ICBC UnionPay Dual Currency Credit Card

Updated: 18 Aug 2026
ICBC UnionPay Dual Currency Credit Card
Card benefit
0.5- 8 % cashback
Annual Fee
S$30
Min. Annual Income
S$30,000
Supported Payment Network:

Highlights

SingSaver's Take

Up to 8% cashback on your spending.
Flexibility in payment currency between USD and SGD for various payment modes in Singapore.
2.5% foreign transaction fee waiver if USD is used.

Things to Consider

Local spending rebate
Overseas rebate
Monthly spend required

Benefits

Cashback Base Rate
0.5 %
Cashback Overseas
Up to 8 %
Cashback Local
Up to 8 %
Cashback Travel
Up to 8 %
Cashback Dining
Up to 8 %
Cashback Supermarket
Up to 8 %
Cashback Petrol
Up to 8 %
Cashback Retail
Up to 8 %
Cashback Local Online Shopping
Up to 8 %
Cashback Overseas Online Shopping
Up to 8 %
Cashback Department Store
Up to 8 %
Cashback Online Bill Payment Spending
Up to 8 %
Cashback Contactless Spend
Up to 8 %
Cashback Transport
Up to 8 %

Fees & Charges

Annual Fee
S$ 30
Foreign Currency Transaction Fee
2.5 %

Late Payment Charge
5 %

Installment Processing Fee
No processing Fee

Eligibility

Minimum Age
21 years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 500

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SingSaver Promo Code
Annual Fee
S$30
S$150
Cashback Local
Up to8 %
1.6 %
Airmiles Base Rate

ICBC UnionPay Dual Currency Credit Card