KrisFlyer UOB Credit Card

KrisFlyer UOB Credit Card

If you are a jet-setter and often daydreams about travelling, the KrisFlyer UOB Credit Card is for you!

Earn up to 3 KrisFlyer miles per S$1 spend on Singapore Airlines, Scoot, KriShop, Kris+ and selected category spend. Plus, enjoy 1.2 miles per S$1 spend on all other spend. KrisFlyer miles are automatically credited to your KrisFlyer account on a monthly basis, with no conversion fee.

What’s more, get 5,000 KrisFlyer miles on your first eligible spend of S$5. You will also be rewarded with 10,000 KrisFlyer miles when you make payment for your annual renewal fee.

Visit the KrisFlyer UOB Credit Card website to find out deals and privileges on Scoot, KrisShop, Kris+ and more!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Card benefit
 miles / dollar
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Annual Fee
S$ 196.2
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Monthly Spend Required
Minimum Annual Income
S$ 30,000

Things to consider

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KrisFlyer miles

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Unlimited miles

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1st year annual fee waiver

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Benefits

AirMiles

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Airmiles Base Rate
1.2  miles / dollar
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Airmiles Local
3  miles / dollar
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flight
Airmiles Overseas
3  miles / dollar
restaurant
Airmiles Dining
3  miles / dollar
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Airmiles Local Online Shopping
3  miles / dollar
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Airmiles Flight Booking
3  miles / dollar
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commute
Airmiles Transport
3  miles / dollar
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luggage
Airmiles Travel
3  miles / dollar
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bed
Airmiles Hotel Booking
3  miles / dollar
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Quick Facts

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Earn up to 3 KrisFlyer miles per S$1 spend on Singapore Airlines, Scoot, KriShop, Kris+ and selected category spend.

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Earn 1.2 KrisFlyer miles per S$1 on all other spend.

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5,000 Welcome miles with first eligible spend (min. S$5)

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10,000 KrisFlyer miles with annual renewal fee payment

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Exclusive privileges on Scoot, KrisShop, Grab ride and more.

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Terms and conditions apply for all abovementioned privileges. Visit here for more details. Insured up to S$100,000 by SDIC

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
No Fee

Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.8  %
Interest on Cash Advance
28.5  %
Interest Free Period
21  days
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Others

Association

Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

NETSPay

KrisFlyer UOB Credit Card KrisFlyer UOB Credit Card

Read Singsaver’s full review of the KrisFlyer UOB Credit Card

Pros & cons

Pros

Cons
  • Earn up to 3 miles per $1 spend on eligible categories: Enjoy accelerated miles earning when spending on dining, online shopping, and travel-related expenses.
  • Automatic miles conversion to KrisFlyer: No conversion fees or hassle — miles earned are credited directly to your KrisFlyer account monthly.
  • Exclusive KrisFlyer privileges and promotions: Get access to KrisFlyer and Scoot benefits, including priority check-in and special offers.
  • Complimentary travel insurance coverage: Charge your air tickets to the card to enjoy complimentary coverage for peace of mind on your trips.
  • Limited bonus miles categories: Higher earn rates apply only to selected categories — general spend earns fewer miles.
  • Expiry of KrisFlyer miles: Once credited to KrisFlyer, miles have a validity period and cannot be extended by the card.
  • Annual fee applies: Although waived the first year, an annual fee is chargeable thereafter unless conditions are met.
  • Spend cap on bonus earn rate: Bonus rates are capped monthly, so very high spenders may not maximise miles on all purchases.

Who is this card for

The KrisFlyer UOB Credit Card is ideal for frequent travellers who prioritise KrisFlyer miles, especially those flying regularly with Singapore Airlines and its partners, thanks to automatic miles crediting. It also suits online shoppers and lifestyle spenders, offering higher miles earn rates on online purchases and dining. Those who value convenience will appreciate the hassle-free, automatic miles conversion with no fees or manual redemption required. Even occasional flyers can enjoy travel perks, such as complimentary travel insurance and exclusive KrisFlyer privileges.

Compare to other cards

Compared to the other notable miles card, the Citi PremierMiles Card, the KrisFlyer UOB Credit Card falls short in terms of flexibility but comes out first in terms of convenience. Citi PremierMiles offers flexibility with points that can be transferred to various airline partners, not just KrisFlyer. This gives frequent flyers more freedom in using their miles. However, miles conversion requires a fee and manual redemption, unlike KrisFlyer UOB’s automatic crediting. If your loyalty is mainly with Singapore Airlines, KrisFlyer UOB offers better synergy.

DBS Woman’s World Card is highly popular among online shoppers thanks to its generous miles earn rate on online spending (up to 4 mpd). However, this card requires manual miles redemption with conversion fees. KrisFlyer UOB is more straightforward and inclusive, though its online spend earn rate is slightly lower.

In short, KrisFlyer UOB Credit Card is the better pick for Singapore Airlines loyalists and those who want hassle-free miles crediting. If flexibility across airlines or maximising online spend are priorities, Citi PremierMiles or DBS Woman’s World Card might have the edge.

KrisFlyer UOB Credit Card

Citi PremierMiles Card

DBS Woman’s World Card

Interest Rate: 27.8% p.a.

Interest Rate: 27.9% p.a.

Interest Rate: 27.8% p.a.

Annual Fee: $196.20 (first year waived)

Annual Fee: S$196.20 (First year waived)

Annual Fee: S$196.20 (First year waived)

Minimum Annual Income:
$30,000 for Singaporeans/PRs
$40,000 for foreigners

Minimum Annual Income:

  • S$30,000 for Singaporeans and PRs
  • S$42,000 for foreigners

Minimum annual income: S$80,000

Benefits

Benefits

Benefits
  • Earn up to 3 KrisFlyer miles per $1 spend on Singapore Airlines, Scoot, KrisShop, Kris+, dining, online shopping and travel (capped monthly).
  • Earn 1.2 KrisFlyer miles per $1 on all other eligible spend.
  • 5,000 welcome miles with first eligible spend.
  • 10,000 bonus KrisFlyer miles upon annual fee payment from the second year onwards.
  • Automatic miles crediting directly to KrisFlyer account — no conversion fees.
  • Complimentary travel insurance when air tickets are charged to the card.
  • Enjoy privileges via Kris+ including deals on KrisShop, Scoot, and Grab rides.
  • Miles earned do not expire while in the KrisFlyer account (subject to KrisFlyer rules).
    • Earn 1.2 miles per S$1 on local spend.
    • Earn 2.2 miles per S$1 on overseas spend.
    • Up to 10 miles per S$1 on Kaligo bookings.
    • 2 complimentary Priority Pass™ lounge visits per year.
    • Miles never expire.
    • Up to S$1 million in travel insurance coverage when travel tickets are charged to the card.
    • Redeem miles for flights, hotel stays, or transfer to over 10 airline partners.
  • Earn 10 DBS Points (equivalent to 4 miles) for every S$5 spent on eligible online purchases, capped at S$1,500 per calendar month.
  • Earn 3 DBS Points (equivalent to 1.2 miles) for every S$5 spent on overseas purchases.
  • Earn 1 DBS Point (equivalent to 0.4 miles) for every S$5 spent on other purchases.
  • Complimentary e-commerce protection for online purchases.
  • Exclusive shopping, dining, and travel privileges.
  • Open to both women and men applicants.
 

Read Review

Read Review

Credit card application

Step 1: Start your application on SingSaver

  • Go to the KrisFlyer UOB Credit Card page on SingSaver.
  • Click on the “Apply Now” button.
  • You’ll be redirected to UOB’s secure application portal to complete your application

Step 2: Fill in your personal and financial details

  • Provide basic information such as your name, NRIC, contact details, and income.
  • For faster processing, use MyInfo via SingPass to auto-fill your details securely.
  • If you prefer, you can also enter your information manually.

Step 3: Upload your supporting documents

To verify your eligibility, you’ll need to provide the following documents (especially if you’re not using MyInfo):

  • Front and back of NRIC (for Singaporeans and PRs) or passport and work pass (for foreigners)
  • Latest computerised payslip (or salary-credited bank statement from the past 3 months)
  • Latest Notice of Assessment (NOA) from IRAS

Step 4: Submit your application

  • Review your details carefully and submit your application.
  • UOB typically processes applications within 3 to 5 working days. You’ll receive email or SMS updates on your application status. 

Step 5: Receive and activate your card

  • Once approved, your new KrisFlyer UOB Credit Card will be mailed to your registered address.
  • Follow the activation instructions included with your card (or activate via UOB’s mobile banking app).
  • Once activated, you can start spending to earn miles.

Credit card application resources

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Frequently asked questions about the KrisFlyer UOB Credit Card

How do I link my UOB credit card to KrisFlyer?

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For the KrisFlyer UOB Credit Card, you do not need to do this. Rewards earned will be calculated at the end of each calendar month and automatically credited to your KrisFlyer membership account that is linked to your Card.

How this works: During the card application, you must provide your KrisFlyer membership number. Once your card is approved and linked, all miles earned will automatically be credited to your KrisFlyer account monthly.

How do I check miles earned with KrisFlyer UOB Credit Card?

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You can check miles earned via UOB’s mobile banking app or internet banking. The miles shown will reflect eligible transactions and are credited to KrisFlyer in the following month.

How do I check miles earned with KrisFlyer UOB Credit Card?

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You can check miles earned via UOB’s mobile banking app or internet banking. The miles shown will reflect eligible transactions and are credited to KrisFlyer in the following month.

What is the income requirement for KrisFlyer UOB Credit Card?

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The minimum annual income requirement is $30,000 for Singaporeans and PRs, and $40,000 for foreigners.

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