OCBC Rewards Credit Card

OCBC Rewards Credit Card

Unleash the shopaholic within you with the OCBC Rewards Card. Spending in retail categories - both online and in stores - will net you 6 miles per dollar in the form of OCBC$ points. These points can be redeemed as cash rebate, miles, vouchers, products or lifestyle experiences. Card approval is also instant as long as you apply using Myinfo.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Rewards Points Baseline
1  OCBC$ per dollar
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Rewards Points Online Shopping
15  OCBC$ per dollar
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Rewards Points Retail
15  OCBC$ per dollar
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Rewards Bonus Cap
10,000  OCBC$
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2 Offers Available
Save S$228.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up
Upgrade Your Rewards with a Simple Top-Up
Save S$228.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up

+ 3 other gift options

  • Promotion is valid until 14 August 2024.
  • Valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards through SingSaver and make a min. spend of S$500 within 30 days of card approval.
  • The Reward Upgrade will replace SingSaver Exclusive promotional reward.
  • Terms and Conditions apply.
Samsonite Volant Spinner 68/25 EXP + 1x Apple AirTag bundle (worth S$525.40)
SingSaver Exclusive Offer - New Cardmembers Only
Samsonite Volant Spinner 68/25 EXP + 1x Apple AirTag bundle (worth S$525.40)
  • Promotion is valid until 14 August 2024.
  • Valid for new OCBC credit cardmembers only.
  • Apply for the OCBC 365 Credit Card or the 90°N Visa Card through SingSaver and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Terms and Conditions apply
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
SingSaver Exclusive Offer - New Cardmembers Only
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
  • Promotion is valid until 14 August 2024.
  • Valid for new OCBC credit cardmembers only.
  • Apply for the OCBC 365 Credit Card or the 90°N Visa Card through SingSaver and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Terms and Conditions apply
S$220 eCapitaVoucher
SingSaver Exclusive Offer - New Cardmembers Only
S$220 eCapitaVoucher
  • Promotion is valid until 14 August 2024.
  • Valid for new OCBC credit cardmembers only.
  • Apply for the OCBC 365 Credit Card or the 90°N Visa Card through SingSaver and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Terms and Conditions apply
S$200 Cash via PayNow
SingSaver Exclusive Offer - New Cardmembers Only
S$200 Cash via PayNow
  • Promotion is valid until 14 August 2024.
  • Valid for new OCBC credit cardmembers only.
  • Apply for the OCBC 365 Credit Card or the 90°N Visa Card through SingSaver and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Terms and Conditions apply

Things to consider

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Retail rebate

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Online shopping rebate

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Gift: Apple product

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No monthly spend required

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Benefits

Cashback

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Cashback Base Rate
0.28  %
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Cashback Local
2.78  %
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flight
Cashback Overseas
0.28  %
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restaurant
Cashback Dining
0.28  %
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Cashback Retail
2.78  %
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Cashback Local Online Shopping
2.78  %
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AirMiles

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Airmiles Base Rate
0.4  miles per dollar
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Airmiles Local
4  miles per dollar
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Airmiles Overseas
0.4  miles per dollar
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Airmiles Retail
4  miles per dollar
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Airmiles Dining
0.4  miles per dollar
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Airmiles Local Online Shopping
4  miles per dollar
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Quick Facts

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Earn 15X OCBC$ (or 6 miles) for every S$1 spent at selected popular retailers (new selections every three months).

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Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides.

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Enjoy complimentary e-commerce protection on all your online purchases made with this card.

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Get fast approval and use your digital card instantly when you apply via MyInfo.

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Read our full review of the OCBC Titanium Rewards Credit Card.

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15 OCBC$ per S$1 earn rate is capped at 10,000 bonus OCBC$ cap per month.

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OCBC$ awarded in blocks of S$5 charged per transaction.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
2 years
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 25

Repayment

Minimum Payment
S$ 50
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Late Payment Charge
S$ 100
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Interest on Purchase
27.78  %
Interest on Cash Advance
28.92  %
Interest Free Period
23  days
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Others

Association

World Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Fitbit Pay

Garmin Pay

NETSPay

Tags

OCBC Rewards Credit Card OCBC Rewards Credit Card

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