BOC Family Card

Last updated: Apr 2022
S$
30,000

Min. Annual Income

0.3
%

Cashback

Not Available

Cashback

Annual Fee Waiver

Great for

  • 10% cashback on dining (local and overseas restaurants, cafes, fast food) and movies
  • 5% cashback at Family Club Merchants (Q&M Dental, Best Denki, Watsons, etc.)
  • 3% cashback on public transport
  • 3% cashback on online shopping, supermarkets, hospital bills
  • 0.3% cashback on all other purchases
  • Read our full review of the BOC Family Card

Need to know

  • Min. spending of S$800 required to earn bonus cashback
  • Each of the 4 bonus cashback categories is capped at S$25
  • Total monthly cashback is capped at S$100

Year-round rewards

CASH REBATE
All Spending
0.3 %
Local Spending
0.3 %
Dining Spending
10 %
With a min. monthly spend of S$800
Travel Spending
3 %
With min. monthly spend of S$800
Online Shopping Spending (Local)
3 %
With a min. monthly spend of S$800
Health, Beauty and Wellness Spending
3 %
With min. monthly spend of S$800
Supermarket Spending
3 %
With min. monthly spend of S$800

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000
Monthly Spend Required
S$800

Fees

Annual Fee
S$203.30 (First Year Fee Waiver)
Foreign Currency Transaction Fee
2% administrative fee and an additional 1% cross-border fee for Visa credit cards

Repayment

Minimum Payment
3% of the monthly balance outstanding, plus any outstanding min. payment sum, plus the amount in excess of the Credit Limit, or S$50, whichever is greater
Late payment charge
If Minimum Payment Due is not received by the Payment Due Date, a Late Payment Charge of 5% of outstanding amount, subject to minimum of S$100 per month, will be levied.
Interest On Purchases
28.88%
Interest On Cash Advance
28.88%
Interest Free Repayment Period
23 Days

Other information

Credit card type
Visa Platinum

Isn't the best product for you?

Compare more credit cards on SingSaver