Instant approval credit cards are enticing if you have big-ticket purchases on the horizon and you want to rack up cashback, miles, or rewards points in time.
While not every credit card on the market is available to applicants right away, there’s a fair number of instant approval credit cards for you to choose from across the various banks in Singapore. These banks understand how frustrating it can be for potential customers to wait hence the process for obtaining such credit cards has been made seamless, quick and secure altogether with MyInfo.
To make your life a tad easier, we’ve rounded up the instant approval credit cards from the various banks below for your easy reference. As a bonus, the majority of these credit cards are accessible, requiring only a minimum annual income of $30,000!
Click to jump to:
OCBC
Exclusive to Singaporeans and Singapore PRs with SingPass credentials, OCBC offers instant approval for the majority of the credit cards in their lineup. Log in to MyInfo using SingPass to get instant approval for your credit card.
These are the OCBC credit cards that qualify for instant approval:
- OCBC 365 Card
- OCBC 90°N Card
- OCBC Titanium Rewards Card
- OCBC FRANK Card
- OCBC NXT Card
- OCBC Voyage Card
- OCBC Great Eastern Cashflo Card
- OCBC Platinum MasterCard
- Best-OCBC MasterCard
Standard Chartered Bank
Standard Chartered offers instant digital cards for Singaporeans and Singapore PRs who apply for certain credit cards with the bank using MyInfo. Upon approval and activation, the digital credit card can only be used for:
- 3-Domain Secure (3DS) online purchases which are authenticated by OTP (One-Time Password)
- Payments through Apple Pay, Google PayTM and Samsung Pay
You have up to 15 calendar days from the date your credit card was approved to activate your digital credit card.
What about the traditional physical credit cards we’re all familiar with? Fret not, you will still receive your physical credit card within five to seven working days. However, bear in mind the digital credit card will no longer be usable once you have activated the physical card!
You can apply for instant digital cards with the following Standard Chartered credit cards:
-
- SCB Simply Cash Card
- SCB Rewards+ Card
- SCB Spree Card
- SCB Visa Infinite Card
- SCB Journey Card
- SCB Prudential Platinum Card
- SCB NUS Alumni Platinum Card
HSBC
HSBC offers instant approval for new-to-bank Singaporeans and Singapore PRs who apply for select HSBC credit cards via MyInfo using the HSBC Singapore app. The salaried Singaporean or PR applicant must be residing in Singapore.
To start, download the HSBC Singapore app from your app store. Click ‘Start my application’, choose the credit card you are interested in. Apply with MyInfo and receive a decision status from the bank. Thereafter, you may register for online banking.
These are the HSBC credit cards that qualify for instant approval:
- HSBC Revolution Credit Card
- HSBC Advance Credit Card
- HSBC Visa Platinum Credit Card
- HSBC Visa Infinite Credit Card
- HSBC TravelOne Credit Card
UOB
UOB offers instant approval for new-to-bank Singaporean or Singapore PR applicants who use MyInfo to complete their applications for UOB credit cards between 7am to 8pm.
Successful applicants have to first pass all screening steps and income checks to be eligible for instant account opening. You should receive an SMS notification along with a notification email or letter regarding your credit card application status.
Existing-to-bank applicants who apply via internet banking can also enjoy instant approval for their credit card applications with UOB. Existing UOB customers can expect to receive an SMS notification detailing their credit card application status within minutes from submission.
These are the UOB credit cards that qualify for instant approval:
- UOB One Card
- UOB EVOL Card
- UOB Lady's Card
- UOB Lady's Solitaire Card
- UOB PRVI Miles Card
- UOB KrisFlyer Card
- UOB Absolute Cashback Card
- UOB Preferred Platinum Card
- UOB Visa Signature Card
Can’t wait to get your credit card?
Before you click on the ‘Apply Now’ button, definitely shortlist a few different credit cards and compare to see which one suits your lifestyle and spending habits the most. Some people enjoy the ease that cashback credit cards offer while others are in the game to snag rewards points or miles. Consider their sign-up bonuses for new cardmembers, too, if you want to truly maximise your potential gains from using a credit card!
Read these next:
Cashback vs Miles vs Rewards: Which Is The Best Type Of Credit Card For You?
Best Cashback Credit Cards In Singapore
Best Rewards Credit Cards In Singapore
Top Credit Card Promotions And Deals On SingSaver
Favourite Credit Card Combinations To Max Out Cashback And Miles (As Used By SingSaver Staffers)
Similar articles
Best Credit Cards for S$600 Monthly Spend
Best Credit Cards For Your Favourite Streaming Services Like Netflix, Spotify, Disney+, and More
Battle of Cards: The Ultimate Fight for the Best Credit Cards in Singapore
Get Instant Credit Card Approval with Standard Chartered Bank
Breaking: Get Instant Approval Now for Citi Credit Cards
100th Birth Anniversary of Mr Lee Kuan Yew Commemorative Coin: LKY100
From 29-31 May 2019 Only: Get S$500 Free Cash with Standard Chartered
18 Best Credit Cards For Big-Ticket Items
Back to Blog 
