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6ME Maid Check-Ups in Singapore: Affordable Clinics and Hospital Cost Guide
Domestic helpers have to go for a health checkup every 6 months, failing which their work permits will be revoked. Here’s where to find affordable clinics to bring your maid, and how much you should expect to spend.
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6ME Maid Check-Ups in Singapore: Affordable Clinics and Hospital Cost Guide
Domestic helpers have to go for a health checkup every 6 months, failing which their work permits will be revoked. Here’s where to find affordable clinics to bring your maid, and how much you should expect to spend.
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What Employers Must Know: Maid Insurance & Health Rules
- When hiring a domestic helper, it only makes sense that you should take care of their healthcare needs. To ensure employers do not shirk this responsibility, the Ministry of Manpower (MOM) has laid down mandatory requirements, including purchasing health insurance for your maid.
- Additionally, employers are required to bring their maids for regular health checkups under Six-monthly Medical Examination (6ME) rules. These checkups are relatively simple, and can be performed at any number of outpatient clinics in Singapore.
🛒 One-time costs
| Item | Average cost |
| Agency fees | S$1,000 – S$3,000 |
| Work permit application and issuance | S$70 |
| MOM Security bond | S$5,000 |
| Initial health check-up | S$40 – S$150 |
| Settling-in process (first-time maids) | S$76.40 |
🔄 Ongoing costs
| Item | Average cost |
| Domestic helper insurance | 26-month plans: S$400 – S$800 |
| MOM levy | First maid: S$300/month Subsequent maids: S$450/month Concessionary: S$60/month |
| Domestic helper salary | S$600 – S$1,000/month |
| 6ME health check-up | S$30 – S$150 |
Note: Figures above are gathered from various online sources, including MOM, maid agencies and clinics. These are meant to act as a guide only – your actual costs may vary.
🛒 One-time costs
| Item | Average cost |
| Agency fees | S$1,000 – S$3,000 |
| Work permit application and issuance | S$70 |
| MOM Security bond | S$5,000 |
| Initial health check-up | S$40 – S$150 |
| Settling-in process (first-time maids) | S$76.40 |
🔄 Ongoing costs
| Item | Average cost |
| Domestic helper insurance | 26-month plans: S$400 – S$800 |
| MOM levy | First maid: S$300/month Subsequent maids: S$450/month Concessionary: S$60/month |
| Domestic helper salary | S$600 – S$1,000/month |
| 6ME health check-up | S$30 – S$150 |
Note: Figures above are gathered from various online sources, including MOM, maid agencies and clinics. These are meant to act as a guide only – your actual costs may vary.
Cost of Hospitalisation for Domestic Helpers
- As an employer, you are fully responsible for your helper’s medical care and hospital bills if she becomes sick or injured. Foreign domestic helpers are not eligible for subsidised healthcare in Singapore. This means their medical costs are often higher than you might expect. Additionally, employers are required to bring their maids for regular health checkups under Six-monthly Medical Examination (6ME) rules. These checkups are relatively simple, and can be performed at any number of outpatient clinics in Singapore.
- Here’s a breakdown of potential hospitalisation costs:
| Treatment / Ward Type | Estimated Cost |
|---|---|
| Stay in Ward C | From S$264 per day |
| High Dependency Ward | From S$770 per day |
| Intensive Care Unit | From S$1,152 per day |
| Day Surgery (Facility Fee) | From S$196 |
| Surgeon Fees | S$400 to S$10,000 |
| Anaesthetist Fees | S$500 to S$1,900 |
| Inpatient Attendance Fees | S$210 to S$630 per day |
Note: Figures above are a guide and may vary by hospital, medical condition, and treatment needed.
Sources: Ng Teng Fong Hospital, MOH Fee Benchmarks
Sources: Ng Teng Fong Hospital, MOH Fee Benchmarks
How Maid Insurance Can Help
As you can see, the cost of hospitalisation is nothing to be scoffed at. Thankfully, employers are required to purchase a maid insurance plan for their domestic helpers.
At a minimum, MOM requires that maid insurance plans provide the following:
🩺
At least S$60,000/year for hospitalisation & surgery
75% co-payment by insurer for claims above S$15,000
🛡️
At least S$60,000/year for personal accident
Paid out for death or total & permanent disablement
Why it's a good idea to go above and beyond
Basic coverage is required, but opting for more can help you avoid unexpected costs and better protect your helper.
🏢
Employers are liable for 25% co-payment
Insurers only cover 100% of medical bills up to S$15,000. Above this, employers pay 25%. For example, a S$30,000 bill means you pay S$3,750.
Some plans (like HLAS Maid Protect360 PRO) waive this co-payment if your helper requires hospitalization or surgery (Enhanced Plan and up).
Some plans (like HLAS Maid Protect360 PRO) waive this co-payment if your helper requires hospitalization or surgery (Enhanced Plan and up).
💰
Basic maid insurance only covers hospitalisation costs
Hospitalisation coverage helps with treatment costs, but not with recovery needs. If your helper can’t work after treatment, you’ll need to send her home.
Some plans (like HLAS Maid Protect360 PRO) offer add-ons for critical illness benefits, temporary alternate maids, and free tele-consultations.
Some plans (like HLAS Maid Protect360 PRO) offer add-ons for critical illness benefits, temporary alternate maids, and free tele-consultations.
How to Choose the Right 6ME Clinic and Maid Insurance Plan
6ME Clinics: Choose a clinic near your home so your helper can get to her appointments safely and quickly. Consider how busy the clinic is—shorter waiting times mean less disruption to her day. Pricing for 6ME packages is usually similar, so focus on convenience and accessibility.
Maid Insurance: Don’t just pick the plan with the lowest premium. Compare benefits and consider what’s most relevant for your needs—especially coverage for co-payments, repatriation, and temporary help if your maid is unable to work.
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Key things to consider for your maid insurance plan:
- Can you afford the 25% co-payment above S$15,000 ? Some plans offer a waiver of co-payment.
- Does the plan cover termination and repatriation costs if your helper needs to return home?
- Is there temporary maid replacement coverage while your helper is unable to work?
- Will you need to pay the S$5,000 security bond? Look for a plan that offers a Letter of Guarantee.
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📍Visa and entry requirements:
When visiting foreign countries, there are general requirements that all travellers should follow, and China is no different. Here are some travel requirements to observe when planning a trip.
30-day visa-free travel
Singapore and China share a reciprocal visa-free travel arrangement. Under this agreement, Singaporeans can enter China visa-free for up to 30 days. Hence, there is no need to apply for a visa before your trip.
For longer trips
If you’re planning to stay for more than 30 days in China, you will need to apply for a visa. You may do so online over at the Chinese Visa Application Service Centre.
Visa fees range from S$80–S$221
Visa fees vary based on stay duration, entry type (single or multiple), and service speed (standard or express). Common visa types include:
- 📚 F-type: exchange, study tours, etc.
- 👨👩👧 Q-type: family visit or reunion
- 🔍 X-type: for purposes of seeking education or study
- ✒️ Z-type: to seek employment
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👩⚕️ Helper Coverage with HLAS Maid Protect360 PRO
HLAS Maid Protect360 PRO gives you essential protection for both you and your domestic helper, with plans that fully meet MOM’s latest requirements.
Get up to S$80,000 per year for hospitalisation and surgery, plus up to S$100,000 for personal accident. Enjoy no security bond deposit and optional plans with no 25% co-payment when using panel clinics.
Choose Enhanced Plan and above for critical illness, outpatient medical, teleconsultations, and even alternate maid services—all designed for peace of mind.
Other highlights:
- Critical Illness add-on: S$10,000 payout
- Mobility Aid Reimbursement add-on: S$500 per year
- Additional Hospital & Surgical Expenses add-on: S$10,000 per year
- Six-Monthly Medical Examination: Up to4 times a year
- Temporary alternate maid services during recovery
- Free medical teleconsultations for you & your helper (Enhanced plan)
- Letter of Guarantee for MOM’s security bond—no upfront S$5,000 needed
Discover how HLAS Maid Protect360 PRO makes hiring and caring for a domestic helper easier than ever.
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Understanding 6ME for Domestic Helpers
6ME stands for Six-monthly Medical Examination, an initiative by Singapore’s Ministry of Manpower (MOM) to regularly monitor the health of foreign domestic helpers.
It’s a simple checkup performed at approved outpatient clinics in Singapore, but employers must follow strict requirements:
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Key 6ME Requirements
- Performed once every six months
- Conducted only by a Singapore-registered doctor
- Paid for by the employer
- All test results are submitted directly to MOM by the clinic
- Employers/representatives cannot be present during the check-up
What Does 6ME Check For?
6ME appointments cover mandatory tests as required by MOM. Before each appointment, MOM will notify you which tests your helper must complete.
| Health Screening Item | Frequency |
|---|---|
| Pregnancy | Every 6 months |
| Venereal Disease Research Laboratory (VDRL) test (Screens for syphilis and related conditions) |
Every 6 months |
| HIV | Every 2 years |
| Tuberculosis (TB) | Once, after 2 years in Singapore |
| Checks on BMI and visible signs of abuse | Every visit |
Measles Vaccinations
- If your household has a child under 7 years old who has not been vaccinated for measles, you must ensure your helper is immune, vaccinated, or has a vaccination appointment booked before applying for or renewing her work permit.
- If your helper is not immune or fully vaccinated, she will need the MMR (measles, mumps, and rubella) two-dose vaccine. This can be done during her 6ME check-up.
Affordable 6ME clinics in Singapore
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Minmed Clinic
Price Range: $28 to S$162
📍28 locations
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Bethesda Medical
Price Range: $45 to S$60
📍8 locations
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SATA CommHealth
Price Range: S$32.70 to S$43.60
📍6 locations
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Advantage Medical Group
Price Range: From S$39
📍3 locations
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Raffles Health
Price Range:
S$52.30 (6-monthly screenings)
S$76.30 (2-yearly screening)
S$52.30 (6-monthly screenings)
S$76.30 (2-yearly screening)
📍8 locations
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ATA Medical
Price Range:
S$38.15 to S$65.40
MRI vaccine: S$35 to S$60
S$38.15 to S$65.40
MRI vaccine: S$35 to S$60
📍2 locations
Find a 6ME Clinic That Fits Your Needs
🏥 Minmed Clinic – Most Affordable with Island-wide Access
Cost of 6ME screening: From S$28
Locations: 28 clinics island-wide
With its extensive network of clinics located throughout Singapore, Minmed Clinic is a popular choice for employers seeking maid medical check-ups. Most locations are centrally located in the heartlands, making it easy for your helper to access.
More than just convenience, Minmed Clinic is known for offering some of the lowest-priced maid medical check-up packages. Their basic 6ME screening costs just S$28.
Minmed offers eight screening packages tailored to MOM’s requirements for MDWs. In addition to standard tests, they can also provide chest x-rays, malaria screening, and MMR vaccinations.
🏥 Bethesda Medical – Convenient for Central, North & East Singapore
Cost of 6ME screening: From S$45
Bethesda Medical has eight clinics spread throughout the CBD, central, north, and east Singapore—making it a convenient choice for many employers.
They offer two 6ME screening packages, at S$45 and S$60. Both cover the basics, including pregnancy, VDRL, and HIV testing. (Note: For TB/chest x-ray tests, you’ll need to use a different provider.)
For routine tests, these packages are suitable and competitively priced for regular MOM compliance.
🏥 Raffles Health – Walk-in helper screenings available
Cost of 6ME screening: From S$52.30
Locations: selected clinics only
Raffles Health offers two 6ME packages: one for 6-monthly check-ups (VDRL, pregnancy, physical exam) and another for 2-yearly screening (adds HIV test and chest x-ray). Not all clinics offer 6ME, so check availability before booking.
Walk-in Screening Locations
| Screening Type | Clinic Locations |
|---|---|
| 6-monthly screenings | Health Check at Raffles Hospital, Level 2 Raffles Medical at Causeway Point, CapitaSky, and Raffles Place |
| 2-yearly screenings | Health Check at Raffles Hospital, Level 2 Raffles Medical at CapitaSky and Raffles Place |
🏥 SATA CommHealth – Affordable 6ME packages in the heartlands
Cost of 6ME screening: From S$32.70
SATA CommHealth offers four 6ME screening packages—all under S$50—ranging from basic screening (pregnancy, syphilis, and BMI checks) to comprehensive medical check-ups for newly hired helpers.
These affordable packages are available at six conveniently located clinics across Singapore’s heartlands.
These affordable packages are available at six conveniently located clinics across Singapore’s heartlands.
🏥 Advantage Medical Group – 6ME packages with express service available
Cost of 6ME screening: From S$39
Locations: Jurong, Bukit Timah, Marine Parade
Advantage Medical Group offers affordable 6ME packages starting at S$39 at three convenient locations. Screenings begin with height, weight, and a physical exam, followed by additional tests (e.g., HIV, syphilis, pregnancy) as required by MOM.
Need a fast turnaround? Express 6ME services are available for those facing tight MOM deadlines (additional charges apply).
Need a fast turnaround? Express 6ME services are available for those facing tight MOM deadlines (additional charges apply).
🏥 ATA Medical – Budget-friendly screening and MMR services
Cost of 6ME screening: From S$38.15
Locations: Orchard Road, Tanjong Pagar
ATA Medical provides affordable 6ME screening packages starting at just S$38.15, with convenient central locations. Each package covers MOM’s requirements, including checks on height, weight, and physical health, plus necessary blood tests (HIV, syphilis, pregnancy) based on your helper’s 6ME letter.
ATA Medical also offers MMR (measles, mumps, rubella) vaccination services for helpers who need to fulfil work permit or renewal requirements.
ATA Medical also offers MMR (measles, mumps, rubella) vaccination services for helpers who need to fulfil work permit or renewal requirements.
Protect Your Helper with HLAS Maid Protect360 PRO
Need an affordable, reliable maid insurance plan?
HLAS Maid Protect360 Pro gives you full peace of mind.
Keep your home safe, healthy, and stress-free with one easy plan. Get discounts, vouchers, and more when you apply now.
Get HLAS Maid Insurance HLAS Maid Protect360 Pro gives you full peace of mind.
Keep your home safe, healthy, and stress-free with one easy plan. Get discounts, vouchers, and more when you apply now.