BOC NVMO Card

Updated: 18 Aug 2026
Best for cashback on everyday spend
BOC NVMO Card
Ideal For
Families
Card benefit
0.3- 10 % cashback
Annual Fee
S$207.10
Minimum Annual Income
S$30,000
Supported Payment Network:
VISA

Highlights

SingSaver's Take

10% cash rebate on dining & online food delivery globally.
8% cash rebate on travel & entertainment spend (MY &ID in-store spend, online travel booking, concert booking, streaming subscriptions).
3% cashback on shopping & lifestyle spend (contactless bus & train rides, ride hailing, supermarkets, online purchases).

Things to Consider

Dining rebate
Public transportation
Monthly spend required

Benefits

Cashback Base Rate
0.3 %
Cashback Local
Up to 10 %
Cashback Overseas
Up to 10 %
Cashback Dining
10 %
Cashback Travel
8 %
Cashback Entertainment
8 %
Cashback Transport
3 %
Cashback Retail
3 %
Cashback Local Online Shopping
3 %
Cashback Overseas Online Shopping
3 %
Cashback Supermarket
3 %
Cashback Health
Up to 3 %

Air Miles Conversion Fee
S$ 30.56

Fees & Charges

Annual Fee
S$ 207.10
Foreign Currency Transaction Fee
3 %
Air Miles Conversion Fee
S$ 30.56
Cash Advance Service Charge
S$ 20

Late Payment Charge
5 %

Eligibility

Monthly Spend Required
S$ 800
Minimum Annual Income
S$ 30,000
Minimum Age
21 years old

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SingSaver Promo Code
Annual Fee
S$207.10
S$381.50
Cashback Local
1.6 %
Airmiles Base Rate
1.4 miles per dollar