip cancellation
- Covers illness, injury, or death of policyholder or immediate family
- “Cancel For Any Reason” add-on available (up to S$7,500)
Emergency medical evacuation and repatriation
- From S$250,000 to unlimited depending on plan
- Covers evacuation to nearest medical facility or return to Singapore
- 24/7 global assistance support included
Personal accident coverage
- Up to S$500,000 lump sum payout
- Double indemnity for public transport-related accidents under Plus and Prestige
Optional add-on coverage
Rainfall protection
- Up to S$150 payout if over 50% of trip duration is affected by heavy rainfall
Rental vehicle excess and return
- Up to S$2,500 for vehicle excess reimbursement
- Up to S$500 for vehicle return if hospitalised
Overseas wedding & photoshoot cover
- Covers loss of attire, wedding accessories, and financial failure of service providers
Frequent flyer points protection
- Reimbursement for non-reclaimable points used for bookings cancelled due to insured events
Terrorism coverage
- Up to S$500,000 for disruptions or injuries caused by acts of terrorism
Pros and cons of Singlife Travel Insurance
| Pros | Cons |
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Singlife Travel Insurance compared to other insurance providers
| Provider | Best for | Medical coverage (overseas) | Medical coverage (local) | Trip cancellation | Loss of baggage | Premium |
| Singlife Travel Plus (Annual) | Niche benefits and discounts | S$1,000,000 | S$50,000 | S$15,000 | S$5,000 | S$458.64 |
| Starr TraveLead Bronze Plan (Annual) | Emergency medical evacuation and repatriation | S$200,000 | S$15,000 | S$5,000 | S$3,000 | S$340.41 |
| MSIG Standard Plan (Annual) | Balanced coverage with extras | S$250,000 | S$25,000 | S$5,000 | S$3,000 | S$372.75 |
| HL Assurance | Family travel | S$250,000 | S$15,000 | S$7,000 | S$5,000 | S$316.00 |
*All calculations are based on an annual trip, worldwide, 1 year for 1 adult.
Singlife stands out for its unique offering of unlimited overseas medical cover and niche benefits, including rainfall protection.
How to claim
- Contact Singlife via SingSaver website, hotline or online portal.
- Attach supporting documents (e.g., medical reports, receipts, police reports).
- Submit the form via email or post within 30 days of the incident.
- Await confirmation and follow up with Singlife for updates.
Frequently asked questions about Singlife Travel Insurance
Can I purchase Singlife Travel Insurance if I am already overseas?
No, the policy must be purchased before departure from Singapore.
What is the cancellation policy?
Single-trip policies can be cancelled before departure for a refund if no claims are made. Annual multi-trip policies can be cancelled within a 14-day free look period.
What is the refund policy?
Refunds vary by plan — full refund before start date (single trip), or pro-rated refunds for annual policies if cancelled after the free-look period.
Can I extend my Singlife policy while I am already overseas?
Yes, subject to terms. Policies may auto-extend if you are hospitalised or public transport delays prevent your return.
What does "Cancel For Any Reason" mean and what does it cover?
This optional add-on allows cancellation for reasons outside the standard policy, reimbursing up to S$7,500 depending on the plan.
What is excluded from the "Cancel For Any Reason" optional benefit?
Exclusions include pre-existing conditions (outside permitted scenarios), illegal activities, or travel to restricted countries.
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