BOC Family Card

Make your family expenditure more rewarding with the BOC Family Card. Earn cash rebates on daily spending, such as dining, movies, online purchases, groceries, public transport and more.

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Card benefit

% cashback

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Earn up to 10% cashback on dining and 3% at supermarkets, local online shopping, transport, and overseas online shopping, all with a minimum spend of S$800. Get 5% cashback on retail and health purchases at Family Club Merchants (capped at S$25 per month). For all other eligible spending, including local transactions and petrol, earn 0.30% cashback.

Annual Fee

S$ 205.2

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First Year Waived

Monthly Spend Required

S$ 800

Minimum Annual Income

S$ 30,000

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Highlights

Card benefit

% cashback

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Annual Fee

S$ 205.2

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First Year Waived

Monthly Spend Required

S$ 800

Minimum Annual Income

S$ 30,000

Things to consider when choosing this card:

Things to consider

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Dining rebate

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Public transportation

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Monthly spend required

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate

0.3 %

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With minimum monthly spend of S$800.

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Cashback Local

0.3 %

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With minimum monthly spend of S$800.

flight

Cashback Overseas

0.3 %

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With minimum monthly spend of S$800.

luggage

Cashback Travel

0.3 %

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With minimum monthly spend of S$800.

restaurant

Cashback Dining

10 %

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With minimum monthly spend of S$800.

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Cashback Supermarket

3 %

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With minimum monthly spend of S$800.

local_gas_station

Cashback Petrol

0.3 %

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Cashback Retail

Up to 5 %

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On Family Club Merchants only, capped at S$25 per statement month. Otherwise 0.3% cash rebate.

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Cashback Local Online Shopping

3 %

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With minimum monthly spend of S$800.

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Cashback Overseas Online Shopping

3 %

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Cashback Health

5 %

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On Family Club Merchants only, capped at S$25 per statement month.

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Cashback Department Store

0.3 %

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With minimum monthly spend of S$800.

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Cashback Digital Wallet

0.3 %

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With minimum monthly spend of S$800.

contactless

Cashback Contactless Spend

0.3 %

commute

Cashback Transport

3 %

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Quick Facts

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10% cash rebate on dining and movies.

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5% cash rebate on Family Club Merchants, including Best Denki, Popular Bookstore, Unity Pharmacy, Watsons, and more.

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3% cash rebate on public transport.

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3% cash rebate on supermarket, online purchases, and hospital.

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0.3% cash rebate on all other eligible spend.

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S$205.20 annual fee (inclusive of GST).

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

Monthly Spend Required

S$ 800

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 205.2

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First Year Waived

Foreign Currency Transaction Fee

2 %

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2% administrative fee and an additional 1% cross-border fee for Visa credit cards.

Cash Advance Service Charge

S$ 20

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6% or S$20, whichever is greater.

Air Miles Conversion Fee

S$ 30.28

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Inclusive of GST

Repayment

Minimum Payment

3 %

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3% of the monthly balance outstanding, plus any outstanding min. payment sum, plus the amount in excess of the Credit Limit, or S$50, whichever is greater.

Late Payment Charge

5 %

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If Minimum Payment Due is not received by the Payment Due Date, a Late Payment Charge of 5% of outstanding amount, subject to minimum of S$100 per month, will be levied.

Interest on Purchase

28.88 %

Interest on Cash Advance

28.88 %

Interest Free Period

23 days

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Others

Association

VISA Platinum

BOC Family Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

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