Citi Business Card

Citi Business Card

The Citi Business Card is ideal for business owners who need additional credit line. Enjoy a credit line of up to S$100,000 to grow your business and up to 55 days of interest-free credit to extend your cash flow. You'll also get complimentary corporate liability waiver insurance coverage of up to US$25,000.

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Rewards Points Local Spending

2 Citi ThankYou points

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Per S$1 spent

Rewards Points Retail

2 Citi ThankYou points

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Per S$1 spent

Rewards Points Dining

2 Citi ThankYou points

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Per S$1 spent

Complimentary Travel Insurance

Yes

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Highlights

Rewards Points Local Spending

2 Citi ThankYou points

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Per S$1 spent

Rewards Points Retail

2 Citi ThankYou points

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Per S$1 spent

Rewards Points Dining

2 Citi ThankYou points

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Per S$1 spent

Complimentary Travel Insurance

Yes

Things to consider when choosing this card:

Things to consider

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Travel insurance

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No rebate cap

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No monthly spend required

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Annual Fee required

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Benefits

Cashback

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Cashback Base Rate

0.45 %

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2 Citi ThankYou points for every S$1 spent 4400 points redeemed = S$10 cash credit. Equivalent to 0.45% cashback.

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Cashback Local

0.45 %

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2 Citi ThankYou points for every S$1 spent 4400 points redeemed = S$10 cash credit. Equivalent to 0.45% cashback.

flight

Cashback Overseas

0.45 %

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2 Citi ThankYou points for every S$1 spent 4400 points redeemed = S$10 cash credit. Equivalent to 0.45% cashback.

luggage

Cashback Travel

0.45 %

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2 Citi ThankYou points for every S$1 spent 4400 points redeemed = S$10 cash credit. Equivalent to 0.45% cashback.

shopping_cart

Cashback Supermarket

0.45 %

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2 Citi ThankYou points for every S$1 spent 4400 points redeemed = S$10 cash credit. Equivalent to 0.45% cashback.

restaurant

Cashback Dining

0.45 %

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2 Citi ThankYou points for every S$1 spent 4400 points redeemed = S$10 cash credit. Equivalent to 0.45% cashback.

local_gas_station

Cashback Petrol

0.45 %

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2 Citi ThankYou points for every S$1 spent 4400 points redeemed = S$10 cash credit. Equivalent to 0.45% cashback.

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Cashback Retail

0.45 %

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2 Citi ThankYou points for every S$1 spent 4400 points redeemed = S$10 cash credit. Equivalent to 0.45% cashback.

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Cashback Local Online Shopping

0.45 %

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2 Citi ThankYou points for every S$1 spent 4400 points redeemed = S$10 cash credit. Equivalent to 0.45% cashback.

shopping_bag

Cashback Overseas Online Shopping

0.45 %

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2 Citi ThankYou points for every S$1 spent 4400 points redeemed = S$10 cash credit. Equivalent to 0.45% cashback.

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Cashback Health

0.45 %

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2 Citi ThankYou points for every S$1 spent 4400 points redeemed = S$10 cash credit. Equivalent to 0.45% cashback.

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Cashback Department Store

0.45 %

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2 Citi ThankYou points for every S$1 spent 4400 points redeemed = S$10 cash credit. Equivalent to 0.45% cashback.

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Cashback Digital Wallet

0.45 %

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2 Citi ThankYou points for every S$1 spent 4400 points redeemed = S$10 cash credit. Equivalent to 0.45% cashback.

contactless

Cashback Contactless Spend

0.45 %

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2 Citi ThankYou points for every S$1 spent 4400 points redeemed = S$10 cash credit. Equivalent to 0.45% cashback.

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AirMiles

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Airmiles Base Rate

0.8 miles per dollar

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2 Citi ThankYou points for every S$1 spent, equivalent to 0.8 miles per S$1.

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Airmiles Local

0.8 miles per dollar

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2 Citi ThankYou points for every S$1 spent, equivalent to 0.8 miles per S$1.

flight

Airmiles Overseas

0.8 miles per dollar

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2 Citi ThankYou points for every S$1 spent, equivalent to 0.8 miles per S$1.

sell

Airmiles Retail

0.8 miles per dollar

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2 Citi ThankYou points for every S$1 spent, equivalent to 0.8 miles per S$1.

restaurant

Airmiles Dining

0.8 miles per dollar

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2 Citi ThankYou points for every S$1 spent, equivalent to 0.8 miles per S$1.

shopping_bag

Airmiles Local Online Shopping

0.8 miles per dollar

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2 Citi ThankYou points for every S$1 spent, equivalent to 0.8 miles per S$1.

shopping_bag

Airmiles Overseas Online Shopping

0.8 miles per dollar

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2 Citi ThankYou points for every S$1 spent, equivalent to 0.8 miles per S$1.

domain

Airmiles Department Store

0.8 miles per dollar

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2 Citi ThankYou points for every S$1 spent, equivalent to 0.8 miles per S$1.

shopping_cart

Airmiles Supermarket

0.8 miles per dollar

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2 Citi ThankYou points for every S$1 spent, equivalent to 0.8 miles per S$1.

bed

Airmiles Hotel Booking

0.8 miles per dollar

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2 Citi ThankYou points for every S$1 spent, equivalent to 0.8 miles per S$1.

flight_takeoff

Airmiles Flight Booking

0.8 miles per dollar

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2 Citi ThankYou points for every S$1 spent, equivalent to 0.8 miles per S$1.

local_gas_station

Airmiles Petrol

0.8 miles per dollar

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2 Citi ThankYou points for every S$1 spent, equivalent to 0.8 miles per S$1.

luggage

Airmiles Travel

0.8 miles per dollar

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2 Citi ThankYou points for every S$1 spent, equivalent to 0.8 miles per S$1.

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Quick Facts

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Get an additional business credit limit that is separate from your personal credit card.

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Earn 2X Citi ThankYou Points for every S$1 spent.

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Complimentary travel and corporate liability waiver insurance.

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S$150 annual fee

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Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$60,000.

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Eligibility

Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30,000

Monthly Spend Required

None

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 150

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First Year Waived

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

8 %

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8% of the cash advance amount subject to a minimum fee of S$15.

Air Miles Conversion Fee

S$ 25

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Excluding GST

Repayment

Minimum Payment

S$ 50

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S$50 plus any overdue amounts.

Interest on Purchase

27.9 %

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Per annum

Interest on Cash Advance

28.95 %

Interest Free Period

55 days

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Others

Association

Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Tags

Citi Business Card

Citi Business Card

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