Year-round rewards
Cash rebate
Air miles rewards
Cash rebate
All Spending
6 %
Online Shopping Spending (Local)
6 %
Retail Spending
6 %
Online Shopping Spending (Overseas)
6 %
Local Spending
6 %
Dining Spending
6 %
OCBC Frank Card
Last updated:Apr 2021
S$30,000
Min. Annual Income6%
Cashbackon all online and in-app spend6%
Cashbackon in-store mobile payments and in-store foreign currency spendBenefits
Eligibility
APR/ FEES
Daily Expenses
Dining & Entertainment
Shopping
Annual Fee Waiver
Daily Expenses
Dining & Entertainment
Shopping
Annual Fee Waiver
Great for
Enjoy 6% cashback on online and in-app spending, in-store mobile payments, and foreign currency spending
An increased monthly cashback cap from S$60 to S$75
0.3% cashback on all other purchases
Annual fee waiver for first 2 years.
Gain access to over 200 deals on the STACK marketplace
Read our full review of the OCBC FRANK Card
Need to know
Min. qualifying spend of S$600 (previously S$400)
Online shopping cashback excludes payment for government, financial institutions, public utilities, membership fees and donations
Benefits
Eligibility
Eligibility
Minimum Age
21
Min. Annual Income
S$30,000
Monthly Spend Required
S$600
APR/ FEES
Fees
Annual fee
S$80.00 (First Two Years Fee Waiver)
Foreign Currency Transaction Fee
3.25%
Repayment
Minimum Payment
S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.
Late payment charge
If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$100 will be levied.
Interest On Purchases
25.92%
Interest On Cash Advance
28.92%
Other information
Supported Payment Type
Apply Pay
Google Pay
Samsung Pay
Google Pay
Samsung Pay
Credit card type
Visa Platinum
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