Starr Travel Insurance
Planning your next trip? Starr Travel Insurance provides comprehensive protection against unexpected travel risks — from medical emergencies overseas to trip cancellations or lost baggage. With multiple plans tailored for different traveller needs and optional add-ons covering sports like golf, scuba diving, and snow sports, Starr is ideal for leisure, business, and adventure travellers. SingSaver customers benefit from exclusive promotions when purchasing online.
Starr TraveLead Comprehensive with COVID-19 Coverage (Bronze Plan)
Price: (Single trip, worldwide, 3 days for 1 adult)
S$ 46.33 60% off
S$ 18.53
Medical coverage (overseas): S$15,000 (Single trip, worldwide, 3 days for 1 adult)
Trip cancellation coverage: S$5,000 (Single trip, worldwide, 3 days for 1 adult)
Loss/Damage of baggage coverage: S$3,000 (Single trip, worldwide, 3 days for 1 adult)
Key features
- Unlimited emergency medical evacuation and repatriation coverage
- Travel inconvenience coverage including trip cancellation and postponement
- Coverage for personal baggage delay and loss with sub-limits on laptops & cameras
- Personal liability protection up to S$500,000
- COVID-19 medical expenses and partial trip cancellation cover included
Plan highlights
- Trip cancellation coverage: S$5,000 (Single trip, worldwide, 3 days for 1 adult)
- Loss/Damage of baggage coverage: S$3,000 (Single trip, worldwide, 3 days for 1 adult)
- Death & total and permanent disability: S$150,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (overseas): S$200,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (in SG): S$15,000 (Single trip, worldwide, 3 days for 1 adult)
- Rental vehicle excess cover: S$500 (Single trip, worldwide, 3 days for 1 adult)
Leisure activities
- Bungee jumping
- Hiking
- Hot air balloon ride
- Scuba diving
- Sky diving
- Snow/ice sports
Starr TraveLead Comprehensive with COVID-19 Coverage (Silver Plan)
Price: (Single trip, worldwide, 3 days for 1 adult)
S$ 61.78 60% off
S$ 27.80
Medical coverage (overseas): S$20,000 (Single trip, worldwide, 3 days for 1 adult)
Trip cancellation coverage: S$10,000 (Single trip, worldwide, 3 days for 1 adult)
Loss/Damage of baggage coverage: S$5,000 (Single trip, worldwide, 3 days for 1 adult)
Key features
Unlimited emergency medical evacuation and repatriation coverage
Enhanced travel inconvenience and baggage cover
Personal liability protection up to S$800,000
COVID-19 medical expenses and partial trip cancellation cover included
Plan highlights
- Trip cancellation coverage: S$10,000 (Single trip, worldwide, 3 days for 1 adult)
- Loss/Damage of baggage coverage: S$5,000 (Single trip, worldwide, 3 days for 1 adult)
- Death & total and permanent disability: S$300,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (overseas): S$500,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (in SG): S$20,000 (Single trip, worldwide, 3 days for 1 adult)
- Rental vehicle excess cover: S$1,000 (Single trip, worldwide, 3 days for 1 adult)
- Leisure activities
Bungee jumping
Hiking
Hot air balloon ride
Scuba diving
Sky diving
Snow/ice sports
Starr TraveLead Comprehensive with COVID-19 Coverage (Gold Plan)
Price: (Single trip, worldwide, 3 days for 1 adult)
S$ 77.22 60% off
S$ 38.61
Medical coverage (overseas): S$50,000 (Single trip, worldwide, 3 days for 1 adult)
Trip cancellation coverage: S$15,000 (Single trip, worldwide, 3 days for 1 adult)
Loss/Damage of baggage coverage: S$7,500 (Single trip, worldwide, 3 days for 1 adult)
Key features
Unlimited emergency medical evacuation and repatriation coverage
Maximum travel inconvenience and baggage cover
Personal liability protection up to S$1,000,000
Comprehensive COVID-19 medical expenses and partial trip cancellation
Plan highlights
- Trip cancellation coverage: S$15,000 (Single trip, worldwide, 3 days for 1 adult)
- Loss/Damage of baggage coverage: S$7,500 (Single trip, worldwide, 3 days for 1 adult)
- Death & total and permanent disability: S$500,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (overseas): S$500,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (in SG): S$50,000 (Single trip, worldwide, 3 days for 1 adult)
- Rental vehicle excess cover: S$1,200 (Single trip, worldwide, 3 days for 1 adult)
Leisure activities
- Bungee jumping
- Hiking
- Hot air balloon ride
- Scuba diving
- Sky diving
- Snow/ice sports
Why choose Starr Travel Insurance
Starr Travel Insurance combines high medical coverage limits with generous trip cancellation protection and broad COVID-19 benefits, making it suitable for travellers seeking peace of mind without overspending. Flexible add-ons and 24/7 emergency assistance provide extra convenience and protection for a variety of travel types and activities.
Starr Travel Insurance coverage details
Comprehensive COVID-19 coverage
- Trip cancellation or curtailment if diagnosed or quarantined for COVID-19
- Overseas medical expenses including hospitalisation and treatment
- Emergency evacuation and repatriation for COVID-19
- Daily overseas quarantine allowance
Overseas medical expenses
- Medical: Bronze S$200,000 | Silver S$500,000 | Gold S$1,000,000
- Physiotherapy & TCM up to S$600 (Gold only; lower in Bronze/Silver)
Emergency medical evacuation and repatriation
- Full coverage for emergency evacuation to suitable hospitals
- Repatriation to Singapore when necessary
- 24/7 global support available
Travel cancellation and postponement
- Coverage up to S$15,000 for non-refundable trip costs due to covered events
- Includes illness, death in family, natural disasters, insolvency of travel agents
Insolvency of licensed travel operators
- Reimbursement for prepaid travel costs if operators become insolvent
Replacement traveller reimbursement
- One-time replacement traveller option if insured cannot travel
Optional add-on coverage
Traditional Chinese Medicine (TCM) expenses
Reimbursement for TCM treatments overseas, including acupuncture and herbal medicineHospitalisation daily benefit
- Daily cash allowance during overseas hospital stays
Death or permanent disability coverage
- Lump sum payment for accidental death or total permanent disability while overseas
Missed flight connections
- Fixed compensation for missed connections due to delays or cancellations
Personal baggage delay and loss
- Cash allowance for baggage delays beyond a specified time limit
- Coverage for theft, loss, or damage to personal belongings
Home contents cover
- Protection for household contents against fire or burglary while you are overseas
Pros and cons of Starr Travel Insurance
| Pros | Cons |
|
|
Starr Travel Insurance compared to other insurance providers
|
Provider |
Best for |
Medical coverage (overseas) |
Medical coverage (local) |
Trip cancellation |
Loss of baggage |
Premium (Annual) |
|
Starr TraveLead Bronze Plan (Annual) |
Budget-conscious travellers seeking essential coverage |
S$200,000 |
S$10,000 |
S$5,000 |
S$3,000 |
S$209.35 |
|
MSIG Standard Plan (Annual) |
Travellers wanting balanced coverage with additional benefits |
S$250,000 |
S$25,000 |
S$5,000 |
S$3,000 |
S$247.50 |
|
Singlife Travel Lite (Annual) |
Affordable option for short trips |
S$250,000 |
S$6,000 |
S$5,000 |
S$3,000 |
S$228.48 |
|
HLAS Travel Protect360 Basic |
Families looking for basic travel protection |
S$150,000 |
S$600 |
S$5,000 |
S$3,000 |
S$316.00 |
*All calculations are based on an annual trip, worldwide, 1 year for 1 adult.
Starr Travel Insurance stands out for its high overseas medical coverage, comprehensive COVID-19 protection, and flexible add-on options for adventure activities and sports.
How to claim
- 1. Download and complete the Starr Travel Insurance claim form.
- 2. Attach supporting documents (itinerary, receipts, medical reports, police reports if needed).
- 3. Submit via Starr's eClaim online portal or email sgp.AHclaim@starrcompanies.com within 30 days of incident.
- 4. Receive claim acknowledgement and track processing status.
- 5. Approved claims reimbursed via PayNow for speedy payout.
Frequently asked questions about Starr Travel Insurance
Can I purchase Starr Travel Insurance if I am already overseas?
No, travel insurance must be purchased before your trip commences and while you are still in Singapore. You cannot buy Starr Travel Insurance once you have already departed Singapore.
What is the cancellation policy?
Single-trip policies are non-cancellable. For annual multi-trip policies, cancellation may be permitted with partial refund subject to policy terms. It is best to contact Starr’s customer service for precise cancellation terms.
What is the refund policy?
Refunds are generally only applicable for annual multi-trip plans upon cancellation, prorated based on unused coverage and subject to no prior claims. Single-trip plans are usually non-refundable once active. Contact customer service for full details.
Can I extend my Starr Travel Insurance policy while I am already overseas?
Extensions of the policy while overseas depend on the type of policy and Starr’s underwriting approval. It's advisable to check directly with Starr or your policy documents for eligibility and procedures.
Which countries are excluded from Starr Travel Insurance coverage?
Coverage excludes certain countries with travel sanctions or high risk including Belarus, Cuba, Iran, North Korea, Russia, and Ukraine. Always check the latest exclusions in your policy wording.
What does "Cancel For Any Reason" mean and what does it cover?
"Cancel For Any Reason" is an optional benefit allowing you to cancel your trip for reasons not usually covered by the standard policy and still receive partial reimbursement of non-refundable trip costs, subject to terms and conditions.
What is excluded from the "Cancel For Any Reason" optional benefit?
Typical exclusions include cancellations due to pre-existing conditions, known or anticipated events at the time of policy purchase, and reasons specified in the policy exclusions. Always review the policy wording for full exclusion details.
Related pages
Unsure if Starr Travel Insurance is the best fit for you? Explore other travel insurance providers in Singapore:
- AIG Travel Insurance Singapore
- Allied World Travel Insurance Singapore
- Direct Asia Travel Insurance Singapore
- Great Eastern Travel Insurance Singapore
- HL Assurance Travel Insurance Singapore
- Seedly Travel Insurance Singapore
- Singlife Travel Insurance Singapore
- Sompo Travel Insurance Singapore
- MSIG Travel Insurance Singapore
- TIQ Travel Insurance Singapore
- Tokio Marine Travel Insurance Singapore
