OCBC Rewards Credit Card

OCBC Rewards Credit Card

Unleash the shopaholic within you with the OCBC Rewards Card. Spending in retail categories - both online and in stores - will net you 6 miles per dollar in the form of OCBC$ points. These points can be redeemed as cash rebate, miles, vouchers, products or lifestyle experiences. Card approval is also instant as long as you apply using Myinfo.
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Highlights

Rewards Points Baseline
1  OCBC$ per dollar
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Rewards Points Online Shopping
15  OCBC$ per dollar
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Rewards Points Retail
15  OCBC$ per dollar
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Rewards Bonus Cap
10,000  OCBC$
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Offer Available
Samsonite Volant Spinner 68/25 EXP + 1x Apple AirTag bundle (worth S$525.40)
SingSaver Exclusive Offer - New Cardmembers Only
Samsonite Volant Spinner 68/25 EXP + 1x Apple AirTag bundle (worth S$525.40)
  • Promotion is valid for new OCBC credit cardmembers only
  • Apply for participating OCBC credit cards through SingSaver and make a min. spend of S$500 within 30 days of card approval
  • Promotion is valid until 23 June 2024
  • Terms and Conditions apply
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
SingSaver Exclusive Offer - New Cardmembers Only
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
  • Promotion is valid for new OCBC credit cardmembers only
  • Apply for participating OCBC credit cards through SingSaver and make a min. spend of S$500 within 30 days of card approval
  • Promotion is valid until 23 June 2024
  • Terms and Conditions apply
S$220 eCapitaVoucher
SingSaver Exclusive Offer - New Cardmembers Only
S$220 eCapitaVoucher
  • Promotion is valid for new OCBC credit cardmembers only
  • Apply for participating OCBC credit cards through SingSaver and make a min. spend of S$500 within 30 days of card approval
  • Promotion is valid until 23 June 2024
  • Terms and Conditions apply
S$200 Cash via PayNow
SingSaver Exclusive Offer - New Cardmembers Only
S$200 Cash via PayNow
  • Promotion is valid for new OCBC credit cardmembers only
  • Apply for participating OCBC credit cards through SingSaver and make a min. spend of S$500 within 30 days of card approval
  • Promotion is valid until 23 June 2024
  • Terms and Conditions apply

Things to consider

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Retail rebate

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Online shopping rebate

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Gift: Apple product

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No monthly spend required

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Benefits

Cashback

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Cashback Base Rate
0.28  %
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Cashback Local
2.78  %
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Cashback Overseas
0.28  %
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restaurant
Cashback Dining
0.28  %
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Cashback Retail
2.78  %
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Cashback Local Online Shopping
2.78  %
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AirMiles

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Airmiles Base Rate
0.4  miles per dollar
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Airmiles Local
4  miles per dollar
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Airmiles Overseas
0.4  miles per dollar
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Airmiles Retail
4  miles per dollar
restaurant
Airmiles Dining
0.4  miles per dollar
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Airmiles Local Online Shopping
4  miles per dollar
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Quick Facts

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Earn 15X OCBC$ (or 6 miles) for every S$1 spent at selected popular retailers (new selections every three months).

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Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides.

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Enjoy complimentary e-commerce protection on all your online purchases made with this card.

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Get fast approval and use your digital card instantly when you apply via MyInfo.

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Read our full review of the OCBC Titanium Rewards Credit Card.

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15 OCBC$ per S$1 earn rate is capped at 10,000 bonus OCBC$ cap per month.

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OCBC$ awarded in blocks of S$5 charged per transaction.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
2 years
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 25

Repayment

Minimum Payment
S$ 50
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Late Payment Charge
S$ 100
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Interest on Purchase
27.78  %
Interest on Cash Advance
28.92  %
Interest Free Period
23  days
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Others

Association

World Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Fitbit Pay

Garmin Pay

NETSPay

Tags

OCBC Rewards Credit Card OCBC Rewards Credit Card