OCBC Frank Card

Designed for the young and the bold, the OCBC Frank Cards offers a spectrum of exclusive benefits, from up to 10% cashback on lifestyle essentials to personalised designs that mirror your unique style. Embrace a card that celebrates your individuality while empowering your financial journey.

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Monthly Spend Required

S$ 800 per month

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Capped at S$100 cashback per calendar month, S$25 per category spend.

Cashback Base Rate

0.3 %

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Capped at S$25

Cashback Overseas

8 %

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For purchases made in foreign currency, both online and in stores capped at S$25 minimum spend of S$800 required.

Cashback Contactless Spend

Up to 10 %

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8% for contactless mobile transactions Additional 2% cashback at eco-friendly merchants and services capped at S$25 minimum spend of S$800 required.

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Highlights

Monthly Spend Required

S$ 800 per month

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Capped at S$100 cashback per calendar month, S$25 per category spend.

Cashback Base Rate

0.3 %

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Capped at S$25

Cashback Overseas

8 %

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For purchases made in foreign currency, both online and in stores capped at S$25 minimum spend of S$800 required.

Cashback Contactless Spend

Up to 10 %

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8% for contactless mobile transactions Additional 2% cashback at eco-friendly merchants and services capped at S$25 minimum spend of S$800 required.

Things to consider when choosing this card:

Things to consider

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Contactless payment

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Overseas rebate

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Online shopping rebate

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Monthly spend required

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Benefits

Cashback

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Cashback Base Rate

0.3 %

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Capped at S$25

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Cashback Local

Up to 10 %

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For online transactions and contactless mobile transactions in SGD Additional 2% cashback at eco-friendly merchants and services capped at S$25 minimum spend of S$800 required.

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Cashback Overseas

8 %

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For purchases made in foreign currency, both online and in stores capped at S$25 minimum spend of S$800 required.

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Cashback Dining

Up to 8 %

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8% for contactless mobile transactions Additional 2% cashback at eco-friendly merchants capped at S$25 minimum spend of S$800 required.

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Cashback Supermarket

Up to 10 %

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8% for contactless mobile transactions Additional 2% cashback at eco-friendly merchants and services capped at S$25 minimum spend of S$800 required.

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Cashback Retail

Up to 10 %

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8% for contactless mobile transactions Additional 2% cashback at eco-friendly merchants and services capped at S$25 minimum spend of S$800 required.

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Cashback Local Online Shopping

Up to 10 %

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8% for contactless mobile transactions Additional 2% cashback at eco-friendly merchants and services capped at S$25 minimum spend of S$800 required.

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Cashback Overseas Online Shopping

8 %

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For purchases made in foreign currency, both online and in stores capped at S$25 minimum spend of S$800 required.

contactless

Cashback Contactless Spend

Up to 10 %

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8% for contactless mobile transactions Additional 2% cashback at eco-friendly merchants and services capped at S$25 minimum spend of S$800 required.

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Cashback Transport

Up to 10 %

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8% for contactless mobile transactions Additional 2% cashback at eco-friendly merchants and services capped at S$25 minimum spend of S$800 required.

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Quick Facts

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Enjoy 8% cashback on foreign currency transactions.

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Enjoy 8% cashback on online/contactless mobile transactions in SGD.

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Enjoy 2% cashback at selected green merchants.

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Annual fee waiver of 2 years

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Minimum spend of S$800 required to earn higher cashback rate.

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Cashback capped at S$100 per month.

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Automatic annual fee waiver requires min. annual spend of S$10,000.

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Guides

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Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR) S$45,000 and above per annum (Foreigner).

Monthly Spend Required

S$ 800 per month

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Capped at S$100 cashback per calendar month, S$25 per category spend.

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Fees / Repayment

Fees

Annual Fee Waiver

2 years

Annual Fee

S$ 196.2

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First Two Years Fee automatically waived with min. spend of S$10,000 from date of issue

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Repayment

Minimum Payment

S$ 50

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S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.78 %

Interest on Cash Advance

28.92 %

Interest Free Period

23 days

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Others

Association

VISA Platinum

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Fitbit Pay

Garmin Pay

NETSPay

OCBC Frank Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Guides

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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