Best Investment Apps for Beginners: Top Picks for 2026
Updated: 19 Aug 2026
Written bySingSaver Team
Team
Disclaimer: The information on this page is for general educational and informational purposes only and should not be considered financial or investment advice.
Plus, many investment apps have low fees or even offer commission-free trading, helping you keep more of your hard-earned money. And if you're not confident about picking your own investments, some apps even offer robo-advisor services that automate the process for you.
With so many options available, knowing how to choose an investment app in Singapore can be tough. We've reviewed some of the best stock trading apps in Singapore for beginners and students, so you can start your investing journey with confidence.
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How our team selects the top investment platforms
Here's how we evaluated each app:
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Usability: We examined each app's interface and navigation to make sure it's user-friendly, especially for beginners.
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Features: We explore the app's functionalities, such as the range of investment options, available research and analysis tools, and any educational resources.
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Fees: We dig deep into the costs associated with each app, including trading fees, account fees, and any other expenses you might encounter.
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Customer support: We assess the quality and availability of customer support for each app.
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Security: We look at the security measures each app has in place, such as encryption and two-factor authentication.
Best investment apps in Singapore: Top picks
| Products | Min. Commission Fee (US Stocks) | Min. Commission Fee (SG Stocks) | ||||||
|---|---|---|---|---|---|---|---|---|
$0 | S$10 | |||||||
US$0 | S$0 | |||||||
US$3 | S$2 | |||||||
US$20 | S$25 | |||||||
US$0 * | S$0 * | |||||||
US$1 | S$3 | |||||||
 | S$0 | S$0 | ||||||
US$0.99 | S$0.99 | |||||||
US$0 | S$2.5 | |||||||
US$0 | S$0 | |||||||
US$0 | S$1.98 | |||||||
US$0 | S$0 | |||||||
N/A | S$0 | |||||||
Webull Singapore
- One-stop investment hub for US, SG, HK, and China-A markets
- Diverse tradable products: Stocks, ETFs, Options, Mutual Funds, Bonds, REITs, Futures & more
- Transparent, competitive pricing: 0 platform fees on US/HK/China-A trades, true $0 fees for US stock trading, USD0.55/contract for US Options, and 0 commission* on SG Stocks & REITs.
- Clean and intuitive platform that lets you act on opportunities instantly
- Smart tools and clear signals with insights that count
- 24-hour US trading to seize opportunities anytime
- Fractional shares trading available from as low as USD1
- Earn up to 4.18%^ 7-Day USD yield (p.a.) on your idle cash with Moneybull
- Dynamic and Fixed Regular Savings Plan (RSP) for recurring US stock, ETF, and mutual fund investing
- 24/5 live customer service on trading days (Instant message, email, and hotline)
- Fast account opening, deposits and withdrawals.
- Tap into the Global Webull community with 50+ million downloads in 14 operating markets
- A leading Nasdaq-listed broker, Licensed and Regulated by MAS.
In providing the above information, SingSaver is carrying out introducing activities on behalf of financial advisers. SingSaver is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. Neither singsaver.com.sg or the content on it is intended as securities brokerage or investment advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. The content on singsaver.com.sg is for general information purposes only and does not review or include all available companies, products or offers. SingSaver may receive compensation from the brands providing the offers or services appearing on this website. This advertisement has not been reviewed by the Monetary Authority of Singapore.
moomoo SG
- 5-second Account Opening with Singpass
- Trade globally with just one app, used by 1 in 2 Singapore residents
- Lifetime $0* commission on US stocks and ETFs
- S$0* commission on SG stock (1 year), HK stock (30 days) and US Options (6 months)
- Supports direct CDP Account Linkage for SG stocks
- Fractional share & 24 hour investing available
- Moomoo store available at 313@Somerset, Jem and Bugis.
- Free Level 2 market data* in US & SG markets
- 24/5 Customer Support
- Regulated by MAS
- Read our full review of moomoo
- Platform fees apply for every trade
In providing the above information, SingSaver is carrying out introducing activities on behalf of financial advisers. SingSaver is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. Neither singsaver.com.sg or the content on it is intended as securities brokerage or investment advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. The content on singsaver.com.sg is for general information purposes only and does not review or include all available companies, products or offers. SingSaver may receive compensation from the brands providing the offers or services appearing on this website. This advertisement has not been reviewed by the Monetary Authority of Singapore.
Tiger Brokers
- Commission-free trades on US, HK, SG and China A stocks
- US Fractional Shares available
- Supports auto-invest in US stocks and ETF
- In-app community of millions of global investors
- Real-time market data and detailed analysis to make informed decisions
- Instant account opening as well as 24/7 support
- Licensed by Monetary Authority of Singapore (MAS)
- Read our full review of Tiger Brokers
- Platform fees apply for every trade
- Min. fee amount also applies for equities trades made on SEHK and HKEx
In providing the above information, SingSaver is carrying out introducing activities on behalf of financial advisers. SingSaver is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. Neither singsaver.com.sg or the content on it is intended as securities brokerage or investment advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. The content on singsaver.com.sg is for general information purposes only and does not review or include all available companies, products or offers. SingSaver may receive compensation from the brands providing the offers or services appearing on this website. This advertisement has not been reviewed by the Monetary Authority of Singapore.
Longbridge
- Lifetime commission-free trading for US, SG and HK stocks
- Supports stocks, REITs, ETFs, HK warrants, CBBCs, US options, and mutual funds across the SG, US, and HK markets
- Enjoy free access to HKEX and SGX real-time Level 1 quotes
- Offers 24-hour trading in the U.S. markets
- Open a trading account in just 3 minutes via MyInfo with Singpass
- Licensed by the Monetary Authority of Singapore (MAS)
- Mobile, web, and desktop trading platforms available
- Platform fees apply for every trade
In providing the above information, SingSaver is carrying out introducing activities on behalf of financial advisers. SingSaver is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. Neither singsaver.com.sg or the content on it is intended as securities brokerage or investment advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. The content on singsaver.com.sg is for general information purposes only and does not review or include all available companies, products or offers. SingSaver may receive compensation from the brands providing the offers or services appearing on this website. This advertisement has not been reviewed by the Monetary Authority of Singapore.
CMC Invest
- Complimentary upgrade to ‘Invest’ tier for 12 months: 45 free monthly trades in SG, US, UK, CA and HK and free live US & SG market data
- Access to thousands of shares, REITs and ETFs across 15 markets
- Access to Sustainalytics ESG Risk Ratings feature
- Customisable reports widgets such as watchlist
- Seamless investing – available desktop, mobile and tablet
- TradingView charting package
- Easy sign up via SingPass
- No platform, custody, settlement and inactivity fees
- Safety and segregation of cash with JP Morgan, securities with PSPL and BNP Paribas
- No trading and transaction tax for HK stocks (waived off by CMC Invest)
CMC Invest provides an execution-only service. Investments carry risks and may not suit everyone. Refer to T&Cs & Risk Disclosures on www.cmcinvest.sg. SingSaver is a paid affiliate marketing partner of CMC Invest and may receive compensation from CMC Invest and the other brands providing the offers or services appearing on this website. Singsaver is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. Neither singsaver.com.sg or the content on it is intended as securities brokerage or investment advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. The content on singsaver.com.sg is for general information purposes only and does not review or include all available companies, products, or offers. This advertisement has not been reviewed by the Monetary Authority of Singapore.
CMC Market
- Extensive range of product catalog where clients are able to trade up to 12,000 instruments
- Access to award winning trading platforms with rich, highly customisable features such as an advanced order panel
- No withdrawal fees
- No min. deposit required
- Free demo account available for practice
- Zero commission fees when trading US stocks, ETFs, and CFDs (until Oct. 2)
- Min. commission fee of S$10
CMC Markets Singapore Pte. Ltd. Co. Reg. No./UEN 200605050E ("CMC Markets"). Regulated by the Monetary Authority of Singapore (CMSL No: 100063). See risk warning/disclosures and other important information (including the applicable terms of business) at our website: Home. Singsaver is our paid affiliate marketing partner.
The Information provided is not to be regarded as an offer, a solicitation or an invitation to deal in any investment product or an advice or a recommendation with respect to any investment product, and does not have regard to the specific investment objectives, financial situation and particular needs. Contracts for Difference (“CFDs”) are leveraged products and carry a high level of risk to your capital as prices may move rapidly against you. Losses can exceed your deposits and you may be required to make further payments. Countdowns carry a level of risk to your capital as you could lose all of your investment. Invest only what you can afford to lose. These products may not be suitable for all clients therefore ensure you understand the risks and seek independent advice. This advertisement has not been reviewed by the Monetary Authority of Singapore.
Interactive Brokers
- Trade stocks, ETFs, options, futures, bonds, currencies, and mutual funds in over 170 markets worldwide in 29 currencies from a single integrated platform
- Two commission fee pricing structures to fit your trading needs
- Trade seamlessly across desktop, mobile, and web platforms
- Improve your trading knowledge with IBKR Campus, an online educational platform complete with trading courses, industry news, webinars, podcasts, and other resources for traders of all skill levels.
- Earn up to 3.12% p.a. on your uninvested cash balance
- Read our full review of Interactive Brokers
- Only one free withdrawal request per calendar month
In providing the above information, SingSaver is carrying out introducing activities on behalf of financial advisers. SingSaver is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. Neither singsaver.com.sg or the content on it is intended as securities brokerage or investment advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. The content on singsaver.com.sg is for general information purposes only and does not review or include all available companies, products or offers. SingSaver may receive compensation from the brands providing the offers or services appearing on this website. This advertisement has not been reviewed by the Monetary Authority of Singapore.
Saxo Markets
- 185+ currency pairs available for Forex traders from 0.5 pips, no commission charged and earn cash rebates `
- Access 8,500+ stock and ETF CFDs with tight spreads, low commission and cash rebates
- Demo account available for practice or experimentation
- No inactivity fee levied
- Read our full review of Saxo Markets
- Popular
- Annual custody fee of up to 0.12% charged for accounts with Stocks, ETFs/ETCs or Bond positions opted out of Securities lending. No custody fee for account plans opted into Securities Lending. Learn more here.
In providing the above information, SingSaver is carrying out introducing activities on behalf of financial advisers. SingSaver is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. Neither singsaver.com.sg or the content on it is intended as securities brokerage or investment advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. The content on singsaver.com.sg is for general information purposes only and does not review or include all available companies, products or offers. SingSaver may receive compensation from the brands providing the offers or services appearing on this website. This advertisement has not been reviewed by the Monetary Authority of Singapore.
POEMS
- Access financial products from 26 global markets in Singapore, USA, China, Europe, and more, all in one app
- Investment via CPF and SRS available
- Trade 9 asset classes all in one app: Stocks, ETFs, Unit Trusts, Bonds, CFDs, Robo Advisory, RSP, Options
- Trade a wide range of Contracts for difference (CFDs) across multiple asset classes, including indices, forex, equities, commodities, and more.
- Trade seamlessly via web and mobile trading platforms for greater flexibility
- 0% sales charge on unit trusts
- Secure and fast account opening via SingPass
- Get AI-empowered market insights with POEMSGPT
- Get access to Live Charts empowered by TradingView
- Join the POEMS Community to connect with our analysts, investment specialists and like-minded customers
- Competitive live currency conversion across 10 currencies
- Regulated and licensed by the Monetary Authority of Singapore (MAS)
- Every customer is supported by a dedicated equity specialist, backed by a responsive 24/5.5 call centre, 24/7 chatbot and product specialists across global time zones
- Read SingSaver's review of POEMS
In providing the above information, SingSaver is carrying out introducing activities on behalf of financial advisers. SingSaver is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. Neither singsaver.com.sg or the content on it is intended as securities brokerage or investment advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. The content on singsaver.com.sg is for general information purposes only and does not review or include all available companies, products or offers. SingSaver may receive compensation from the brands providing the offers or services appearing on this website. This advertisement has not been reviewed by the Monetary Authority of Singapore.
Plus500
- Trade over 2,000 contracts for difference (CFDs) across a wide range of financial products, such as indices, forex, shares, commodities and more.
- Every instrument gives different TPoints (Trader Points) based on the amount traded.
- No withdrawal and deposit fees
- Free real-time price quotes
- Web and mobile platforms available for added flexibility
- Demo account available for practice and experimentation
- Licensed by MAS
- Singapore's #1 in client satisfaction* By overall satisfaction, Investment Trends 2023 Singapore Leverage Trading Report
- Set up your account quickly using Singpass
- Fuss-free instant PayNow deposits!
- 24/5 Extended Hours allows continuous access to trade markets
- Monthly fee of US$10 after 3 months of inactivity
- Guaranteed stop order type is subjected to a wider spread
- Overnight funding and currency conversion fees apply
In providing the above information, SingSaver is carrying out introducing activities on behalf of financial advisers. SingSaver is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. Neither singsaver.com.sg or the content on it is intended as securities brokerage or investment advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. The content on singsaver.com.sg is for general information purposes only and does not review or include all available companies, products or offers. SingSaver may receive compensation from the brands providing the offers or services appearing on this website. Remember that CFDs are a leveraged product and can result in the loss of your entire capital. Trading CFDs may not be suitable for some investors. Please ensure you fully understand the risks involved. The listed provider is licensed and regulated by the Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.
Which investment platforms do the SingSavers use?
Frequently asked questions about investing apps in Singapore
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User-friendliness: Look for an investment platform with a clean and intuitive interface that's easy to navigate.
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Investment options: Make sure the app offers the types of investments you're interested in. Some apps even offer robo-advisor services if you prefer a hands-off approach.
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Fees and costs: Compare commission fees, spreads, and account fees across different platforms.
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Research and tools: Look for features like charts, real-time market data, and even AI-driven insights to help you analyse potential investments.
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Regulatory and security considerations: Choose an app that is regulated by the Monetary Authority of Singapore (MAS) and offers robust security measures like two-factorauthentication and data encryption to protect your investments and personal information.
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Many apps have no minimum investment requirement, while others may have a low minimum deposit around S$100 or less.
Investment apps offer various options to suit different investment styles and preferences. So, do check the app's offerings before signing up to make sure it aligns with your investment goals.
Here are some of the most common asset classes you can trade through an investment app:
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Stocks
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ETFs
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Cryptocurrencies
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Options
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Mutual funds
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Tiger Trade is a popular starting app for beginner investors in Singapore. Here's why it stands out:
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Low fees: Tiger Trade offers low commission trading on various assets, so you can start investing without worrying about hefty fees eating into your returns.
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Simple interface: The app design is clean, intuitive, and easy to navigate, even if you're new to investing.
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TigerGPT AI investing companion: Get personalised guidance and support from TigerGPT, an AI-powered investing assistant that can answer your questions and offer insights.
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When it comes to your money, security is a top priority. The good news is that investment apps in Singapore take security very seriously.
Here's what you can expect:
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Encryption: Most apps use encryption to protect your personal and financial information as it travels between your device and the app's servers.
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Two-factor authentication: Add an extra layer of protection with two-factor authentication. This means that even if someone gets hold of your password, they'll still need a second form of verification (like a code sent to your phone) to access your account.
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MAS regulation: Many investment apps in Singapore are regulated by the Monetary Authority of Singapore (MAS). This means they have to meet strict guidelines to protect investors, giving you peace of mind.
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It's natural to wonder what would happen to your investments if an investment app were to go out of business. Fortunately, safeguards like investor protection schemes and insurance can help you to recover your assets in certain situations.
However, in many situations, another institution may buy over the app or take over its accounts, so your investments remain intact under a new brokerage.
It's always a good idea to check the app's terms and conditions to understand the specific protections they offer.
While investment apps make investing more accessible, it's important to remember that investing always involves some level of risk:
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Market volatility: The value of your investments can go up and down, and you could lose money if you sell at a loss.
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Fees: Even small fees can eat into your returns over time.
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Investment mismanagement: If you're not careful, poor investment decisions may lead to losses.
That's why it's crucial to do your research, understand your risk tolerance, and consider seeking advice from a financial advisor if needed.
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SingSaver’s best investment apps: Top picks for 2025
About the author
SingSaver Team
At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.
The information on this page is for educational and informational purposes only and should not be considered financial or investment advice. While we review and compare financial products to help you find the best options, we do not provide personalised recommendations or investment advisory services. Always do your own research or consult a licensed financial professional before making any financial decisions.