ICBC UnionPay Dual Currency Credit Card

ICBC UnionPay Dual Currency Credit Card

With the unique ability to handle two currencies, the ICBC UnionPay Dual Currency Credit Card offers unparalleled convenience and flexibility while traveling or shopping internationally. Seamlessly manage payments in both SGD and USD, while earning cashback on your purchases.

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Min. Annual Income

S$ 30,000

Annual Fee

S$ 30

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First Three Years Waived

Annual Fee Waiver

3 years

Cashback Local

Up to 8 %

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For all qualifying spend above S$500.

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Highlights

Min. Annual Income

S$ 30,000

Annual Fee

S$ 30

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First Three Years Waived

Annual Fee Waiver

3 years

Cashback Local

Up to 8 %

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For all qualifying spend above S$500.

Things to consider when choosing this card:

Things to consider

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Local spending rebate

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Overseas rebate

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Monthly spend required

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate

0.5 %

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For all qualifying spend up to S$500 monthly per quarter.

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Cashback Local

Up to 8 %

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For all qualifying spend above S$500.

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Cashback Overseas

Up to 8 %

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For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

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Cashback Travel

Up to 8 %

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For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

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Cashback Dining

Up to 8 %

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For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

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Cashback Supermarket

Up to 8 %

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For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

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Cashback Petrol

Up to 8 %

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For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

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Cashback Retail

Up to 8 %

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For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

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Cashback Local Online Shopping

Up to 8 %

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For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

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Cashback Overseas Online Shopping

Up to 8 %

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For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

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Cashback Department Store

Up to 8 %

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For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

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Cashback Online Bill Payment Spending

Up to 8 %

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For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

contactless

Cashback Contactless Spend

Up to 8 %

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For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

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Cashback Transport

Up to 8 %

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For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

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Quick Facts

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Up to 8% cashback on your spending.

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Flexibility in payment currency between USD and SGD for various payment modes in Singapore.

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2.5% foreign transaction fee waiver if USD is used.

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3-year annual fee waiver.

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8% bonus cashback only applies to spends of above S$500 each month for 3 consecutive months, otherwise 0.5% cashback.

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Eligibility

Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30,000

Monthly Spend Required

S$ 500

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Fees / Repayment

Fees

Annual Fee Waiver

3 years

Annual Fee

S$ 30

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First Three Years Waived

Foreign Currency Transaction Fee

2.5 %

Repayment

Minimum Payment

3 %

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3% of balance or S$50, whichever is higher.

Late Payment Charge

5 %

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If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of greater of 5% of the whole amount of Minimum Payment or S$40 will be levied.

Interest on Purchase

24 %

Interest on Cash Advance

24 %

Interest Free Period

25 days

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Others

Association

UnionPay

Tags

ICBC UnionPay Dual Currency Credit Card

ICBC UnionPay Dual Currency Credit Card

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