OCBC Frank Card
Last updated: Apr 2022
S$
30,000
Min. Annual Income
6
%
Cashback
on all online and in-app spend
6
%
Cashback
on in-store mobile payments and in-store foreign currency spend
Daily Expenses
Dining & Entertainment
Shopping
Annual Fee Waiver

Great for

  • Enjoy 6% cashback on online and in-app spending, in-store mobile payments, and foreign currency spending
  • An increased monthly cashback cap from S$60 to S$75
  • 0.3% cashback on all other purchases
  • Annual fee waiver for first 2 years.
  • Gain access to over 200 deals on the STACK marketplace
  • Read our full review of the OCBC FRANK Card

Need to know

  • Min. qualifying spend of S$600 (previously S$400)
  • Online shopping cashback excludes payment for government, financial institutions, public utilities, membership fees and donations

Year-round rewards

CASH REBATE
All Spending
6 %
Online Shopping Spending (Local)
6 %
Retail Spending
6 %
Online Shopping Spending (Overseas)
6 %
Local Spending
6 %
Dining Spending
6 %

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000
Monthly Spend Required
S$600

Fees

Annual fee
S$80.00 (First Two Years Fee Waiver)
Foreign Currency Transaction Fee
3.25%

Repayment

Minimum Payment
S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.
Late payment charge
If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$100 will be levied.
Interest On Purchases
25.92%
Interest On Cash Advance
28.92%
Interest Free Repayment Period
23 Days

Other information

Supported Payment Type
Apply Pay
Google Pay
Samsung Pay
Credit card type
Visa Platinum

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