Planning your next trip? Singtel Travel Insurance makes it easier with plans designed to fit a range of budgets and travel needs. From overseas medical coverage and emergency assistance to reliable protection for trip cancellations and delays, you can enjoy peace of mind wherever you go. Families are well taken care of too, and SingSaver customers can unlock exclusive rewards.
Singtel TravelProtect Value Plan
Price: S$23.84 (Single trip, worldwide, 3 days for 1 adult)
Medical coverage (overseas): S$150,000 (Single trip, worldwide, 3 days for 1 adult)
Trip cancellation coverage: S$5,000 (Single trip, worldwide, 3 days for 1 adult)
Loss/Damage of baggage coverage: S$3,000 (Single trip, worldwide, 3 days for 1 adult
Key features
- Essential overseas medical coverage for basic travel needs
- Includes trip cancellation, travel delay, and disruption protection
- Compensation for baggage loss or delays during the trip
- Covers accidental death and disability for added assurance
- Best for short, low-cost holidays where only core protection is needed
Plan highlights
- Trip cancellation coverage: S$5,000 (Single trip, worldwide, 3 days for 1 adult)
- Loss/Damage of baggage coverage: S$3,000 (Single trip, worldwide, 3 days for 1 adult)
- Death & total and permanent disability: S$150,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (overseas): S$150,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (in SG): S$4,250 (Single trip, worldwide, 3 days for 1 adult)
Leisure activities
- Bungee jumping
- Canoeing or white water rafting with a qualified guide and below Grade 4 (of International Scale of River Difficulty)
- Hang gliding
- Helicopter or airplane rides for sightseeing
- Hot air balloon rides for sightseeing
- Golfing
- Jet skiing
- Mountaineering at mountains or trekking below the height of four thousand (4,000) metres above sea level
- Paragliding
- Parasailing
- Sky diving
- Zip-lining
- Zip-riding
Singtel TravelProtect Economy Plan
Price: S$23.84 (Single trip, worldwide, 3 days for 1 adult)
Medical coverage (overseas): S$350,000 (Single trip, worldwide, 3 days for 1 adult)
Trip cancellation coverage: S$10,000 (Single trip, worldwide, 3 days for 1 adult)
Loss/Damage of baggage coverage: S$5,000 (Single trip, worldwide, 3 days for 1 adult
Key features
- Higher overseas medical coverage compared to Value
- Stronger protection for trip cancellations, postponements, and disruptions
- Covers baggage delays, loss, and damage to personal belongings
- Includes emergency medical evacuation and repatriation
- A practical choice for families and travellers seeking broader protection
Plan highlights
Trip cancellation coverage: S$10,000 (Single trip, worldwide, 3 days for 1 adult)
Loss/Damage of baggage coverage: S$5,000 (Single trip, worldwide, 3 days for 1 adult)
Death & total and permanent disability: S$250,000 (Single trip, worldwide, 3 days for 1 adult)
Medical coverage (overseas): S$350,000 (Single trip, worldwide, 3 days for 1 adult
Medical coverage (in SG): S8,500 (Single trip, worldwide, 3 days for 1 adult)
Leisure activities
- Bungee jumping
- Canoeing or white water rafting with a qualified guide and below Grade 4 (of International Scale of River Difficulty)
- Hang gliding
- Helicopter or airplane rides for sightseeing
- Hot air balloon rides for sightseeing
- Golfing
- Jet skiing
- Mountaineering at mountains or trekking below the height of four thousand (4,000) metres above sea level
- Paragliding
- Parasailing
- Sky diving
- Zip-lining
- Zip-riding
Singtel TravelProtect Premium Plan
Price: S$23.84 (Single trip, worldwide, 3 days for 1 adult)
Medical coverage (overseas): S$1,000,000 (Single trip, worldwide, 3 days for 1 adult)
Trip cancellation coverage: S$15,000 (Single trip, worldwide, 3 days for 1 adult)
Loss/Damage of baggage coverage: S$8,000 (Single trip, worldwide, 3 days for 1 adult
Key features
- Highest overseas medical coverage of up to S$1,000,000
- Comprehensive trip cancellation, postponement, and disruption cover
- Includes adventure activity coverage and golfer’s benefits
- Extra protection for jewellery and valuables
- Unique Singtel mobile perks: PhoneProtect, BillProtect, and DataProtect
- Ideal for frequent flyers, long-haul travel, and those wanting full peace of mind
Plan highlights
- Trip cancellation coverage: S$15,000 (Single trip, worldwide, 3 days for 1 adult)
- Loss/Damage of baggage coverage: S$8,000 (Single trip, worldwide, 3 days for 1 adult)
- Death & total and permanent disability: S$500,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (overseas): S$1,000,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (in SG): S25,000 (Single trip, worldwide, 3 days for 1 adult)
Leisure activities
- Bungee jumping
- Canoeing or white water rafting with a qualified guide and below Grade 4 (of International Scale of River Difficulty)
- Hang gliding
- Helicopter or airplane rides for sightseeing
- Hot air balloon rides for sightseeing
- Golfing
- Jet skiing
- Mountaineering at mountains or trekking below the height of four thousand (4,000) metres above sea level
- Paragliding
- Parasailing
- Sky diving
- Zip-lining
- Zip-riding
Why choose Singtel Travel Insurance
Singtel TravelProtect is built for travellers who want more than just the basics — it combines comprehensive protection with unique mobile-related benefits. With three tiers — Economy, Value, and Premium — the plans provide strong medical expense coverage, extensive travel inconvenience benefits, and COVID-19 protection.
The Premium plan also includes adventure activity cover and higher payouts, making it a solid choice for families, frequent flyers, and those who want extra connectivity perks while overseas.
Singtel Travel Insurance coverage details
Overseas medical expenses
- Up to S$1,000,000 in overseas medical expenses under the Premium plan (S$300,000 Value, S$150,000 Economy)
- Covers hospitalisation, surgery, and necessary outpatient treatment while abroad
- Includes overseas COVID-19 medical expenses within the plan limits
Trip cancellation and postponement
- Up to S$15,000 for trip cancellation and S$4,000 for postponement (Premium)
- Trip disruption benefits up to S$15,000 if travel is cut short due to insured events
- Covers illness, injury, or death of the insured or immediate family
- Includes COVID-19-related cancellation and disruption coverage
Emergency medical evacuation and repatriation
- Up to S$1,000,000 under the Gold and Platinum plans (S$50,000 under Basic)
- Covers evacuation to the nearest suitable medical facility or safe return to Singapore
- Supported by 24/7 worldwide emergency assistance
Personal accident coverage
- Lump sum payout of up to S$500,000 (Premium) for accidental death or permanent disability
- Coverage applies while overseas and during the trip
Optional add-on coverage
Singtel mobile benefits
- PhoneProtect: Up to S$800 for repair or replacement if your phone is damaged on the trip
- BillProtect: Up to S$200/day, capped at S$2,000 for mobile bills if hospitalised overseas
- DataProtect: S$100 for roaming data when a trip is delayed
Rental vehicle excess
- Covers rental vehicle excess up to S$500 if a car rented by an insured person is involved in an accident (Premium only)
Terrorism
- Up to S$150,000 (Premium) for accidental death or permanent disability due to acts of terrorism
Pros and cons of Singtel Travel Insurance
| Pros | Cons |
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Singtel Travel Insurance compared to other insurance providers
| Provider | Best for | Medical coverage (overseas) | Medical coverage (local) | Trip cancellation | Loss of baggage | Premium |
| SingTel TravelProtect (Premium) | Longer or higher-cost trips | S$1,000,000 | S$25,000 | S$15,000 | S$8,000 | S$435.00 |
| Starr TraveLead Bronze Plan (Annual) | Emergency medical evacuation and repatriation | S$200,000 | S$15,000 | S$5,000 | S$3,000 | S$340.41 |
| Singlife Travel Plus (Annual) | Niche benefits and discounts | S$1,000,000 | S$50,000 | S$15,000 | S$5,000 | S$458.64 |
| MSIG Standard Plan (Annual) | Balanced coverage with extras | S$250,000 | S$25,000 | S$5,000 | S$3,000 | S$372.75 |
*All calculations are based on an annual trip, worldwide, 1 year for 1 adult.
Singtel stands out with overseas medical coverage of up to S$1,000,000 under the Premium plan, along with unique perks like adventure activity cover and mobile protection benefits.
How to claim
- Gather all required documents to support your claim. These may include your travel itinerary, medical reports, police reports, receipts, and any other relevant paperwork
- Visit the TravelProtect claims page on the Singtel website to download the claim form. Complete the form with the necessary details and submit it together with your supporting documents through the designated claims portal or email channel.
- Once your claim is reviewed and approved, the reimbursement will be processed and credited via your selected payment method.
Frequently asked questions about Singtel Travel Insurance
Can I purchase Singtel travel insurance if I am already overseas?
No. Singtel TravelProtect must be purchased before you leave Singapore. Coverage begins at the start of your trip, so it’s important to buy your policy ahead of departure.
What is the cancellation policy?
You may cancel your policy before the coverage start date by notifying Singtel. A refund will be processed, subject to a S$25 administrative fee. No refund will be provided if the cancellation request is made on or after your departure date.
What is the refund policy?
If you cancel before your trip begins and no claims have been made, you will be eligible for a refund after the deduction of a S$25 administrative fee. After your trip has started, premiums are non-refundable.
Can I extend my Singtel TravelProtect policy while I am already overseas?
Your policy will be automatically extended if you are hospitalised or quarantined overseas under the recommendation of a medical practitioner.
Which countries are excluded from Singtel TravelProtect coverage?
Here are the list of countries not covered under Singtel TravelProtect:
- Cuba
- Iran
- Syria
- Crimea Region
- North Korea
Additionally, any country that the Ministry of Foreign Affairs of Singapore advises against travelling to will not be covered.
What does "Cancel For Any Reason" mean and what does it cover?
Singtel TravelProtect does not offer a “Cancel For Any Reason” (CFAR) add-on. Trip cancellation benefits are only payable for specific insured reasons, such as illness, injury, death of the insured or family member, natural disasters, or other events stated in the policy.
Related pages
Unsure if Singtel Travel Insurance is the best fit for you? Explore other travel insurance providers in Singapore:
- AIG Travel Insurance Singapore
- Allied World Travel Insurance Singapore
- Direct Asia Travel Insurance Singapore
- Great Eastern Travel Insurance Singapore
- HL Assurance Travel Insurance Singapore
- Seedly Travel Insurance Singapore
- Singlife Travel Insurance Singapore
- Sompo Travel Insurance Singapore
- Starr Travel Insurance Singapore
- TIQ Travel Insurance Singapore
- Tokio Marine Travel Insurance Singapore
