FOREX.com offers low-cost, advanced trading for active Forex and CFD users, backed by MAS regulation and StoneX Group.
Backed by our in-house experts — and with credit card picks endorsed by trusted voices like Budget Babe and Sethisfy — these awards highlight top products for cashback, travel perks, low interest rates, and flexible features.
Backed by our in-house finance experts — and with credit card picks endorsed by trusted voices like Budget Babe and Sethisfy — these awards highlight top products for cashback, travel perks, low interest rates, and flexible features.
UOB Lady's Solitaire Card
🏆 Our Verdict
Chosen for its customizable rewards and generous earn rates. Ideal for those who prioritize control over their rewards.
💳 Benefits
- Cashback: 2.8%
- Cashback (Baseline): 0.2%
- Monthly Spend Required: -
Maybank Family & Friends Card
🏆 Our Verdict
Offers flexible, high-rate cashback with generous caps, ideal for everyday spending and families/professionals.
💳 Benefits
- Local: Up to 8%
- AXS BIll Payments: 0.3%
- Annual Fee: 3 years waived
UOB Visa Signature Card
🏆 Our Verdict
Great miles accumulation globally and locally via contactless, ideal for travel planning and savvy digital shoppers.
💳 Benefits
- Local: 4mpd
- Overseas: 4mpd
- Transport: 1XUNI$/$5 spend
HSBC Live+ Credit Card
🏆 Our Verdict
Standout choice with attractive dining privileges, discounts, and rewards tailored for food enthusiasts with low mini spend.
💳 Benefits
- Local: Up to 8%
- Overseas: Up to 8%
- Annual Fee: 1st year waived
OCBC Rewards Card
🏆 Our Verdict
Offers competitive rewards for retail spending across a wide range of categories, making it a shopper’s delight.
💳 Benefits
- Department Stores: 15$/S$1
- Local: 10 OCBC$/dollar
- Best Denki: 2% Cash Rebate
DCS DeCard Visa Card
🏆 Our Verdict
A modern, no-fee card for mindful spenders who want control, digital wallet perks, and low FX fees—minus the debt.
💳 Benefits
- Top-up with SGD or Crypto
- Low FX Fees: save 50%+
- ATM Withdrawals: S$5 or 1%
DBS yuu Visa Card
🏆 Our Verdict
Offers cashback on groceries and entertainment, ideal for household spending with high monthly bonuses.
💳 Benefits
- Grocery, Dining: Up to 18% Cash Rebate
- Local: 5% Cash Rebate
Citi Prestige Card
🏆 Our Verdict
Offers high rewards, premium travel perks, and concierge service—ideal for affluent, discerning spenders.
💳 Benefits
- Local: 1.3mpd
- Overseas: 2mpd
- Perks: Lounges, hotels, limo, golf.
American Express The Platinum Card
🏆 Our Verdict
A premium card with top travel, dining, and lifestyle perks—ideal for frequent flyers and big spenders.
💳 Benefits
- Cashback: 0.6%
- Overseas: 0.6%
- Local Spend: 0.6%
CIMB Visa Signature Card
🏆 Our Verdict
A no-fee cashback card offering 10% on daily spends—great for savvy users who hit the monthly minimum
💳 Benefits
- Local: 10% cashback
- Base: 0.2% cashback
-
Perks: Free travel insurance
BOC Zaobao Card
🏆 Our Verdict
Simple, fuss-free card with flat cashback—ideal for everyday spenders who want consistent returns, especially Zaobao readers.
💳 Benefits
- Local: 1.5% cashback
- Overseas: 1.5%
- Perks: Cashback on SPH and dining
SCB Simply Cash Card
🏆 Our Verdict
Simple, unlimited cashback with instant digital approval—perfect for hassle-free, digital-first spending.
💳 Benefits
- Local: 2% cashback
- Overseas: 1.5% cashback
- Base: 1.5% cashback on all other spend
Citi Cash Back Card
🏆 Our Verdict
Great for families and daily drivers—high cashback on essentials like dining, groceries, and petrol.
💳 Benefits
- Local: Up to 8%
- Overseas: 8%
- Base: 0.2% cashback on all other spend
Trust Bank
🏆 Our Verdict
A top pick for fee-free, digital-first savings—especially rewarding for NTUC Union members and FairPrice shoppers with up to 2.5% p.a. interest.
📈 Benefits
- Interest Rate: 2.5% p.a.
- Max Balance for Full Rate: S$125,000
- Setup Time: Fully digital sign-up with no minimum balance
Mari Bank
🏆 Our Verdict
MariBank offers 2.88% p.a. interest with no spending requirements—perfect for simple, consistent, fee-free savings and convenient online access.
📈 Benefits
- Interest Rate: 2.88% p.a.
- Max Deposit: Up to S$75,000
- Setup Time: Open in Minutes with SingPass
GXS Bank
🏆 Our Verdict
No-frills savings account for younger users or gig workers, offering up to 2.58% p.a. Best for balances under S$5,000 due to interest tapering.
📈 Benefits
- Min. Deposit: S$0
- Interest Rate: Up to 2.58% p.a.
- Setup Time: Instant sign-up via GXS app with fast verification
Coinbase
🏆 Our Verdict
Trusted platform for buying, selling, and storing crypto in Singapore, thanks to its strong regulatory backing, robust security measures, and transparent operations.
📈 Benefits
- Min. Deposit: S$0
- Supported Assets: 200+ cryptocurrencies
- Setup Time: Instant sign-up with Singpass integration
Webull Singapore
🏆 Our Verdict
Earned for mobile trading, zero-commission investing, and real-time data. Ideal for beginners and active traders.
📈 Benefits
- Min. Comm. Fee: S$0
- Min. Trading Fee: 0%
- Min. Deposit: $0
Syfe
🏆 Our Verdict
Top robo-advisor with clear fees, diversified portfolios, and user-friendly goal-based investing. Ideal for long-term planners.
📈 Benefits
- Min. Comm. Fee: S$10
- Min. Trading Fee: 0.1%
- Min. Deposit: $0
moomoo SG
🏆 Our Verdict
Powerful yet beginner-friendly platform known for low-cost trading, real-time market data, and advanced charting tools.
📈 Benefits
- Min. Comm. Fee: S$0
- Min. Trading Fee: 0.03%
- Min. Deposit: $0
SAXO Markets
🏆 Our Verdict
Feature-rich platform with low fees and broad investment options—ideal for active investors seeking global access.
📈 Benefits
- Min. Deposit: S$0
- Min. Comm. Fee: S$3 (SG Stocks) / S$1 (US Stocks)
- Min. Trading Fee: 0.10%
Forex.com
🏆 Our Verdict
📈 Benefits
- Min. Deposit: S$0
- Min. Comm. Fee: S$ 10
- Min. Trading Fee: 0.10%
IG Asia
🏆 Our Verdict
Known for broad market access, advanced tools, and strong educational support. Ideal for serious investors.
📈 Benefits
- Min. Comm. Fee: S$10
- Min. Trading Fee: 0.1%
- Min. Deposit: $0
Longbridge Singapore
🏆 Our Verdict
Longbridge offers zero-commission trading in US, HK, and SG markets with AI tools—ideal for all investors under MAS regulation.
📈 Benefits
- Min. Deposit: S$0
- Min. Comm. Fee: S$0
- Min. Trading Fee: 0% for US, SG & HK stocks
Plus500
🏆 Our Verdict
Plus500 is a MAS-licensed CFD broker with commission-free trading, competitive spreads, and a top-rated, user-friendly platform in Singapore.
📈 Benefits
- Min. Deposit: S$200
- Min. Comm. Fee: S$0
- Min. Trading Fee: 0% for CFDs
CMC Markets
🏆 Our Verdict
CMC Markets is a MAS-licensed CFD and FX broker with broad market access, low fees, and advanced platforms—best for experienced traders comfortable with leverage.
📈 Benefits
- Min. Deposit: S$200
- Min. Comm. Fee: S$10
- Min. Trading Fee: 0% for CFDs
uSmart
🏆 Our Verdict
uSMART SG is a MAS-licensed broker ideal for beginners and tech-savvy investors, offering zero-commission trades, fractional shares, and smart tools for easy, affordable investing.
📈 Benefits
- Min. Deposit: S$0
- Min. Comm. Fee: S$0
- Min. Trading Fee: 0%
Tiger Brokers
🏆 Our Verdict
Tiger Brokers is a cost-effective NASDAQ-listed broker offering global market access, low fees, zero custody charges, and a powerful app—great for both new and active trader.
📈 Benefits
- Min. Deposit: S$0
- Min. Comm. Fee: S$10
- Min. Trading Fee: 0% for CFDs
EndowUs
🏆 Our Verdict
Endowus is a MAS-licensed robo-advisor for goal-based investors managing cash, CPF, and SRS, offering institutional-grade funds and customizable portfolios.
📈 Benefits
- Min. Deposit: S$1,000
- Min. Comm. Fee: N/A
- Min. Trading Fee: From 0.05% – 0.40% p.a.
Interactive Brokers
🏆 Our Verdict
Interactive Brokers offers low fees, advanced tools, and access to 150+ markets—ideal for experienced traders seeking professional execution.
📈 Benefits
- Min. Deposit: S$0
- Min. Comm Fee (SG stocks): S$2.50 per trade
- Min. Commission Fee (US stocks): US$1 per trade (≈ S$1.35)
- Min. Trading Fee (SG stocks): 0.08% of trade value
- Min. Trading Fee (US stocks): US$0.005 per share
FWD (Premium Plan)
🏆 Our Verdict
Selected for its extensive travel coverage, ease of purchase, and 24/7 global assistance. A reliable choice for both leisure and adventure travelers.
🛡️ Benefits
- Trip cancellation: $7.5k
- Loss of baggage: $3k
- Overseas medical expenses: $200k
Great Maid Protect (Silver Plan)
🏆 Our Verdict
Known for robust medical and liability coverage at excellent value. A practical and comprehensive option for employers.
🛡️ Benefits
- Hospital & Surgical: $60k
- Outpatient Support: $2k
- Third Party Liability: $50k
TIQ Comprehensive
🏆 Our Verdict
Chosen for its digital claims process, affordability, and comprehensive coverage. Ideal for today's drivers.
🛡️ Benefits
- Claim Excess: From $0
- Personal Accident: $50k
- Towing: Up to $200
AIG Homes Essential
🏆 Our Verdict
AIG Homes Essential covers contents, renovations, building, and liability—ideal for HDB and condo owners, with 24/7 emergency support.
🛡️ Benefits
- Contents Coverage: Up to $150k
- Building Coverage: Up to $100k
- Personal Liability: Up to $400k
Zurich Insurance
🏆 Our Verdict
Zurich offers coverage for medical, baggage, unlimited emergency medical evacuation and repatriation, plus lounge benefits in times of delays —great for all-around protection.
🛡️ Benefits
- Min. Premium: From ~$5.5/day trip
- Medical Cover: Up to S$200,000 + unlimited evacuation
- Trip Cover: Up to S$5,000 (cancellation), S$3,000 (baggage)
HL Assurance
🏆 Our Verdict
HLAS Travel Protect360 offers tiered plans—Basic, Enhanced, Superior—with strong medical, baggage, and disruption cover, ideal for flexible, budget-savvy travellers.
🛡️ Benefits
- Flexible Plans: Basic, Enhanced, or Superior
- Medical Cover: Up to S$500K + evacuation
- Trip & Baggage: Up to S$12K (trip), S$7K (baggage)
Income Insurance
🏆 Our Verdict
Income offers flexible, affordable travel insurance with pre-existing condition cover. Tiered plans and global support make it ideal for all types of travellers.
🛡️ Benefits
- Flexible Plans: With optional pre-existing cover
- High Limits: Up to S$1M (medical), S$15K (trip)
- Adventure Cover: Included by default
Starr Insurance
🏆 Our Verdict
Starr TraveLead offers affordable, customizable travel insurance with strong medical cover and 24/7 support. Tiered plans and optional add-ons (like scuba and snow sports) make it ideal for adventurous travellers.
🛡️ Benefits
- Medical Cover: Up to S$1M (Gold plan)
- Custom Add-Ons: Golf, cruise, scuba & snow sports
- Trip & Baggage: Up to S$15K (trip), S$7.5K (baggage)
Singlife
🏆 Our Verdict
Singlife offers flexible, affordable travel plans with pre-existing condition cover, strong medical benefits, and solid delay protection—ideal for all types of trips.
🛡️ Benefits
- Medical: Up to unlimited (Prestige plan)
- Add-Ons: Golf, cruise, scuba, snow sports
- Trip/Baggage: Up to $20K / $8K
MSIG Insurance
🏆 Our Verdict
MSIG TravelEasy offers strong global coverage for medical, trip disruptions, and baggage loss, with tiered options and Pre-Ex cover—ideal for flexible, reliable protection.
🛡️ Benefits
- Flexible Plans: With Pre-Ex coverage
- Medical: Up to S$1M incl. COVID-19
- Trip/Baggage: Up to S$15K / S$7.5K
Allianz Partners
🏆 Our Verdict
Allianz Travel Hero is a simple, tiered plan offering solid core coverage and value. With Standard, Premium, and Elite options, it suits travellers seeking fuss-free protection.
🛡️ Benefits
- Plan Tiers: Standard, Premium, Elite
- Coverage: Up to $300k incl. COVID-19
- Perks: Lost docs, 24/7 help
Manulife
🏆 Our Verdict
Manulife InvestReady III is considered a comprehensive investment-linked plan as it combines flexible investment options, insurance protection, and wealth growth potential in a single solution tailored to individual financial goals.
🛡️ Benefits
- Low Premiums: From S$300/month (up to 55% add. welcome bonus units in first policy year)
- Custom Focus: Choose optional riders tailored to your needs—death/terminal illness & critical illness
- Separate Payouts: Claims for death, CI are distinct and don’t overlap—each benefit is paid independently under the selected rider
Chubb
🏆 Our Verdict
Chubb’s Business Travel Insurance offers flexible, budget-friendly coverage tailored to your company’s travel needs.
🛡️ Benefits
- Custom Plans: Pay only for what you need
- Cover: Up to S$300K incl.
- 24/7 Support: Global emergency help
Prudential
🏆 Our Verdict
PRUShield Plus is a smart mid-tier plan with A-ward coverage, high limits, and optional riders to reduce out-of-pocket costs.
🛡️ Benefits
- High Coverage: Up to S$600K/year
- Extended Care: 365 days post-hospitalisation
- Optional Riders: Reduce out-of-pocket costs
Singtel
🏆 Our Verdict
Singtel Car Protect offers high rewards, generous personal accident coverage, and tiered plans to suit different budgets and protection needs—giving customers value, choice and peace of mind on the road.
🛡️ Benefits
- Claim Excess: Up to $500 off your first claim
- Personal Accident: $120k
- Towing: Up to $300
