Citi Business Card
Last updated: Aug 2021
S$ 30,000
Min. Annual Income
0.8 Miles Per Dollar
Local Spending
(Indirect cashback) S$1 = 2 ThankYou Points on all spend. 10,000 miles = 25,000 ThankYou Points, equivalent to 0.8 miles per S$1 spent.
0.45 %
Cashback
(Indirect cashback) S$1 = 2 ThankYou Points on all spend. S$10 cash rebate = 4,400 ThankYou Points, equivalent to a cashback of 0.45%
Travel
Annual Fee Waiver

Great for

  • Earn 2 Citi ThankYou points for every S$1 spent, equivalent to 0.45% cashback or 0.8 miles per S$1 spent.
  • Complimentary corporate liability waiver insurance coverage of up to US$25,000 per cardmember and US$1.65M per company to protect against card misuse
  • Complimentary travel accident insurance coverage of up to S$1M per cardmember when full fare is charged to card

Need to know

  • Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$60,000

Year-round rewards

Local Spending
0.45 %
(Indirect cashback) S$1 = 2 ThankYou Points on all spend. S$10 cash rebate = 4,400 ThankYou Points, equivalent to a cashback of 0.45%

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000

Fees

Annual fee
S$150.00 (First Year Waiver)
Foreign Currency Transaction Fee
3.25%

Repayment

Minimum Payment
1% of current a/c balance plus 1% outstanding amount plus late charges or S$50, whichever is higher.
Late payment charge
S$100 if Minimum Payment Due is not received on or before the Payment Due Date.
Interest On Purchases
26.9%
Interest Free Repayment Period
55 Days

Other information

Supported Payment Type
Visa PayWave
Credit card type
Visa

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